Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über BCP-520?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der BCP-520: Integrating the BlackBerry MVS Solution Prüfung.

2023 Updated Actual BCP-520 questions as experienced in Test Center

Aktuelle BCP-520 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

BCP-520 Test Prep - Integrating the BlackBerry MVS Solution | https://www.easyfinanz.cc/

BlackBerry BCP-520 : Integrating the BlackBerry MVS Solution ACTUAL EXAM QUESTIONS

Exam Dumps Organized by Lee

Latest 2023 Updated BlackBerry Integrating the BlackBerry MVS Solution Syllabus
BCP-520 ACTUAL EXAM QUESTIONS / Braindumps contains real test Questions

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee

BCP-520 Test Center Questions : Download 100% Free BCP-520 ACTUAL EXAM QUESTIONS (PDF and VCE)

Exam Number : BCP-520
Exam Name : Integrating the BlackBerry MVS Solution
Vendor Name : BlackBerry
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Exactly same BCP-520 PDF Download as in real test.
One of the major issues in the IT industry is the lack of real and up-to-date test content for professionals to prepare for their certifications. At killexams.com, they offer a comprehensive test preparation program for the BCP-520 certification exam. Their BlackBerry BCP-520 test provides test questions with correct answers that are identical to the real Integrating the BlackBerry MVS Solution exam. They offer regularly updated BCP-520 Exam Cram that can be downloaded easily. Their program ensures high scores on the BCP-520 exam.

At killexams.com, they provide a comprehensive and effective approach to preparing for the BCP-520 test. Their PDFs (Exam Cram) have helped many up-and-coming individuals breeze through the test with ease. It is highly unlikely that one would perform poorly on the real test after thoroughly studying and practicing their BCP-520 Question Bank. Most candidates notice a significant improvement in their knowledge and pass the test on their first attempt after reading their BCP-520 Test Prep.

We focus not only on helping their customers pass the BCP-520 test, but also on enhancing their understanding of the test's objectives and themes. This is why people trust their BCP-520 Questions and Answers. They strive to provide a clear understanding of the BCP-520 course layout, schedule, and goals, and they believe that simply reading the course book is insufficient. To succeed in the test, one must learn about the unique situations and questions that arise on the real BCP-520 test.

At killexams.com, they offer Free BCP-520 PDF test questions that you can obtain and read. They certain that you will be satisfied with their Integrating the BlackBerry MVS Solution questions. You can also enroll to obtain the full version of BCP-520 Question Bank at a highly discounted price. This will be your first step towards success in the Integrating the BlackBerry MVS Solution test. They recommend downloading and installing the BCP-520 VCE test system on your computer. Memorize BCP-520 Question Bank and practice the test frequently with the VCE test system. Once you feel confident that you are ready for the real BCP-520 test, go to a Test Center and register for the real test.

If you are looking for the latest and most updated ACTUAL EXAM QUESTIONS to pass the BlackBerry BCP-520 test and secure a lucrative job, simply register at killexams.com with their exceptional discount coupons and obtain the 2023 updated genuine BCP-520 questions. Their experts are working tirelessly to gather genuine BCP-520 test questions that will help you breeze through the Integrating the BlackBerry MVS Solution test. You can obtain the updated BCP-520 test questions every time with a 100 percent discount guarantee. Many organizations offer BCP-520 Test Prep, but finding legitimate and up-to-date 2023 BCP-520 Question Bank can be a major challenge. Therefore, they advise you to pause and think carefully before relying on the Free Dumps provided on the web.

BCP-520 test Format | BCP-520 Course Contents | BCP-520 Course Outline | BCP-520 test Syllabus | BCP-520 test Objectives

Exam: BCP-520 Integrating the BlackBerry MVS Solution

Exam Details:
- Number of Questions: The test consists of approximately 40 multiple-choice questions.
- Time: Candidates are given 90 minutes to complete the exam.

Course Outline:
The Integrating the BlackBerry MVS Solution course is designed to provide professionals with the knowledge and skills required to integrate the BlackBerry Mobile Voice System (MVS) solution into an existing telecommunications infrastructure. The course covers the following topics:

1. Introduction to BlackBerry MVS
- Overview of BlackBerry MVS solution and its benefits
- Understanding the components and architecture of BlackBerry MVS
- Integration requirements and considerations
- Navigating BlackBerry MVS administration interfaces

2. BlackBerry MVS Architecture
- BlackBerry Enterprise Server and BlackBerry MVS Server components
- Integration with PBX and IP-PBX systems
- Configuration of BlackBerry MVS gateways and trunks
- High availability and redundancy options

3. BlackBerry MVS Deployment
- Pre-deployment planning and exam
- Installation and configuration of BlackBerry MVS components
- Integration with telephony infrastructure
- Provisioning BlackBerry MVS users and devices

4. BlackBerry MVS Features and Functionality
- Making and receiving calls using BlackBerry MVS
- Voicemail integration and call handling options
- Mobile unified communications features
- Troubleshooting common BlackBerry MVS issues

Exam Objectives:
The test aims to assess candidates' understanding and proficiency in the following areas:

1. Knowledge of BlackBerry MVS solution and its benefits
2. Understanding of BlackBerry MVS architecture and components
3. Competence in integrating BlackBerry MVS with PBX and IP-PBX systems
4. Proficiency in deploying and configuring BlackBerry MVS components
5. Familiarity with BlackBerry MVS features and functionality

Exam Syllabus:
The test syllabus covers the following topics:

- Introduction to BlackBerry MVS
- BlackBerry MVS solution overview and benefits
- Components and architecture of BlackBerry MVS

- BlackBerry MVS Architecture
- BlackBerry Enterprise Server and BlackBerry MVS Server components
- Integration with PBX and IP-PBX systems
- Configuration of BlackBerry MVS gateways and trunks

- BlackBerry MVS Deployment
- Planning and exam
- Installation and configuration of BlackBerry MVS components
- Integration with telephony infrastructure

- BlackBerry MVS Features and Functionality
- Making and receiving calls using BlackBerry MVS
- Voicemail integration and call handling
- Mobile unified communications features
- Troubleshooting BlackBerry MVS issues

Candidates are expected to have a comprehensive understanding of these courses to successfully pass the test and demonstrate their proficiency in integrating the BlackBerry MVS solution into an existing telecommunications infrastructure.

Killexams Review | Reputation | Testimonials | Feedback

Where can I find braindumps for good knowledge of BCP-520 exam?
In the past, my parents told me stories of how they passed their exams in the first try. However, they did not have to face the flood of books and study courses that confuse students today. The competition is cut-throat, and certifications like the BCP-520 test are now essential for career advancement. Thankfully, killexams.com mock test are fair enough to take students to the point of the test with self-belief and the warranty of passing the BCP-520 exam. Thanks to the killexams.com team, they can avoid scolding from their parents and listen to their fulfillment tales.

I were given wonderful mock test for my BCP-520 exam.
Hard work alone is not always enough to achieve success and happiness in life. Killexams.com provided me with the right resources to lead me towards my destiny of getting the right grades on my BCP-520 exam.

How much BCP-520 test and vce practice test cost?
Killexams.com is an excellent website where my goals came true. Their mock test material added the spark I needed to study and helped me achieve superb marks in my BCP-520 exam. It is easy to pass any test with the help of their test material. Thank you for everything. Keep up the incredible work.

Take a smart move to pass BCP-520
The preparation package was very beneficial during my test instruction. Even though I'm not a good test taker and can struggle on exams, especially the BCP-520 exam, where time is your enemy, I got 100%. I had failed IT tests in the past and wanted to avoid it at all costs, so I purchased this package deal. It had everything I needed to know, and since I spent countless hours studying, cramming, and making notes, passing the test with the highest possible marks was no problem.

That changed into brilliant! I got dumps of BCP-520 exam.
I passed my BCP-520 test with killexams.com, and it was an experience that I will never forget. The team was encouraging and convinced me to try their test questions, and I am glad I did. It was reasonably priced and it gave me the confidence I needed to get a hundred percent mark on the exam.

BlackBerry Integrating boot camp


Online AI Boot Camps Are Booming as Demand for AI Skills Skyrockets

No result found, try new keyword!Online AI boot camps that provide comprehensive training ... stay competitive in today’s fast-paced world. With the rapid integration of AI into various industries, businesses are realizing ...

Infrastructure ‘Boot Camps’ Help Small Cities Get Grants

  • Small cities are eligible to apply for millions in infrastructure funding, but many don’t have the know-how or staff power to build applications.
  • The National League of Cities along with Bloomberg Philanthropies and other groups are running boot camps to help them navigate grant opportunities.
  • More than 600 cities have participated in the boot camps, with new registrations opening later this summer.
  • Maria Tidwell is a code enforcement officer for Gladewater, Texas, a town of 6,100 people about halfway between Dallas and Shreveport. It’s a rural place, Tidwell says, and its infrastructure is minimal: It’s not easy for everyone to get to hospitals or grocery stores.

    “Our water lines need updating. They need new sewer lines. They don’t have sidewalks,” Tidwell says. “We are kind of an impoverished community.”

    An East Texas native, Tidwell spent the first part of her career as a news producer, working for several years in New York City before returning home to start a family. She started working as an administrative assistant at a water plant, and now considers government work a second career: She’s finishing a master’s degree in public administration at the University of Texas at Tyler and aims to work as a city manager someday.

    While working on a paper last semester about how small cities can access federal infrastructure funding, she stumbled on a program run by the National League of Cities (NLC), which is designed to help them do exactly that. In the spring, she enrolled in a “boot camp” training designed around the U.S. Department of Transportation’s $5 billion Safe Streets and Roads for All (SS4A), which helps cities plan and implement street safety improvement projects. On behalf of Gladewater, she recently applied for a $250,000 planning grant to build new sidewalks. She’s hoping to hear whether her application will be awarded in October.

    “It’s daunting to apply for federal funds,” Tidwell says. “You think of a grant writer that’s trained in grant writing — those are in bigger towns. They don’t have that in Gladewater. Luckily I am in a small town where the mayor and the city manager said, ‘Go for it.’”

    Helping Cities Advocate for Themselves Since last summer, more than 600 cities have participated in one of NLC's boot camp trainings, according to Jonathan Kuhl, a senior executive at NLC. The trainings are part of the Local Infrastructure Hub, a $50 million effort to help cities navigate new federal infrastructure funding opportunities, funded by Bloomberg Philanthropies, Ballmer Group, Emerson Collective, Ford Foundation and The Kresge Foundation. The boot camps are run by NLC, which is wrapping up its third round of trainings and preparing to open registration for a fourth round, Kuhl says.

    “They’re kind of like college courses,” Kuhl says. “It’s a three- to four-month course and they are all on separate courses that are tied to specific grant opportunities. And they’re timed to correspond with the deadlines for those.”

    The boot camps include weekly meetings with different subject matter experts, who help participating cities understand the aims of various federal funding programs. Organizers provide participants with templates, tools and white papers to get up to speed on relevant issues, and walk cities through all the data and documentation requirements that go into federal grant applications.

    The boot camps are open to cities with populations of 150,000 or less. Allowing small cities to apply directly for federal funding, rather than having to go through states or regional planning organizations, was an important component of the Infrastructure Investment and Jobs Act (IIJA) that the NLC had lobbied for, Kuhl says.

    “For these small and mid-sized cities, they didn’t have the expertise or staff manpower to put together these competitive applications for the funding, so that was sort of the challenge,” Kuhl says.

    To date, Kuhl says, 60 participating cities have won 71 grants worth a total of $428 million, with more funding yet to be awarded. Cities that have enrolled in boot camps are three times more likely to win funding than those that haven’t, he says. Around 40 percent of participating cities have populations below 10,000. The trainings are free and there’s no upper limit on the number of participants.

    The current round of boot camps focuses on five grant programs, which help cities address dangerous railroad crossings, Excellerate drinking water quality, build broadband infrastructure, address mobility barriers caused by transportation infrastructure and restore bridges. Registration for the next round of boot camps will open at the end of the summer.

    After the first round of boot camps, Kuhl says NLC determined it was better for participating cities to have a specific project or set of projects in mind when they go into the trainings, rather than exploring funding opportunities generally. NLC staff now work individually with cities that want to participate but haven’t identified a specific project yet, he says.

    Transformational Investments Overall, the investments in the IIJA and the Inflation Reduction Act will be “transformational” for cities, Kuhl says. And for the smallest cities, the boot camp trainings have made a big difference in being able to apply for funding.

    Connie Callaway joined the city of Globe, Ariz., as its first grant manager last fall, and has enrolled in two NLC boot camps since then. After the first round, the city applied for a Safe Streets and Roads for All planning grant to build ADA-accessible crosswalks and slow down traffic on its downtown corridor. Currently, drivers exit U.S. Route 60 at high speeds and end up right downtown, and the city is hoping to narrow the entrance to the downtown corridor to signal that cars should slow down, Callaway says.

    There’s also a bridge that recently had its weight limit downgraded, and if it’s downgraded anymore, emergency vehicles and school buses won’t be able to cross it. The alternate route has lots of steep hills and blind curves that would be tough for big vehicles to navigate, and there are 802 schoolchildren who need to cross that bridge on school buses, she says. The city is now enrolled in the NLC’s boot camp for the USDOT’s Bridge Investment Program, hoping to get funding to fix the bridge.

    “Hands down," Callaway says, "we’ll be doing every boot camp they can.”


    Whilst it is very hard task to choose reliable test mock test resources regarding review, reputation and validity because people get ripoff due to choosing incorrect service. Killexams make it sure to provide its clients far better to their resources with respect to ACTUAL EXAM QUESTIONS update and validity. Most of other peoples ripoff report complaint clients come to us for the brain dumps and pass their exams enjoyably and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client self confidence is important to all of us. Specially they manage killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams scam. If perhaps you see any bogus report posted by their competitor with the name killexams ripoff report complaint internet, killexams.com ripoff report, killexams.com scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are a large number of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test simulator. Visit their test questions and trial brain dumps, their test simulator and you will definitely know that killexams.com is the best brain dumps site.

    Which is the best dumps website?
    You bet, Killexams is completely legit and fully reputable. There are several options that makes killexams.com reliable and legitimized. It provides up to date and completely valid ACTUAL EXAM QUESTIONS that contain real exams questions and answers. Price is nominal as compared to almost all services on internet. The mock test are up to date on frequent basis utilizing most recent brain dumps. Killexams account set up and item delivery is amazingly fast. Data downloading is normally unlimited and incredibly fast. Guidance is avaiable via Livechat and Electronic mail. These are the characteristics that makes killexams.com a sturdy website that provide ACTUAL EXAM QUESTIONS with real exams questions.

    Is killexams.com test material dependable?
    There are several mock test provider in the market claiming that they provide real test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2023 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test mock test with the same frequency as they are updated in Real Test. ACTUAL EXAM QUESTIONS provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

    If you want to Pass your test Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to obtain PDF test Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your obtain Account. You can obtain Premium ACTUAL EXAM QUESTIONS files as many times as you want, There is no limit.

    Killexams.com has provided VCE practice test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Test Center and Enjoy your Success.

    MB-920 mock test | PL-100 online test | IAPP-CIPP-C practice test | 301 braindump questions | WorkKeys test practice | HH0-580 free online test | 090-554 braindump questions | MORF Cheatsheet | Google-PCDE braindump questions | CBSA braindump questions | 300-635 test questions | 4H0-100 VCE | 050-890 past bar exams | H19-301 practice test | 201-01 examcollection | FINRA Free PDF | SPLK-2002 dumps | PDI free pdf obtain | BCCPA test questions | MS-600 practice test |

    BCP-520 - Integrating the BlackBerry MVS Solution test
    BCP-520 - Integrating the BlackBerry MVS Solution information search
    BCP-520 - Integrating the BlackBerry MVS Solution real questions
    BCP-520 - Integrating the BlackBerry MVS Solution PDF Download
    BCP-520 - Integrating the BlackBerry MVS Solution braindumps
    BCP-520 - Integrating the BlackBerry MVS Solution cheat sheet
    BCP-520 - Integrating the BlackBerry MVS Solution study help
    BCP-520 - Integrating the BlackBerry MVS Solution dumps
    BCP-520 - Integrating the BlackBerry MVS Solution braindumps
    BCP-520 - Integrating the BlackBerry MVS Solution PDF Dumps
    BCP-520 - Integrating the BlackBerry MVS Solution information source
    BCP-520 - Integrating the BlackBerry MVS Solution test format
    BCP-520 - Integrating the BlackBerry MVS Solution Latest Questions
    BCP-520 - Integrating the BlackBerry MVS Solution test Cram
    BCP-520 - Integrating the BlackBerry MVS Solution questions
    BCP-520 - Integrating the BlackBerry MVS Solution test format
    BCP-520 - Integrating the BlackBerry MVS Solution study help
    BCP-520 - Integrating the BlackBerry MVS Solution testing
    BCP-520 - Integrating the BlackBerry MVS Solution test Questions
    BCP-520 - Integrating the BlackBerry MVS Solution test Questions
    BCP-520 - Integrating the BlackBerry MVS Solution test
    BCP-520 - Integrating the BlackBerry MVS Solution test
    BCP-520 - Integrating the BlackBerry MVS Solution cheat sheet
    BCP-520 - Integrating the BlackBerry MVS Solution teaching
    BCP-520 - Integrating the BlackBerry MVS Solution questions
    BCP-520 - Integrating the BlackBerry MVS Solution Latest Questions
    BCP-520 - Integrating the BlackBerry MVS Solution information source
    BCP-520 - Integrating the BlackBerry MVS Solution PDF Questions
    BCP-520 - Integrating the BlackBerry MVS Solution braindumps
    BCP-520 - Integrating the BlackBerry MVS Solution outline
    BCP-520 - Integrating the BlackBerry MVS Solution PDF Download
    BCP-520 - Integrating the BlackBerry MVS Solution study help
    BCP-520 - Integrating the BlackBerry MVS Solution cheat sheet
    BCP-520 - Integrating the BlackBerry MVS Solution PDF Download
    BCP-520 - Integrating the BlackBerry MVS Solution test Braindumps
    BCP-520 - Integrating the BlackBerry MVS Solution study help
    BCP-520 - Integrating the BlackBerry MVS Solution Question Bank
    BCP-520 - Integrating the BlackBerry MVS Solution test success
    BCP-520 - Integrating the BlackBerry MVS Solution ACTUAL EXAM QUESTIONS
    BCP-520 - Integrating the BlackBerry MVS Solution teaching
    BCP-520 - Integrating the BlackBerry MVS Solution Practice Test
    BCP-520 - Integrating the BlackBerry MVS Solution book
    BCP-520 - Integrating the BlackBerry MVS Solution Real test Questions
    BCP-520 - Integrating the BlackBerry MVS Solution answers


    BCP-520 practice questions | BCP-710 real questions | BCP-521 PDF Braindumps |

    Best ACTUAL EXAM QUESTIONS You Ever Experienced

    300-420 test example | 500-490 free online test | PCNSE-PANOS-9 trial test | Salesforce-B2B-Commerce-Administrator practice exam | CBAP practice questions | CHFP free test papers | Servicenow-PR000370 Study Guide | SC-900 dump | TA-002-P Latest Topics | IELTS test preparation | Marketing-Cloud-Consultant practice exam | EADA10 cheat sheet | SPLK-2002 study material | CPHQ study guide | PCCET test questions | 050-710 VCE | 2V0-21.20 PDF Download | ISEBSWTINT-001 Real test Questions | F50-528 Questions and Answers | RTRP test exam |

    References :


    Similar Websites :
    Pass4sure Certification ACTUAL EXAM QUESTIONS
    Pass4Sure test Questions and Dumps

    Direct Download

    BCP-520 Reviews by Customers

    Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

    BCP-520 Reviews

    100% Valid and Up to Date BCP-520 Exam Questions

    We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

    Warum sind Cyberrisiken so schwer greifbar?

    Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

    Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

    Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

    Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

    Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

    Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

    Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

    Nicht kriminelle Ursachen

    Höhere Gewalt

    Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

    Menschliches Versagen/Fehlverhalten

    Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

    Technisches Versagen

    Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

    Kriminelle Ursachen


    Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

    Physischer Angriff

    Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.


    Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

    Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:


    • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
    • Krisenkommunikation / PR-Maßnahmen
    • Systemverbesserungen nach einer Cyber-Attacke
    • Aufwendungen vor Eintritt des Versicherungsfalls

    Cyber-Drittschäden (Haftpflicht):

    • Befriedigung oder Abwehr von Ansprüchen Dritter
    • Rechtswidrige elektronische Kommunikation
    • Ansprüche der E-Payment-Serviceprovider
    • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
    • Vertragliche Schadenersatzansprüche
    • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
    • Rechtsverteidigungskosten


    • Betriebsunterbrechung
    • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
    • Mehrkosten
    • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
    • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
    • Cyber-Erpressung
    • Entschädigung mit Strafcharakter/Bußgeld
    • Ersatz-IT-Hardware
    • Cyber-Betrug