Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
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How to Make an Ethernet CableWhat You Need:When you’re done, you can use your new cable to surf the Internet! What's Going On? Once you type an email or send a search query, the information gets translated into electric pulses, or signals. These pulses go over the wires contained within the Ethernet cable. The cable connects your computer to the Internet connection in your home, usually to a cable or DSL modem. After it leaves your house, the information travels on the phone or cable companies’ networks to their computer servers. Their servers then send the information on fiber-optic cables to other computers on the Internet to help you send your email, search the net, or play online games. Phinma Education expanding school networkPhinma president Meliton “Chito” Salazar Jr. -contributed photo MANILA -Conglomerate Phinma Corp. is expanding its education network in the Philippines and Indonesia after enrolments hit a record high in the postpandemic period. Phinma Education operates nine schools in the Philippines and one in West Java, Indonesia. Christopher Tan, the company’s Philippine country chief, said in a latest media briefing they were looking to expand their Metro Manila network with another two to five schools. He said other potential targets were in Laguna and Cavite as well as Davao. Raymundo Reyes, Phinma Education’s country head in Indonesia, said they were planning to increase their overseas footprint beyond Horizon Karawang, which is located about 70 kilometers east of Jakarta. “We are looking to expand in Indonesia. The most immediate area for expansion would be Surabaya. They are looking at Jakarta and other places as well in West Java,” he said. Phinma Education aims to have about 10 locations in Indonesia in the long-term, he added. The Phinma Group entered the education sector in 2004 through the acquisition of Phinma Araullo University in Nueva Ecjia. Its existing network includes Phinma Cagayan de Oro College, Phinma University of Pangasinan, Phinma University of Iloilo, Southwestern University Phinma in Cebu City, Phinma Saint Jude College in Manila, Phinma Republican College in Quezon City, Phinma Rizal College of Laguna, and Phinma Union College of Laguna. It achieved a record number of enrollees for school year 2022-2023 with 124,501 students, an annual jump of more than 30 percent. Revenue during the period rose 19 percent to P4.5 billion. “This year is a convergence of their model continuing to show promise, the growing need for the services they provide, and their business doing well in all aspects,” Phinma Group president and chief operating officer Meliton “Chito” Salazar Jr. said. “We hope to be able to reach more and more underserved students who need quality education the most, so that they can uplift themselves, their families, and communities,” he added. Salazar said the company’s growth was supported by their commitment to more affordable tuition fees, which are kept low by controlling costs. He said education quality remains high despite efforts to keep tuition rates accessible. Phinma Education recorded an overall passing rate in licensure exams of 79 percent for first-time takers for the 2022-2023 school year. It had a 98 percent board passing rate for nursing, followed by electrical engineering (98 percent), elementary education (92 percent), optometry (90 percent), dentistry (90 percent), pharmacy (89 percent), and mechanical engineering (85 percent). Your subscription could not be saved. Please try again. Your subscription has been successful.Read Next Subscribe to INQUIRER PLUS to get access to The Philippine Daily Inquirer & other 70+ titles, share up to 5 gadgets, listen to the news, download as early as 4am & share articles on social media. Call 896 6000. For feedback, complaints, or inquiries, contact us. |
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