Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über 101?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der 101: Application Delivery Fundamentals 2022 Prüfung.

2022 Updated Actual 101 questions as experienced in Test Center

Laden Sie 101 Übungstest und aktuelle Fragen herunter | easyfinanz

Application Delivery Fundamentals 2022 real questions with Latest 101 practice questions | https://www.easyfinanz.cc/

F5-Networks 101 : Application Delivery Fundamentals 2022 exam Dumps

Exam Dumps Organized by Shahid nazir



Latest 2022 Updated Syllabus
101 actual questions | Latest Braindumps with genuine Questions

Real Questions from Latest courses of 101 - Updated Daily - 100% Pass Guarantee



101 demo Questions : Download 100% Free 101 actual questions (PDF and VCE)

Exam Number : 101
Exam Name : Application Delivery Fundamentals 2022
Vendor Name : F5-Networks
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Your achievements is confirmed with 101 braindumps
As opposed to wasting interval and funds upon looking updated Application Delivery Fundamentals 2022 queries, you should move forward along with sign up in killexams.com. get fully free of charge dumps purchase total 101 Questions and Answers version. Learn plus go the 101 examination.

killexams.com provides the Latest, Valid, as well as 2022 Updated F5-Networks 101 Study Guide That will be the most effective to look Application Delivery Fundamentals 2022 examination. It is just best to help the exact situation since the expert with your current company. They certainly have the genuine reputation to help men and women go the 101 test of their initial test. Performance from the Study Guide continued to be at top-rated during the last a long period. On thing to consider of their 101 Study Guide, clients trust their 101 Actual Questions as well as VCE for true 101 exam. killexams.com is superior in 101 real examination questions. Many of us always keep each of their 101 Study Guide Valid and in many cases 2022 Updated regularly.

F5-Networks 101 examination is not as well very simple in order to even take a look at preparing along with only 101 coursebook or possibly free cheat sheet accessible online. There are demanding questions questioned inside the genuine 101 examination which piteuxs the prospect to result in a screwing-up of the examination. This scenario is usually taken awareness of through killexams.com by obtaining together genuine 101 Practice Test in Actual Questions and even VCE test sim files. You just need to get completely free 101 cheat sheet before you decide to register for the total version involving 101 Study Guide. You are going to certainly always be pleased to move through their 101 Study Guide.

Features of Killexams 101 Study Guide
-> Instant 101 Study Guide obtain Access
-> Thorough 101 Queries and Replies
-> 98% Accomplishment Rate involving 101 exam
-> Guaranteed Precise 101 examination questions
-> 101 Questions Up to date on Frequent basis.
-> Appropriate and 2022 Updated 101 exam Blues
-> 100% Convenient 101 exam Files
-> Complete featured 101 VCE exam Simulator
-> Absolutely no Limit in 101 exam get Accessibility
-> Great Saving coupons
-> 100% Based get Profile
-> 100% Privacy Ensured
-> completely Success Assurance
-> 100% Totally free cheat sheet model Questions
-> Absolutely no Hidden Price
-> No Regular monthly Charges
-> Absolutely no Automatic Profile Renewal
-> 101 exam Change Intimation through Email
-> Totally free Technical Support

exam Aspect at: https://killexams.com/pass4sure/exam-detail/101
Pricing Particulars at: https://killexams.com/exam-price-comparison/101
See Total List: https://killexams.com/vendors-exam-list

Price cut Coupon in Full 101 Study Guide Practice Test;
WC2020: 60% Toned Discount on each of your exam
PROF17: 10% More Discount in Value Higher than $69
DEAL17: 15% More Discount in Value Higher than $99







101 exam Format | 101 Course Contents | 101 Course Outline | 101 exam Syllabus | 101 exam Objectives


Section 1: OSI Cognitive Complexity
Objective 1.01 Explain, compare, and contrast the OSI layers

Describe the function of each OSI layer
Differentiate between the OSI layers
Describe the purpose of the various address types at different OSI layers
Objective 1.02 Explain protocols and technologies specific to the data link layer

Explain the purpose of a switchs forwarding database
Explain the purpose and functionality of ARP
Explain the purpose and functionality of MAC addresses
Explain the purpose and functionality of a broadcast domain
Explain the purpose and functionality of VLANs
Explain the purpose and functionality of link aggregation
Objective 1.03 Explain protocols and apply technologies specific to the network layer

Explain the purpose and functionality of IP addressing and subnetting
Given an IP address and net mask, determine the network IP and the broadcast IP
Given a routing table and a destination IP address, identify which routing table entry the destination IP address will match
Explain the purpose and functionality of Routing protocols
Explain the purpose of fragmentation
Given a fragment, identify what information is needed for reassembly
Explain the purpose of TTL functionality
Given a packet traversing a topology, document the source/destination IP address/MAC address changes at each hop
Objective 1.04 Explain the features and functionality of protocols and technologies specific to the transport layer

Compare/Contrast purpose and functionality of MTU and MSS
Explain the purpose and functionality of TCP
Explain the purpose and functionality of UDP
Explain the purpose and functionality of ports in general
Explain how retransmissions occur
Explain the purpose and process of a reset
Describe various TCP options
Describe a TCP checksum error
Describe how TCP addresses error correction
Describe how the flow control process occurs
Objective 1.05 Explain the features and functionality of protocols and technologies specific to the application layer

Explain the purpose and functionality of HTTP
Differentiate between HTTP versions
Interpret HTTP status codes
Determine an HTTP request method for a given use case
Explain the purpose and functionality of HTTP keepalives, HTTP headers, DNS, SIP, FTP
Differentiate between passive and active FTP
Explain the purpose and functionality of SMTP
Explain the purpose and functionality of a cookie
Given a situation in which a client connects to a remote host, explain how the name resolution process occurs
Explain the purpose and functionality of a URL

Objective 2.01 Articulate the role of F5 products
Explain the purpose, use, and benefits of APM, LTM, ASM, GTM
Objective 2.02 Explain the purpose, use, and advantages of iRules

Explain the purpose of iRules
Explain the advantages of iRules
Given a list of situations, determine which would be appropriate for the use of iRules
Objective 2.03 Explain the purpose, use, and advantages of iApps

Explain the purpose of iApps
Explain the advantages of iApps
Given a list of situations, determine which would be appropriate for the use of iApps
Objective 2.04 Explain the purpose of and use cases for full proxy and packet
forwarding/packet based architectures

Describe a full proxy architecture
Describe a packet forwarding/packet based architecture
Given a list of situations, determine which is appropriate for a full proxy architecture
Given a list of situations, determine which is appropriate for a packet based architecture
Objective 2.05 Explain the advantages and configurations of high availability (HA)

Explain active/active
Explain active/standby
Explain the benefits of deploying BIG-IP devices in a redundant configuration

Objective 3.01 Discuss the purpose of, use cases for, and key considerations related to load
balancing

Explain the purpose of distribution of load across multiple servers
Given an environment, determine the appropriate load balancing algorithm that achieves a desired result
Explain the concept of persistence
Objective 3.02 Differentiate between a client and server

Given a scenario, identify the client/server
Explain the role of a client
Explain the role of a server

Objective 4.01 Compare and contrast positive and negative security models

Describe the concept of a positive security model
Describe the concept of a negative security model
Given a list of scenarios, identify which is a positive security model
Given a list of scenarios, identify which is a negative security model
Describe the benefits of a positive security model
Describe the benefits of a negative security model
Objective 4.02 Explain the purpose of cryptographic services

Describe the purpose of signing
Describe the purpose of encryption
Describe the purpose of certificates and the certificate chains
Distinguish between private/public keys
Compare and contrast symmetric/asymmetric encryption
Objective 4.03 Describe the purpose and advantages of authentication

Explain the purpose of authentication
Explain the advantages of single sign on
Explain the concepts of multifactor authentication
Describe the role authentication plays in AAA
Objective 4.04 Describe the purpose, advantages, and use cases of IPsec and SSL VPN

Explain the purpose, advantages, and challenges associated with IPsec
Explain the purpose, advantages, and challenges associated with SSL VPN
Given a list of environments/situations, determine which is appropriate for an IPsec solution
Given a list of environments/situations, determine which is appropriate for an SSL VPN solution
Section 5: Application Delivery Platforms Cognitive
Complexity
Objective 5.01 Describe the purpose, advantages, use cases, and challenges associated
with hardware based application delivery platforms and virtual machines

Explain when a hardware based application deliver platform solution is appropriate
Explain when a virtual machine solution is appropriate
Explain the purpose, advantages, and challenges associated with hardware based application deliver platform
solutions
Explain the purpose, advantages, and challenges associated with virtual machines
Given a list of environments/situations, determine which is appropriate for a hardware based application
deliver platform solution
Given a list of environments/situations, determine which is appropriate for a virtual machine solution
Explain the advantages of dedicated hardware (SSL card, compression card)
Objective 5.02 Describe the purpose of the various types of advanced acceleration
techniques

Describe the purpose of TCP optimization
Describe the purpose of HTTP keepalives, caching, compression, and pipelining



Killexams Review | Reputation | Testimonials | Feedback


Take gain, Use Questions/answers to make sure your success.
A part of the training is fantastically complex however I understand them by using the killexams.com Dumps and exam Simulator and answered all questions. Basically because of it; I passed my test. Your 101 dumps Product is unmatchable in extremely good and validity. Every one of the questions to your article was inside the tests well. I was flabbergasted to examine the exactness of your dump. a lot obliged once more for your help and all the assistance that you provided to me.


Tremendous source of awesome dumps, accurate answers.
I passed 101 certification with 91% marks. Your brain dumps are very similar to an genuine exam. Thanks for your great help. I will continue to use your dumps for my next certifications. When I was hopeless that I can not become IT certified; my friend told me about you; I tried your online Training Tools for my 101 exam and was able to get a 91 result in the Exam. I own thanks to killexams.


Take a clever move to pass 101
The satisfactory IT exam prep I have ever come upon. sincerely my 101 exam is in a few days, but I sense so prepared and reassured, especially now that I have read all of the effective critiques right here. The exam simulator appears to be very beneficial, it is clean to do not forget questions and answers, plus, in case you maintain going via them time after time, you begin seeing a larger picture and understand the ideas higher. to this point, I have had fantastic revel in with Killexams!


Just tried 101 question bank once and I am convinced.
The practice exam is incredible, I passed 101 exam with a mark of 100%. nicely worth the cost. I will be back for my subsequent certification. initially permit me to provide you with a huge thanks for giving me prep dumps for 101 exam. It was indeed useful for the coaching of tests and additionally passing it. You will not believe that I got no longer unmarried Answers incorrect !!! Such comprehensive exam preparatory material is a great way to attain high in the test.


It is genuinely great experience to have 101 latest dumps.
killexams.com works! I passed this exam ultimate fall and at that point over 90% of the questions have been truly valid. They are discernibly prone to legitimate things as killexams.com cares to refresh their materials regularly. killexams.com is an extraordinary company that has helped me more than once. Im a customary, so expecting a cut-cost for my ensuing bundle!


F5-Networks Fundamentals guide



While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for actual questions update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam VCE simulator. Visit their example questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best actual questions site.

Is Killexams.com Legit?
You bet, Killexams is practically legit plus fully reputable. There are several functions that makes killexams.com real and genuine. It provides knowledgeable and practically valid actual questions formulated with real exams questions and answers. Price is small as compared to many of the services on internet. The Dumps are up graded on regular basis by using most recent brain dumps. Killexams account launched and device delivery is very fast. Record downloading is unlimited and very fast. Service is avaiable via Livechat and Message. These are the features that makes killexams.com a robust website that come with actual questions with real exams questions.



Which is the best braindumps site of 2022?
There are several Dumps provider in the market claiming that they provide genuine exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update exam Dumps with the same frequency as they are updated in Real Test. actual questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to get PDF exam Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Dumps will be provided in your get Account. You can get Premium actual questions files as many times as you want, There is no limit.

Killexams.com has provided VCE practice questions Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Test Center and Enjoy your Success.




Salesforce.Field-Service-Lightning-Consultant model question | Service-Cloud-Consultant practice questions | C1000-100 braindumps | Marketing-Cloud-Consultant exam prep | NSE7_EFW-6.2 assessment test demo | CISA PDF Questions | ACE001 demo questions | MTCNA free online test | 1Z0-809 free pdf | Google-PCE boot camp | CFE-INVESTIGATIONS free pdf | Google-PCSE Free PDF | Salesforce-Certified-CPQ-Specialist Dumps | HPE2-K42 get | NS0-162 cram | HPE6-A44 exam papers | ASVAB-Arithmetic-Reasoning practice questions | 1Z0-983 cbt | DCPP-01 practice questions | MO-201 study material |


101 - Application Delivery Fundamentals 2022 exam Questions
101 - Application Delivery Fundamentals 2022 Practice Questions
101 - Application Delivery Fundamentals 2022 dumps
101 - Application Delivery Fundamentals 2022 learn
101 - Application Delivery Fundamentals 2022 guide
101 - Application Delivery Fundamentals 2022 study tips
101 - Application Delivery Fundamentals 2022 Real exam Questions
101 - Application Delivery Fundamentals 2022 Real exam Questions
101 - Application Delivery Fundamentals 2022 test
101 - Application Delivery Fundamentals 2022 Dumps
101 - Application Delivery Fundamentals 2022 boot camp
101 - Application Delivery Fundamentals 2022 techniques
101 - Application Delivery Fundamentals 2022 Dumps
101 - Application Delivery Fundamentals 2022 course outline
101 - Application Delivery Fundamentals 2022 exam Questions
101 - Application Delivery Fundamentals 2022 information source
101 - Application Delivery Fundamentals 2022 exam Cram
101 - Application Delivery Fundamentals 2022 exam Questions
101 - Application Delivery Fundamentals 2022 Practice Questions
101 - Application Delivery Fundamentals 2022 test
101 - Application Delivery Fundamentals 2022 exam Braindumps
101 - Application Delivery Fundamentals 2022 exam syllabus
101 - Application Delivery Fundamentals 2022 questions
101 - Application Delivery Fundamentals 2022 braindumps
101 - Application Delivery Fundamentals 2022 information source
101 - Application Delivery Fundamentals 2022 Free PDF
101 - Application Delivery Fundamentals 2022 braindumps
101 - Application Delivery Fundamentals 2022 education
101 - Application Delivery Fundamentals 2022 techniques
101 - Application Delivery Fundamentals 2022 techniques
101 - Application Delivery Fundamentals 2022 test prep
101 - Application Delivery Fundamentals 2022 Cheatsheet
101 - Application Delivery Fundamentals 2022 outline
101 - Application Delivery Fundamentals 2022 braindumps
101 - Application Delivery Fundamentals 2022 Latest Topics
101 - Application Delivery Fundamentals 2022 Practice Test
101 - Application Delivery Fundamentals 2022 certification
101 - Application Delivery Fundamentals 2022 study help
101 - Application Delivery Fundamentals 2022 information source
101 - Application Delivery Fundamentals 2022 Dumps
101 - Application Delivery Fundamentals 2022 exam dumps
101 - Application Delivery Fundamentals 2022 exam dumps
101 - Application Delivery Fundamentals 2022 book
101 - Application Delivery Fundamentals 2022 testing
101 - Application Delivery Fundamentals 2022 questions
101 - Application Delivery Fundamentals 2022 exam success
101 - Application Delivery Fundamentals 2022 Questions and Answers
101 - Application Delivery Fundamentals 2022 exam Questions
101 - Application Delivery Fundamentals 2022 PDF Download
101 - Application Delivery Fundamentals 2022 test
101 - Application Delivery Fundamentals 2022 Practice Questions
101 - Application Delivery Fundamentals 2022 boot camp
101 - Application Delivery Fundamentals 2022 Free exam PDF



Best Certification actual questions You Ever Experienced


002-ARXTroubleshoot real questions | F50-532 prep questions | F50-521 study guide | 101 cheat sheet | F50-528 test questions | 301b exam questions | 771-101 practice exam | 201 test demo | F50-536 online exam | 001-ARXConfig genuine Questions | F50-533 demo test questions | F50-531 free practice questions | 106 Dumps | F50-529 real questions | 301 Dumps | F50-515 braindumps | F50-522 practice questions |





References :


https://www.instapaper.com/read/1317015723
https://killexams-posting.dropmark.com/817438/23668425
http://ge.tt/5WK1LJ53
http://killexams-braindumps.blogspot.com/2020/07/0day-updated-free-101-questions-and.html
http://feeds.feedburner.com/SimplyRetainThese101QuestionsBeforeYouGoForTest
https://drp.mk/i/Qdsbjj46z9
https://www.coursehero.com/file/66636164/101pdf/
https://www.4shared.com/office/P1PMuxQxiq/LPI-Level-1-101-Junior-Level-L.html
https://www.4shared.com/video/BoSnXxyDiq/Application-Delivery-Fundament.html
https://ello.co/killexamz/post/g_ac_kuq2m40n6jw5i4vqw
https://killexams-101.jimdofree.com/
http://killexamstestprep3.blogdigy.com/101-application-delivery-fundamentals-2021-updated-dumps-by-killexams-com-11439349
https://www.clipsharelive.com/video/5531/101-application-delivery-fundamentals-practice-test-with-real-question-by-killexams-com
https://justpaste.it/101-1
https://files.fm/f/z8bc93adt
https://sites.google.com/view/killexams-101-exam-dumps
https://youtu.be/gyxbaTZhkKg
https://spaces.hightail.com/space/v47qz1ixkg/files/fi-45d3be70-4004-47c3-bde0-b5904c928b61/fv-69a2e5b4-99ec-4407-b2fa-e8e305af6960/Convergence-Technologies-Professional-(TT0-101)-20210319163223.pdf#pageThumbnail-1
http://killexams.decksrusct.com/blog/certification-exam-dumps/101-application-delivery-fundamentals-2021-questions-and-answers-by-killexams-com/



Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps






Direct Download

101 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

101 Reviews

100% Valid and Up to Date 101 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug