Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über 920-327?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der 920-327: MCS 5100 Rls.4.0 Commissioning and Administration Prüfung.

2023 Updated Actual 920-327 questions as experienced in Test Center

Aktuelle 920-327 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

MCS 5100 Rls.4.0 Commissioning and Administration braindump questions with Latest 920-327 practice tests | https://www.easyfinanz.cc/

Nortel 920-327 : MCS 5100 Rls.4.0 Commissioning and exam Dumps

Exam Dumps Organized by Shahid nazir



Latest 2023 Updated Syllabus
920-327 exam braindumps | Latest Braindumps with genuine Questions

Real Questions from Latest syllabus of 920-327 - Updated Daily - 100% Pass Guarantee



920-327 trial Questions : Download 100% Free 920-327 exam braindumps (PDF and VCE)

Exam Number : 920-327
Exam Name : MCS 5100 Rls.4.0 Commissioning and Administration
Vendor Name : Nortel
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Download No cost 920-327 Exam dumps and real questions
killexams.com gives the most up to date and up each day date practice tests out with True 920-327 Cheatsheet and even Solutions achievable subject areas of Nortel 920-327 Exam. Training the 920-327 PDF Download and Responses to Strengthen your current understanding along with go your own personal MCS 5100 Rls.4.0 Commissioning and Administration check using Higher Marks. Most of us certain your own personal accomplishment within the Test out Middle, covering all of the points of 920-327 test out along with creating your current Knowledge of most of the 920-327 exam. Pass utilizing their true 920-327 inquiries.

For a travel online regarding 920-327 Latest Topics, you can see that the majority of internet sites are selling outdated Latest Topicstogether with kept up to date tags. This kind of will become really harmful while youre comfortable on these types of Exam Questions. There are really several affordable vendors on the net which get free 920-327 PDF STYLE from the internet along with sell with a minor selling price. You might waste big money when you finally compromise in of which very little cost to acquire 920-327 Latest Topics. Many people always manual prospects from the appropriate route. Do not really save this minor funds and have an enormous likelihood concerning failing a exam. Merely choose genuine together with logical 920-327 Free PDF provider along with obtain approximately be able to particular date and rational copy involving 920-327 genuine test issues. Most of us say yes to killexams.com as the very best service involving 920-327 real questions that is going to become your health-keeping decision. You could save coming from a whole lot involving issues along with the danger involving picking a undesirable Latest Topics supplier. That will supply an individual reliable, approved, rational, informed, as well as reputable 920-327 Free PDF that will really do the career in a genuine 920-327 analyze. Next time, you might not search on websites, you might direct occur to killexams.com on your potential certification guides.

Nortel 920-327 analyze just is simply not too simple be able to also consider getting prepared with just simply 920-327 schooling book or perhaps absolutely free Study Guide accessible in cyberspace. There are tricky questions questioned throughout the genuine 920-327 analyze which piteuxs the prospect to result in not being competent to the quiz. This kind of scenario is considered proper care of by merely killexams.com by simply getting real 920-327 Latest Topics all through real questions as well as VCE test simulator records. In order to rest and enjoy get 100% cost free 920-327 Study Guide before you enroll in full variance of 920-327 Free PDF. You will undoubtedly make sure you pass by means of each of their 920-327 real questions.

A great deal of individuals get free 920-327 Study Guide LIBRO ELECTRONICO coming from the web is in so that it will do a good challenge to help memorize folks outdated issues. These people attempt to conserve very little Latest Topicsfee as well as danger always in addition to the test fee. More and more folks neglect their 920-327 examination. This is certainly merely simply because they spent a time on obsolete concerns as well as answers. 920-327 examination training, objectives together with matters stay to transform simply by Nortel. Thats the reason why a constant Latest Topicsimprovement is required commonly, you will notice totally diverse issues and remedies at the test display screen. That could be a huge problem with free LIBRO ELECTRONICO FILE on the net. Additionally , you cannot necessarily process those issues with any kind of examination sim. You merely fork out a lot of resources on obsolete substances. All of us recommend a really case, pass by means of killexams.com as a way to obtain totally free Study Guide prior to you buy. Review and see the genuine changes from the examination subject areas. Then figure out to register about full model regarding 920-327 Study Guide. A person may surprised as soon as you will see that questions regarding the genuine test display screen.

Popular features of Killexams 920-327 Exam Questions
-> 920-327 boot camp get Access within 5 minutes.
-> Complete 920-327 Questions Lender
-> 920-327 exam Success Assure
-> Guaranteed True 920-327 quiz questions
-> latest and 2022 updated 920-327 Questions as well as Answers
-> latest 2022 920-327 Syllabus
-> Obtain 920-327 exam Files everywhere
-> Unlimited 920-327 VCE exam Simulator Accessibility
-> No Reduce on 920-327 exam Obtain
-> Great Discounts
-> 100% Protected Purchase
-> fully Confidential.
-> fully Free Study Guide trial Queries
-> No Undetectable Cost
-> Absolutely no Monthly Membership
-> No Automotive Renewal
-> 920-327 exam Upgrade Intimation simply by Email
-> Totally free Technical Support

exam Aspect at: https://killexams.com/pass4sure/exam-detail/920-327
Pricing Specifics at: https://killexams.com/exam-price-comparison/920-327
See Comprehensive List: https://killexams.com/vendors-exam-list

Discounted Coupon in Full 920-327 real questions issues;
WC2020: 60 per cent Flat Discounted on each quiz
PROF17: 10% Further Discounted on Benefit Greater than $69
DEAL17: 15% Further Discounted on Benefit Greater than 99 dollars







920-327 exam Format | 920-327 Course Contents | 920-327 Course Outline | 920-327 exam Syllabus | 920-327 exam Objectives




Killexams Review | Reputation | Testimonials | Feedback


Real 920-327 exam Questions to Pass at first attempt.
Outstanding insurance of 920-327 exam ideas, so I learned precisely what I wished for the duration of the 920-327 exam. I particularly endorse this training from killexams.com to all people planning to take the 920-327 exam.


Proper knowledge and study with the 920-327 Questions and Answers and Dumps! What a combination!
To get success in 920-327 exam. Humans agree that a student has to possess a sharp brain. Although True it is not entirely true on account that in conjunction with the pupil, the instruct or the teacher need to also be correctly certified and knowledgeable. I experience blessed that I was acquainted with killexams.com in which I met such awesome educators who taught me a way to pass my 920-327 exam and were given me through them with a breeze. I thank them with the lowest of my coronary heart.


920-327 Questions had been precisely same as i purchased!
I was about to surrender the exam 920-327 because I was not assured in whether or not or now not I would pass or no longer. With just a week's final, I decided to change to killexams.com Questions and Answers for my exam education. In no manner idea that the syllabus that I had constantly run from will be so much amusing to have a test; it easy and short way of getting to the factors made my coaching lot less hard. All way to killexams.com questions and answers, I never expected I will pass my exam but I did pass with flying colorings.


How many questions are requested in 920-327 exam?
answering all questions for 90 minutes. The exam paper 920-327 has various study materials in the business sector. Yet it got to be Greatly troublesome for me to pick the best one. Be that as it may after my brother requested that I used killexams.com questions and answers, I did not exam for other books. Much obliged for supporting me.


There is no source like this 920-327 exam dumps. Just get it.
My exam preparation occurred into 44 right replies of the aggregate 50 within the planned seventy-five mins. It worked just in reality the exquisite. I got an appealing revel in depending at the killexams.com dumps for the exam 920-327. The aide clarified with compact answers and affordable instances.


Nortel and Cheatsheet



While it is very hard task to choose reliable certification questions / answers resources with respect to review, reputation and validity because people get ripoff due to choosing wrong service. Killexams.com make it sure to serve its clients best to its resources with respect to exam braindumps update and validity. Most of other's ripoff report complaint clients come to us for the brain dumps and pass their exams happily and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client confidence is important to us. Specially they take care of killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. The same care that they take about killexams review, killexams reputation, killexams ripoff report complaint, killexams trust, killexams validity, killexams report and killexams scam. If you see any false report posted by their competitors with the name killexams ripoff report complaint internet, killexams ripoff report, killexams scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are thousands of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam simulator. Visit Their trial questions and trial brain dumps, their exam simulator and you will definitely know that killexams.com is the best brain dumps site.

Is Killexams.com Legit?
Yes, Killexams is 100 % legit together with fully trustworthy. There are several includes that makes killexams.com authentic and genuine. It provides latest and 100 % valid exam braindumps formulated with real exams questions and answers. Price is minimal as compared to almost all of the services online. The Questions and Answers are kept up to date on regular basis together with most latest brain dumps. Killexams account build up and product delivery is very fast. Computer file downloading will be unlimited and really fast. Support is avaiable via Livechat and E mail. These are the characteristics that makes killexams.com a strong website which provide exam braindumps with real exams questions.



Which is the best braindumps site of 2023?
There are several Questions and Answers provider in the market claiming that they provide genuine exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2023 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update exam Questions and Answers with the same frequency as they are updated in Real Test. exam braindumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps questions of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to obtain PDF exam Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions and Answers will be provided in your obtain Account. You can obtain Premium exam braindumps files as many times as you want, There is no limit.

Killexams.com has provided VCE practice exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Exam Center and Enjoy your Success.




EX200 question test | HPE0-J68 braindumps | AD0-E102 test example | 500-490 PDF Questions | TA-002-P exam preparation | 300-910 questions answers | ACA-CloudNative test exam | 500-651 practice exam | 201-01 exam questions | PTCE dumps questions | C1000-083 exam prep | 3171T practice exam | MB-920 free online test | NS0-175 free pdf | DEA-1TT5 exam papers | DAS-C01 Questions and Answers | VCS-325 practice exam | CWNA-107 cheat sheets | 143-085 free practice tests | ADM-261 practice exam |


920-327 - MCS 5100 Rls.4.0 Commissioning and Administration exam Braindumps
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration information search
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration test
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration boot camp
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration Questions and Answers
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration PDF Dumps
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration Practice Questions
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration tricks
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration Free PDF
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration Free PDF
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration Study Guide
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration test prep
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration course outline
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration braindumps
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration exam Braindumps
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration PDF Questions
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration book
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration PDF Questions
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration exam contents
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration Test Prep
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration test
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration Free PDF
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration Free exam PDF
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration testing
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration study help
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration guide
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration test prep
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration Latest Questions
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration answers
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration boot camp
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration Question Bank
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration education
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration PDF Questions
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration PDF Download
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration exam Cram
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration Questions and Answers
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration dumps
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration Real exam Questions
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration learning
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration exam dumps
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration braindumps
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration information hunger
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration outline
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration PDF Download
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration certification
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration education
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration learn
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration exam success
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration Practice Questions
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration exam Questions
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration Questions and Answers
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration study tips
920-327 - MCS 5100 Rls.4.0 Commissioning and Administration exam Braindumps



Best Certification exam braindumps You Ever Experienced


920-552 exam questions | 920-195 brain dumps | 920-261 Questions and Answers | 920-270 question test | 920-804 Questions and Answers | 920-235 model question | 920-240 mock exam | 920-221 braindumps | 920-803 braindumps | 920-337 practice questions | 920-220 exam braindumps | 922-109 exam preparation | 920-262 online exam | 920-181 exam prep | 920-174 boot camp | 920-183 practice exam | 920-177 english test questions | 920-173 pass marks | 920-345 exam tips | 920-481 exam test |





References :


https://arfansaleemfan.blogspot.com/2020/08/920-327-mcs-5100-rls40-commissioning.html
https://www.coursehero.com/file/67326910/MCS-5100-Rls-4-0-Commissioning-and-Administration-920-327pdf/
https://www.4shared.com/video/lQo_ih2siq/MCS-5100-Rls-4-0-Commissioning.html
http://ge.tt/4FUIZl83
http://killexams.decksrusct.com/blog/certification-exam-dumps/920-327-mcs-5100-rls-4-0-commissioning-and-administration-2020-updated-dumps-by-killexams-com/
https://sites.google.com/view/killexams-920-327-examquestion
http://feeds.feedburner.com/PassingThe920-327ExamIsEasyWithKillexamscom
https://justpaste.it/920-327
http://killexamsbraindumps2.isblog.net/920-327-mcs-5100-rls-4-0-commissioning-and-administration-real-exam-questions-by-killexams-com-14599940
https://youtu.be/ryN9EGXiMy4
https://www.clipsharelive.com/video/6681/920-327-mcs-5100-rls-4-0-commissioning-and-administration-practice-test-by-killexams-com
https://files.fm/f/qb7k4wn3g
https://drp.mk/i/Y0rmS6Nq
https://www.instapaper.com/read/1396884544
https://ello.co/killexamz/post/sqpzqovnhbdrp189kq1cwa
https://spaces.hightail.com/space/v47qz1ixkg/files/fi-0ccb8e1a-f4e4-49af-8732-3a83761d38f0/fv-4b8e9c0b-ec81-40fb-bfa7-4facf5ea9b76/MCS-5100-Rls-4-0-Commissioning-and-Administration-(920-327).pdf#pageThumbnail-1



Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps






Direct Download

920-327 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

920-327 Reviews

100% Valid and Up to Date 920-327 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug