Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über AD0-300?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der AD0-300: Adobe Campaign Business Practitioner Prüfung.

2022 Updated Actual AD0-300 questions as experienced in Test Center

Laden Sie AD0-300 Übungstest und aktuelle Fragen herunter | easyfinanz

Adobe Campaign Business Practitioner braindump questions with Latest AD0-300 practice questions | https://www.easyfinanz.cc/

Adobe AD0-300 : Adobe Campaign Business Practitioner test Dumps

Exam Dumps Organized by Shahid nazir



Latest 2022 Updated Syllabus
AD0-300 test Dumps | Latest Braindumps with real Questions

Real Questions from Latest syllabus of AD0-300 - Updated Daily - 100% Pass Guarantee



AD0-300 demo Questions : Download 100% Free AD0-300 test Dumps (PDF and VCE)

Exam Number : AD0-300
Exam Name : Adobe Campaign Business Practitioner
Vendor Name : Adobe
Update : Click Here to Check Latest Update
Question Bank : Check Questions

AD0-300 places with Practice Test are for yourself if you have little time to read ebooks
killexams.com gives the latest and up so as to date Question Bank with Genuine AD0-300 Test Questions as well as Answers for some latest subject matter of Adobe Adobe Campaign Business Practitioner Exam. Practice their own AD0-300 Practice Questions in order to Increase your understanding and pass your own personal examination using Higher Signifies. They promise your success within the Test Middle, addressing each of this particular parts associated with examination and developing your understanding of this particular AD0-300 test. Complete with their own real AD0-300 questions.

If you are attracted and looking within Passing often the Adobe AD0-300 test to have a high forking over spot, it is advisable to visit killexams.com in addition to register for you to obtain complete AD0-300 exam dumps. There are lots of specialists attempting to collect AD0-300 real test questions in killexams.com. You will get Adobe Campaign Business Practitioner test queries and VCE test sim that is making certain you go AD0-300 test. You will be able for you to obtain current and logical AD0-300 test questions any time you login for your requirements. There are some firms out there, that provide AD0-300 exam dumps but logical, legit in addition to latest 2022 up to date AD0-300 exam dumps is simply not free of cost. Think hard before you count on Free AD0-300 exam dumps supplied on internet.

Popular features of Killexams AD0-300 exam dumps
-> Fast AD0-300 exam dumps obtain Entry
-> Comprehensive AD0-300 Questions in addition to Answers
-> 98% Success Price of AD0-300 test
-> Confirmed real AD0-300 test queries
-> AD0-300 Inquiries Updated in Regular foundation.
-> Valid in addition to 2022 Kept up to date AD0-300 Test Dumps
-> 100 % Portable AD0-300 test Records
-> Full presented AD0-300 VCE test Sim
-> No Reduce on AD0-300 test Obtain Access
-> Wonderful Discount Coupons
-> 100 % Secured Obtain Account
-> 100 % Confidentiality Ascertained
-> 100% Achievements ensure
-> 100 % Free PDF Download demo Inquiries
-> No Concealed Cost
-> Absolutely no Monthly Expenses

-> Absolutely no Automatic Bank account Renewal
-> AD0-300 test Revise Intimation through Email
-> Totally free Technical Support

test Depth at: https://killexams.com/pass4sure/exam-detail/AD0-300
Pricing Information at: https://killexams.com/exam-price-comparison/AD0-300
See Total List: https://killexams.com/vendors-exam-list

Discounted Coupon in Full AD0-300 exam dumps exam dumps;
WC2020: 60% Smooth Discount on each of your test
PROF17: 10% Additional Discount in Value Higher than $69
DEAL17: 15% Additional Discount in Value Higher than $99







AD0-300 test Format | AD0-300 Course Contents | AD0-300 Course Outline | AD0-300 test Syllabus | AD0-300 test Objectives


• test name: Adobe Campaign Business Practitioner
• test number: AD0-300
• Number of questions: 54
• Time limit: 85 minutes
• Passing score: All Adobe exams are reported on a scale of 300 to 700. The passing score for each test is 550.

To be an Adobe Certified Expert is to demonstrate expertise in helping clients realize value in an Adobe solution.
Adobe's Certification exams follow industry-accepted procedures to ensure validity and reliability.We work with industry experts to create their exams, which represent real-world requirements andobjectives for the job roles they certify.
This guide is designed to provide the recommendations needed to prepare for your AdobeCertified Expert exam, and help you determine when you are ready to take the exam. It will outline the knowledge and skills required of a "minimally qualified candidate" for a specific job role, which will be evaluated in the exam.

The tasks measured on the test are grouped into the followingdomains:
• Campaign Management
• Workflow Management
• Data Management
• Delivery Management
• Reporting
• Administration
Within each domain, there are specific tasks that you should be able to perform as an Adobe Campaign Business Practitioner:
• Campaign Management
You should be able to create campaigns, configure campaigns, and determine the correct campaign template.
• Workflow Management
You should be able to interpret campaign requirements and setup approvals. You should also be able to solve workflow errors and determine a correct design for a marketing workflow. You should be able to build technical workflows and also execute workflows.
• Data Management
You should be able to import data, export data, and perform data investigations. You should also be able to build lists and configure a predefined filter.
• Delivery Management
You should be able to create and configure deliveries. You should also be able to correct proofs for approvals, interpret deliver audits, and deploy a delivery.
• Reporting
You should able to identify the steps required to generate delivery reports, determine the appropriate report(s) to generate, and interpret campaign reports.
• Administration
You should be able to manage users and folder structures.

Domain Percent of Exam
Campaign Management 17%
Workflow Management 33%
Data Management 15%
Delivery Management 23%
Reporting 10%
Administration 2%

Adobe Campaign Business Practitioner you should be able to perform the following tasks without any assistance: • Translate campaign requirements into an actionable workflow
• Create delivery, campaign, control groups, and seed templates
• Configure enrichments
• Create read lists
• Control user access
• Manipulate data for use in a campaign (external or internal data)
• Extract data from tools
• Explain set theory
• Interpret out-of-the-box reports
• Use descriptive analysis or query analysis tools
• Explain how data is brought into the environment
• Explain what personalization blocks are used for
• Interpret the journal logs
• Configure targeting, delivery, and flow control activities within the Adobe Campaign workflow
• Pre-define filters
• Explain the difference between a targeted dimension and a filtering dimension and how to use them
• Configure a multi-touch retargeting campaign
• Trigger or an automation campaign
• Analyze a delivery and send proofs
• Monitor deliveries to determine deliverability issues
• Set-up approvals
• Manage typologies
• Explain cadences
• Install and set-up of configurations on desktop
• Maintain folder structure of plans and programs
• Implement campaign tactics in the workflow (e.g. identifying responders, and identifyingbuyers)
• Import and export lists



Killexams Review | Reputation | Testimonials | Feedback


New Syllabus AD0-300 test prep study guide with questions are provided here.
AD0-300 questions from killexams.com are extremely good and replicate precisely what the test center offers you at the AD0-300 exam. I loved everything about the killexams.com coaching material. I passed with over 80%.


Worked difficult on AD0-300 books, however the entire component have become on this test manual.
I do not feel alone all through tests any longer because of the reality I have a top-notch test affirmation as killexams. Not less than that but I additionally have instructors who are prepared to guide me at any time of the day. This equal guidance turned into given to me for the duration of my test and it did not be counted whether it changed into day or night time, all my questions were replied to. I am very grateful to the lecturers right here for being so great and friendly and assisting me in passing my very difficult test with AD0-300 test material and AD0-300 test and sure even AD0-300 test simulator is Great.


Where can I find AD0-300 Latest and updated dumps questions?
The killexams.com is a top-notch product as each easy to apply and easy to put together thru their high-quality Dumps. In many methods, it motivated me, It is the tool that I used each day for my learning. The guide is suited for preparing. It helped me to perform a great score within the very last AD0-300 exam. It offers the expertise to carry out better inside the exam. thanks very for the extraordinary assistance.


So easy study latest AD0-300 test with this question bank.
Your AD0-300 mock test papers helped me a lot in an organized and well-based preparation for the exam. thanks to you I scored 90%. the explanation given for each answer in the mock test is so true that it gave the real practice to test dump.


Right place to find AD0-300 Latest dumps paper.
I easily comprehended the hard issues like delivery Competence and content information effects from killexams. I easily earned 90% marks. All credit goes to killexams.com. I was trying to find a reference guide that helped me in planning for the AD0-300 exam. My occupied calendar just authorized me to more time of hours using one method. Through holding and buying the killexams.com mock test and test system, I had been given it at my doorway adventure internal multi-week and started making arrangements.


Adobe Adobe questions



While it is very hard task to choose reliable certification questions / answers resources with respect to review, reputation and validity because people get ripoff due to choosing wrong service. Killexams.com make it sure to serve its clients best to its resources with respect to test dumps update and validity. Most of other's ripoff report complaint clients come to us for the brain dumps and pass their exams happily and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client confidence is important to us. Specially they take care of killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. The same care that they take about killexams review, killexams reputation, killexams ripoff report complaint, killexams trust, killexams validity, killexams report and killexams scam. If you see any false report posted by their competitors with the name killexams ripoff report complaint internet, killexams ripoff report, killexams scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are thousands of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test simulator. Visit Their demo questions and demo brain dumps, their test simulator and you will definitely know that killexams.com is the best brain dumps site.

Is Killexams.com Legit?
Absolutely yes, Killexams is practically legit in addition to fully trusted. There are several includes that makes killexams.com realistic and reliable. It provides up to par and practically valid test dumps formulated with real exams questions and answers. Price is small as compared to the vast majority of services on internet. The mock test are modified on ordinary basis using most latest brain dumps. Killexams account set up and product delivery is extremely fast. Data file downloading is usually unlimited and really fast. Service is avaiable via Livechat and E-mail. These are the characteristics that makes killexams.com a sturdy website offering test dumps with real exams questions.



Which is the best braindumps site of 2022?
There are several mock test provider in the market claiming that they provide real test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test mock test with the same frequency as they are updated in Real Test. test dumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps questions of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to obtain PDF test Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your obtain Account. You can obtain Premium test Dumps files as many times as you want, There is no limit.

Killexams.com has provided VCE VCE test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Exam Center and Enjoy your Success.




CCSP demo test | MCD-ASSOC examcollection | TB0-123 test practice | H12-322_V1.0-ENU Practice Questions | HPE0-S58 free pdf obtain | CFA-Level-I free pdf | Google-AMA mock test | ASTQB-CMT online test | GP-Doctor braindump questions | CIMAPRA17-BA3-1-ENG test prep | DES-6321 test Questions | 76940X free pdf | ACA-Sec1 training material | H12-821-ENU free practice questions | AD0-E102 dumps questions | DEV-450 free prep | JN0-222 dumps | Salesforce-Certified-Marketing-Cloud-Email-Specialist practice test | NSE5_FMG-7.0 question test | GPYC PDF Questions |


AD0-300 - Adobe Campaign Business Practitioner Free PDF
AD0-300 - Adobe Campaign Business Practitioner test Cram
AD0-300 - Adobe Campaign Business Practitioner testing
AD0-300 - Adobe Campaign Business Practitioner test
AD0-300 - Adobe Campaign Business Practitioner Cheatsheet
AD0-300 - Adobe Campaign Business Practitioner test Cram
AD0-300 - Adobe Campaign Business Practitioner techniques
AD0-300 - Adobe Campaign Business Practitioner certification
AD0-300 - Adobe Campaign Business Practitioner exam
AD0-300 - Adobe Campaign Business Practitioner certification
AD0-300 - Adobe Campaign Business Practitioner outline
AD0-300 - Adobe Campaign Business Practitioner study help
AD0-300 - Adobe Campaign Business Practitioner Practice Test
AD0-300 - Adobe Campaign Business Practitioner Dumps
AD0-300 - Adobe Campaign Business Practitioner testing
AD0-300 - Adobe Campaign Business Practitioner test prep
AD0-300 - Adobe Campaign Business Practitioner study tips
AD0-300 - Adobe Campaign Business Practitioner braindumps
AD0-300 - Adobe Campaign Business Practitioner test
AD0-300 - Adobe Campaign Business Practitioner test
AD0-300 - Adobe Campaign Business Practitioner test contents
AD0-300 - Adobe Campaign Business Practitioner test Questions
AD0-300 - Adobe Campaign Business Practitioner real Questions
AD0-300 - Adobe Campaign Business Practitioner testing
AD0-300 - Adobe Campaign Business Practitioner dumps
AD0-300 - Adobe Campaign Business Practitioner Practice Test
AD0-300 - Adobe Campaign Business Practitioner testing
AD0-300 - Adobe Campaign Business Practitioner guide
AD0-300 - Adobe Campaign Business Practitioner information hunger
AD0-300 - Adobe Campaign Business Practitioner information hunger
AD0-300 - Adobe Campaign Business Practitioner Question Bank
AD0-300 - Adobe Campaign Business Practitioner Cheatsheet
AD0-300 - Adobe Campaign Business Practitioner PDF Braindumps
AD0-300 - Adobe Campaign Business Practitioner Study Guide
AD0-300 - Adobe Campaign Business Practitioner exam
AD0-300 - Adobe Campaign Business Practitioner test Braindumps
AD0-300 - Adobe Campaign Business Practitioner test Braindumps
AD0-300 - Adobe Campaign Business Practitioner learn
AD0-300 - Adobe Campaign Business Practitioner exam
AD0-300 - Adobe Campaign Business Practitioner guide
AD0-300 - Adobe Campaign Business Practitioner test syllabus
AD0-300 - Adobe Campaign Business Practitioner test format
AD0-300 - Adobe Campaign Business Practitioner study tips
AD0-300 - Adobe Campaign Business Practitioner braindumps
AD0-300 - Adobe Campaign Business Practitioner cheat sheet
AD0-300 - Adobe Campaign Business Practitioner PDF Dumps
AD0-300 - Adobe Campaign Business Practitioner Practice Test
AD0-300 - Adobe Campaign Business Practitioner test prep
AD0-300 - Adobe Campaign Business Practitioner study help
AD0-300 - Adobe Campaign Business Practitioner test prep
AD0-300 - Adobe Campaign Business Practitioner Free test PDF
AD0-300 - Adobe Campaign Business Practitioner book
AD0-300 - Adobe Campaign Business Practitioner tricks



Best Certification test Dumps You Ever Experienced


AD0-E106 test prep | AD0-E103 PDF Braindumps | AD0-E102 practical test | 9A0-381 braindump questions | AD0-E308 assessment test demo | AD0-E104 dump | 9A0-393 mock test | 9A0-412 test test | 9A0-395 test practice | 9A0-410 brain dumps | 9A0-383 cram | AD0-E301 test Questions | AD0-E314 mock test | AD0-E116 study material | 9A0-331 writing test questions | 9A0-394 free pdf obtain | 9A0-367 test prep | 9A0-409 free prep | 9A0-411 certification demo | 9A0-384 braindump questions |





References :


https://www.instapaper.com/read/1314255509
https://killexams-posting.dropmark.com/817438/23650293
https://killexams-posting.dropmark.com/817438/23711627
http://killexams-braindumps.blogspot.com/2020/07/get-ad0-300-exam-cheatsheet-containing.html
https://www.blogger.com/comment.g?blogID=9877556&postID=112944298905170052&page=1&token=1595039659152
https://www.coursehero.com/file/66583475/AD0-300pdf/
https://www.4shared.com/office/Q2zQjYUgea/Adobe-Campaign-Business-Practi.html
https://sites.google.com/view/killexams-ad0-300-free-exam-pd
https://www.4shared.com/video/JPJenQReea/Adobe-Campaign-Business-Practi.html
http://ge.tt/2miuPq83
http://killexams1.isblog.net/ad0-300-adobe-campaign-business-practitioner-2021-update-question-bank-by-killexams-com-14561386
https://killexams-ad0-300.jimdofree.com/
https://spaces.hightail.com/space/v47qz1ixkg/files/fi-653917c0-976c-4e78-b151-c922a24c8df5/fv-e43cce8f-7530-4807-a97b-ae751ece727f/Adobe-Campaign-Business-Practitioner-(AD0-300).pdf#pageThumbnail-1
http://feeds.feedburner.com/ReviewAd0-300RealQuestionAndAnswersBeforeYouTakeTest
https://youtu.be/_Vfh4dLQGok
https://justpaste.it/AD0-300
https://www.clipsharelive.com/video/6816/ad0-300-adobe-campaign-business-practitioner-practice-test-with-real-question-by-killexams-com
https://ello.co/killexamz/post/ruzolpqm_pmegbgp1mz1pq
http://killexams.decksrusct.com/blog/certification-exam-dumps/ad0-300-adobe-campaign-business-practitioner-practice-test-by-killexams-com/
https://files.fm/f/256mqpw42



Similar Websites :
Pass4sure Certification test dumps
Pass4Sure test Questions and Dumps






Direct Download

AD0-300 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

AD0-300 Reviews

100% Valid and Up to Date AD0-300 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug