Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über 920-482?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der 920-482: CallPilot Rls.5.0 Networking. Upgrades- and Troubleshooting Prüfung.

2022 Updated Actual 920-482 questions as experienced in Test Center

Laden Sie 920-482 Übungstest und aktuelle Fragen herunter | easyfinanz

CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting braindump questions with Latest 920-482 practice tests | https://www.easyfinanz.cc/

Nortel 920-482 : CallPilot Rls.5.0 Networking. Upgrades, test Dumps

Exam Dumps Organized by Lee



Latest 2022 Updated Syllabus
920-482 test Dumps | Latest Braindumps with real Questions

Real Questions from Latest syllabus of 920-482 - Updated Daily - 100% Pass Guarantee



920-482 trial Questions : Download 100% Free 920-482 test Dumps (PDF and VCE)

Exam Number : 920-482
Exam Name : CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting
Vendor Name : Nortel
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Direct get links regarding 920-482 Exam Questions at killexams. com
killexams.com provide Most accurate along with 2022 up-to-date Free PDF using Latest Topics Inquiries plus Solutions for brand new things of Nortel CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting Evaluation. Practice their Practice Questions so as to Excellerate your expertise and complete your own check with Larger Marks. All of us assure your own personal success inside Test Midst, covering every single a single in the referrals in the test as well as building your Knowledge of the 920-482 examination. Move with their own Exam Questions.

This can be a major fight to pick good Exam Cram manufacturers from quite a few awful deposits suppliers. When your goal ends up when using awful Exam Cram supplier, the next accreditation may turn into a undesirable dream. It appears looser once you fall ripped on the qualification test. This really is on the grounds that, you actually depended on broken and out of date suppliers. They could not declaring that each 920-482 PDF Braindumps company is a false. There is some terrific 920-482 real test concerns provider who has their own property to get the almost all refreshed and legit 920-482 PDF Braindumps. killexams.com is definitely one of them. They certainly have their own party that collects 100 percent reputable, exceptional, as well as solid 920-482 PDF Questions in which in a real test-like charm. You simply need to go to https://killexams.com/pass4sure/test detail/920-482 and acquire 100 percent cost-free PDF Questions connected with 920-482 make sure survey. Hoping you feel completed, register for 920-482 PDF Questions PDF FILE full contact form with VCE practice make sure become somebody from incredible achievers. Most of us esteem all of their extraordinary clientele. You will certainly send people your research about 920-482 test practical experience later inside the wake connected with breezing by way of genuine 920-482 test.

Here are a few changes as well as overhauls have fininshed in 920-482 in 2022 and they have got remembered most refreshes for the PDF Download. 2022 Current 920-482 braindumps guarantee your current achievement throughout real testing. They highly recommend you go throughout the full inquest bank as soon as before you go towards the real examination. This is not since, they make use of their 920-482 PDF Questions, they definitely feel improvement of their insight. They might work in the genuine state in the connection as authorities. They do not merely zero throughout on concluding 920-482 examination with their braindumps, however definitely further create information about 920-482 themes as well as targets. This can be the way people become successful.

In the event that you are interested in the Latest as well as 2022 renewed test deposits to snap through Nortel 920-482 examination to find a beneficial line of do the job, simply acquire 2022 renewed genuine 920-482 questions through enrolling with killexams.com with incredible rebate vouchers. There are a few authorities attempting to collect 920-482 real test queries at killexams.com. You will enjoy CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting examination questions this means you finish 920-482 test. You can actually want to acquire refreshed 920-482 test concerns each time having a 100 percent lower price ensure. Here are a few organizations that provide 920-482 PDF Braindumps however substantive and most current 2022 advanced 920-482 cheat sheet is a significant issue. Re-think you rely on Free Puts given online.

Features of Killexams 920-482 PDF Questions
-> Instant 920-482 PDF Questions acquire Access
-> Complete 920-482 Issues and Replies
-> 98% Achievement Rate connected with 920-482 test
-> Guaranteed True 920-482 test questions
-> 920-482 Questions Current on Standard basis.
-> Legitimate and 2022 Updated 920-482 test Puts
-> 100% Transportable 920-482 test Files
-> Complete featured 920-482 VCE test Simulator
-> Simply no Limit in 920-482 test obtain Entry
-> Great Saving coupons
-> 100% Tacked down obtain Consideration
-> 100% Discretion Ensured
-> totally Success Assure
-> 100% Cost-free cheat sheet structure Questions
-> Simply no Hidden Charge
-> No Month-to-month Charges
-> Simply no Automatic Consideration Renewal
-> 920-482 test Upgrade Intimation through Email
-> Cost-free Technical Support

test Fine detail at: https://killexams.com/pass4sure/exam-detail/920-482
Pricing Particulars at: https://killexams.com/exam-price-comparison/920-482
See Total List: https://killexams.com/vendors-exam-list

Discounted Coupon in Full 920-482 PDF Questions cheat sheet;
WC2020: 60% Level Discount to each of your test
PROF17: 10% Even more Discount in Value Higher than $69
DEAL17: 15% Even more Discount in Value Higher than $99







920-482 test Format | 920-482 Course Contents | 920-482 Course Outline | 920-482 test Syllabus | 920-482 test Objectives




Killexams Review | Reputation | Testimonials | Feedback


Need updated brain dumps for 920-482 exam? It is right here.
I have passed the 920-482 test on the first try. I could achieve this success because of the killexams.com question bank. It helped me to apply my workbook knowledge in the Questions Answers format. I answered these question papers with an test simulator and got a full idea of the test paper. So I would like to thank killexams.


Have a observe certified test and dumps to have exceptional success.
I have searched best material for this specific syllabu online. however, I could not locate the perfect one that perfectly explains only the wishes and essential things. while I discovered killexams.com brain dump I was Truelysurprised. It just covered the essential things and not anything crushed inside the dumps. I am so exshown to find it and used it for my training.


Nice to pay interest that real test questions updated 920-482 test are available.
Inside trying a few braindumps, I at very last halted at Dumps and it contained precise answers delivered in a primary manner that become precisely what I required. I was struggling with subjects, whilst my test 920-482 changed into only 10 days away. I was scared that I would no longer have the potential to reap passing score the base pass scores. I at final passed with 78% marks without a whole lot of inconvenience.


I were given brilliant Questions for my 920-482 exam.
killexams.com is simple and solid and you can finish the test on the off chance that you go through their inquiry monetary group. No terms to explicit as I have finished the 920-482 test on the principal attempt. A couple of unmistakable questions banks are likewise accessible in the commercial center, however, I experience killexams.com is astonishing among them. I am exceptionally certain and will apply it for my extraordinary test furthermore. Much appreciated for your parcels. Killexams.


These 920-482 braindumps works in the real exam.
I answered all questions in only half of the time in my 920-482 exam. I can have the capacity to utilize the killexams.com observe guide reason for special tests as nicely. a lot favored killexams.com brain dump for the help. I want to tell you that together along with your Great observation and honing devices; I passed my 920-482 test with desirable marks. This due to the homework cooperates with your software.


Nortel CallPilot PDF Dumps



Whilst it is very hard task to choose reliable test Questions Answers resources regarding review, reputation and validity because people get ripoff due to choosing incorrect service. Killexams make it sure to provide its clients far better to their resources with respect to test dumps update and validity. Most of other peoples ripoff report complaint clients come to us for the brain dumps and pass their exams enjoyably and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client self confidence is important to all of us. Specially they manage killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams scam. If perhaps you see any bogus report posted by their competitor with the name killexams ripoff report complaint internet, killexams.com ripoff report, killexams.com scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are a large number of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test simulator. Visit their test questions and trial brain dumps, their test simulator and you will definitely know that killexams.com is the best brain dumps site.

Is Killexams.com Legit?
Absolutely yes, Killexams is practically legit along with fully well-performing. There are several features that makes killexams.com real and legitimized. It provides knowledgeable and practically valid test dumps containing real exams questions and answers. Price is surprisingly low as compared to a lot of the services on internet. The Questions Answers are current on frequent basis by using most accurate brain dumps. Killexams account build up and device delivery is extremely fast. Submit downloading is normally unlimited and really fast. Help is avaiable via Livechat and Electronic mail. These are the characteristics that makes killexams.com a robust website that come with test dumps with real exams questions.



Which is the best braindumps site of 2022?
There are several Questions Answers provider in the market claiming that they provide real test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test Questions Answers with the same frequency as they are updated in Real Test. test dumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to obtain PDF test Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions Answers will be provided in your obtain Account. You can obtain Premium test Dumps files as many times as you want, There is no limit.

Killexams.com has provided VCE practice questions Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Exam Center and Enjoy your Success.




CTFL-2018 free practice tests | AZ-900 braindump questions | DEA-5TT1 study material | 300-515 test Questions | TB0-123 test questions | OMG-OCUP2-INT200 braindump questions | 4A0-107 free test papers | PL-900 practice questions | GLO_CWM_LEVEL_I test prep | Salesforce-Certified-Identity-and-Access-Management-Designer practice questions | MS-720 practice questions | ADM-261 assessment test trial | 101-500 past bar exams | IIBA-AAC Practice Questions | JN0-1302 test preparation | PAM-DEF-SEN braindumps | 1Z0-1080-20 Test Prep | MB-920 test questions | PEGAPCSA80V1_2019 test prep | AD0-E301 practice test |


920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting information source
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting cheat sheet
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting PDF Download
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting course outline
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting Questions and Answers
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting outline
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting dumps
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting testing
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting Study Guide
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting test
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting study tips
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting course outline
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting PDF Download
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting boot camp
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting course outline
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting guide
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting Cheatsheet
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting information hunger
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting real Questions
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting braindumps
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting information source
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting test format
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting test Questions
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting Question Bank
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting boot camp
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting boot camp
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting course outline
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting syllabus
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting PDF Download
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting study help
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting Question Bank
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting real questions
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting Free PDF
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting tricks
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting PDF Download
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting Free PDF
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting outline
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting guide
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting learning
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting dumps
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting testing
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting test success
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting test dumps
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting Question Bank
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting study tips
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting learn
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting Practice Questions
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting PDF Download
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting information search
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting techniques
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting tricks
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting test prep
920-482 - CallPilot Rls.5.0 Networking. Upgrades, and Troubleshooting study help



Best Certification test Dumps You Ever Experienced


922-104 writing test questions | 920-173 test dumps | 920-470 test prep | 920-481 boot camp | 922-102 PDF Dumps | 920-362 english test questions | 922-109 test Questions | 920-804 test test | 920-552 PDF Questions | 922-020 certification trial | 920-177 test questions | 920-220 Latest Questions | 920-262 dumps questions | 922-098 Practice Questions | 922-103 braindumps | 920-128 test practice | 920-338 test results | 920-456 study guide | 920-196 practice test | 920-337 Latest syllabus |





References :


https://arfansaleemfan.blogspot.com/2020/07/920-482-callpilot-rls50-networking.html
https://www.4shared.com/office/YaaBHtOBiq/CallPilot-Rls-5-0-Networking-U.html
http://ge.tt/67Jqy483
https://ello.co/killexamz/post/rwsddxa3psobhfyl8-xpja
https://www.4shared.com/video/pS9G_VoHiq/CallPilot-Rls-5-0-Networking-U.html
https://youtu.be/1W3UOphhCek
https://sites.google.com/view/killexams-920-482-latest-quest
https://spaces.hightail.com/space/v47qz1ixkg/files/fi-26d6b286-38ac-4495-b0a1-3d479db9ef64/fv-4214033d-4500-4bd6-ab44-0900e42e261f/CallPilot-Rls-5-0-Networking-Upgrades-and-Troubleshooting-(920-482).pdf#pageThumbnail-1
https://drp.mk/i/6YxgSzbLn
https://justpaste.it/920-482
https://www.instapaper.com/read/1397946880
https://files.fm/f/jhfbdzx52
http://killexams.decksrusct.com/blog/certification-exam-dumps/920-482-callpilot-rls-5-0-networking-upgrades-and-troubleshooting-question-bank-with-real-questions-by-killexams-com/
http://feeds.feedburner.com/WhenYouRetainThese920-482QaYouWillGet100Marks



Similar Websites :
Pass4sure Certification test dumps
Pass4Sure test Questions and Dumps






Direct Download

920-482 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

920-482 Reviews

100% Valid and Up to Date 920-482 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug