Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
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Exam Number : 350-401
Exam Name : Implementing Cisco Enterprise Network Core Technologies (ENCOR)
Vendor Name : Cisco
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350-401 test Format | 350-401 Course Contents | 350-401 Course Outline | 350-401 test Syllabus | 350-401 test Objectives
350-401 ENCOR
Certifications: CCNP Enterprise, CCIE Enterprise Infrastructure, CCIE Enterprise Wireless, Cisco Certified Specialist - Enterprise Core
Duration: 120 minutes
This test tests your knowledge and skills related to implementing core enterprise network technologies, including:
- Dual stack (IPv4 and IPv6) architecture
- Virtualization
- Infrastructure
- Network assurance
- Security
- Automation
Exam Description
The Implementing Cisco Enterprise Network Core Technologies v1.0 (ENCOR 350-401) test is a 120-minute test associated with the CCNP® Enterprise, CCIE® Enterprise Infrastructure, CCIE Enterprise Wireless, and Cisco Certified Specialist – Enterprise Core certifications. This test tests a candidate's knowledge of implementing core enterprise network technologies including dual stack (IPv4 and IPv6) architecture, virtualization, infrastructure, network assurance, security and automation. The course, Implementing Cisco Enterprise Network Core Technologies, helps candidates to prepare for this exam.
15% 1.0 Architecture
1.1 Explain the different design principles used in an enterprise network
1.1.a Enterprise network design such as Tier 2, Tier 3, and Fabric Capacity planning
1.1.b High availability techniques such as redundancy, FHRP, and SSO
1.2 Analyze design principles of a WLAN deployment
1.2.a Wireless deployment models (centralized, distributed, controller-less, controller based, cloud, remote branch)
1.2.b Location services in a WLAN design
1.3 Differentiate between on-premises and cloud infrastructure deployments
1.4 Explain the working principles of the Cisco SD-WAN solution
1.4.a SD-WAN control and data planes elements
1.4.b Traditional WAN and SD-WAN solutions
1.5 Explain the working principles of the Cisco SD-Access solution
1.5.a SD-Access control and data planes elements
1.5.b Traditional campus interoperating with SD-Access
1.6 Describe concepts of wired and wireless QoS
1.6.a QoS components
1.6.b QoS policy
1.7 Differentiate hardware and software switching mechanisms
1.7.a Process and CEF
1.7.b MAC address table and TCAM
1.7.c FIB vs. RIB
10% 2.0 Virtualization
2.1 Describe device virtualization technologies
2.1.a Hypervisor type 1 and 2
2.1.b Virtual machine
2.1.c Virtual switching
2.2 Configure and verify data path virtualization technologies
2.2.a VRF
2.2.b GRE and IPsec tunneling
2.3 Describe network virtualization concepts
2.3.a LISP
2.3.b VXLAN
30% 3.0 Infrastructure
3.1 Layer 2
3.1.a Troubleshoot static and dynamic 802.1q trunking protocols
3.1.b Troubleshoot static and dynamic EtherChannels
3.1.c Configure and verify common Spanning Tree Protocols (RSTP and MST)
3.2 Layer 3
3.2.a Compare routing concepts of EIGRP and OSPF (advanced distance vector vs. linked state, load balancing, path selection, path operations, metrics)
3.2.b Configure and verify simple OSPF environments, including multiple normal areas, summarization, and filtering (neighbor adjacency, point-to-point and broadcast network types, and passive interface)
3.2.c Configure and verify eBGP between directly connected neighbors (best path selection algorithm and neighbor relationships)
3.3 Wireless
3.3.a Describe Layer 1 concepts, such as RF power, RSSI, SNR, interference noise, band and channels, and wireless client devices capabilities
3.3.b Describe AP modes and antenna types
3.3.c Describe access point discovery and join process (discovery algorithms, WLC selection process)
3.3.d Describe the main principles and use cases for Layer 2 and Layer 3 roaming
3.3.e Troubleshoot WLAN configuration and wireless client connectivity issues
3.4 IP Services
3.4.a Describe Network Time Protocol (NTP)
3.4.b Configure and verify NAT/PAT
3.4.c Configure first hop redundancy protocols, such as HSRP and VRRP
3.4.d Describe multicast protocols, such as PIM and IGMP v2/v3
10% 4.0 Network Assurance
4.1 Diagnose network problems using tools such as debugs, conditional debugs, trace route, ping, SNMP, and syslog
4.2 Configure and verify device monitoring using syslog for remote logging
4.3 Configure and verify NetFlow and Flexible NetFlow
4.4 Configure and verify SPAN/RSPAN/ERSPAN
4.5 Configure and verify IPSLA
4.6 Describe Cisco DNA Center workflows to apply network configuration, monitoring, and management
4.7 Configure and verify NETCONF and RESTCONF
20% 5.0 Security
5.1 Configure and verify device access control
5.1.a Lines and password protection
5.1.b Authentication and authorization using AAA
5.2 Configure and verify infrastructure security features
5.2.a ACLs
5.2.b CoPP
5.3 Describe REST API security
5.4 Configure and verify wireless security features
5.4.a EAP
5.4.b WebAuth
5.4.c PSK
5.5 Describe the components of network security design
5.5.a Threat defense
5.5.b Endpoint security
5.5.c Next-generation firewall
5.5.d TrustSec, MACsec
5.5.e Network access control with 802.1X, MAB, and WebAuth
15% 6.0 Automation
6.1 Interpret basic Python components and scripts
6.2 Construct valid JSON encoded file
6.3 Describe the high-level principles and benefits of a data modeling language, such as YANG
6.4 Describe APIs for Cisco DNA Center and vManage
6.5 Interpret REST API response codes and results in payload using Cisco DNA Center and RESTCONF
6.6 Construct EEM applet to automate configuration, troubleshooting, or data collection
6.7 Compare agent vs. agentless orchestration tools, such as Chef, Puppet, Ansible, and SaltStack
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Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug