Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über AD0-E103?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der AD0-E103: Adobe Experience Manager Developer Prüfung.

2022 Updated Actual AD0-E103 questions as experienced in Test Center

Laden Sie AD0-E103 Übungstest und aktuelle Fragen herunter | easyfinanz

Adobe Experience Manager Developer actual questions with Latest AD0-E103 practice tests | https://www.easyfinanz.cc/

Adobe AD0-E103 : Adobe Experience Manager Developer test Dumps

Exam Dumps Organized by Martha nods

Latest 2022 Updated Syllabus
AD0-E103 test Dumps | Latest Braindumps with genuine Questions

Real Questions from Latest subjects of AD0-E103 - Updated Daily - 100% Pass Guarantee

AD0-E103 demo Questions : Download 100% Free AD0-E103 test Dumps (PDF and VCE)

Exam Number : AD0-E103
Exam Name : Adobe Experience Manager Developer
Vendor Name : Adobe
Update : Click Here to Check Latest Update
Question Bank : Check Questions

100 % free Pass4sure AD0-E103 Exam Cram and 100 % valid examination questions.
killexams.com test cooking PDF Braindumps will serve all of you that you have to pass AD0-E103 exam. That also includes AD0-E103 PDF Download that you can quickly make your analysis guide and also VCE test simulator that you will use to exercise and memorize the AD0-E103 PDF Braindumps. Their Adobe AD0-E103 Latest Topics questions which can be precisely same as genuine exam.

Bunch of individuals obtain totally free AD0-E103 Exam Cram PDF online and do excellent effort in order to memorize all those outdated inquiries. They aim to save some little bit of money to secure real questions payment and chance entire in their precious time as well as test payment. Same way the majority of those people neglect their AD0-E103 exam. Typically the reason will be, they expended their energy on obsolete questions as well as answers. AD0-E103 test training course, objectives as well as subjects keep on being changing by simply Adobe. That is why steady real questions change is required or else, you will see fully different questions and replies at examination panel. It really is a huge problem with free PDF FILE on internet. In addition, you can not training those questions with any kind of test sim. You just waste materials lot of money, time and attention on obsolete material. They all always propose in such scenario, just pay a visit to killexams.com to get free Exam Cram before you invest in. Review to check out the changes from the test matters also evaluate about the past persons reviews and the experience the way the passed their own exams by simply killexams and today all of them are employed in different and excellent organizations while professionals. Subsequently decide to sign up for full model of AD0-E103 Exam Cram. You will wonder when you sees all the questions upon genuine examination screen.

You must not compromise around the AD0-E103 Real test Questions quality if you need to save your valuable money, time and attention. Do not set your rely on free AD0-E103 Exam Cram supplied on internet due to the fact, You are not obtaining any verification to pass your own exams bring back stuff. Big number of people keep on being posting obsolete material online all the time. Straight go to killexams.com as well as obtain completely Free AD0-E103 PDF prior to deciding to purchase entire version regarding AD0-E103 questions bank. This will likely save you via big trouble. Just retain and training AD0-E103 Exam Cram before you ultimately face genuine AD0-E103 examination. You will protect good rating in the real test.

You are going to really impress when you sees their AD0-E103 test questions on the genuine AD0-E103 examination screen. Which is real deal. You are going to please to consider that, you might get substantial score inside AD0-E103 examination because, you already know all the replies. You have used with VCE test sim. They have full pool regarding AD0-E103 Question Bank that could be saved when you sign up at killexams.com as well as choose the AD0-E103 test in order to download. Along with a 3 months potential free up-dates of AD0-E103 exam, you could plan your own real AD0-E103 test in that timeframe. If you do not feel safe, just stretch your AD0-E103 obtain profile validity. Although keep in touch with your killexams crew. They change AD0-E103 questions as soon as these are changed inside real AD0-E103 exam. Explanation, they function valid or maybe more to date AD0-E103 Exam Cram constantly. Just approach your next qualification test as well as register in order to obtain your own copy regarding AD0-E103 Exam Cram.

Top features of Killexams AD0-E103 Exam Cram
-> AD0-E103 Exam Cram get Access in mere 5 minute.
-> Complete AD0-E103 Questions bank
-> AD0-E103 Test Success Warranty
-> Guaranteed Precise AD0-E103 examination questions
-> Hottest and 2022 updated AD0-E103 Questions as well as Answers
-> Hottest 2022 AD0-E103 Syllabus
-> Acquire AD0-E103 Test Files anyplace
-> Unlimited AD0-E103 VCE Test Simulator Accessibility
-> No Reduce on AD0-E103 test Acquire
-> Great Saving coupons
-> 100% Protected Purchase
-> completely Confidential.
-> completely Free exam dumps demo Issues
-> No Invisible Cost
-> Zero Monthly Ongoing
-> No Automotive Renewal
-> AD0-E103 test Up-date Intimation by simply Email
-> Free of charge Technical Support

test Aspect at: https://killexams.com/pass4sure/exam-detail/AD0-E103
Pricing Facts at: https://killexams.com/exam-price-comparison/AD0-E103
See Finish List: https://killexams.com/vendors-exam-list

Price cut Coupon upon Full AD0-E103 Question Bank inquiries;
WC2020: 60 per cent Flat Price cut on each examination
PROF17: 10% Further Price cut on Valuation Greater than $69
DEAL17: 15% Further Price cut on Valuation Greater than 99 dollars

AD0-E103 test Format | AD0-E103 Course Contents | AD0-E103 Course Outline | AD0-E103 test Syllabus | AD0-E103 test Objectives

Adobe Experience Manager Lead Developer test Information
 test name: Adobe Experience Manager Lead Developer Exam
 test number: AD0-E105
 Number of questions: 50
 Time limit: 100 minutes
 Format: Multiple choice, multiple select
 Language offered: English
 Delivery: Online proctored (requires camera access) or Exam Center proctored
 Passing score: All Adobe exams are reported on a scale of 300 to 700. The passing score for each test is 550.

An Adobe Certified Expert (ACE) has proven knowledge and experience to help clients optimize the value of their Adobe solution.
Adobe's certification exams are developed following industry-accepted standards to ensure validity and reliability. They work with industry experts to create their exams, which represent real-world requirements and objectives for the job roles they certify.

The Adobe Experience Manager Lead Developer Role
At a minimum, the candidate seeking certification should have and be able to:
 Provide high-level estimation of project/developer effort required to complete the project
 Configure Dispatcher (caching, security, with CDN)
 Configure AEM as a headless CMS (e.g. using the SPA editor, creating SPA components)
 Implement a content structure and taxonomy for a project
 Employ security guidelines
 Create asset schemas
 Maintain build processes
 Translate user requirements into technical designs
 Implement requirements for automated testing

The minimally qualified Adobe Experience Manager Lead Developer should be familiar with the following tools and comfortable in the following environments:
 Java IDEs
 Front-end IDEs
 Apache Maven
 Source version control (Subversion, Git, etc.)
 FileVault (vlt)
 CRX/DE Web console
 Query debugger
 Template editor
 ACS commons tools
 Linux
 MS Windows
 Web server (Apache, IIS)

Section Domain Domain Weight
Section 1: Installation, Integration, and Configuration of AEM 16%
Section 2: Configuring, managing, and deploying AEM projects 22%
Section 3: Workflows, Templates, and Components 20%
Section 4: OSGi Components, Services, and Configuration 20%
Section 5: Maintaining AEM projects 22%

Section 1: Installation, Integration, and Configuration of AEM
 Install author, publish, and dispatcher instances
 Setup users and groups
 Configure AEM to be integrated with Adobe Marketing Cloud and third-party services
 Setup replication agents
Section 2: Configuring, managing, and deploying AEM projects
 Create the structure for an AEM project
 Setup the Maven configuration for a project
 Manage content version control
 Create and manage AEM configuration runmode folders
 Setup test frameworks for a project
Section 3: Workflows, Templates, and Components
 Implement workflows, models, and launchers
 Create templates and page components
 Create and manage template policies
 Create and extend components
Section 4: OSGi Components, Services, and Configuration
 Create OSGi services, bundles, and components
 Manage OSGi configurations
 Given a scenario, use the OSGi Web console
 Install OSGi bundles
Section 5: Maintaining AEM projects
 Given a scenario, troubleshoot and debug an AEM project
 Optimize the performance of an AEM project
 Given a scenario, upgrade and update an AEM project
 Configure maintenance settings
 Migrate content

Killexams Review | Reputation | Testimonials | Feedback

Got latest AD0-E103 dumps here.
I was looking to get equipped for my AD0-E103 test that became across the nook, I discovered myself to be misplaced in the books and wandering some distance from the real factor. I did not understand an unmarried word and that turned into truly concerning due to the reality I had to prepare as soon as feasible. Giving up on my books I determined to the test in myself in thiskillexams.com and that changed into the first-class selection. I cruised via my AD0-E103 test and have become capable of getting Great marks so thanks very an awful lot.

It is unbelieveable, but AD0-E103 Latest dumps are availabe here.
The killexams.com dumps offer the test dump with the right features. Their Dumps are making learning easy and quick to put together. The provided dump is surprisingly custom-designed without becoming overwhelming or burdensome. The ILT ebook is used along with their dump and located its effectiveness. I suggest this to my friends at the workplace and everybody looking for the Great Answers for the AD0-E103 exam. Thank you.

It is right place to find AD0-E103 braindumps paper.
I completed 75 questions out of 80 well below targetted time and managed 80%. My aspiration to be a certified AD0-E103 professional. I got the killexams.com Questions and Answers guide 2 weeks earlier than the exam. Thank you.

Passing the AD0-E103 test isn't enough, having that knowledge is required.
This braindump helped me get my AD0-E103 certification. Their material is honestly useful, and the test simulator is just terrific, it simulates the AD0-E103 exam. The test itself turned into complex, so I am satisfied I used Killexams. Their bundles cover the whole thing you want, and also you will not get any unpleasant surprises at some point in your exam.

Actual AD0-E103 test questions to pass test at the beginning try.
Greatly beneficial. It helped me pass AD0-E103, especially the test simulator. I am glad I was prepared for these hints. thanks, killexams.com.

Adobe Adobe boot camp

While it is very hard task to choose reliable certification questions / answers resources with respect to review, reputation and validity because people get ripoff due to choosing wrong service. Killexams.com make it sure to serve its clients best to its resources with respect to test dumps update and validity. Most of other's ripoff report complaint clients come to us for the brain dumps and pass their exams happily and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client confidence is important to us. Specially they take care of killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. The same care that they take about killexams review, killexams reputation, killexams ripoff report complaint, killexams trust, killexams validity, killexams report and killexams scam. If you see any false report posted by their competitors with the name killexams ripoff report complaint internet, killexams ripoff report, killexams scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are thousands of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test simulator. Visit Their demo questions and demo brain dumps, their test simulator and you will definitely know that killexams.com is the best brain dumps site.

Is Killexams.com Legit?
Yes, Killexams is 100 percent legit in addition to fully good. There are several capabilities that makes killexams.com legitimate and legitimate. It provides informed and 100 percent valid test dumps including real exams questions and answers. Price is nominal as compared to the vast majority of services on internet. The Questions and Answers are refreshed on regular basis by using most latest brain dumps. Killexams account structure and product or service delivery is very fast. Data file downloading can be unlimited and incredibly fast. Help is avaiable via Livechat and E-mail. These are the features that makes killexams.com a sturdy website that supply test dumps with real exams questions.

Which is the best braindumps site of 2022?
There are several Questions and Answers provider in the market claiming that they provide genuine test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test Questions and Answers with the same frequency as they are updated in Real Test. test dumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps questions of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and subjects of new syllabus, They recommend to obtain PDF test Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions and Answers will be provided in your obtain Account. You can obtain Premium test Dumps files as many times as you want, There is no limit.

Killexams.com has provided VCE VCE exam Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Exam Center and Enjoy your Success.

CRT-271 certification demo | CIMAPRA19-F01-1-ENG free prep | CPQ-201 practice questions | C1000-026 test prep | MLS-C01 test dumps | VTNE braindumps | 156-315-80 PDF obtain | Google-PDE test papers | SC-900 english test questions | Salesforce-Certified-User-Experience-Designer Practice Questions | H31-421-ENU Latest subjects | 820-605 VCE exam | MD-100 writing test questions | PL-300 PDF Questions | CPP-CPA questions answers | ACSCE-5X PDF obtain | SPLK-1003 practice questions | ASVAB-Mechanical-Comp Study Guide | 4A0-M05 test prep | 010-160 practical test |

AD0-E103 - Adobe Experience Manager Developer PDF Questions
AD0-E103 - Adobe Experience Manager Developer test Braindumps
AD0-E103 - Adobe Experience Manager Developer Practice Test
AD0-E103 - Adobe Experience Manager Developer study help
AD0-E103 - Adobe Experience Manager Developer PDF Download
AD0-E103 - Adobe Experience Manager Developer learn
AD0-E103 - Adobe Experience Manager Developer test dumps
AD0-E103 - Adobe Experience Manager Developer Dumps
AD0-E103 - Adobe Experience Manager Developer Free test PDF
AD0-E103 - Adobe Experience Manager Developer information hunger
AD0-E103 - Adobe Experience Manager Developer Question Bank
AD0-E103 - Adobe Experience Manager Developer information source
AD0-E103 - Adobe Experience Manager Developer Free test PDF
AD0-E103 - Adobe Experience Manager Developer PDF Dumps
AD0-E103 - Adobe Experience Manager Developer Real test Questions
AD0-E103 - Adobe Experience Manager Developer certification
AD0-E103 - Adobe Experience Manager Developer test Questions
AD0-E103 - Adobe Experience Manager Developer real questions
AD0-E103 - Adobe Experience Manager Developer test contents
AD0-E103 - Adobe Experience Manager Developer teaching
AD0-E103 - Adobe Experience Manager Developer test syllabus
AD0-E103 - Adobe Experience Manager Developer test Cram
AD0-E103 - Adobe Experience Manager Developer test
AD0-E103 - Adobe Experience Manager Developer syllabus
AD0-E103 - Adobe Experience Manager Developer Latest Topics
AD0-E103 - Adobe Experience Manager Developer study tips
AD0-E103 - Adobe Experience Manager Developer test prep
AD0-E103 - Adobe Experience Manager Developer test syllabus
AD0-E103 - Adobe Experience Manager Developer Test Prep
AD0-E103 - Adobe Experience Manager Developer certification
AD0-E103 - Adobe Experience Manager Developer Test Prep
AD0-E103 - Adobe Experience Manager Developer cheat sheet
AD0-E103 - Adobe Experience Manager Developer Practice Questions
AD0-E103 - Adobe Experience Manager Developer dumps
AD0-E103 - Adobe Experience Manager Developer genuine Questions
AD0-E103 - Adobe Experience Manager Developer test prep
AD0-E103 - Adobe Experience Manager Developer braindumps
AD0-E103 - Adobe Experience Manager Developer test contents
AD0-E103 - Adobe Experience Manager Developer PDF Questions
AD0-E103 - Adobe Experience Manager Developer tricks
AD0-E103 - Adobe Experience Manager Developer cheat sheet
AD0-E103 - Adobe Experience Manager Developer Test Prep
AD0-E103 - Adobe Experience Manager Developer Latest Topics
AD0-E103 - Adobe Experience Manager Developer Real test Questions
AD0-E103 - Adobe Experience Manager Developer real questions
AD0-E103 - Adobe Experience Manager Developer genuine Questions
AD0-E103 - Adobe Experience Manager Developer cheat sheet
AD0-E103 - Adobe Experience Manager Developer syllabus
AD0-E103 - Adobe Experience Manager Developer tricks
AD0-E103 - Adobe Experience Manager Developer test Questions
AD0-E103 - Adobe Experience Manager Developer testing
AD0-E103 - Adobe Experience Manager Developer Study Guide
AD0-E103 - Adobe Experience Manager Developer questions

Best Certification test Dumps You Ever Experienced

9A0-383 PDF obtain | AD0-300 test Questions | AD0-E314 Dumps | 9A0-331 study questions | 9A0-394 free pdf | 9A0-410 dumps | AD0-E102 test prep | AD0-E104 free online test | AD0-E103 practice test | AD0-E301 prep questions | 9A0-381 VCE exam | 9A0-385 practice test | 9A0-080 test questions | 9A0-411 Study Guide | 9A0-392 PDF obtain | AD0-E106 cbt | AD0-E116 test dumps | 9A0-384 test demo | 9A0-395 test Questions | AD0-E308 study material |

References :


Similar Websites :
Pass4sure Certification test dumps
Pass4Sure test Questions and Dumps

Direct Download

AD0-E103 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

AD0-E103 Reviews

100% Valid and Up to Date AD0-E103 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen


Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.


Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:


  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten


  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug