Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über C2090-558?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der C2090-558: Informix 11.70 Fundamentals Prüfung.
2025 Updated Actual C2090-558 questions as experienced in Test Center
Aktuelle C2090-558 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
![]() IBM C2090-558 : Informix 11.70 Fundamentals Practice TestsPractice Tests Organized by Lee |
Latest 2025 Updated IBM Informix 11.70 Fundamentals Syllabus
C2090-558 dumps collection with Premium PDF and Test Engine
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
C2090-558 dumps collection : Download 100% Free C2090-558 practice questions (PDF and VCE)
Exam Number : C2090-558
Exam Name : Informix 11.70 Fundamentals
Vendor Name : IBM
Update : Click Here to Check Latest Update
Question Bank : Check Questions
Guarantee your prosperity with C2090-558 Exam Questions full of Mock Questions bank
Don't rely on outdated and invalid C2090-558 Study Guides available on the internet if you failed the C2090-558 exam. Their real C2090-558 TestPrep are regularly updated, valid, and tested. You only need to obtain their free Cram Guide before registering for a full copy of their C2090-558 Real exam Questions. Practice with their material guarantees that you will sit for a real C2090-558 exam. Experience how their C2090-558 Mock Exam works.
At killexams.com, they have received many testimonials from satisfied customers who passed the C2090-558 exam with their Real exam Questions. They have secured excellent positions in their respective companies and have seen improvements in their knowledge after using their C2090-558 Mock Exam. Their approach goes beyond simply providing braindumps for passing the C2090-558 exam; they aim to enhance people's understanding of C2090-558 goals and Topics to help them succeed in their fields.
We strive to clarify concepts related to all C2090-558 courses, syllabus, and goals for the IBM C2090-558 exam. Merely reading the C2090-558 course guide is not enough. You need to familiarize yourself with challenging scenarios and questions asked in the actual C2090-558 exam. Visit killexams.com to obtain free sample C2090-558 PDF questions and read through them. They are confident that if you are satisfied with the Informix 11.70 Fundamentals questions, you will want to sign up and obtain the complete version of the C2090-558 Pass Guides at attractive discounts. This will be your first step towards success in the Informix 11.70 Fundamentals exam. Install C2090-558 VCE test simulator on your computer, memorize C2090-558 Mock Exam, and take practice questions regularly with the VCE exam simulator. When you feel ready for the real C2090-558 exam, register for it at a test center.
At killexams.com, they offer the latest, valid, and 2025 up-to-date IBM Informix 11.70 Fundamentals dumps that are essential for passing the C2090-558 exam. It is crucial to elevate your professional position in your organization. Their goal is to help individuals pass the C2090-558 exam on their first try. Their C2090-558 Mock Exam has consistently produced top results over time, thanks to their customers' trust in their Mock Exam and VCE for their actual C2090-558 exam. They are the best source for genuine C2090-558 exam questions. They keep their C2090-558 Mock Exam valid and up-to-date all the time. Their Informix 11.70 Fundamentals quiz test will help you pass the exam with flying colors.
If you are interested in passing the IBM C2090-558 exam to secure a great job, register at killexams.com. They have a team of professionals who gather C2090-558 real exam questions at killexams.com. You will receive Informix 11.70 Fundamentals exam questions to ensure your success in the C2090-558 exam. You can obtain updated C2090-558 exam questions for free every time. There are organizations that offer C2090-558 Mock Exam, but valid and 2025 up-to-date C2090-558 Pass Guides is crucial. Rethink before relying on free C2090-558 Mock Exam available on the web.

C2090-558 exam Format | C2090-558 Course Contents | C2090-558 Course Outline | C2090-558 exam Syllabus | C2090-558 exam Objectives
Exam Code : C2090-558
Exam Name : Informix 11.70 Fundamentals
Number of questions: 60
Number of questions to pass: 38
Time allowed: 90 mins
Status: Live
The test contains six sections totalling approximately 60 multiple-choice questions. The percentages after each section title reflect the approximate distribution of the total question set across the sections.
Section 1 - Planning and Installation 16%
Identify data access restrictions
Describe database workloads
Describe data type concepts for database planning
Demonstrate knowledge of how to configure and install Informix
Demonstrate knowledge of embeddability considerations and the deployment utility
Section 2 - Security 3%
Demonstrate knowledge of authentication
Demonstrate knowledge of authorizations
Section 3 - DBMS Instances and Storage Objects 14%
Describe how to identify and connect to Informix servers and databases
Demonstrate knowledge of how to create and configure storage objects
Demonstrate general knowledge of the system databases and database catalogs
Section 4 - Informix Tables, Views and Indexes 15%
Given a scenario, describe how to create a table
Describe when referential integrity should be used
Describe methods of data value constraint
Describe the differences between a table, view, sequences, synonyms, and indices
Describe triggers and appropriate uses
Demonstrate knowledge of schema commands
Section 5 - Informix Data using SQL 14%
Describe how to use SQL to SELECT data from tables
Describe how to use SQL to UPDATE, DELETE, or INSERT data
Demonstrate knowledge of transactions
Describe how to call a procedure or invoke a user defined function
Section 6 - Data Concurrency and Integrity 10%
Identify isolation levels and their effects
Identify objects on which locks can be obtained
Describe transaction integrity mechanisms
Section 7 - Tools and Utilities 15%
Describe onstat, oninit, and onmode utilities
Demonstrate knowledge of data movement utilities
Describe sysadmin database and its functionality
Demonstrate knowledge of the features or functions available in Informix tools
Section 8 - Backup and Restore 8%
Demonstrate knowledge of backup procedures
Demonstrate knowledge of recovery procedures
Section 9 - Replication Technologies 5%
Describe the purpose of the different replication technologies
Killexams Review | Reputation | Testimonials | Feedback
A pleasant experience with the Dumps led to passing with a high score.
Your questions are incredibly similar to the real ones, and I could not have passed the C2090-558 exam without your test homework material. A few months ago, I failed the exam on my first attempt. However, with the help of killexams.com's Dumps and exam Simulator, I was able to complete the exam with ease.
I worked hard on C2090-558 books, but everything was in the Questions and Answers.
killexams.com has helped me achieve my dream of passing the C2090-558 exam, which will allow me to apply for higher jobs and pick a better company. Their materials covered every subject and area, making it easy for me to answer all the questions on the exam. Some of the C2090-558 product questions were intricate and misleading, but killexams.com helped me navigate them.
Are there reliable sources for C2090-558 study publications?
The accurate practice questions provided by killexams.com was very helpful, and it allowed me to pass the C2090-558 exam in my first attempt with a score of 78.75%. Although my score was initially 90%, I was marked down due to a mistake. Nevertheless, I am grateful to the killexams.com team and hope they achieve all the success.
Where can I obtain C2090-558 Practice Tests?
Thanks to killexams.com, I passed all the C2090-558 exams with ease. This website proved to be very useful in passing the exams and understanding the concepts. All the questions were explained well, which made it easier for me to comprehend.
It was incredibly beneficial to have actual questions for the latest syllabus of the C2090-558 exam.
I chose to use the C2090-558 arrangement from killexams.com as it provided an excellent stage for preparation and helped me score 92% in the C2090-558 exam tests. The method of problem-solving was unique, and with the support of the identical, I could solve even the most complicated questions. My preparation became less complicated with the guide of killexams.com, and I was able to expand my knowledge nicely.
IBM Fundamentals test
C2090-558 Exam
User: Snezhana*****![]() ![]() ![]() ![]() ![]() I have renewed my membership for the c2090-558 exam, and I cannot provide up my involvement with Killexams.com. This website can help me acquire my c2090-558 accreditation and achieve above 95% marks on the exam. You all are doing a wonderful job, so keep it up! |
User: Tasha*****![]() ![]() ![]() ![]() ![]() The practice classes and resources provided by Killexams.com were instrumental in my success in the c2090-558 exam. The website gave me the opportunity to test myself before the actual exam, making me feel confident and adequately prepared. Thanks to the website excellent support, I managed to score well in the exam, and I am incredibly grateful for their services. |
User: Khrystyn*****![]() ![]() ![]() ![]() ![]() When I started preparing for the difficult c2090-558 exam, I used a massive test book but could not crack the difficult Topics and panicked. I was about to drop the exam when someone mentioned the practice questions by killexams.com, and it eliminated all my apprehensions. I cracked 67 questions in 76 minutes and scored 85 marks. I am indebted to killexams.com for making my day. |
User: Sergei*****![]() ![]() ![]() ![]() ![]() I passed the C2090-558 exam thanks to the Killexams.com Dumps and exam Simulator. The exam was tough, but I was able to get beyond it thanks to these resources. I am happy to report that I passed the C2090-558 exam and recently received my certification. The framework questions were the most challenging for me, but I invested hours honing my skills with the Killexams.com exam simulator. This helped me consolidate my knowledge and skills, and I was able to pass the exam successfully. |
User: Leni*****![]() ![]() ![]() ![]() ![]() In the past, I never thought I would be capable of passing the C2090-558 exam. But after using the educational resources and practice questions from Killexams.com, I realized that the web offerings and practice questions are first-class. I passed the tests on my first attempt and recommended the site to my friends who found it just as helpful. It was my best experience ever, and I am grateful. |
C2090-558 Exam
Question: What are the benefits of C2090-558 test prep? Answer: The benefit of C2090-558 test prep is to get to the point knowledge of exam questions rather than going through huge C2090-558 course books and contents. These questions contain actual C2090-558 questions and answers. By reading and understanding the complete dumps collection greatly improves your knowledge about the core Topics of the C2090-558 exam. It also covers the latest syllabus. These exam questions are taken from C2090-558 actual exam source, that's why these exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these questions are sufficient to pass the exam. |
Question: Exam questions are changed, Where am I able to find new questions and answers? Answer: Killexams.com keep on checking update on regular basis and change the exam questions accordingly. When any new update is received, it is included in the dumps collection and users are informed by email to re-download the exam files. Killexams overwrites the previous files in the obtain section so that you have the latest exam questions all the time. So, there is no need to search the update anywhere. Just re-download the exam files if you receive an intimation of update. |
Question: Will I be able to obtain my purchased exam instantly? Answer: Yes, you will be able to obtain your files instantly. Once you register at killexams.com by choosing your exam and go through the payment process, you will receive an email with your username and password. You will use this username and password to enter in your MyAccount where you will see the links to click and obtain the exam files. If you face any issue in obtain the exam files from your member section, you can ask support to send the exam questions files by email. |
Question: Which certification dumps website is the best? Answer: Killexams is the best practice questions website that provides the latest and up-to-date exam test prep with a VCE exam simulator for the practice of candidates to pass the exam at the first attempt. Killexams team keeps on updating the practice questions continuously. |
Question: Should I try this great source of C2090-558 actual questions? Answer: We encourage you to experience killexams test prep and study guides for your C2090-558 exam because these C2090-558 practice questions are specially collected to ease the C2090-558 exam questions when asked in the actual test. You will get good scores on the exam. |
https://www.pass4surez.com/art/read.php?keyword=IBM+Fundamentals+test&lang=us&links=remove
Unquestionably it is hard assignment to pick dependable certification questions/answers assets regarding review, reputation and validity since individuals get sham because of picking incorrectly benefit. Killexams.com ensure to serve its customers best to its assets concerning quiz test update and validity. The vast majority of other's sham report dissension customers come to us for the brain dumps and pass their exams joyfully and effortlessly. They never trade off on their review, reputation and quality on the grounds that killexams review, killexams reputation and killexams customer certainty is imperative to us. Uniquely they deal with killexams.com review, killexams.com reputation, killexams.com sham report objection, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. On the off chance that you see any false report posted by their rivals with the name killexams sham report grievance web, killexams.com sham report, killexams.com scam, killexams.com protest or something like this, simply remember there are constantly awful individuals harming reputation of good administrations because of their advantages. There are a huge number of fulfilled clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams hone questions, killexams exam simulator. Visit Killexams.com, their specimen questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best brain dumps site.
Which is the best practice questions website?
Indeed, Killexams is 100 % legit as well as fully trustworthy. There are several capabilities that makes killexams.com genuine and straight. It provides knowledgeable and 100 % valid exam questions filled with real exams questions and answers. Price is surprisingly low as compared to the vast majority of services online. The Dumps are current on frequent basis together with most latest questions. Killexams account setup and device delivery is extremely fast. Record downloading is usually unlimited and incredibly fast. Service is avaiable via Livechat and Email address. These are the features that makes killexams.com a strong website which provide exam prep with real exams questions.
Is killexams.com test material dependable?
There are several Dumps provider in the market claiming that they provide actual exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2025 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update exam Dumps with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and Topics of new syllabus, They recommend to obtain PDF exam Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Dumps will be provided in your obtain Account. You can obtain Premium practice questions files as many times as you want, There is no limit.
Killexams.com has provided VCE practice questions Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Test Center and Enjoy your Success.
RNC-MNN exam Questions | CWNA-108 exam questions | SEND sample test questions | ACNP-BC practice exam | 71801X Study help | PDI free pdf | GLO_CWM_LEVEL_I practice questions | DES-6322 online exam | ACD100 prep questions | ASF practice questions | APA-CPP practice questions | Salesforce-Certified-Marketing-Cloud-Consultant free pdf | 4A0-M02 study material | DES-1241 Latest Questions | ABPN-VNE Study Guide | PR000005 writing test questions | MAC-16A pdf questions | 050-696 pdf study guide | CIS-CPG free questions | C1000-126 test sample |
C2090-558 - Informix 11.70 Fundamentals Study Guide
C2090-558 - Informix 11.70 Fundamentals practice tests
C2090-558 - Informix 11.70 Fundamentals exam syllabus
C2090-558 - Informix 11.70 Fundamentals exam Questions
C2090-558 - Informix 11.70 Fundamentals answers
C2090-558 - Informix 11.70 Fundamentals answers
C2090-558 - Informix 11.70 Fundamentals exam help
C2090-558 - Informix 11.70 Fundamentals answers
C2090-558 - Informix 11.70 Fundamentals answers
C2090-558 - Informix 11.70 Fundamentals real questions
C2090-558 - Informix 11.70 Fundamentals answers
C2090-558 - Informix 11.70 Fundamentals Questions and Answers
C2090-558 - Informix 11.70 Fundamentals test
C2090-558 - Informix 11.70 Fundamentals PDF download
C2090-558 - Informix 11.70 Fundamentals testing
C2090-558 - Informix 11.70 Fundamentals Free PDF
C2090-558 - Informix 11.70 Fundamentals certification
C2090-558 - Informix 11.70 Fundamentals information search
C2090-558 - Informix 11.70 Fundamentals Test Prep
C2090-558 - Informix 11.70 Fundamentals Real exam Questions
C2090-558 - Informix 11.70 Fundamentals PDF Questions
C2090-558 - Informix 11.70 Fundamentals Question Bank
C2090-558 - Informix 11.70 Fundamentals Practice Test
C2090-558 - Informix 11.70 Fundamentals practice tests
C2090-558 - Informix 11.70 Fundamentals study help
C2090-558 - Informix 11.70 Fundamentals information hunger
C2090-558 - Informix 11.70 Fundamentals book
C2090-558 - Informix 11.70 Fundamentals exam
C2090-558 - Informix 11.70 Fundamentals exam Questions
C2090-558 - Informix 11.70 Fundamentals Test Prep
C2090-558 - Informix 11.70 Fundamentals PDF Download
C2090-558 - Informix 11.70 Fundamentals PDF Download
C2090-558 - Informix 11.70 Fundamentals exam
C2090-558 - Informix 11.70 Fundamentals test questions
C2090-558 - Informix 11.70 Fundamentals Latest Topics
C2090-558 - Informix 11.70 Fundamentals study help
C2090-558 - Informix 11.70 Fundamentals exam questions
C2090-558 - Informix 11.70 Fundamentals book
C2090-558 - Informix 11.70 Fundamentals Test Prep
C2090-558 - Informix 11.70 Fundamentals study help
C2090-558 - Informix 11.70 Fundamentals Question Bank
C2090-558 - Informix 11.70 Fundamentals questions
C2090-558 - Informix 11.70 Fundamentals testing
C2090-558 - Informix 11.70 Fundamentals questions
Other IBM Practice Tests
C1000-151 free questions | C1000-119 pass marks | C2010-068 mock questions | C1000-116 free questions | C1000-132 pdf questions | C1000-157 free online test | C1000-171 writing test questions | S2000-018 cbt | C1000-168 free pdf | C1000-074 questions download | S2000-016 Study Guide | C1000-174 free exam practice | C1000-155 practice questions | S2000-012 test prep | C1000-135 PDF Download | C1000-078 examcollection | C1000-068 question test | C1000-143 practice exam | C1000-144 practice questions | C1000-153 Real exam Questions |
Best practice questions You Ever Experienced
ITSM20F Test Prep | PCCE test prep | 6211 exam answers | E20-562 free pdf | NSE5_FCT-7.0 sample test | CNN free practice test | P11-101 PDF Download | C1000-150 free exam papers | 050-SEPROSIEM-01 pass marks | CLSSMBB PDF Download | 1D0-623 exam questions | C1000-068 cram book | California-Property-and-Casualty mock exam | CSM-001 questions and answers | RNAS-C free exam practice | CCSA cram | ANS-C01 practice test | 1T6-511 Questions and Answers | S2000-023 exam Questions | 44202T exam Cram |
References :
https://www.instapaper.com/read/1399219485
https://drp.mk/i/gvcRj9qKZ
http://feeds.feedburner.com/GetHighMarksInPw0-300ExamWithTheseDumps
https://arfansaleemfan.blogspot.com/2021/05/httpsarfansaleemfanblogspotcom2021052v0.html
https://sites.google.com/view/ killexams-c2090-558-exam-dumps
Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank
C2090-558 Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date C2090-558 Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug