Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über CDCS-001?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der CDCS-001: Certified Data Centre Specialist (CDCS) R18 Prüfung.

2022 Updated Actual CDCS-001 questions as experienced in Test Center

Laden Sie CDCS-001 Übungstest und aktuelle Fragen herunter - easy finanz | easyfinanz

Certified Data Centre Specialist (CDCS) R18 real questions with Latest CDCS-001 practice questions | https://www.easyfinanz.cc/

GAQM CDCS-001 : Certified Data Centre Specialist (CDCS) test Dumps

Exam Dumps Organized by Martha nods



Latest 2022 Updated Syllabus
CDCS-001 test Dumps | Latest Braindumps with genuine Questions

Real Questions from Latest syllabus of CDCS-001 - Updated Daily - 100% Pass Guarantee



CDCS-001 sample Questions : Download 100% Free CDCS-001 test Dumps (PDF and VCE)

Exam Number : CDCS-001
Exam Name : Certified Data Centre Specialist (CDCS) R18
Vendor Name : GAQM
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Obtain 100% grades in CDCS-001 test with such Latest Questions
Even if you proceed through all CDCS-001 course books, the conditions asked within genuine lab tests are different. Their CDCS-001 Latest Questions is made up of every one of the interesting mock test that are not found in the genuine course books. Practice with CDCS-001 VCE test program and you will be particular for the genuine CDCS-001 check.

It can be a key struggle to have the ability to choose excellent PDF Dumps distributors from 100 involving negative dumps distributors. If your try to find ending up within a bad PDF Dumps provider, another documentation will probably become a issue. It feels as a loser any time an individual neglects in documents exam. It is definitely when you counted in invalid combined with an past provider. Most people are not filing every CDCS-001 Exam Questions provider is often a artificial. There has been some good CDCS-001 authentic analyze questions companies that have their particular methods to find nearly all current and rational CDCS-001 Exam Questions. killexams.com is actually a person which. They have actually their own labourforce that accumulates 100% appropriate, up to have the ability to date as well as reputable CDCS-001 real questions basically throughout authentic tests as a charm. You merely simply have to visit https://killexams.com/pass4sure/exam-detail/CDCS-001 as well as obtain a hundred % no cost Real test Questions associated with CDCS-001 ensure that you review. Should you be satisfied, sign-up to get CDCS-001 real questions LIBRO ELECTRONICO full different with VCE training to make certain an individual turns into a member regarding great achievers. Most of us benefit their excellent customers. Anyone is going to definitely send men and women your opinions concerning CDCS-001 examination knowledge afterward following passing the genuine CDCS-001 exam.

You may get CDCS-001 real questions LIBRO ELECTRONICO any type of moment tool including iPad, New iphone, PC, sensible tv set, google android to learn together with memorizing the particular CDCS-001 Exam Braindumps. Invest as much moment studying CDCS-001 Questions together with answers for a person could. Especially applying practice exams together with VCE examination sim will help an individual memorize the particular concerns as well as answer the christmas presents well. Possibly you have to understand these kind of questions into the real exam. A person are certain to get much better grades when a man practices very well just before the true CDCS-001 exam.

Lots of individuals proceed CDCS-001 evaluation with the LIBRO ELECTRONICO real questions. It is quite abnormal that will anyone read together with practicing their own CDCS-001 real questions in addition to receiving poor suggests or fall short inside a authentic exam. The majority of the individuals experience fantastic advancement in their distinct knowledge as well as move CDCS-001 examination on their particular initially attempt. This kind of is the components that, that they study their own CDCS-001 Exam Questions, that they really increase their understanding. They could run real troubles in firms since skilled. They may easily concentrate on driving CDCS-001 evaluation together with their own questions together with answers, even so genuinely strengthen information about CDCS-001 targets as well as topics. This kind of is why, people trust their own CDCS-001 real questions.

Highlights of Killexams CDCS-001 Test Prep
-> Instantaneous CDCS-001 Exam Braindumps obtain Easy access
-> Comprehensive CDCS-001 Questions as well as Answers
-> 98% Success Charge of CDCS-001 test
-> Confirmed genuine CDCS-001 test issues
-> CDCS-001 Concerns Updated in Regular time frame.
-> Valid as well as 2022 Up to date CDCS-001 Test Dumps
-> 100 % Portable CDCS-001 test Records
-> Full showcased CDCS-001 VCE test Sim
-> No Control on CDCS-001 test Acquire Access
-> Wonderful Discount Coupons
-> 100 % Secured Acquire Account
-> 100 % Confidentiality Made sure
-> 100% Achievement certain
-> 100 % Free PDF Download sample Questions
-> No Undetectable Cost
-> Zero Monthly Costs
-> No Intelligent Account Repair
-> CDCS-001 Test Update Excitation by Electronic mail
-> Free Tech support team

Test Detail on: https://killexams.com/pass4sure/exam-detail/CDCS-001
Rates Details on: https://killexams.com/exam-price-comparison/CDCS-001
Find Complete Checklist: https://killexams.com/vendors-exam-list

Discount Coupon code on Total CDCS-001 Test Prep PDF Download;
WC2020: 60 per cent Flat Discounted on each test
PROF17: 10% Further Discounted on Price Greater than $69
DEAL17: 15% Further Discounted on Price Greater than 99 dollars







CDCS-001 test Format | CDCS-001 Course Contents | CDCS-001 Course Outline | CDCS-001 test Syllabus | CDCS-001 test Objectives


Exam : CDCS-001
Exam Name : Certified Data Centre Specialist (CDCS)
Number of Questions : 40
Passing Score : 28 (70%)
Duration : 60 min.

Module 1 – Fundamentals of Security
- Physical Security
- Identifying assets
- Physical Security Identification Methods and Devices
- Other Physical Security Methods
- Overall Considerations for Physical Security
- Control Access
- Risk Tolerance versus Cost
- Evaluation

Module 2 – Fundamentals of Power
- Introduction
- Key Terms
- Electrical Load
- Power Types
- Powers Factors
- Power System Failures
- Circuit Breakers and Outlets
- Physical security measures
- Power Distribution Components

Module 3 – Generator Management
- Identifying Main Components
- Standby Generators
- Internal Combustion Engine
- Filters
- Grounding
- Voltage Regulator
- Regulations
- Switchgear and Distribution
- Maintenance Measures

Module 4 – Cooling Layouts for Data Center
- Introduction
- Types of Cooling System
- Air Distribution System
- Data Center Heat Removal Approaches
- Air Cooled Self-Contained Systems
- Water Systems
- Mounting Types
- Cooling Arrangements
- Technology Compaction
- Rack Arrangements

The Certified Data Centre Specialist (CDCS)™ test is the next step after the Certified Data Centre Professional exam. Frequent or rapid changes in business dynamics require enterprises to be increasingly agile. The Certified Data Specialist (CDCS) Certification enables candidates to coupe enterprise needs scalable space, power, network capabilities and reliable security to efficiently manage growth and control expenses. CDCS will further increase attendees to a level being a compatible sparring partner with suppliers and they will be able to verify offers provided by vendors for correctness, effectiveness and efficiency.

The participant needs to be aware of Advanced Data Center syllabus such as Selecting the Power, Space and Network Connectivity Right for the organization, DC power and redundant cooling systems, Concurrently maintaining power and cooling systems (N+1 AC power, N+1 cooling), Site Monitoring, Biometric Authentication, Key Cards, On-site guards, Enhanced Security, enterprise-ready high-density cabinets apart from this the candidate has to be proficient in Data Centre Networking like Reducing Latency, Backbone Technologies, Global cloud and virtualization services, IT convergence etc.



Killexams Review | Reputation | Testimonials | Feedback


It is super to have CDCS-001 present brain dumps.
simply passed CDCS-001 test with pinnacle marks and should thank killexams.com for making it possible. I used CDCS-001 test simulator as my number one statistics supply and was given strong passing marks on the CDCS-001 exam. Very reliable, I am glad I took a bounce of religion purchasing this and trusted killexams. the whole lot will be very professional and reliable. two thumbs up from me.



killexams.com gave me an excellent preparation tool. I used it for my CDCS-001 test and got a maximum score. I love the way killexams.com does its test preparation. This is a dump, so you get questions that are used on the real CDCS-001 exams. But the test simulator and the practice test format help you memorize it all very well, so you end up learning things and will be able to draw upon this knowledge in the future. Very good quality and the test simulator is very light and user-friendly. I did not come across any issues, so this is excellent value for money.


Save great hassle of failing the exam. obtain CDCS-001 braindumps.
killexams.com dumps site helped me get access to various test training material for CDCS-001 exam. I was confused that which one I need to pick, however, your samples helped me pick the best one. I purchased the killexams.com dumps course, which incredibly helped me see all the fundamental ideas. I answered all questions in due time. I am blissful to have killexams.com as my tutor. Much appreciated


Up to date and reliable brain dumps latest CDCS-001 are available here.
As I am into the IT subject, the CDCS-001 test turned into important for me to reveal up, but time barriers made it overwhelming for me to work correctly. I suggested to the killexams.com dumps with 2 weeks to attempt for the exam. I figured out how to finish all the questions well underneath due time. The clean to keep answers make it nicely less difficult to get prepared. It employed like an entire reference aide and I was flabbergasted with the result.


Are there real sources for CDCS-001 study publications?
I am so happy I purchased CDCS-001 test dumps. The CDCS-001 test is difficult seeing that it is very huge, and the questions cover the entirety you spot within the blueprint. killexams.com become my foremost instruction source, and they cover everything flawlessly, and there were lots of related questions on the exam.


GAQM R18 Question Bank



Whilst it is very hard task to choose reliable test mock test resources regarding review, reputation and validity because people get ripoff due to choosing incorrect service. Killexams make it sure to provide its clients far better to their resources with respect to test dumps update and validity. Most of other peoples ripoff report complaint clients come to us for the brain dumps and pass their exams enjoyably and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client self confidence is important to all of us. Specially they manage killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams scam. If perhaps you see any bogus report posted by their competitor with the name killexams ripoff report complaint internet, killexams.com ripoff report, killexams.com scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are a large number of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test simulator. Visit their test questions and sample brain dumps, their test simulator and you will definitely know that killexams.com is the best brain dumps site.

Is Killexams.com Legit?
Certainly, Killexams is totally legit as well as fully good. There are several attributes that makes killexams.com real and straight. It provides up-to-date and totally valid test dumps that contain real exams questions and answers. Price is extremely low as compared to most of the services on internet. The mock test are kept up to date on frequent basis with most latest brain dumps. Killexams account method and item delivery is extremely fast. Report downloading is normally unlimited as well as fast. Guidance is avaiable via Livechat and Message. These are the features that makes killexams.com a sturdy website which provide test dumps with real exams questions.



Which is the best braindumps site of 2022?
There are several mock test provider in the market claiming that they provide genuine test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test mock test with the same frequency as they are updated in Real Test. test dumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to obtain PDF test Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your obtain Account. You can obtain Premium test Dumps files as many times as you want, There is no limit.

Killexams.com has provided VCE practice test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Test Center and Enjoy your Success.




AZ-700 sample test | 220-1002 Latest syllabus | 76940X test questions | HPE6-A27 practice test | ITIL-4-FOUNDATION pass test | 300-720 real questions | 1Z0-815 cheat sheet | PEGAPCSA80V1_2019 cheat sheet pdf | MB-220 braindumps | MCD-ASSOC sample questions | AZ-140 braindumps | CGEIT braindumps | CLTD test results | 300-915 free pdf obtain | T1-GR1 practice test | ASVAB-Paragraph-comp Cheatsheet | 1Y0-312 english test questions | PEGAPCDC80V1 Latest Questions | PAM-DEF-SEN test prep | 7893X practical test |


CDCS-001 - Certified Data Centre Specialist (CDCS) R18 learn
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 test success
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 Free test PDF
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 Question Bank
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 outline
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 cheat sheet
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 test format
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 guide
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 Question Bank
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 PDF Dumps
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 exam
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 test format
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 questions
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 Test Prep
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 Test Prep
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 study tips
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 PDF Questions
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 test Questions
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 information hunger
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 tricks
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 testing
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 information source
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 test contents
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 study help
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 study tips
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 PDF Dumps
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 Dumps
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 learn
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 Questions and Answers
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 Question Bank
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 questions
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 study help
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 study tips
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 test
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 Question Bank
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 genuine Questions
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 Latest Questions
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 test dumps
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 Question Bank
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 Questions and Answers
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 Real test Questions
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 Latest Questions
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 test format
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 test syllabus
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 Latest Questions
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 Practice Test
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 Test Prep
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 test syllabus
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 test Questions
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 test Questions
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 Test Prep
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 Test Prep
CDCS-001 - Certified Data Centre Specialist (CDCS) R18 test format



Best Certification test Dumps You Ever Experienced


CLSSMBB test Questions | CCCP-001 Practice Questions | CLSSBB braindumps | CPD-001 study guide | CEH-001 practice test | BPM-001 mock questions | CLSSGB PDF Questions | CDCS-001 examcollection | CSM-001 Free test PDF | CLSSYB free pdf | CBAF-001 test dumps | CPEH-001 test test | CSSGB genuine Questions | LCP-001 pdf obtain | CSTE practice questions |





References :


https://killexams-posting.dropmark.com/817438/23555852
https://www.instapaper.com/read/1317015891
https://killexams-posting.dropmark.com/817438/23644532
http://killexams-braindumps.blogspot.com/2020/07/copy-of-cdcs-001-boot-camp-that.html
http://ge.tt/76V36W53
https://www.4shared.com/office/U0lYH5l8iq/Certified-Data-Centre-Speciali.html
https://www.4shared.com/video/GWlKfNlsiq/IBM-Tivoli-Storage-Manager-V6-.html
https://www.clipsharelive.com/video/3379/certified-data-centre-specialist-cdcs-r18-cdcs-001-mp4
https://sites.google.com/view/killexams-cdcs-001-braindumps
http://feeds.feedburner.com/GaqmCdcs-001DumpsAndPracticeTestsWithRealQuestion
https://youtu.be/NcPsUlB8gUw
https://justpaste.it/CDCS-001
http://killexams.decksrusct.com/blog/certification-exam-dumps/cdcs-001-certified-data-centre-specialist-cdcs-r18-real-exam-questions-by-killexams-com/
https://ello.co/killexamz/post/9pd02yjaej8qia5k5-mlqq
https://www.coursehero.com/file/84706062/Certified-Data-Centre-Specialist-CDCS-R18-CDCS-001pdf/
https://spaces.hightail.com/space/v47qz1ixkg/files/fi-567c6c0f-0c6e-4b97-a27f-b0f299df9a80/fv-9df0dfc3-ea6a-4acb-a65f-c1824500eb8b/Certified-Data-Centre-Specialist-CDCS-R18-(CDCS-001).pdf#pageThumbnail-1
https://killexams-cdcs-001.jimdofree.com/
https://files.fm/f/g7ae2rs9a



Similar Websites :
Pass4sure Certification test dumps
Pass4Sure test Questions and Dumps






Direct Download

CDCS-001 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

CDCS-001 Reviews

100% Valid and Up to Date CDCS-001 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug