Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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Testing, Inspection and Certification for Agriculture Market Analysis Report 2023-2030 | 103 Pages Report

Introduction:

"Testing, Inspection and Certification for Agriculture Market" Insights Report 2023 | Spread Across 103 Pages Report which provides an in-depth analysis Based on Regions, Applications (Soil, Corp, Manure, Others), and Types (Assurance, Testing, Inspection, Certification, ). The report presents the research and analysis provided within the Testing, Inspection and Certification for Agriculture Market Research is meant to benefit stakeholders, vendors, and other participants in the industry. The Testing, Inspection and Certification for Agriculture market is expected to grow annually by magnificent (CAGR 2023 - 2030).

Who is the largest manufacturers of Testing, Inspection and Certification for Agriculture Market worldwide?

ALS Limited Bureau Veritas Intertek Dekra Certification Element Materials Technology Group DNV SGS Group Eurofins Scientific

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Short Description About Testing, Inspection and Certification for Agriculture Market:

The Global Testing, Inspection and Certification for Agriculture market is anticipated to rise at a considerable rate during the forecast period, between 2023 and 2030. In 2022, the market is growing at a steady rate and with the rising adoption of strategies by key players, the market is expected to rise over the projected horizon.

The global Testing, Inspection and Certification for Agriculture market size was valued at USD Million in 2022 and will reach USD Million in 2028, with a CAGR of Percent during 2022-2028.

The Testing, Inspection and Certification for Agriculture market report covers sufficient and comprehensive data on market introduction, segmentations, status and trends, opportunities and challenges, industry chain, competitive analysis, company profiles, and trade statistics, etc. It provides in-depth and all-scale analysis of each segment of types, applications, players, 5 major regions and sub-division of major countries, and sometimes end user, channel, technology, as well as other information individually tailored before order confirmation.

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What are the factors driving the growth of the Testing, Inspection and Certification for Agriculture Market?

Growing demand for below applications around the world has had a direct impact on the growth of the Testing, Inspection and Certification for Agriculture

Soil Corp Manure Others

What are the types of Testing, Inspection and Certification for Agriculture available in the Market?

Based on Product Types the Market is categorized into Below types that held the largest Testing, Inspection and Certification for Agriculture market share In 2023.

Assurance Testing Inspection Certification

Which regions are leading the Testing, Inspection and Certification for Agriculture Market?

North America (United States, Canada and Mexico)

Europe (Germany, UK, France, Italy, Russia and Turkey etc.)

Asia-Pacific (China, Japan, Korea, India, Australia, Indonesia, Thailand, Philippines, Malaysia and Vietnam)

South America (Brazil, Argentina, Columbia etc.)

Middle East and Africa (Saudi Arabia, UAE, Egypt, Nigeria and South Africa)

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This Testing, Inspection and Certification for Agriculture Market Research/Analysis Report Contains Answers to your following Questions

What are the global trends in the Testing, Inspection and Certification for Agriculture market? Would the market witness an increase or decline in the demand in the coming years?

What is the estimated demand for different types of products in Testing, Inspection and Certification for Agriculture? What are the upcoming industry applications and trends for Testing, Inspection and Certification for Agriculture market?

What Are Projections of Global Testing, Inspection and Certification for Agriculture Industry Considering Capacity, Production and Production Value? What Will Be the Estimation of Cost and Profit? What Will Be Market Share, Supply and Consumption? What about Import and Export?

Where will the strategic developments take the industry in the mid to long-term?

What are the factors contributing to the final price of Testing, Inspection and Certification for Agriculture? What are the raw materials used for Testing, Inspection and Certification for Agriculture manufacturing?

How big is the opportunity for the Testing, Inspection and Certification for Agriculture market? How will the increasing adoption of Testing, Inspection and Certification for Agriculture for mining impact the growth rate of the overall market?

How much is the global Testing, Inspection and Certification for Agriculture market worth? What was the value of the market In 2020?

Who are the major players operating in the Testing, Inspection and Certification for Agriculture market? Which companies are the front runners?

Which are the latest industry trends that can be implemented to generate additional revenue streams?

What Should Be Entry Strategies, Countermeasures to Economic Impact, and Marketing Channels for Testing, Inspection and Certification for Agriculture Industry?

Testing, Inspection and Certification for Agriculture Market - Covid-19 Impact and Recovery Analysis:

We were monitoring the direct impact of covid-19 in this market, further to the indirect impact from different industries. This document analyzes the effect of the pandemic on the Testing, Inspection and Certification for Agriculture market from a international and nearby angle. The document outlines the marketplace size, marketplace traits, and market increase for Testing, Inspection and Certification for Agriculture industry, categorised with the aid of using kind, utility, and patron sector. Further, it provides a complete evaluation of additives concerned in marketplace improvement in advance than and after the covid-19 pandemic. Report moreover done a pestel evaluation within the business enterprise to study key influencers and boundaries to entry.

Our studies analysts will assist you to get custom designed info to your report, which may be changed in phrases of a particular region, utility or any statistical info. In addition, we're constantly inclined to conform with the study, which triangulated together along with your very own statistics to make the marketplace studies extra complete for your perspective.

Final Report will add the analysis of the impact of Russia-Ukraine War and COVID-19 on this Testing, Inspection and Certification for Agriculture Industry.

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Detailed TOC of Global Testing, Inspection and Certification for Agriculture Market Research Report, 2023-2030

1 Market Overview 1.1 Product Overview and Scope of Testing, Inspection and Certification for Agriculture 1.2 Classification of Testing, Inspection and Certification for Agriculture by Type 1.2.1 Overview: Global Testing, Inspection and Certification for Agriculture Market Size by Type: 2017 Versus 2021 Versus 2030 1.2.2 Global Testing, Inspection and Certification for Agriculture Revenue Market Share by Type in 2021 1.3 Global Testing, Inspection and Certification for Agriculture Market by Application 1.3.1 Overview: Global Testing, Inspection and Certification for Agriculture Market Size by Application: 2017 Versus 2021 Versus 2030 1.4 Global Testing, Inspection and Certification for Agriculture Market Size and Forecast 1.5 Global Testing, Inspection and Certification for Agriculture Market Size and Forecast by Region 1.6 Market Drivers, Restraints and Trends 1.6.1 Testing, Inspection and Certification for Agriculture Market Drivers 1.6.2 Testing, Inspection and Certification for Agriculture Market Restraints 1.6.3 Testing, Inspection and Certification for Agriculture Trends Analysis

2 Company Profiles 2.1 Company 2.1.1 Company Details 2.1.2 Company Major Business 2.1.3 Company Testing, Inspection and Certification for Agriculture Product and Solutions 2.1.4 Company Testing, Inspection and Certification for Agriculture Revenue, Gross Margin and Market Share (2019, 2020, 2021 and 2023) 2.1.5 Company latest Developments and Future Plans

3 Market Competition, by Players 3.1 Global Testing, Inspection and Certification for Agriculture Revenue and Share by Players (2019,2020,2021, and 2023) 3.2 Market Concentration Rate 3.2.1 Top3 Testing, Inspection and Certification for Agriculture Players Market Share in 2021 3.2.2 Top 10 Testing, Inspection and Certification for Agriculture Players Market Share in 2021 3.2.3 Market Competition Trend 3.3 Testing, Inspection and Certification for Agriculture Players Head Office, Products and Services Provided 3.4 Testing, Inspection and Certification for Agriculture Mergers and Acquisitions 3.5 Testing, Inspection and Certification for Agriculture New Entrants and Expansion Plans

4 Market Size Segment by Type 4.1 Global Testing, Inspection and Certification for Agriculture Revenue and Market Share by Type (2017-2023) 4.2 Global Testing, Inspection and Certification for Agriculture Market Forecast by Type (2023-2030)

5 Market Size Segment by Application 5.1 Global Testing, Inspection and Certification for Agriculture Revenue Market Share by Application (2017-2023) 5.2 Global Testing, Inspection and Certification for Agriculture Market Forecast by Application (2023-2030)

6 Regions by Country, by Type, and by Application 6.1 Testing, Inspection and Certification for Agriculture Revenue by Type (2017-2030) 6.2 Testing, Inspection and Certification for Agriculture Revenue by Application (2017-2030) 6.3 Testing, Inspection and Certification for Agriculture Market Size by Country 6.3.1 Testing, Inspection and Certification for Agriculture Revenue by Country (2017-2030) 6.3.2 United States Testing, Inspection and Certification for Agriculture Market Size and Forecast (2017-2030) 6.3.3 Canada Testing, Inspection and Certification for Agriculture Market Size and Forecast (2017-2030) 6.3.4 Mexico Testing, Inspection and Certification for Agriculture Market Size and Forecast (2017-2030)

7 Research Findings and Conclusion

8 Appendix 8.1 Methodology 8.2 Research Process and Data Source 8.3 Disclaimer

9 Research Methodology

10 Conclusion

Continued.

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360 Research Reports is the credible source for gaining the market reports that will provide you with the lead your business needs. At 360 Research Reports, their objective is providing a platform for many top-notch market research firms worldwide to publish their research reports, as well as helping the decision makers in finding most suitable market research solutions under one roof. Their aim is to provide the best solution that matches the exact customer requirements. This drives us to provide you with custom or syndicated research reports.

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Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
Krisenkommunikation / PR-Maßnahmen
Systemverbesserungen nach einer Cyber-Attacke
Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

Befriedigung oder Abwehr von Ansprüchen Dritter
Rechtswidrige elektronische Kommunikation
Ansprüche der E-Payment-Serviceprovider
Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
Vertragliche Schadenersatzansprüche
Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
Rechtsverteidigungskosten

Cyber-Eigenschäden:

Betriebsunterbrechung
Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
Mehrkosten
Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
Cyber-Erpressung
Entschädigung mit Strafcharakter/Bußgeld
Ersatz-IT-Hardware
Cyber-Betrug