Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über C1000-083?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der C1000-083: Foundations of IBM Cloud V2 Prüfung.
2024 Updated Actual C1000-083 questions as experienced in Test Center
Aktuelle C1000-083 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
IBM C1000-083 : Foundations of IBM Cloud V2 Practice TestsPractice Tests Organized by Martha nods |
Latest 2024 Updated IBM Foundations of IBM Cloud V2 Syllabus
C1000-083 question bank with Premium PDF and Test Engine
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
C1000-083 question bank : Download 100% Free C1000-083 practice questions (PDF and VCE)
Exam Number : C1000-083
Exam Name : Foundations of IBM Cloud V2
Vendor Name : IBM
Update : Click Here to Check Latest Update
Question Bank : Check Questions
Recently read and retain these IBM C1000-083 Exam Questions for test
Simply studying and memorizing C1000-083 Free test PDF all day and night is not enough to pass the C1000-083 examination with great marks. To ensure success, a person can obtain C1000-083 Latest Questions from killexams.com. You may obtain 100% totally free TestPrep before purchasing the full version of C1000-083 Real test Questions. Choose, if you really want to go through the specific C1000-083 exam. Go through PDF and Exam Cram along with VCE examination sim.
Killexams.com provides the latest, valid, and up-to-date IBM C1000-083 Study Guide that are excellent for passing the Foundations of IBM Cloud V2 test. Their reputation is built on helping people pass the C1000-083 test on their first attempt. Their Study Guide have consistently remained at the top for the past four years. Their customers trust their C1000-083 real questions and VCE for their genuine C1000-083 test because of their C1000-083 Study Guide. They keep their C1000-083 Study Guide valid and up-to-date at all times.
Preparing for the IBM C1000-083 test is not easy with just C1000-083 coursebooks or free Mock Questions available online. There are tricky questions in the genuine C1000-083 test that can confuse applicants and cause them to fail the test. This is where killexams.com comes in by collecting genuine C1000-083 Cram Guide in real questions and VCE test system files. You just need to obtain 100% free C1000-083 Mock Questions before registering for the full version of C1000-083 Study Guide. You will be pleased with their C1000-083 Cram Guide.
We offer actual C1000-083 test Dumps in two formats: C1000-083 PDF file and C1000-083 VCE test system. The C1000-083 real test is different from the IBM in the actual test. The C1000-083 Cram Guide PDF file can be downloaded on any device, and you can print C1000-083 Study Guide to create your own book. Their pass rate is high at 98.9%, and the similarity between their C1000-083 questions and the actual test is 98%. Do you want to succeed in the C1000-083 test on your first attempt? obtain the IBM C1000-083 genuine test questions from killexams.com right away.
C1000-083 test Format | C1000-083 Course Contents | C1000-083 Course Outline | C1000-083 test Syllabus | C1000-083 test Objectives
Test Detail:
The IBM C1000-083 exam, Foundations of IBM Cloud V2, is designed to assess the knowledge and skills of individuals in foundational concepts related to IBM Cloud. The test tests the candidate's understanding of cloud computing principles, IBM Cloud offerings, and the ability to apply IBM Cloud solutions to real-world scenarios.
Course Outline:
The Foundations of IBM Cloud V2 course provides comprehensive training on the fundamental concepts of cloud computing and IBM Cloud solutions. The course covers various topics, including cloud architecture, cloud deployment models, cloud services, and the use of IBM Cloud services for building and deploying applications. The following is a general outline of the key courses covered:
1. Cloud Computing Concepts:
- Introduction to cloud computing and its benefits.
- Cloud deployment models: public, private, hybrid, and multi-cloud.
- Cloud service models: IaaS, PaaS, and SaaS.
- Cloud security and compliance considerations.
2. Introduction to IBM Cloud:
- Overview of IBM Cloud offerings and services.
- IBM Cloud architecture and infrastructure components.
- IBM Cloud deployment models and options.
- IBM Cloud pricing and billing models.
3. IBM Cloud Services:
- IBM Cloud compute services: virtual servers, containers, and serverless computing.
- IBM Cloud storage services: object storage, block storage, and file storage.
- IBM Cloud networking services: virtual private networks, load balancers, and DNS.
- IBM Cloud database services: SQL and NoSQL databases.
4. Application Development on IBM Cloud:
- IBM Cloud development tools and environments.
- Building and deploying applications on IBM Cloud.
- Integration with IBM Watson services for AI and machine learning.
Exam Objectives:
The C1000-083 test assesses the candidate's knowledge and skills in the following areas:
1. Cloud Computing Concepts:
- Understanding of cloud computing principles, deployment models, and service models.
- Knowledge of cloud security and compliance considerations.
2. IBM Cloud Fundamentals:
- Familiarity with IBM Cloud offerings, architecture, and infrastructure components.
- Understanding of IBM Cloud deployment models and pricing models.
3. IBM Cloud Services:
- Knowledge of IBM Cloud compute, storage, networking, and database services.
- Ability to differentiate between different IBM Cloud service offerings.
4. Application Development on IBM Cloud:
- Understanding of IBM Cloud development tools and environments.
- Knowledge of building and deploying applications on IBM Cloud.
- Awareness of integration possibilities with IBM Watson services.
Syllabus:
The C1000-083 course syllabus provides a detailed breakdown of the courses covered in the training program. It includes specific learning objectives, hands-on exercises, and case studies to enhance the candidate's understanding and application of IBM Cloud concepts. The syllabus may cover the following areas:
- Cloud Computing Concepts and Models
- Introduction to IBM Cloud
- IBM Cloud Compute Services
- IBM Cloud Storage Services
- IBM Cloud Networking Services
- IBM Cloud Database Services
- Application Development on IBM Cloud
Killexams Review | Reputation | Testimonials | Feedback
Is there any way to pass the C1000-083 test on the first attempt?
I am delighted to inform you that I passed the C1000-083 test a day or two ago with an impressive score of 88%. Although the test was quite challenging, killexams.com's Dumps and test simulator made my life easier. I believe that this study material was the reason I passed the exam. The test simulator was particularly helpful, and I enjoyed the company of Dumps as it is the best approach to study.
I had no time to study C1000-083 books and training!
When I searched for a great dump for this precise course online, I could not find one that perfectly explained the essential matters. However, when I discovered killexams.com's brain dump material, I was truly surprised by how well it covered everything I needed. I am grateful for this material and used it for my schooling.
Try out these actual C1000-083 updated and current practice tests.
The material and test simulator provided by killexams.com were both extremely beneficial in helping me obtain my EC certification. I found the test to be unpredictable, but the killexams.com package had everything I needed, and I encountered no unpleasant surprises during the exam.
The C1000-083 test isn’t any harder with these Q&As.
This training kit has helped me pass the C1000-083 test and become certified. I am exshown and thankful to killexams.com for providing such a clear and dependable training tool. The questions inside the package deal are actual, and it has helped me streamline my test preparation. I could not have enough money to analyze complete time for weeks or months, and killexams.com has allowed me to squeeze down my training time and get a terrific result.
What is needed to study for and pass the C1000-083 exam?
Before joining killexams.com, I was struggling to pass the C1000-083 exam. I did not realize where I lacked in getting fulfillment. After becoming a member, I discovered that C1000-083 practice books were missing. The practice questions provided by killexams.com were convincing, and their designed books are exceptional.
IBM IBM test Questions
C1000-083 Exam
User: Tatyana***** I purchased EC practice questions from the internet and found killexams.com. They provided me with several helpful materials to prepare for the exam, and I was able to pass it without any problems. |
User: Joseph***** Although it is believed that a student must possess sharp thoughts to excel in the C1000-083 exam, it is not entirely true. The educator or teacher must also be well-qualified and informed. I feel blessed that I met such wonderful educators at Killexams.com who taught me how to pass my C1000-083 test and helped me breeze through it. I thank them from the bottom of my heart. |
User: Miguel***** I rank very high amongst my peers, and I credit my success to Killexams.com. Their performance analysis software helped me become a member of the high ranks, along with other brilliant students. I found their resources to be specific, great, and beneficial, including their c1000-083 PDF, c1000-083 practice tests, and c1000-083 books. I am thankful to Killexams.com and am writing these words of appreciation because they deserve it. |
User: Zigfrids***** A few individuals may not be able to change the world, but they can certainly tell you if you are the only one who knows how to do it. I aspire to make my mark globally and be recognized for it, and passing my c1000-083 test with Killexams.com was my moment of glory. I may be eager for success, but this achievement has made me famous, and I am proud of it. |
User: Talya***** I cannot believe that I passed the C1000-083 test with such an excellent score. I owe it to killexams.com for their exceptional assistance. Their test preparation material helped me perform beyond my expectations. |
C1000-083 Exam
Question: I want to pass C1000-083 test fast, What must I do? Answer: Yes, you can pass your test within the shortest possible time. If you are free and you have more time to study, you can prepare for an test even in 24 hours. But they recommend taking your time to study and practice C1000-083 practice test until you are sure that you can answer all the questions that will be asked in the actual C1000-083 exam. Visit killexams.com and register to obtain the complete question bank of C1000-083 test test prep. These C1000-083 test questions are taken from actual test sources, that's why these C1000-083 test questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these C1000-083 questions are sufficient to pass the exam. |
Question: Do you recommend me to use this great source updated C1000-083 brain dumps? Answer: It is the best source of up-to-date test prep so, Killexams highly recommend these C1000-083 questions to memorize before you go for the actual test because this C1000-083 question bank contains an up-to-date and 100% valid C1000-083 question bank with a new syllabus. |
Question: Where can I obtain C1000-083 real test questions? Answer: You can find C1000-083 real test questions at killexams.com. Visit https://killexams.com/pass4sure/exam-detail/C1000-083 for the latest actual questions. Killexams provide the latest C1000-083 practice test in two file formats. PDF and VCE. PDF can be opened with any PDF reader that is compatible with your phone, iPad, or laptop. You can read PDF Dumps via mobile, iPad, laptop, or other devices. You can also print PDF Dumps to make your book read. VCE test simulator is software that killexams provide to practice exams and take a test of all the questions. It is similar to your experience in the actual test. You can get PDF or both PDF and test Simulator. These C1000-083 test test prep will help you get High Score in the exam. |
Question: How can I ensure my C1000-083 test success? Answer: You can ensure your success with C1000-083 test prep provided by killexams.com. These are sufficient to pass the test on the first attempt. Visit killexams.com and register to obtain the complete question bank of C1000-083 test test prep. These C1000-083 test questions are taken from actual test sources, that's why these C1000-083 test questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these C1000-083 questions are sufficient to pass the exam. If you have time to study, you can prepare for the test in very little time. They recommend taking enough time to study and practice C1000-083 practice test that you are sure that you can answer all the questions that will be asked in the actual C1000-083 exam. |
Question: Can I find real test Questions & Answers of C1000-083 exam? Answer: Yes. You will be able to obtain up-to-date C1000-083 real questions. If there will be any update in the exam, it will be automatically copied in your obtain section and you will receive an intimation email. You can memorize and practice these Dumps with the VCE test simulator. It will train you enough to get good marks in the exam. |
https://www.pass4surez.com/art/read.php?keyword=IBM+IBM+Exam+Questions&lang=us&links=remove
Unquestionably it is hard assignment to pick dependable certification questions/answers assets regarding review, reputation and validity since individuals get sham because of picking incorrectly benefit. Killexams.com ensure to serve its customers best to its assets concerning ACTUAL EXAM QUESTIONS update and validity. The vast majority of other's sham report dissension customers come to us for the brain dumps and pass their exams joyfully and effortlessly. They never trade off on their review, reputation and quality on the grounds that killexams review, killexams reputation and killexams customer certainty is imperative to us. Uniquely they deal with killexams.com review, killexams.com reputation, killexams.com sham report objection, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. On the off chance that you see any false report posted by their rivals with the name killexams sham report grievance web, killexams.com sham report, killexams.com scam, killexams.com protest or something like this, simply remember there are constantly awful individuals harming reputation of good administrations because of their advantages. There are a huge number of fulfilled clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams hone questions, killexams test simulator. Visit Killexams.com, their specimen questions and test brain dumps, their test simulator and you will realize that killexams.com is the best brain dumps site.
Which is the best practice questions website?
You bet, Killexams is fully legit and even fully good. There are several options that makes killexams.com reliable and genuine. It provides up to par and fully valid test questions containing real exams questions and answers. Price is surprisingly low as compared to almost all the services online. The Dumps are updated on normal basis having most recent questions. Killexams account method and solution delivery is very fast. Computer file downloading is actually unlimited and really fast. Aid is avaiable via Livechat and Email address. These are the characteristics that makes killexams.com a sturdy website that supply test prep with real exams questions.
Is killexams.com test material dependable?
There are several Dumps provider in the market claiming that they provide actual test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test Dumps with the same frequency as they are updated in Real Test. test questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your test Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to obtain PDF test Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Dumps will be provided in your obtain Account. You can obtain Premium practice test files as many times as you want, There is no limit.
Killexams.com has provided VCE practice test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Test Center and Enjoy your Success.
MS-900 practice questions | RNC-LRN practice test | DES-1721 mock questions | PEGAPCSSA87V1 test prep | Firefighter practice questions | AZ-900 pdf obtain | CWAP-403 model question | DES-6332 mock questions | ICBB certification demo | NSE7_LED-7.0 test Questions | 050-710 pdf study guide | SC-400 Dumps | HQT-4120 pdf test | ACMA-6.4 pdf questions | 1K0-002 Free PDF | 156-110 practice test | PPM-001 Study Guide | 630-005 Latest Questions | HPE0-V25 VCE | DEA-3TT2 test questions |
C1000-083 - Foundations of IBM Cloud V2 teaching
C1000-083 - Foundations of IBM Cloud V2 study help
C1000-083 - Foundations of IBM Cloud V2 learning
C1000-083 - Foundations of IBM Cloud V2 Test Prep
C1000-083 - Foundations of IBM Cloud V2 PDF Download
C1000-083 - Foundations of IBM Cloud V2 test
C1000-083 - Foundations of IBM Cloud V2 PDF Download
C1000-083 - Foundations of IBM Cloud V2 actual Questions
C1000-083 - Foundations of IBM Cloud V2 cheat sheet
C1000-083 - Foundations of IBM Cloud V2 test
C1000-083 - Foundations of IBM Cloud V2 certification
C1000-083 - Foundations of IBM Cloud V2 PDF download
C1000-083 - Foundations of IBM Cloud V2 PDF Download
C1000-083 - Foundations of IBM Cloud V2 test Questions
C1000-083 - Foundations of IBM Cloud V2 testprep
C1000-083 - Foundations of IBM Cloud V2 Practice Questions
C1000-083 - Foundations of IBM Cloud V2 test prep
C1000-083 - Foundations of IBM Cloud V2 cheat sheet
C1000-083 - Foundations of IBM Cloud V2 information search
C1000-083 - Foundations of IBM Cloud V2 PDF Questions
C1000-083 - Foundations of IBM Cloud V2 testing
C1000-083 - Foundations of IBM Cloud V2 PDF Questions
C1000-083 - Foundations of IBM Cloud V2 questions
C1000-083 - Foundations of IBM Cloud V2 exam
C1000-083 - Foundations of IBM Cloud V2 teaching
C1000-083 - Foundations of IBM Cloud V2 test prep
C1000-083 - Foundations of IBM Cloud V2 Study Guide
C1000-083 - Foundations of IBM Cloud V2 certification
C1000-083 - Foundations of IBM Cloud V2 test format
C1000-083 - Foundations of IBM Cloud V2 premium pdf
C1000-083 - Foundations of IBM Cloud V2 learning
C1000-083 - Foundations of IBM Cloud V2 study tips
C1000-083 - Foundations of IBM Cloud V2 practice tests
C1000-083 - Foundations of IBM Cloud V2 test
C1000-083 - Foundations of IBM Cloud V2 Free PDF
C1000-083 - Foundations of IBM Cloud V2 syllabus
C1000-083 - Foundations of IBM Cloud V2 test
C1000-083 - Foundations of IBM Cloud V2 Question Bank
C1000-083 - Foundations of IBM Cloud V2 Free PDF
C1000-083 - Foundations of IBM Cloud V2 Practice Questions
C1000-083 - Foundations of IBM Cloud V2 PDF Download
C1000-083 - Foundations of IBM Cloud V2 cheat sheet
C1000-083 - Foundations of IBM Cloud V2 Free PDF
C1000-083 - Foundations of IBM Cloud V2 study help
Other IBM Practice Tests
C1000-119 free pdf | S2000-012 test tips | S2000-022 Free test PDF | C2010-068 Questions and Answers | S2000-019 test practice | C1000-068 study material | C1000-010 test prep | C1000-005 pdf study guide | C1000-144 practice questions | C1000-170 test papers | S2000-001 study help | C1000-116 free test papers | S2000-018 free pdf download | C1000-058 model question | C1000-078 test questions | C1000-074 practice test | C1000-085 free pdf | C1000-162 questions answers | C1000-147 test questions | C1000-123 mock exam |
Best practice questions You Ever Experienced
H12-223 study guide | CPQ-201 free pdf | Salesforce-OmniStudio-Developer mock test | CCBA Questions and Answers | NPTE pass exam | FORKLIFT test prep questions | Servicenow-CIS-ITSM english test questions | PDPF mock questions | HPE6-A81 test Questions | PAM-DEF-SEN bootcamp | CIPP-US cram book | EX0-115 free practice test | HANCB-ACRN pass marks | GB0-191-ENU practical test | 1D0-623 Practice Questions | H13-523 online exam | JN0-664 practice questions | NCP-MCI test prep | CTAL-TTA-001 mock questions | C1000-146 PDF Download |
References :
https://www.instapaper.com/read/1413196854
https://drp.mk/i/0w0zxjcm91
https://arfansaleemfan.blogspot.com/2021/05/c1000-083-foundations-of-ibm-cloud-v2.html
http://feeds.feedburner.com/feedburner/GDQZ
https://files.fm/f/xf2psf9bv
Similar Websites :
Pass4sure Certification test Practice Tests
Pass4Sure Certification Question Bank
C1000-083 Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date C1000-083 Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug