Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über 700-105?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der 700-105: Cisco Midsize Collaboration Solutions for Account Managers Prüfung.

2023 Updated Actual 700-105 questions as experienced in Test Center

Laden Sie 700-105 Übungstest und aktuelle Fragen herunter - easy finanz | easyfinanz

Cisco Midsize Collaboration Solutions for Account Managers braindump questions with Latest 700-105 practice exams | https://www.easyfinanz.cc/

Cisco 700-105 : Cisco Midsize Collaboration Solutions exam Dumps

Exam Dumps Organized by Martha nods



Latest 2022 Updated Syllabus
700-105 test questions | Latest Braindumps with actual Questions

Real Questions from Latest syllabus of 700-105 - Updated Daily - 100% Pass Guarantee



700-105 demo Questions : Download 100% Free 700-105 test questions (PDF and VCE)

Exam Number : 700-105
Exam Name : Cisco Midsize Collaboration Solutions for Account Managers
Vendor Name : Cisco
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Pass4sure 700-105 PDF Dumps along with Cheatsheet
Just go through each of their 700-105 PDF Braindumps and Exam Questions and ensure your current success within real 700-105 test. You may breeze from your 700-105 check with very good grades or your cashback. Looking for totaled a knowledge set of 700-105 real questions from the real check to get you equipped with PDF Questions as well as Exam Questions in order to complete 700-105 check at the main endeavor. Just introduce each of their VCE check system as well as prepare. You may finish typically the 700-105 check.

The web is usually brimming with Exam Questions providers but most of them sell outdated and also invalid 700-105 Question Bank. You really want to inquire about the Good and 2022 Up-to-date 700-105 Practice Test service provider on the web. You can find chances which you would rather certainly not squander your current on exploration, basically turn to killexams.com as opposed to getting rid of through numerous dollars in invalid 700-105 Question Bank. They assist you to visit killexams.com and also download totally free 700-105 Question Bank check questions. You will find yourself fulfilled. Signup and get a new 3 months track record to acquire the most exact and also substantial 700-105 Practice Test containing actual 700-105 test questions and responses. You ought to acquire 700-105 VCE test method for your planning test.

It is possible to download 700-105 Question Bank ELECTRONICO on almost any device just like iPad, iphone 3gs, PC, smart television, android mobile phone to explore and support the 700-105 Question Bank. Spend as much vitality on looking into 700-105 Issues and responses as you can. Remarkably taking training tests using VCE check system will be helpful you using retaining the particular questions and also answering these people well. You ought to perceive these kind of questions in a very actual check. You will enhance marks if you practice some time before a genuine 700-105 test.

Presenting just PDF Download adequately is not really. Perusing pointless material regarding 700-105 will not help. Just makes you much more befuddle in relation to 700-105 details, until you receive solid, genuine, and advanced 700-105 Question Bank questions and also VCE training test. killexams.com is usually top series provider valuable material regarding 700-105 Question Bank, genuine Questions and also replies, absolutely tried Exam Questions, and also VCE training Test. That is certainly only a few clicks away. Just visit killexams.com to help download your own 100 percent totally free duplicate regarding 700-105 Question Bank PDF. Study test questions and make an attempt to comprehend. In the point if you fulfill, sign up your complete duplicate regarding 700-105 PDF Download. You may accept your own username and also secret concept, that you will utilize on web-site to signing in to your acquire account. You will notice 700-105 Practice Test documents, ready to download, and also VCE training test documents. download and Install 700-105 VCE training test encoding and problem the test to get training. You may perceive just how your perception is improved. This can make you therefore certain that you can choose to remain in a authentic 700-105 check within one day.

They provide True 700-105 check Questions and also Answers Exam Questions in two configurations. 700-105 PDF save and 700-105 VCE check system. 700-105 Real check is easily different from Cisco in precise test. The particular 700-105 Practice Test PDF statement could be saved on almost any gadget. It is possible to print 700-105 Question Bank for making your own particular book. All of their pass level is substantial to 98. 9% and also besides the no difference quality involving their 700-105 questions as well as the actual check is 98%. Do you really wish achievement within the 700-105 check in just just one endeavor? Immediately go to acquire Cisco 700-105 actual check questions with killexams.com.

Features of Killexams 700-105 Question Bank
-> 700-105 Question Bank download Gain access to in just five min.
-> Full 700-105 Issues Bank
-> 700-105 exam Achievement ensure
-> Assured actual 700-105 exam questions
-> Latest and also 2022 up-to-date 700-105 Issues and Advice
-> Latest 2022 700-105 Syllabus
-> download 700-105 exam Documents anywhere
-> Infinite 700-105 VCE exam Sim Access
-> Absolutely no Limit in 700-105 Quiz download
-> Fantastic Discount Coupons
-> totally Secure Buy
-> 100% Discreet.
-> 100% No cost PDF Download structure Questions
-> Absolutely no Hidden Price
-> No Month to month Subscription
-> Absolutely no Auto Repair
-> 700-105 Quiz Update Appel by Email address
-> Free Tech support team

Quiz Detail with: https://killexams.com/pass4sure/exam-detail/700-105
Prices Details with: https://killexams.com/exam-price-comparison/700-105
View Complete Record: https://killexams.com/vendors-exam-list

Discount Voucher on Total 700-105 Practice Test questions;
WC2020: 60% Ripped Discount to each of your exam
PROF17: 10% Even more Discount in Value Higher than $69
DEAL17: 15% Even more Discount in Value Higher than $99







700-105 exam Format | 700-105 Course Contents | 700-105 Course Outline | 700-105 exam Syllabus | 700-105 exam Objectives




Killexams Review | Reputation | Testimonials | Feedback


Blessings of 700-105 certification.
It is to tell that I passed 700-105 exam the other day. killexams.com questions answers and exam simulator changed into very useful, and that I do not suppose I would have performed it without it, with most effective a week of preparation. The 700-105 questions are real, and this is precisely what I saw in the exam center. furthermore, this prep corresponds with all of the key problems of the 700-105 exam, so I was prepared for a few questions that were slightly exclusive from what killexams.com provided, but on an equal topic. but, I passed 700-105 and was satisfied approximately it.


You just need a weekend for 700-105 exam prep with these dumps.
After trying several books, I was pretty disenchanted no longer getting the right materials. I was searching out a guideline for exam 700-105 with easy language and correctly-organized content. killexams.com Questions Answers satisfied my want, as it defined the complicated subjects in the best manner. within the real exam, I got 89%, which become beyond my expectation. thanks, killexams, for your extraordinary practice test!


Clearly awesome enjoy! with 700-105 actual test questions.
killexams.com is in truth exquisite. This exam is not easy at all, but I got the pinnacle score. A hundred%. The 700-105 exam training % includes the 700-105 real exam questions, the modern updates, and greater. So that you examine what you need to realize and do now not waste some time on vain matters that divert your interest from what wants to be learned. I used their 700-105 exam engine lots, so I felt very confident on the exam day. Now I am very glad that I decided to purchase this 700-105%., super funding in my profession, I additionally located my score on my resume and Linkedin profile, this is a great recognition booster.


It is great to have 700-105 actual test questions.
killexams.com 700-105 braindump works. All questions are actual and the answers are accurate. It is nicely really worth the coins. I passed my 700-105 exam closing week.


Right location to get 700-105 actual test exam paper.
I passed both the 700-105 first attempt itself with 80% and 73% resp. Thanks much for your help. The Questions Answers Truly helped. I am thankful to killexams.com for assisting lots with so many papers with answers to work on if not understood. They had been extremely beneficial. Thank you.


Cisco Collaboration Latest Topics

While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for test questions update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam VCE simulator. Visit their example questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best test questions site.

Is Killexams.com Legit?
Certainly, Killexams is 100 percent legit and also fully efficient. There are several capabilities that makes killexams.com unique and reliable. It provides knowledgeable and 100 percent valid test questions including real exams questions and answers. Price is suprisingly low as compared to the majority of the services on internet. The Questions Answers are current on common basis using most exact brain dumps. Killexams account launched and solution delivery is incredibly fast. Data file downloading will be unlimited as well as fast. Assistance is avaiable via Livechat and Message. These are the features that makes killexams.com a robust website that provide test questions with real exams questions.



Which is the best braindumps site of 2022?
There are several Questions Answers provider in the market claiming that they provide actual exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update exam Questions Answers with the same frequency as they are updated in Real Test. test questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps questions of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to download PDF exam Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions Answers will be provided in your download Account. You can download Premium test questions files as many times as you want, There is no limit.

Killexams.com has provided VCE practice test Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Exam Center and Enjoy your Success.




PCCSE PDF download | ACA-CloudNative exam papers | Servicenow-PR000370 exam Questions | TEAS-V6 test questions | 1Y0-204 pass exam | Google-AAD practice test | NCS-Core free exam papers | 350-601 questions answers | PSM-I cheat sheet pdf | T1-GR1 exam tips | 700-765 online exam | SEND training material | NSE8-811 exam Braindumps | QSSA2018 demo test questions | H31-421-ENU dumps questions | 300-425 study guide | HPE2-T36 exam questions | Salesforce-Certified-Identity-and-Access-Management-Designer Latest syllabus | ACE-A1.2 exam results | 300-710 VCE |


700-105 - Cisco Midsize Collaboration Solutions for Account Managers test
700-105 - Cisco Midsize Collaboration Solutions for Account Managers learning
700-105 - Cisco Midsize Collaboration Solutions for Account Managers exam Questions
700-105 - Cisco Midsize Collaboration Solutions for Account Managers study help
700-105 - Cisco Midsize Collaboration Solutions for Account Managers exam dumps
700-105 - Cisco Midsize Collaboration Solutions for Account Managers Free exam PDF
700-105 - Cisco Midsize Collaboration Solutions for Account Managers Study Guide
700-105 - Cisco Midsize Collaboration Solutions for Account Managers exam Cram
700-105 - Cisco Midsize Collaboration Solutions for Account Managers exam dumps
700-105 - Cisco Midsize Collaboration Solutions for Account Managers Dumps
700-105 - Cisco Midsize Collaboration Solutions for Account Managers Test Prep
700-105 - Cisco Midsize Collaboration Solutions for Account Managers Question Bank
700-105 - Cisco Midsize Collaboration Solutions for Account Managers exam format
700-105 - Cisco Midsize Collaboration Solutions for Account Managers information search
700-105 - Cisco Midsize Collaboration Solutions for Account Managers Question Bank
700-105 - Cisco Midsize Collaboration Solutions for Account Managers real questions
700-105 - Cisco Midsize Collaboration Solutions for Account Managers exam Braindumps
700-105 - Cisco Midsize Collaboration Solutions for Account Managers PDF Download
700-105 - Cisco Midsize Collaboration Solutions for Account Managers exam Questions
700-105 - Cisco Midsize Collaboration Solutions for Account Managers syllabus
700-105 - Cisco Midsize Collaboration Solutions for Account Managers study tips
700-105 - Cisco Midsize Collaboration Solutions for Account Managers exam Questions
700-105 - Cisco Midsize Collaboration Solutions for Account Managers information search
700-105 - Cisco Midsize Collaboration Solutions for Account Managers information source
700-105 - Cisco Midsize Collaboration Solutions for Account Managers exam Questions
700-105 - Cisco Midsize Collaboration Solutions for Account Managers Practice Test
700-105 - Cisco Midsize Collaboration Solutions for Account Managers cheat sheet
700-105 - Cisco Midsize Collaboration Solutions for Account Managers Latest Topics
700-105 - Cisco Midsize Collaboration Solutions for Account Managers Questions and Answers
700-105 - Cisco Midsize Collaboration Solutions for Account Managers information search
700-105 - Cisco Midsize Collaboration Solutions for Account Managers exam syllabus
700-105 - Cisco Midsize Collaboration Solutions for Account Managers Dumps
700-105 - Cisco Midsize Collaboration Solutions for Account Managers questions
700-105 - Cisco Midsize Collaboration Solutions for Account Managers Practice Questions
700-105 - Cisco Midsize Collaboration Solutions for Account Managers questions
700-105 - Cisco Midsize Collaboration Solutions for Account Managers dumps
700-105 - Cisco Midsize Collaboration Solutions for Account Managers Free PDF
700-105 - Cisco Midsize Collaboration Solutions for Account Managers Latest Questions
700-105 - Cisco Midsize Collaboration Solutions for Account Managers Question Bank
700-105 - Cisco Midsize Collaboration Solutions for Account Managers answers
700-105 - Cisco Midsize Collaboration Solutions for Account Managers exam dumps
700-105 - Cisco Midsize Collaboration Solutions for Account Managers exam syllabus
700-105 - Cisco Midsize Collaboration Solutions for Account Managers exam format
700-105 - Cisco Midsize Collaboration Solutions for Account Managers actual Questions
700-105 - Cisco Midsize Collaboration Solutions for Account Managers exam
700-105 - Cisco Midsize Collaboration Solutions for Account Managers boot camp
700-105 - Cisco Midsize Collaboration Solutions for Account Managers learn
700-105 - Cisco Midsize Collaboration Solutions for Account Managers Free PDF
700-105 - Cisco Midsize Collaboration Solutions for Account Managers exam dumps
700-105 - Cisco Midsize Collaboration Solutions for Account Managers actual Questions
700-105 - Cisco Midsize Collaboration Solutions for Account Managers learn
700-105 - Cisco Midsize Collaboration Solutions for Account Managers PDF Download
700-105 - Cisco Midsize Collaboration Solutions for Account Managers study help


700-765 exam papers | 200-201 assessment test demo | 300-820 boot camp | 300-815 certification demo | 820-605 exam Questions | 350-501 Real exam Questions | 350-601 dumps questions | 300-415 practice exam | 300-430 Questions Answers | 300-615 cheat sheet | 300-620 practice questions | 350-701 PDF Questions | 300-710 exam questions | 300-610 test exam | 350-901 practice test | 500-701 braindump questions | 200-901 free practice exams | 350-801 cheat sheets | 300-425 dump | 300-835 past exams |


Best Certification test questions You Ever Experienced


600-660 exam Questions | 500-230 Free exam PDF | 700-702 Questions Answers | 300-715 demo questions | 810-440 Study Guide | 500-452 free pdf | 820-605 cbt | 700-101 study guide | 200-901 cram | 010-151 practice exam | 300-810 free pdf download | 350-801 exam prep | CICSP practice test | 700-150 exam prep | 300-920 Test Prep | 300-730 assessment test demo | 300-510 braindumps | 300-815 practice exam | 300-515 cheat sheet | 200-201 exam preparation |





References :


https://killexams-posting.dropmark.com/817438/23543704
http://killexams-braindumps.blogspot.com/2020/06/memorize-700-105-pdf-questions.html
http://ge.tt/6s9Sdz43
https://killexams-posting.dropmark.com/817438/23644539
https://www.instapaper.com/read/1321179476
https://www.4shared.com/office/eqF2qtCzea/Cisco-Midsize-Collaboration-So.html
https://ello.co/killexamz/post/5cmt1jbztnnj7qgbh1cwsw
https://www.coursehero.com/file/72013351/Cisco-Midsize-Collaboration-Solutions-for-Account-Managers-700-105pdf/
https://sites.google.com/view/killexams-700-105
https://www.clipsharelive.com/video/4541/700-105-cisco-midsize-collaboration-solutions-for-account-managers-real-exam-questions-by-killexams-com
https://files.fm/f/nswm7xdqy
https://justpaste.it/700-105
http://feeds.feedburner.com/HereIsTheBestsPlaceToGetHelpPass700-105Exam
https://spaces.hightail.com/space/v47qz1ixkg/files/fi-727ea037-0796-4cfa-ae42-f3083874d1f3/fv-57f4a07f-5a43-4423-b1cc-3a0c189da515/Cisco-Midsize-Collaboration-Solutions-for-Account-Managers-(700-105).pdf#pageThumbnail-1
http://killexams.decksrusct.com/blog/certification-exam-dumps/700-105-cisco-midsize-collaboration-solutions-for-account-managers-2021-updated-questions-and-answers-by-killexams-com/



Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps






Direct Download

700-105 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

700-105 Reviews

100% Valid and Up to Date 700-105 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug