Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über CNA?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der CNA: Certified Nurse Assistant Prüfung.

2022 Updated Actual CNA questions as experienced in Test Center

Laden Sie CNA Übungstest und aktuelle Fragen herunter | easyfinanz

Certified Nurse Assistant braindump questions with Latest CNA practice questions | https://www.easyfinanz.cc/

Medical CNA : Certified Nurse Assistant test Dumps

Exam Dumps Organized by Shahid nazir



Latest 2022 Updated Syllabus
CNA test Dumps | Latest Braindumps with genuine Questions

Real Questions from Latest syllabus of CNA - Updated Daily - 100% Pass Guarantee



CNA trial Questions : Download 100% Free CNA test Dumps (PDF and VCE)

Exam Number : CNA
Exam Name : Certified Nurse Assistant
Vendor Name : Medical
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Test CNA Practice Questions are up to date on everyday basis
Lots of men and women while fall short Certified Nurse Assistant exam, tend not to really attempt again. Many of us recommend an individual in order to get their own CNA test questions as well as solutions together with VCE exercising test and test once more as well as you will obtain the highest scars within CNA exam. That may be guaranteed. Many of us supply up-to-date, valid as well as latest CNA Dumps.

Transferring the test really does not necessarily matter, knowing the subject places and improvement of knowledge is certainly actually is important. Exact same circumstance is interior CNA quiz. They offer CNA true test requests and advice that will help any person get a good score within the exam, but basically enhance your expertise regarding CNA subject areas with purchase that you could be familiar with in addition to core aspects associated with CNA objectives. This is certainly absolutely crucial. Their class is frequently operating in CNA queries financial institution that may really provide you fantastic knowledge of topics, along with entirely success assure. In no way underrate the ability in their CNA VCE practice check. This particular might help a person quite a lot in figuring out and memorizing CNA requests with its Exam Questions plus VCE PDF Braindumps.

Features of Killexams CNA PDF Braindumps
-> Instant CNA PDF Braindumps get Access
-> Complete CNA Inquiries and Solutions
-> 98% Achievements Rate involving CNA Assessment
-> Guaranteed True CNA quiz questions
-> CNA Questions Up to date on Standard basis.
-> Good and 2022 Updated CNA test Deposits
-> 100% Transportable CNA Assessment Files
-> Total featured CNA VCE Assessment Simulator
-> Not any Limit in CNA Assessment download Easy access
-> Great Saving coupons
-> 100% Based download Accounts
-> 100% Secrecy Ensured
-> totally Success Warranty
-> 100% Cost-free Practice Test structure Questions
-> Not any Hidden Fee
-> No Once a month Charges
-> Not any Automatic Accounts Renewal
-> CNA test Change Intimation through Email
-> Cost-free Technical Support

test Depth at: https://killexams.com/pass4sure/exam-detail/CNA
Pricing Particulars at: https://killexams.com/exam-price-comparison/CNA
See Comprehensive List: https://killexams.com/vendors-exam-list

Discounted Coupon in Full CNA PDF Braindumps Exam dumps;
WC2020: 60% Toned Discount to each of your test
PROF17: 10% Even more Discount in Value Over $69
DEAL17: 15% Even more Discount in Value Over $99







CNA test Format | CNA Course Contents | CNA Course Outline | CNA test Syllabus | CNA test Objectives


Tests/Quizzes (Totals make up 25% of your overall grade)
Chapter Tests 100 points ea.
Chapter Quizzes (if given) 25 points ea.

Major Exams (Totals make up 25% of your overall grade)
Mid-term 500 points * Must have a 75% in class to take – must score 75% on test
Skills Final 400 points
Final 500 points * Must have a 75% in class to take – must score 75% on test
Classwork/Homework (Totals make up 25% of your overall grade)
Homework 50 points/week
Skills/Lab 50 points/per skill day
Career Portfolio 100 points
Research papers 100 points
Oral presentations 100 points
Employability (Totals make up 25% of your overall grade)
Weekly class employability grade semester 1 40 pts. /day = 200 points a week)
Weekly class employability grade semester 2 40 pts. / day = 120 points a week)
Weekly clinical employability points semester 2 40 pts / day or 80 pts on Saturday

Major Exams: The Arizona State Board of Nursing has determined that all students must achieve at least 75% or better on all major examinations. In keeping with the BON standard, the EVIT standard for NA students is that students score at least 75% on all major exams as well as maintain a 75% overall class average. Students scoring less than 75% on either the Mid-term or the Final test are considered to have failed and may petition the instructor to re-take the exam. Only one re-take will be permitted. Re-takes will be administered the next school day. The re-take test will address the same competencies as the first test but with different questions. The maximum score that will be posted in the grade book for a re-take test is 75%. Students with a permanent score of less than 75% for the midterm test will be referred to the counseling department. It is the students responsibility to arrange a time with the teacher if they need to re-take a major test due to a failing grade or to make-up a major test due to an excused absence.

Successful Completion Requires:
1. Students must demonstrate 100% accuracy on all skills taught in lab/ clinical setting in order to receive “Pass” for this portion of the Program.
2. Students must maintain 100% attendance rate in class/clinical. (If student misses a class they will have to wait until that class day is offered again and it is not guaranteed it will be available in the next class)
3. All Students must complete 100% of the clinical hours
4. All Students must get at least an 80% or above on all quizzes and exams when given
5. All Financial obligations to school must be satisNied before sitting for CNA State exam or accreditation testing or before receiving a completion of Achievement CertiNicate.

Course Objectives • Communication and Interpersonal Skills • Infection Control • Safety/ Emergency procedures- including, but not limited to the Heimlich maneuver • Promoting Residents independence • Respecting residents rights • Taking and recording vitals signs • Measuring and recording height and weight • Caring for the residents environment • Caring for residents when death is imminent • Recognizing abnormal changes in body function and the importance of reporting such changes to a supervisor • Bathing • Grooming • Dressing • Toileting • Assisting with eating and hydration • Proper feeding techniques • Skin care • Transfers, positioning and turning • Modifying aides behavior in response to residents behavior • Identifying development tasks associated with aging process • How to respond to residents behavior • Allowing the residents to make personal choices • Identifying psychiatric disorders • Techniques for addressing the unique needs and behaviors of individuals with dementia • Communicating with cognitively impaired residents • Understanding the behavior of cognitively impaired residents • Appropriate responses to behavior of cognitively impaired residents • Methods of reducing the effects of cognitive impairments • Training the residents in self care according to the residents abilities • Use of assistive devices in transferring, ambulation, eating & dressing • Maintaining range of motion • Proper turning and positioning in bed and chair • Bowel and Bladder training • Care and use of prosthetic and orthotic devices • Providing privacy and maintenance of conNidentiality • Promoting the residents right to make personal choices to accommodate their needs • Giving assistance in resolving grievances and disputes • Providing needed assistance in getting to and participating in resident and family groups and other activities • Maintaining care and security of residents personal possessions • Promoting the residents right to be free from abuse, mistreatment and neglect, and the need to report any such instance to appropriate facility staff • Avoiding the need for restraints in accordance with current professional standards



Killexams Review | Reputation | Testimonials | Feedback


These CNA up to date dumps works in the genuine test.
I have these days passed the CNA test with this bundle. That could be a splendid Answer in case you need brief yet dependable coaching for CNA exam. This is an expert stage, so anticipate which you though need to spend time playing with Q&A - sensible experience is essential. Yet, as a ways and test simulations cross, killexams.com is the winner. Their test simulator surely simulates the exam, which includes the precise query kinds. It does make matters much less complex, and in my case, I believe it contributed to me getting a 100% score! I could not bear in brain my eyes! I knew I did nicely, however, this has become a wonder!!


It is genuinely great experience to have CNA latest dumps.
I have just passed the CNA test with this bundle. that is a great answer if you need quick yet dependable and valid dumps for the CNA exam. this is an expert level, so expect that you nevertheless need to spend time on searching questions and answers. Yet, save your time and register at killexams.com. Their test simulator simulates the exam, such as the unique question types. It does make things less complicated, and in my case, I trust it contributed to me getting a 100% score! I could not believe my eyes! I knew I did nicely, but this became a marvel!!


How many questions are asked in CNA exam?
Nice. I passed the CNA exam. The killexams.com examcollection helped a lot. Very useful indeed. passed the CNA with 95%. I am sure everyone can pass the test after studying your tests. The explanations were very helpful. Thanks. It was a great experience with killexams.com in terms of the collection of questions, their understanding, and the example wherein you have set the papers. I amm appreciative to you and provide full credit to you all for my prosperity.


Where to register for CNA exam?
The team behind killexams.com must significantly pat their return for a job correctly achieved! I have no doubts whilst pronouncing that with killexams, there will be no chance that you do not get to be a CNA. Recommending it to the others and all the high-quality for the future you guys! What a tremendous observation time has it been with the aid material for CNA at the internet site. You have been like a pal, a real buddy indeed.


Need real test questions of CNA exam? download here.
All in all, killexams.com changed into a great manner for me to put together for this exam. I passed but became a bit upset that now all questions about the test have been 100% similar to what killexams.com gave me. Over 70% had been equal and the rest changed into very comparable - I am no longer positive if this is a good issue. I managed to pass, so I think this counts as a good result. but understand that despite killexams.com you still want to the test and use your brain.


Medical Assistant Dumps



Obviously it is hard task to pick solid certification Q&A concerning review, reputation and validity since individuals get scam because of picking bad service. Killexams.com ensure to serve its customers best to its value concerning test dumps update and validity. The vast majority of customers scam by resellers come to us for the test dumps and pass their exams cheerfully and effectively. They never trade off on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is vital to us. Specially they deal with killexams.com review, killexams.com reputation, killexams.com scam report grievance, killexams.com trust, killexams.com validity, killexams.com report. In the event that you see any false report posted by their competitors with the name killexams scam report, killexams.com failing report, killexams.com scam or something like this, simply remember there are several terrible individuals harming reputation of good administrations because of their advantages. There are a great many successful clients that pass their exams utilizing killexams.com test dumps, killexams PDF questions, killexams questions bank, killexams VCE test simulator. Visit their specimen questions and test test dumps, their test simulator and you will realize that killexams.com is the best brain dumps site.

Is Killexams.com Legit?
Of course, Killexams is hundred percent legit plus fully reputable. There are several includes that makes killexams.com real and legit. It provides up to par and hundred percent valid test dumps that contains real exams questions and answers. Price is small as compared to almost all the services on internet. The Q&A are up to date on frequent basis by using most accurate brain dumps. Killexams account method and item delivery is extremely fast. File downloading is definitely unlimited and also fast. Support is avaiable via Livechat and Contact. These are the characteristics that makes killexams.com a sturdy website that include test dumps with real exams questions.



Which is the best braindumps site of 2022?
There are several Q&A provider in the market claiming that they provide genuine test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update test Q&A with the same frequency as they are updated in Real Test. test dumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain examcollection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to download PDF test Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Q&A will be provided in your download Account. You can download Premium test Dumps files as many times as you want, There is no limit.

Killexams.com has provided VCE practice questions Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Test Center and Enjoy your Success.




Google-PCSE test dumps | DES-1721 practice test | ITIL-4-FOUNDATION online test | 1Z0-1085-20 free pdf | 2V0-62.21 braindump questions | TA-002-P online test | Scrum-PSM-II practice questions | 4A0-C01 practice test | ASVAB-Word-Knowledge examcollection | ADX-271 pass test | DEA-1TT4 braindump questions | PCCSE certification trial | EX407 free pdf download | 5V0-33.19 practice test | 4A0-107 test test | MS-100 prep questions | Salesforce-Certified-Identity-and-Access-Management-Designer Q&A | EADA105 test practice | N10-008 test tips | 250-315 PDF download |


CNA - Certified Nurse Assistant Question Bank
CNA - Certified Nurse Assistant answers
CNA - Certified Nurse Assistant information source
CNA - Certified Nurse Assistant cheat sheet
CNA - Certified Nurse Assistant test format
CNA - Certified Nurse Assistant questions
CNA - Certified Nurse Assistant test Questions
CNA - Certified Nurse Assistant questions
CNA - Certified Nurse Assistant techniques
CNA - Certified Nurse Assistant test
CNA - Certified Nurse Assistant learning
CNA - Certified Nurse Assistant PDF Download
CNA - Certified Nurse Assistant testing
CNA - Certified Nurse Assistant Cheatsheet
CNA - Certified Nurse Assistant information hunger
CNA - Certified Nurse Assistant test contents
CNA - Certified Nurse Assistant tricks
CNA - Certified Nurse Assistant braindumps
CNA - Certified Nurse Assistant PDF Braindumps
CNA - Certified Nurse Assistant guide
CNA - Certified Nurse Assistant learning
CNA - Certified Nurse Assistant PDF Download
CNA - Certified Nurse Assistant test Braindumps
CNA - Certified Nurse Assistant exam
CNA - Certified Nurse Assistant cheat sheet
CNA - Certified Nurse Assistant guide
CNA - Certified Nurse Assistant information hunger
CNA - Certified Nurse Assistant test Questions
CNA - Certified Nurse Assistant Free PDF
CNA - Certified Nurse Assistant course outline
CNA - Certified Nurse Assistant guide
CNA - Certified Nurse Assistant learn
CNA - Certified Nurse Assistant course outline
CNA - Certified Nurse Assistant Latest Topics
CNA - Certified Nurse Assistant Cheatsheet
CNA - Certified Nurse Assistant questions
CNA - Certified Nurse Assistant test dumps
CNA - Certified Nurse Assistant Latest Topics
CNA - Certified Nurse Assistant test syllabus
CNA - Certified Nurse Assistant Practice Test
CNA - Certified Nurse Assistant Cheatsheet
CNA - Certified Nurse Assistant certification
CNA - Certified Nurse Assistant braindumps
CNA - Certified Nurse Assistant Dumps
CNA - Certified Nurse Assistant Free PDF
CNA - Certified Nurse Assistant Latest Topics
CNA - Certified Nurse Assistant test syllabus
CNA - Certified Nurse Assistant Question Bank
CNA - Certified Nurse Assistant testing
CNA - Certified Nurse Assistant guide
CNA - Certified Nurse Assistant test Braindumps
CNA - Certified Nurse Assistant Latest Questions
CNA - Certified Nurse Assistant Question Bank


FPGEE practice questions | GP-Doctor Practice Questions |


Best Certification test Dumps You Ever Experienced


APMLE prep questions | FNS VCE | CFRN free pdf | MSNCB PDF Dumps | ACNP test dumps | CCN dumps | CDCA-ADEX test test | BMAT trial questions | AAMA-CMA training material | NBRC examcollection | GP-Doctor study guide | VTNE free pdf | DANB boot camp | NCCT-TSC Free test PDF | MHAP practice test | RDN test Braindumps | BCNS-CNS Real test Questions | PCCN free pdf download | NNAAP-NA practice questions | ANP-BC PDF download |





References :


https://killexams-posting.dropmark.com/817438/23572322
https://www.instapaper.com/read/1319803903
http://killexams-braindumps.blogspot.com/2020/07/0day-free-cna-study-guide-and-dumps.html
http://feeds.feedburner.com/NeverMissTheseCnaQuestionsBeforeYouGoForTest
https://www.4shared.com/video/e8j5AY4lea/Certified-Nurse-Assistant-_CNA.html
http://ge.tt/7Kga8I73
https://www.4shared.com/office/kTprU67oea/Certified-Nurse-Assistant-_CNA.html
https://sites.google.com/view/killexams-cna-cheatsheet
https://www.clipsharelive.com/video/4086/cna-certified-nurse-assistant-real-exam-questions-and-answers-by-killexams-com
http://killexams.decksrusct.com/blog/certification-exam-dumps/cna-certified-nurse-assistant-2020-updated-questions-and-answers-by-killexams-com/
https://youtu.be/tNs_P7ZNXdM
https://justpaste.it/CNA-1
https://www.coursehero.com/file/82118359/Certified-Nurse-Assistant-CNApdf/
https://ello.co/killexamz/post/ceee3wb8xxyj5nw-udtfca
https://files.fm/f/rrdzu5ymz



Similar Websites :
Pass4sure Certification test dumps
Pass4Sure test Questions and Dumps






Direct Download

CNA Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

CNA Reviews

100% Valid and Up to Date CNA Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug