Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über 5V0-61.19?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der 5V0-61.19: Workspace ONE Unified Endpoint Management Specialist Prüfung.

2022 Updated Actual 5V0-61.19 questions as experienced in Test Center

Laden Sie 5V0-61.19 Übungstest und aktuelle Fragen herunter - easy finanz | easyfinanz

Workspace ONE Unified Endpoint Management Specialist test questions with Latest 5V0-61.19 practice tests | https://www.easyfinanz.cc/

Vmware 5V0-61.19 : Workspace ONE Unified Endpoint test Dumps

Exam Dumps Organized by Richard



Latest 2022 Updated Syllabus
5V0-61.19 test Dumps | Latest Braindumps with genuine Questions

Real Questions from Latest syllabus of 5V0-61.19 - Updated Daily - 100% Pass Guarantee



5V0-61.19 demo Questions : Download 100% Free 5V0-61.19 test Dumps (PDF and VCE)

Exam Number : 5V0-61.19
Exam Name : Workspace ONE Unified Endpoint Management Specialist
Vendor Name : Vmware
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Download Free of charge 5V0-61.19 Exam Cram and boot camp
killexams.com provides you with the genuine, Latest, along with 2022 refreshed Workspace ONE Unified Endpoint Management Specialist PDF Download and provided a 100 % Guarantee. At any rate, 24 hours exercise with VCE test product is required. Simply get 5V0-61.19 PDF Download along with Study Guide through your get segment and begin practising. It will merely require twenty four hours to prepare anyone for a authentic 5V0-61.19 examination.

Presuming you require a visit about web to get 5V0-61.19 Exam dumps, so as to the greater part associated with sites can market obsolete Actual Questions with renewed labels. This will likely turn out to be particularly unsafe supposing you rely on these Real test Questions. There are some modest venders on internet that acquire free 5V0-61.19 PDF coming from web promote in small cost. You may squander enormous cash once you think twice about in which little cost for 5V0-61.19 Exam dumps. They usually guide pelear to the appropriate bearing. do not set aside in which little money and encounter large obstacle of bombing test. Basically pick real and considerable 5V0-61.19 Real test Questions provider in addition to get remarkable and legitimate identical of 5V0-61.19 genuine check questions. Many of us support killexams.com while best company of 5V0-61.19 PDF Download which will be your life economizing decision. It can save you coming from part of distractions and potential for pick lousy Actual Questions company. It will supply you free from danger, supported, reliable, modern in addition to solid 5V0-61.19 [KW] which will truly perform in reputable 5V0-61.19 check. In the future, shipping and delivery look about web, you might straight visit killexams.com for your potential certificate manuals.

It is a major fight to choose extraordinary Actual Questions providers coming from many nasty dumps workers. If your pursuit ends up over a horrendous Actual Questions provider, your affirmation may transform to a terrible desire. It seems like the loser once you crash in addition to burn inside testament check. This is because of the fact that you actually relied upon the invalid in addition to out-of-date company. They are not necessarily saying that all 5V0-61.19 PDF Download provider is really a fake. There are several extraordinary 5V0-61.19 certifiable check questions workers that have their particular resources for acquiring generally invigorated and substantial 5V0-61.19 PDF Download. killexams.com is a of them. They certainly have their own meeting that goes together 100% genuine, present-day in addition to strong 5V0-61.19 Real test Questions that hard in a genuine test just like allure. You only need to visit https://killexams.com/pass4sure/test detail/5V0-61.19 in addition to get fully free Exam dumps of 5V0-61.19 test and exam. Accepting which you feel pleased, register for 5V0-61.19 [KW] PDF FILE full design with VCE practice make sure become a man or woman from remarkable achievers. Many of us regard all of their remarkable consumers. You will deliver us your current reviews in relation to 5V0-61.19 check experience afterwards right after flying through the certifiable 5V0-61.19 check.

They provide Precise 5V0-61.19 test Questions in addition to Answers Actual Questions in two formats. 5V0-61.19 PDF data and 5V0-61.19 VCE test simulator. 5V0-61.19 Real check is speedily changed by simply Vmware within real check. The 5V0-61.19 PDF Download PDF FILE document might be downloaded about any unit. You can print out 5V0-61.19 real questions to make your individual book. Each of their pass price is higher to 98. 9% in addition to, the identicalness between all of their 5V0-61.19 concerns and genuine test will be 98%. Do you require success inside 5V0-61.19 test in only a single attempt? Right away go to acquire Vmware 5V0-61.19 real test questions with killexams.com.

Features of Killexams 5V0-61.19 Exam dumps
-> 5V0-61.19 Test Prep get Easy access in just 5 various min.
-> Comprehensive 5V0-61.19 Queries Bank
-> 5V0-61.19 test Achievement certain
-> Secured genuine 5V0-61.19 test concerns
-> Latest in addition to 2022 up-to-date 5V0-61.19 Queries and Advice
-> Latest 2022 5V0-61.19 Syllabus
-> get 5V0-61.19 test Records anywhere
-> Limitless 5V0-61.19 VCE test Sim Access
-> Zero Limit about 5V0-61.19 Test get
-> Wonderful Discount Coupons
-> fully Secure Order
-> 100% Private.
-> 100% No cost real questions model Questions
-> Zero Hidden Price
-> No Month to month Subscription
-> Zero Auto Rebirth
-> 5V0-61.19 Test Update Appel by Electronic mail
-> Free Tech support team

Test Detail with: https://killexams.com/pass4sure/exam-detail/5V0-61.19
Costs Details with: https://killexams.com/exam-price-comparison/5V0-61.19
Find Complete Listing: https://killexams.com/vendors-exam-list

Discount Promotion on Entire 5V0-61.19 PDF Download questions;
WC2020: 60% Toned Discount on each of your test
PROF17: 10% Even more Discount about Value Over $69
DEAL17: 15% Even more Discount about Value Over $99







5V0-61.19 test Format | 5V0-61.19 Course Contents | 5V0-61.19 Course Outline | 5V0-61.19 test Syllabus | 5V0-61.19 test Objectives


Exam Details
The Workspace ONE Unified Endpoint Management Specialist (5V0-61.19) which leads to VMware Workspace ONE Unified Endpoint Management Specialist 2019 is a 60-item exam, with a passing score of 300 using a scaled method. Candidates are given an appointment time of 105 minutes, which includes five-minute seating time and adequate time to complete the test for non-native English speakers. genuine test time is 100 minutes.

Section 1 - Fundamentals of Troubleshooting Workspace
Objective 1.1 Summarize the general logic of Workspace ONE UEM issues troubleshooting.
Objective 1.2 Summarize the workflow topology of each Workspace ONE UEM productivity and integration component.
Section 2 - Workspace ONE UEM Console Troubleshooting
Objective 2.1 Identify common Workspace ONE UEM console issues.
Objective 2.2 Troubleshoot Workspace ONE reporting issues.
Objective 2.3 Troubleshoot issues related to group management and assignments.
Objective 2.4 Collect and analyze Workspace ONE UEM console logs.
Section 3 - Endpoint Troubleshooting
Objective 3.1 Troubleshoot endpoint connectivity issues.
Objective 3.2 Summarize the key factors in collecting and analyzing Workspace ONE UEM
Device Services logs and targeted logging.
Objective 3.3 Troubleshoot DEP enrollment issues.
Section 4 - Workspace ONE UEM Enterprise Integration Troubleshooting
Objective 4.1 Troubleshoot issues related to Cloud Connector.
Objective 4.2 Troubleshoot issues related to directory services integration.
Objective 4.3 Troubleshoot issues related to Certificate Authority (CA) integration.
Objective 4.4 Troubleshoot issues related to VMware Identity Manager integration in Workspace ONE UEM.
Section 5 - Email Troubleshooting
Objective 5.1 Identify common email issues.
Objective 5.2 Troubleshoot Secure Email Gateway (SEG) related issues.
Objective 5.3 Troubleshoot PowerShell integration related issues.
Objective 5.4 Troubleshoot issues related to email compliance policy.
Objective 5.5 Troubleshoot issues related to Email Notification Services (ENS).
Section 6 - Application Troubleshooting
Objective 6.1 Troubleshoot issues related to public application management lifecycle.
Objective 6.2 Troubleshoot issues related to internal application management lifecycle.
Objective 6.3 Troubleshoot issues related to Apple Volume Purchase Program (VPP).
Objective 6.4 Troubleshoot issues related to Windows Store for Business.
Objective 6.5 Troubleshoot issues related to per-app VPN.
Section 7 - Content Troubleshooting
Objective 7.1 Troubleshoot issues related to Content Gateway.
Objective 7.2 Collect and analyze Content Gateway logs.
Objective 7.3 Troubleshoot issues related to an Admin Repository.
Objective 7.4 Troubleshoot issues related to Workspace ONE



Killexams Review | Reputation | Testimonials | Feedback


Surprised to see 5V0-61.19 braindumps!
It is about the new 5V0-61.19 exam. I purchased this 5V0-61.19 braindump before I heard of the update so I thought I had spent money on something I would not be able to use. I contacted killexams.com support staff to double the exam, and they told me the 5V0-61.19 test had been updated recently. As I tested it against the latest 5V0-61.19 test objectives it looks updated. A lot of questions have been added compared to older braindumps and all areas covered. I am impressed with their efficiency and customer service. Looking forward to taking my 5V0-61.19 test in 2 weeks.


It is great to have 5V0-61.19 real test questions.
Like many others, I have presently passed the 5V0-61.19 exam. In my case, a huge majority of 5V0-61.19 test questions got here exactly from this guide. The answers are accurate, too, so if you are making ready to take your 5V0-61.19 exam, you may completely rely upon this website.


I obtained the everything needed to pass 5V0-61.19 test here.
thanks, killexams.com for complete help through offering this questions bank. I scored 78% in 5V0-61.19 exam.


What is pass ratio of 5V0-61.19 exam?
I take the advantage of the Dumps provided by the use of the killexams.com and the mock test material rich with facts and gives the powerful things, which I searched exactly for my guidance. It boosted my spirit and offers me the wanted self-belief to take my 5V0-61.19 exam. The material you provided is so near to the real test questions. As a non-local English speaker, I have been given one hundred twenty minutes to complete the exam, but I just took 95 minutes. Extraordinary material. Thank you.


I want to pass 5V0-61.19 test fast, What should I do?
I even have renewed my session this time for 5V0-61.19 exam. I receive my involvement with killexams.com is so crucial it is not feasible to surrender using not having a club. I can just accept it as true with killexams.com tests for my exam. Just this site helped me reap my 5V0-61.19 certification and help me in getting above 95% marks within the exam. You all are making a terrific display. Keep it up!


Vmware Workspace braindumps



While it is very hard task to choose reliable certification questions / answers resources with respect to review, reputation and validity because people get ripoff due to choosing wrong service. Killexams.com make it sure to serve its clients best to its resources with respect to test dumps update and validity. Most of other's ripoff report complaint clients come to us for the brain dumps and pass their exams happily and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client confidence is important to us. Specially they take care of killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. The same care that they take about killexams review, killexams reputation, killexams ripoff report complaint, killexams trust, killexams validity, killexams report and killexams scam. If you see any false report posted by their competitors with the name killexams ripoff report complaint internet, killexams ripoff report, killexams scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are thousands of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test simulator. Visit Their demo questions and demo brain dumps, their test simulator and you will definitely know that killexams.com is the best brain dumps site.

Is Killexams.com Legit?
Certainly, Killexams is hundred percent legit as well as fully reputable. There are several characteristics that makes killexams.com unique and authentic. It provides latest and hundred percent valid test dumps containing real exams questions and answers. Price is extremely low as compared to many of the services on internet. The mock test are up graded on usual basis through most latest brain dumps. Killexams account set up and product or service delivery is really fast. Data downloading is usually unlimited and incredibly fast. Help support is avaiable via Livechat and Email. These are the features that makes killexams.com a strong website that come with test dumps with real exams questions.



Which is the best braindumps site of 2022?
There are several mock test provider in the market claiming that they provide genuine test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update test mock test with the same frequency as they are updated in Real Test. test dumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain examcollection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to get PDF test Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your get Account. You can get Premium test Dumps files as many times as you want, There is no limit.

Killexams.com has provided VCE VCE test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Test Center and Enjoy your Success.




H12-425-ENU get | AZ-400 training material | MLS-C01 practical test | JN0-212 PDF get | 500-325 examcollection | 300-910 test practice | HPE2-E72 Cheatsheet | PMP cheat sheet | JN0-1302 VCE | 300-730 boot camp | 5V0-21.20 test questions | IIA-CRMA practice test | 300-735 test Questions | AD0-E301 VCE test | Nutanix-NCP questions get | 500-301 test questions | AD0-E452 dumps | PL-600 Free PDF | CBSA free practice tests | Google-AAD braindumps |


5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist test
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist testing
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist education
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist information source
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist test
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist test dumps
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist information hunger
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist test dumps
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist Test Prep
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist Free test PDF
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist test Questions
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist test Questions
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist Cheatsheet
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist PDF Download
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist syllabus
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist braindumps
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist test dumps
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist Real test Questions
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist Study Guide
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist information hunger
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist PDF Questions
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist questions
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist PDF Dumps
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist PDF Braindumps
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist PDF Download
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist study help
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist Free test PDF
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist PDF Download
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist tricks
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist Free PDF
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist testing
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist course outline
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist test Questions
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist syllabus
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist testing
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist Questions and Answers
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist test dumps
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist Latest Questions
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist braindumps
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist Real test Questions
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist test format
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist braindumps
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist Latest Topics
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist real questions
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist certification
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist test Braindumps
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist learning
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist boot camp
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist Latest Questions
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist teaching
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist braindumps
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist learn
5V0-61.19 - Workspace ONE Unified Endpoint Management Specialist test Questions


2V0-31.21 test test | 3V0-21.21 practice test | 2V0-62.21 Cheatsheet | 2V0-62.21 get | 2V0-31.21 cram |


Best Certification test Dumps You Ever Experienced


2V0-61-19 free online test | 5V0-21.20 mock test | 2V0-01.19 free pdf | 5V0-62.19 VCE test | 2V0-21.20 model question | VCP-101E test Questions | 2V0-31.21 mock questions | 2V0-61.20 cbt | 3V0-752 Test Prep | 5V0-31-19 braindumps | 2V0-62.21 Free PDF | 3V0-21.21 demo test | 2V0-21.21 prep questions | 5V0-61.19 test Cram | 5V0-33.19 brain dumps | 5V0-34.19 Practice Questions | 2V0-31.21 pass test | 2V0-51-19 test prep | 2V0-41.20 test dumps | 1V0-41.20 genuine Questions |





References :


https://killexams-posting.dropmark.com/817438/23282465
http://ge.tt/8Fi4jV43
https://killexams-posting.dropmark.com/817438/23674304
https://www.instapaper.com/read/1321179434
http://killexams-braindumps.blogspot.com/2020/07/valid-and-latest-killexams-5v0-6119.html
https://www.4shared.com/office/uHXHQTm-iq/Workspace-ONE-Unified-Endpoint.html
https://www.4shared.com/video/Oba_ftFsiq/Workspace-ONE-Unified-Endpoint.html
https://youtu.be/Xmrdm2-4qF4
https://ello.co/killexamz/post/_fiaxywh094qollmowkgga
https://www.clipsharelive.com/video/4724/5v0-61-19-workspace-one-unified-endpoint-management-specialist-dumps-with-real-questions-by-killexams-com
https://www.coursehero.com/file/76060322/Workspace-ONE-Unified-Endpoint-Management-Specialist-5V0-6119pdf/
http://killexamsbraindumps.blogdigy.com/5v0-61-19-workspace-one-unified-endpoint-management-specialist-real-exam-questions-by-killexams-com-11376617
https://sites.google.com/view/killexams-5v0-61-19-question-b
https://spaces.hightail.com/space/v47qz1ixkg/files/fi-e14144ad-efe7-4d1f-8d2d-1db4adb94ac3/fv-0185a701-8a28-4168-a085-1ce7af6f7983/Workspace-ONE-Unified-Endpoint-Management-Specialist-(5V0-61.19).pdf#pageThumbnail-1
https://justpaste.it/5V0-61-19
http://feeds.feedburner.com/GuaranteeYourProsperityWithThis5v0-6119QuestionBank
http://killexams.decksrusct.com/blog/certification-exam-dumps/5v0-61-19-workspace-one-unified-endpoint-management-specialist-2021-updated-dumps-by-killexams-com/
https://files.fm/f/9bht2cfv6



Similar Websites :
Pass4sure Certification test dumps
Pass4Sure test Questions and Dumps






Direct Download

5V0-61.19 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

5V0-61.19 Reviews

100% Valid and Up to Date 5V0-61.19 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug