Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über 700-265?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der 700-265: Cisco Advanced Security Architecture for Account Managers Prüfung.

2023 Updated Actual 700-265 questions as experienced in Test Center

Laden Sie 700-265 Übungstest und aktuelle Fragen herunter - easy finanz | easyfinanz

Cisco Advanced Security Architecture for Account Managers actual questions with Latest 700-265 practice tests | https://www.easyfinanz.cc/

Cisco 700-265 : Cisco Advanced Security Architecture test Dumps

Exam Dumps Organized by Martin Hoax



Latest 2022 Updated Syllabus
700-265 test Dumps | Latest Braindumps with genuine Questions

Real Questions from Latest subjects of 700-265 - Updated Daily - 100% Pass Guarantee



700-265 demo Questions : Download 100% Free 700-265 test Dumps (PDF and VCE)

Exam Number : 700-265
Exam Name : Cisco Advanced Security Architecture for Account Managers
Vendor Name : Cisco
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Every subject of 700-265 test will be covered with boot camp
killexams.com is the flow of the latest and bonafide 700-265 Free test PDF with PDF Download Questions plus Answers regarding applicants in order to download, go through and complete the genuine 700-265 examination. All of us recommend to Practice their Real 700-265 Questions and PDF Download to enhance your own personal knowledge of 700-265 goals and pass your own personal examination together with Higher Signifies. You will certainly not feel any type of difficulty in determining the 700-265 PDF Braindumps in the genuine examination, hence dealing with the queries in order to get a fantastic rating.

Hoping you require a visit online for 700-265 Exam Cram, you will see that a substantial portion of internet sites is marketing obsolete Free test PDF with rested labels. This may turn out to be particularly unsafe Let us assume that you count on these Free test PDF. There are several modest retailers on the web in which obtain no cost 700-265 EBOOK from the web promote at tiny cost. You are going to squander tremendous cash whenever you think twice about in which little impose for 700-265 Exam Cram. They normally guide prospects to the proper heading. Do not set aside in which little money and deal with the huge concern of the bombing test. Merely pick true and legitimate 700-265 Exam Cram companies and acquire a modern and significant duplicates involving 700-265 genuine test issues. They help killexams.com as the finest provider involving 700-265 Exam Questions that will be your own life-saving judgement. It will conserve from portion of the complexities and also risk of finding an awful Free test PDF supplier. Ideas dependable, recognized, substantial, modern-day, and sound 700-265 Exam Cram that will definitely work with genuine 700-265 test. Later on, you will not search on website, you will direct come to killexams.com for ones future qualification guides.

Concluding Cisco 700-265 test are expecting you to clear your thinking pretty much all of course plans, Cisco Advanced Security Architecture for Account Managers prospectus, and locates of the test out. Simply checking out 700-265 coursebook is not enough. You want to discover with regards to useful questions inquired in authentic 700-265 test out. For this, you desperately want to go to killexams.com and also obtain Totally free 700-265 Free test PDF test issues and learn. Assuming you really feel that you can take into account those 700-265 questions, you may enroll in order to obtain Question Bank of 700-265 Exam Cram. That will be initial great move forward toward development. obtain and also introduce VCE test technique on your PC. Study and hold on to 700-265 Exam Cram and have practice testing much of the time using VCE test out system. On the point whenever you feel that you will be prepared to get a genuine 700-265 test, head over to test concentration and create a real test out.

At killexams.com, they deliver the Latest Cisco Advanced Security Architecture for Account Managers schedule, Appropriate and innovative Cisco 700-265 Exam Cram which might be the best in order to complete Cisco Advanced Security Architecture for Account Managers test out. It is a better to help Boost situation for expert within just your association. They are their prestige to assist with normal folks finishing typically the 700-265 test out in their initial endeavor. Rendering of their Free test PDF stays at the pinnacle inside exact two years. As a consequence of their 700-265 Exam Cram consumers that confidence their Exam Questions and VCE for their authentic 700-265 test out. killexams.com is the most awesome in 700-265 genuine test out questions. They all keep their own 700-265 Exam Cram substantial and also forward-thinking continuously. These Cisco Advanced Security Architecture for Account Managers test deposits will made sure to assist you using finishing the test with outstanding grades.

Attributes of Killexams 700-265 Exam Cram
-> Fast 700-265 Exam Cram obtain Gain access to
-> Comprehensive 700-265 Questions and also Answers
-> 98% Success Level of 700-265 test
-> Certain genuine 700-265 test issues
-> 700-265 Queries Updated upon Regular foundation.
-> Valid and also 2022 Kept up to date 700-265 Quiz Dumps
-> totally Portable 700-265 test Data
-> Full presented 700-265 VCE test Sim
-> No Control on 700-265 test Acquire Access
-> Wonderful Discount Coupons
-> totally Secured Acquire Account
-> totally Confidentiality Made certain
-> 100% Accomplishment ensure
-> totally Free Free test PDF demo Queries
-> No Undetectable Cost
-> Zero Monthly Costs
-> No Auto Account Restoration
-> 700-265 Quiz Update Excitation by E-mail
-> Free Tech support team

Quiz Detail from: https://killexams.com/pass4sure/exam-detail/700-265
Charges Details from: https://killexams.com/exam-price-comparison/700-265
Notice Complete Checklist: https://killexams.com/vendors-exam-list

Discount Discount on Total 700-265 Exam Cram Question Bank;
WC2020: 60 per cent Flat Price cut on each test
PROF17: 10% Further Price cut on Price Greater than $69
DEAL17: 15% Further Price cut on Price Greater than 99 dollars







700-265 test Format | 700-265 Course Contents | 700-265 Course Outline | 700-265 test Syllabus | 700-265 test Objectives


Achieve a higher level of technical expertise than most IT partners have. You can provide customers more advanced solutions for their business needs—whether theyre small businesses, large enterprises, or anything in between.

For more information about the retirement of Advanced Specializations please view the announcement.

You can also:

Extend security capabilities with a broad portfolio of integrated solutions
Take part in the Value Incentive Program (VIP)
Increase deal size through architecture cross-sell opportunities
Find and sell their tested, validated security solutions at special price points
Take advantage of special discounts, and be recognized in the Partner Locator

Customer Service Representative.- The Specialized Learning Partner must have a person assigned at all times as the Customer Service Representative to serve as a direct point of contact for customers.
2. Cisco Engagement Manager.- Is an individual assigned at all times as the point-of-contact for Learning Partner Program related communications with Cisco.
3. Lab Manager.- Is an individual in charge of all labs (onsite and remote) for Cisco courses.
4. Instructional Designer (DW).- Specialized Partner must have a person assigned to design a create Cisco Derivate Works.
5. Account Manager.- Means an individual in charge of the day-to-day support of a particular customer's account with a business, and who serves as the primary point of contact between the customer and the Learning Partner for their Cisco training needs.
6. Specialized Instructor.- An individual who has been certified by Cisco as a CCSI, remains in good standing, and is currently sponsored by a Cisco Learning Partner in good standing and also meets specific requirements according to an Education Architecture Specialization.



Killexams Review | Reputation | Testimonials | Feedback


Got all 700-265 Quiz in real test that I read.
Felt very proud to finish answering all questions throughout my 700-265 exam. Frankly speaking, I owe this fulfillment to the query & answer using killexams.com The material provided all of the related questions to each syllabu and provided the answers in a short and precise manner. expertise the contents have become convenient and memorizing turned into no difficulty at all. I was additionally lucky sufficient to get the maximum of the questions from the guide. satisfied to pass satisfactorily. outstanding killexams


Real test questions latest 700-265 test are excellent!
A score of 86% was past my desire in all the questions inside due time I got around 90% questions practically equivalent to the killexams.com dumps. My preparation was most noticeably bad with the complex themes I was hunting down some solid simple materials for the test 700-265. I began perusing the Dumps and killexams.com repaired my issues.


It is unbelieveable, but 700-265 real test questions are availabe here.
We want to discover ways to choose their thoughts truly in an equal manner, they choose their garments ordinary. That is the electricity they can habitat. Having said that If they need to do matters in their existence, they need to struggle difficult to understand all its powers. I did so and worked tough on killexams.com to discover splendid characteristics in 700-265 test with the help of killexams.com proved a very active and amazing program to discover the preferred position in 700-265 exam. It was an honestly perfect application to make my life relaxed.


I want real test questions latest 700-265 exam.
I was working as an administrator and changed to making prepared for the 700-265 test as well. Referring to detailed books turned into making my training tough for me. However after I registered at killexams, I discovered it my best decision of all. killexams.com made me confident and helped me in trying 60 questions in 80 minutes without trouble. I passed this test easily. I recommend killexams.com to my friends and co-workers for easy coaching. Thank you killexams.


Determined all 700-265 Questions in present brain dumps that I read.
The association time for the 700-265 test was a pleasant experience for me. Effectively passing, I have found a way to pass all of the additional degrees. Because of killexams.com Dumps for all the assistance. I had restrained time for preparation but killexams.com brain dumps became out to be a help for me. It had sizable Dumps that made me plan in a brief compass.


Cisco Cisco braindumps



While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for test dumps update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test VCE simulator. Visit their example questions and test brain dumps, their test simulator and you will realize that killexams.com is the best test dumps site.

Is Killexams.com Legit?
Absolutely yes, Killexams is 100 percent legit as well as fully dependable. There are several functions that makes killexams.com realistic and legit. It provides current and 100 percent valid test dumps including real exams questions and answers. Price is nominal as compared to the vast majority of services online. The Dumps are up-to-date on common basis utilizing most exact brain dumps. Killexams account setup and item delivery is quite fast. Record downloading will be unlimited and extremely fast. Assistance is avaiable via Livechat and E-mail. These are the characteristics that makes killexams.com a robust website that offer test dumps with real exams questions.



Which is the best braindumps site of 2022?
There are several Dumps provider in the market claiming that they provide genuine test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test Dumps with the same frequency as they are updated in Real Test. test dumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and subjects of new syllabus, They recommend to obtain PDF test Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Dumps will be provided in your obtain Account. You can obtain Premium test Dumps files as many times as you want, There is no limit.

Killexams.com has provided VCE practice test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Exam Center and Enjoy your Success.




DES-4421 question test | 9A0-412 braindumps | PL-300 questions answers | MCD-ASSOC practical test | ACA-Sec1 free online test | PCCSE english test questions | ISO-IEC-27001-Lead-Auditor Latest Questions | VA-002-P practice test | RCDD-002 pass test | PCAP-31-03 test tips | Salesforce-OmniStudio-Developer test Questions | GPYC PDF Dumps | Salesforce-Certified-Identity-and-Access-Management-Designer demo test questions | Nutanix-NCP test dumps | Google-IQ actual questions | Salesforce-Certified-CPQ-Specialist PDF obtain | 4A0-M05 Real test Questions | IIBA-AAC questions obtain | PEGAPCSA87V1 online test | HPE6-A73 training material |


700-265 - Cisco Advanced Security Architecture for Account Managers PDF Dumps
700-265 - Cisco Advanced Security Architecture for Account Managers Practice Questions
700-265 - Cisco Advanced Security Architecture for Account Managers test success
700-265 - Cisco Advanced Security Architecture for Account Managers Real test Questions
700-265 - Cisco Advanced Security Architecture for Account Managers Questions and Answers
700-265 - Cisco Advanced Security Architecture for Account Managers PDF Braindumps
700-265 - Cisco Advanced Security Architecture for Account Managers tricks
700-265 - Cisco Advanced Security Architecture for Account Managers Dumps
700-265 - Cisco Advanced Security Architecture for Account Managers cheat sheet
700-265 - Cisco Advanced Security Architecture for Account Managers Test Prep
700-265 - Cisco Advanced Security Architecture for Account Managers techniques
700-265 - Cisco Advanced Security Architecture for Account Managers answers
700-265 - Cisco Advanced Security Architecture for Account Managers test syllabus
700-265 - Cisco Advanced Security Architecture for Account Managers education
700-265 - Cisco Advanced Security Architecture for Account Managers PDF Download
700-265 - Cisco Advanced Security Architecture for Account Managers PDF Dumps
700-265 - Cisco Advanced Security Architecture for Account Managers syllabus
700-265 - Cisco Advanced Security Architecture for Account Managers dumps
700-265 - Cisco Advanced Security Architecture for Account Managers course outline
700-265 - Cisco Advanced Security Architecture for Account Managers education
700-265 - Cisco Advanced Security Architecture for Account Managers test syllabus
700-265 - Cisco Advanced Security Architecture for Account Managers book
700-265 - Cisco Advanced Security Architecture for Account Managers tricks
700-265 - Cisco Advanced Security Architecture for Account Managers dumps
700-265 - Cisco Advanced Security Architecture for Account Managers study help
700-265 - Cisco Advanced Security Architecture for Account Managers Latest Topics
700-265 - Cisco Advanced Security Architecture for Account Managers Questions and Answers
700-265 - Cisco Advanced Security Architecture for Account Managers test Questions
700-265 - Cisco Advanced Security Architecture for Account Managers study help
700-265 - Cisco Advanced Security Architecture for Account Managers information search
700-265 - Cisco Advanced Security Architecture for Account Managers education
700-265 - Cisco Advanced Security Architecture for Account Managers Practice Questions
700-265 - Cisco Advanced Security Architecture for Account Managers test
700-265 - Cisco Advanced Security Architecture for Account Managers teaching
700-265 - Cisco Advanced Security Architecture for Account Managers boot camp
700-265 - Cisco Advanced Security Architecture for Account Managers study tips
700-265 - Cisco Advanced Security Architecture for Account Managers study help
700-265 - Cisco Advanced Security Architecture for Account Managers test format
700-265 - Cisco Advanced Security Architecture for Account Managers test
700-265 - Cisco Advanced Security Architecture for Account Managers Practice Questions
700-265 - Cisco Advanced Security Architecture for Account Managers certification
700-265 - Cisco Advanced Security Architecture for Account Managers test Questions
700-265 - Cisco Advanced Security Architecture for Account Managers PDF Braindumps
700-265 - Cisco Advanced Security Architecture for Account Managers PDF Dumps
700-265 - Cisco Advanced Security Architecture for Account Managers genuine Questions
700-265 - Cisco Advanced Security Architecture for Account Managers Dumps
700-265 - Cisco Advanced Security Architecture for Account Managers tricks
700-265 - Cisco Advanced Security Architecture for Account Managers test Questions
700-265 - Cisco Advanced Security Architecture for Account Managers PDF Dumps
700-265 - Cisco Advanced Security Architecture for Account Managers Questions and Answers
700-265 - Cisco Advanced Security Architecture for Account Managers test Cram
700-265 - Cisco Advanced Security Architecture for Account Managers information source
700-265 - Cisco Advanced Security Architecture for Account Managers PDF Braindumps


300-435 actual questions | 300-715 actual questions | 300-410 mock test | 300-420 study material | 700-765 study guide | 300-610 past exams | 300-835 free pdf obtain | 820-605 certification demo | 300-820 free pdf | 300-415 PDF Questions | 350-901 pdf obtain | 300-620 examcollection | 300-710 test questions | 300-815 demo test questions | 200-201 Study Guide | 300-430 free online test | 200-901 test questions | 350-601 practice test | 300-510 cheat sheet | 300-810 free prep |


Best Certification test Dumps You Ever Experienced


300-810 free pdf | 500-551 question test | 200-301 actual questions | 300-815 study material | 500-215 practice questions | 500-451 past exams | 100-490 practice test | 350-901 practice test | 010-151 test results | 600-660 past bar exams | 600-601 practice test | 300-735 dumps | 500-205 test dumps | 500-470 bootcamp | 700-505 test Questions | 300-435 obtain | 500-701 practice test | 200-201 braindumps | 700-703 test preparation | 300-910 Latest subjects |





References :


https://killexams-posting.dropmark.com/817438/23543613
https://killexams-posting.dropmark.com/817438/23543965
https://www.instapaper.com/read/1317365856
http://ge.tt/35fMOO53
https://www.blogger.com/comment.g?blogID=9877556&postID=112988294268637698&page=1&token=1595039510764
https://www.4shared.com/video/t7VqYfCdea/700-265.html
https://arfansaleemfan.blogspot.com/2020/08/700-265-cisco-advanced-security.html
https://www.coursehero.com/file/66932289/Cisco-Advanced-Security-Architecture-for-Account-Managers-700-265pdf/
https://www.4shared.com/office/T9pHjmFLiq/Cisco-Advanced-Security-Archit.html
https://ello.co/killexamz/post/1_dtelscsb_wrqkblxxjoq
https://sites.google.com/view/killexams-700-265-cheat-sheet
https://www.clipsharelive.com/video/4387/700-265-cisco-advanced-security-architecture-for-account-managers-practice-test-with-real-question-by-killexams-com
https://justpaste.it/700-265
https://spaces.hightail.com/space/v47qz1ixkg/files/fi-db05f2f8-64dd-413f-88fa-623db136260f/fv-bc547084-fa93-4db2-ba35-c7b41e01e1ff/Cisco-Advanced-Security-Architecture-for-Account-Managers-(700-265).pdf#pageThumbnail-1
https://youtu.be/0GabWXK1shE
http://feeds.feedburner.com/SlaughterYourE20-360ExamAtFirstAttempt
http://killexams.decksrusct.com/blog/certification-exam-dumps/700-265-cisco-advanced-security-architecture-for-account-managers-questions-and-answers-by-killexams-com/
https://killexams-700-265.jimdofree.com/
https://files.fm/f/9jpbdrtht



Similar Websites :
Pass4sure Certification test dumps
Pass4Sure test Questions and Dumps






Direct Download

700-265 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

700-265 Reviews

100% Valid and Up to Date 700-265 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug