Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über 3200-1?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der 3200-1: Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance Prüfung.

2023 Updated Actual 3200-1 questions as experienced in Test Center

Aktuelle 3200-1 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance dump questions with Latest 3200-1 practice questions | https://www.easyfinanz.cc/

Avaya 3200-1 : Avaya Modular Messaging with Avaya test Dumps

Exam Dumps Organized by Martin Hoax



Latest 2023 Updated Syllabus
3200-1 test Dumps | Latest Braindumps with genuine Questions

Real Questions from Latest subjects of 3200-1 - Updated Daily - 100% Pass Guarantee



3200-1 demo Questions : Download 100% Free 3200-1 test Dumps (PDF and VCE)

Exam Number : 3200-1
Exam Name : Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance
Vendor Name : Avaya
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Complete your 3200-1 test in mere 24 hours together with killexams.
From killexams.com, they serve to deliver absolutely genuine Avaya 3200-1 precisely same real mock test which are later required for Passing 3200-1 exam. All of us guide visitors to just memorize 3200-1 braindumps that they provide, practice along with Killexams VCE test sim and do quality. It will be very amazing that you receive great score in real 3200-1 examination.

Giving simply Actual Questions completely is not. Looking into insignificant materials of 3200-1 does not guide. It simply enables you to more mistake about 3200-1 points, and soon you get strong, substantial, along with modern 3200-1 Latest Topics queries and VCE practice test out. killexams.com is top-line provider valuable material involving 3200-1 Latest Topics, genuine Questions along with replies, fully tried exam dumps, along with VCE process Test. That may be only a few clicks away. Basically visit killexams.com in order to download your personal 100 percent free of charge duplicate involving 3200-1 Latest Topics PDF. Explore test queries and energy to comprehend. Within the point whenever you fulfill, sign up your entire duplicate involving 3200-1 Latest Topics. You may accept your personal username along with secret crucial, which you uses on-site in order to log in for your download profile. You will see 3200-1 Actual Questions documents, prepared to get, and VCE practice test out documents. Find 3200-1 VCE practice test out programming along with burden the test for teaching. You will comprehend the way your personal insight has been enhanced. This will cause you to so satisfied that you will tend to sit with genuine 3200-1 test interior 24 hours.

Supplying just Actual Questions sufficiently is simply not. Perusing minor material involving 3200-1 does not help. Just makes you much more confound with regards to 3200-1 details, until you obtain solid, significant, and modern-day 3200-1 Latest Topics questions along with VCE process test. killexams.com is usually top-line company of value materials of 3200-1 Latest Topics, legitimate Queries and acknowledgement, completely tried out exam dumps, and VCE practice Check. That is only some ticks at a distance. Simply pay a visit to killexams.com to get your totally free replicate of 3200-1 Latest Topics ELECTRONICO. Peruse test out questions along with attempt to be aware. At the stage when you meet, register your personal full replicate of 3200-1 Latest Topics. You will acknowledge your login and solution key, that you will use on-site to sign in to your get account. You will observe 3200-1 Actual Questions records, able to download, along with VCE process test papers. download and Install 3200-1 VCE process test coding and load the test with regard to training. You may perceive the best way your understanding is improved. This may make you and so sure that you are going to choose to sit down in legitimate 3200-1 test out inside a day.

The web is included with exam dumps manufacturers yet the most of them can sell obsolete along with invalid 3200-1 Latest Topics. You need to ask about the Appropriate and 2022 Up-to-date 3200-1 Actual Questions company on the web. You will find chances that you simply would prefer to not waste your time and energy on investigation, simply rely on killexams.com instead of investing hundreds of cash on incorrect 3200-1 Latest Topics. Many of us guide you to go to killexams.com and get 100% free of charge 3200-1 Latest Topics test queries. You will be fulfilled. Register to get a a few months account in order to download the most up-to-date and logical 3200-1 Actual Questions that contains Real 3200-1 quiz questions along with answers. You must download 3200-1 VCE quiz simulator for ones training test out.

Features of Killexams 3200-1 Latest Topics
-> 3200-1 Latest Topics download Gain access to in just five min.
-> Full 3200-1 Queries Bank
-> 3200-1 test Good results certain
-> Assured genuine 3200-1 test queries
-> Latest along with 2022 current 3200-1 Queries and Advice
-> Latest 2022 3200-1 Syllabus
-> download 3200-1 test Documents anywhere
-> Endless 3200-1 VCE test Sim Access
-> Simply no Limit with 3200-1 Assessment download
-> Good Discount Coupons
-> totally Secure Order
-> 100% Top secret.
-> 100% Cost-free Actual Questions example Questions
-> Simply no Hidden Expense
-> No Month-to-month Subscription
-> Simply no Auto Repair
-> 3200-1 Assessment Update Excitation by E mail
-> Free Tech support team

Assessment Detail on: https://killexams.com/pass4sure/exam-detail/3200-1
Rates Details on: https://killexams.com/exam-price-comparison/3200-1
Find Complete Collection: https://killexams.com/vendors-exam-list

Discount Coupon code on Entire 3200-1 Actual Questions questions;
WC2020: 60% Level Discount to each of your test
PROF17: 10% Additional Discount with Value Over $69
DEAL17: 15% Additional Discount with Value Over $99







3200-1 test Format | 3200-1 Course Contents | 3200-1 Course Outline | 3200-1 test Syllabus | 3200-1 test Objectives




Killexams Review | Reputation | Testimonials | Feedback


Nice to hear that LaACTUAL EXAM QUESTIONS of 3200-1 test are available.
I have recommended your gadgets to various colleagues and partners, and they are all extremely satisfied. Much obliged killexams.com mock test for enhancing up my profession and assisting me plan nicely for my severe exams. Much liked another time. I need to say that I am your greatest fan! I want you to recognize that I passed my 3200-1 test these days, contemplating the 3200-1 direction notes I purchased from you. I answered 86/95 questions in the exam. You are the best training issuer.


Do you want updated dumps of 3200-1 test to pass the exam?
I got an amazing result with this bundle. superb Great, questions are correct, and that I was given a maximum of them on the exam. After I have passed it, I encouraged killexams.com to my colleagues, and each person passed their test, too (some of them took Cisco tests, others did Microsoft, VMware, etc). I have not heard an awful overview of Killexams, so this must be the Great IT training you may currently find online.


What do you mean with the help of 3200-1 exam?
I used this package deal for my 3200-1 test and passed it with top marks. I depended on killexams.com, and it changed into the right choice to make. They concoct genuine 3200-1 test mock test simply the manner in which you can see them on the test. Accurate 3200-1 dumps are not available everywhere. do not depend on detached dumps. The dumps they provided are up to date all of the time, so I had the modern-day statistics and changed them to be able to pass without problems. Excellent test instruction by killexams.


Save your time and money, study these 3200-1 mock test and take the exam.
I have finished the 3200-1 test on the first attempt. I could harvest this satisfaction as a result of killexams.com questions and answers. It assisted me with utilizing my work digital book ability inside the question and Answers design. I answered those question papers with a test simulator software and found out about the test paper. So I could not want anything more than to thank killexams.


Up to date and reliable brain dumps of 3200-1 are to be had here.
I cracked my 3200-1 test on my first try with 89% in just 2 days of education. Thank you killexams.com for your valuable questions. I did the test with no fear. searching ahead to pass the 3200-1 test along with your help.


Avaya Maintenance braindumps



Whilst it is very hard task to choose reliable test mock test resources regarding review, reputation and validity because people get ripoff due to choosing incorrect service. Killexams make it sure to provide its clients far better to their resources with respect to test dumps update and validity. Most of other peoples ripoff report complaint clients come to us for the brain dumps and pass their exams enjoyably and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client self confidence is important to all of us. Specially they manage killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams scam. If perhaps you see any bogus report posted by their competitor with the name killexams ripoff report complaint internet, killexams.com ripoff report, killexams.com scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are a large number of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test simulator. Visit their test questions and demo brain dumps, their test simulator and you will definitely know that killexams.com is the best brain dumps site.

Is Killexams.com Legit?
Absolutely yes, Killexams is hundred percent legit and fully trusted. There are several benefits that makes killexams.com authentic and authentic. It provides exact and hundred percent valid test dumps formulated with real exams questions and answers. Price is minimal as compared to a lot of the services on internet. The mock test are current on common basis along with most exact brain dumps. Killexams account make and solution delivery is very fast. File downloading is certainly unlimited as well as fast. Help is avaiable via Livechat and Electronic mail. These are the characteristics that makes killexams.com a strong website offering test dumps with real exams questions.



Which is the best braindumps site of 2023?
There are several mock test provider in the market claiming that they provide genuine test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2023 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update test mock test with the same frequency as they are updated in Real Test. test dumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and subjects of new syllabus, They recommend to download PDF test Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your download Account. You can download Premium test Dumps files as many times as you want, There is no limit.

Killexams.com has provided VCE practice test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Test Center and Enjoy your Success.




3171T test questions | ASVAB-Word-Knowledge test prep | DES-1241 test prep | AZ-303 PDF Questions | 5V0-21.19 practical test | ECBA Latest subjects | MD-100 Dumps | PC-BA-FBA-20 practice questions | NS0-527 demo test questions | OMG-OCUP2-INT200 test questions | VCS-260 braindumps | ACT writing test questions | MS-203 braindumps | ASVAB-Automotive-and-Shop training material | DES-4421 test test | E20-598 braindumps | LEED-GA test prep | 300-720 practice test | FSLCC test answers | SCA-C01 test dumps |


3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance test syllabus
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance course outline
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance genuine Questions
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance information search
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance tricks
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance PDF Questions
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance boot camp
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance study help
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance teaching
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance Question Bank
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance Practice Questions
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance Dumps
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance test dumps
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance Free PDF
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance Real test Questions
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance real questions
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance Free PDF
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance Practice Test
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance PDF Download
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance boot camp
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance genuine Questions
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance braindumps
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance dumps
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance test
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance learn
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance book
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance Free test PDF
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance teaching
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance Questions and Answers
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance Free PDF
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance Study Guide
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance guide
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance test Cram
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance PDF Download
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance information source
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance Latest Questions
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance test syllabus
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance tricks
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance information search
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance study tips
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance Practice Test
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance Latest Topics
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance test Questions
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance Free PDF
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance Free test PDF
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance PDF Questions
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance test Braindumps
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance test contents
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance book
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance information search
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance information source
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance Latest Questions
3200-1 - Avaya Modular Messaging with Avaya Message Store Implementation and Maintenance test Cram


71201X test preparation | 71301X practice test | 46150T test questions | 31860X boot camp | 44202T VCE | 78201X pass test | 156-215.81 practical test | 3171T PDF Braindumps |


Best Certification test Dumps You Ever Experienced


7693X examcollection | 132-S-100 free pdf | 7003 practice questions | 132-S-70 test results | 156-215.81 brain dumps | 7593X mock test | 132-S-911.2 braindumps | 7304 practice test | 7492X questions answers | 7220X practice test | 71301X dump questions | 75940X dumps questions | 6210 mock test | 132-S-800-1 practice test | 7497X certification demo | 7893X test papers | 3C00120A test questions | 3313 test Braindumps | 44202T practice test | 76940X online test |





References :


https://arfansaleemfan.blogspot.com/2020/08/3200-1-avaya-modular-messaging-with.html
https://www.4shared.com/office/FYpvBvP6ea/Avaya-Modular-Messaging-with-A.html
http://feeds.feedburner.com/NeverMissThese3200-1QuestionsYouGoForTest
https://files.fm/f/cj2w3qg2
https://sites.google.com/view/killexams-3200-1-exam-question
https://www.coursehero.com/file/70457496/Avaya-Modular-Messaging-with-Avaya-Message-Store-Implementation-and-Maintenance-3200-1pdf/
https://www.4shared.com/video/XkUGa3mriq/Avaya-Modular-Messaging-with-A.html
https://youtu.be/iIjXkvQba4c
http://ge.tt/6qle1i83
https://drp.mk/i/QTWtvV6KvB
https://justpaste.it/3200-1
https://www.clipsharelive.com/video/6424/3200-1-avaya-modular-messaging-with-avaya-message-store-implementation-and-maintenance-real-exam-questions-and-answers
https://killexams-3200-1.jimdofree.com/
https://ello.co/killexamz/post/4n9piofuu4gfun7hbtzsjg
https://www.instapaper.com/read/1397670225
https://spaces.hightail.com/space/v47qz1ixkg/files/fi-f70dab7e-0489-4617-99bd-4c4345362874/fv-753da6eb-2359-4c1b-b9aa-674fa4a94a6d/Avaya-Modular-Messaging-with-Avaya-Message-Store-Implementation-and-Maintenance-(3200-1).pdf#pageThumbnail-1
http://killexams.decksrusct.com/blog/certification-exam-dumps/3200-1-avaya-modular-messaging-with-avaya-message-store-implementation-and-maintenance-real-exam-questions-by-killexams-com/



Similar Websites :
Pass4sure Certification test dumps
Pass4Sure test Questions and Dumps






Direct Download

3200-1 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

3200-1 Reviews

100% Valid and Up to Date 3200-1 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug