Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über CLF-C01?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der CLF-C01: AWS Certified Cloud Practitioner (CLF-C01) Prüfung.

2024 Updated Actual CLF-C01 questions as experienced in Test Center

Aktuelle CLF-C01 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

CLF-C01 Free test PDF - AWS Certified Cloud Practitioner (CLF-C01) | https://www.easyfinanz.cc/

Amazon CLF-C01 : AWS Certified Cloud Practitioner (CLF-C01) ACTUAL EXAM QUESTIONS

Exam Dumps Organized by Richard



Latest 2024 Updated Amazon AWS Certified Cloud Practitioner (CLF-C01) Syllabus
CLF-C01 ACTUAL EXAM QUESTIONS / Braindumps contains actual test Questions

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




CLF-C01 Test Center Questions : Download 100% Free CLF-C01 ACTUAL EXAM QUESTIONS (PDF and VCE)

Exam Number : CLF-C01
Exam Name : AWS Certified Cloud Practitioner (CLF-C01)
Vendor Name : Amazon
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Full list of CLF-C01 Practice Questions questions updated today
Killexams.com is the source of the latest and valid CLF-C01 Latest Topics with Exam dumps Dumps for applicants to download, read and complete the CLF-C01 exam. They recommend practicing their real CLF-C01 Questions and Exam Cram to enhance your knowledge of CLF-C01 objectives and pass your test with high marks. You will not feel any difficulty in identifying the CLF-C01 Real test Questions in the actual exam, so solving the questions to get a good score.

In the event that you do not use valid CLF-C01 questions, rescheduling the CLF-C01 AWS Certified Cloud Practitioner (CLF-C01) test could present a major problem, as all you need to achieve a high score in the Amazon CLF-C01 examination is to get the CLF-C01 exam dumps and memorize each question. Rest assured that they will not let you down, as they will provide you with a complete bank of CLF-C01 questions. To access the most up-to-date CLF-C01 Questions and Answers, register on killexams.com and log in to get the materials. They also offer a three-month free get of the latest CLF-C01 Questions and Answers.

At killexams.com, their CLF-C01 exam dumps are regularly updated, and their team is always in contact with highly qualified certified to add the latest CLF-C01 Study Guide. They continually add real CLF-C01 questions to the exam dumps and make it easily accessible for their clients to get at any time.







CLF-C01 test Format | CLF-C01 Course Contents | CLF-C01 Course Outline | CLF-C01 test Syllabus | CLF-C01 test Objectives




Killexams Review | Reputation | Testimonials | Feedback


Do you want dumps CLF-C01 exam, It is right place?
I have some exciting news to share - I passed my CLF-C01 test yesterday! I am so grateful to the entire team at killexams.com for their excellent work. The training material was superb, and I couldn't have done it without you. Keep up the good work, and I will definitely be using your product for my next exam. Warm regards, Emma from New York.


Found all CLF-C01 Questions in dumps that I read.
I'm excited to share that I passed my CLF-C01 test with 88% marks thanks to killexams.com Dumps and test Simulator. The test was tough, but killexams.com made it easier. Their test simulator is a gift, and I loved the questions and-Answers organization and tests of different sorts as they helped me memorize better.


Try out these CLF-C01 braindumps, it is excellent!
If you want to ace your online CLF-C01 exams, then the easiest way to do so is by using killexams.com and its CLF-C01 test example papers. These papers are a real representation of the final CLF-C01 exam, and using them will boost your confidence. I achieved 95% on the final exam, thanks to killexams.com. It is a product designed for those who want to excel in their careers and do something extraordinary.


Is it possible? questions have been precisely the equal in test that I read!
Killexams.com is an outstanding IT test practice platform. I passed the CLF-C01 test without any issues. Their actual questions are based on the way CLF-C01 does it, making it easy to recall the answers during the exam. Though not all questions are the same, most are similar, making it easy to sort them out. Their materials are useful and cool for IT certified like me.


I placed all my efforts on net and located killexams CLF-C01 real test bank.
I required a book that could provide Dumps to help me prepare for the CLF-C01 exam, and Killexams provided me with the singularly responsible material. Killexams helped me understand the subject of creating a session room, which was previously a frail branch of knowledge for me. Thanks to Killexams, I could pass the test after failing it for three consecutive years.


Amazon (CLF-C01) answers

 

Project Kuiper: Amazon's answer to SpaceX's Starlink passes 'crucial' test

Amazon's upcoming satellite broadband network, dubbed "Project Kuiper," just passed a key test test that paves the way for a 2024 launch. 

Similar to SpaceX's Starlink, Project Kuiper is Amazon's plan to provide high-speed internet by launching and connecting 3,236 satellites in low Earth orbit (LEO). The firm launched two prototype satellites in October and began testing the systems required for the network to operate. One key test was validating the optical inter-satellite link (OISL) technology, which uses infrared lasers to send data between the spacecraft. 

Now, Amazon says the prototypes have passed this important hurdle. In testing, the two prototype satellites maintained a stable connection speed of 100 gigabits per second. 

Related: SpaceX Starship megarocket launches on 2nd-ever test flight, explodes in 'rapid unscheduled disassembly' (video)

OISL has long been used to maintain connections between satellites further away from Earth. But earlier generations could only link two satellites together. Beyond verifying the two satellites could maintain a high-speed link, additional data suggested Amazon's version of OISL should be able to connect its entire constellation of 3,000-plus satellites together to create a mesh network. 

Currently, Earthbound optical fiber cables power high-speed internet services by using light to transmit data over great distances. Project Kuiper, however, transmits light in space, which travels 30% faster than light racing through cables on Earth, according to Amazon. With OISL, Project Kuiper will be able to move data throughout the network, meaning it can receive data from anywhere on Earth and route it efficiently based on factors such as network traffic. 

It has always been tricky to maintain OISL links between satellites in LEO because they require an extremely narrow beam to be maintained over distances of up to 1,600 miles (2,600 kilometers) and between satellites moving at speeds up to 15,000 mph (25,000 km/h). But the company claimed its optics and control system have overcome these challenges.

Amazon aims to deploy enough satellites to begin customer pilots by mid-2024. Amazon plans for Project Kuiper to offer speeds of up to 400 megabits per second for most consumers when fully deployed in 2029. That's approximately twice the average U.S. broadband speed, according to Speedtest. Some organizations may also be able to tap into speeds of up to 1,000 megabits per second, according to the company. Whether the network will actually reach such speeds when the system is fully operational in a real-world — and off-world — environment remains to be seen.


Amazon told to answer Deliveroo deal concerns in five days

The competition watchdog has said it may be forced to launch an in-depth investigation into Amazon's plans to invest in food delivery firm Deliveroo.

The Competition and Markets Authority (CMA) said it was worried the tie-up could increase delivery prices.

The regulator gave the two firms five days to address its concerns about competition in the food delivery space.

If they fail to impress the watchdog, the $575m (£437m) deal could ultimately be blocked.

The CMA said that the investment may prevent Amazon from launching its own food delivery operation, a move which could reduce prices for customers in the future.

"Millions of people in the UK use online food platforms for takeaways, and more than ever are making use of similar services for the same-day delivery of groceries," said Andrea Gomes da Silva, executive director of the CMA.

"There are relatively few players in these markets, so we're concerned that Amazon having this kind of influence over Deliveroo could dampen the emerging competition between the two businesses."

She said that if the deal were to go ahead in its current form then there was a "real risk" that customers, restaurants and grocers would face higher prices and lower quality services.

In a statement, Deliveroo said it was confident it could persuade the CMA that Amazon's investment would "add to competition, helping restaurants to grow their businesses, creating more work for riders, and increasing choice for customers".

Amazon said the investment would help Deliveroo develop new products and remain competitive.

It is not the first time Amazon has tried to enter the food delivery market in the UK.

The online retailer briefly ran its own delivery venture, Amazon Restaurants UK, which it started in 2016 but closed just two years later.

It was previously reported to have made approaches to buy Deliveroo outright. Uber also reportedly had talks with Deliveroo regarding an interest in buying it.

Will Shu co-founded Deliveroo in 2013

Deliveroo founder and chief executive Will Shu came up with the idea for the firm after he moved from New York to London as a banking analyst. He was working long hours and was frustrated by the fact so few restaurants delivered, a service widely available in the US.

In the firm's early days, Mr Shu delivered all the food himself on a motorbike, while Greg Orlowski, his co-founder who has since left the business, developed the booking technology from his home in the US. Mr Shu still claims to get on his bike once a week to deliver an order to customers in London, as a way of staying in touch with riders.

Deliveroo has grown quickly - last year it doubled the number of towns and cities it operates in, helping sales to surge by 72%.

However, losses deepened to £232m in 2018, from £199m a year earlier as the company splashed out £18m on technology and £10m on free insurance for its riders.

Sales grew to £476m in the year to December 2018, up from £277m in 2017.

Deliveroo operates in 11 markets outside the UK including Australia, France, Germany and Hong Kong.

Copyright 2024 BBC. All rights reserved.  The BBC is not responsible for the content of external sites. Read about their approach to external linking.

Beta Terms By using the Beta Site, you agree that such use is at your own risk and you know that the Beta Site may include known or unknown bugs or errors, that they have no obligation to make this Beta Site available with or without charge for any period of time, nor to make it available at all, and that nothing in these Beta Terms or your use of the Beta Site creates any employment relationship between you and us. The Beta Site is provided on an “as is” and “as available” basis and they make no warranty to you of any kind, express or implied.

In case of conflict between these Beta Terms and the BBC Terms of Use these Beta Terms shall prevail.


New Teen Drama Is Netflix's Answer To Amazon's Most Popular Romance Show Over The Last 2 Years

No result found, try new keyword!Netflix's adaptation of the young adult novel "My Life with the Walter Boys" has quickly gained popularity, similar to Amazon Prime Video's hit series "The Summer I Turned Pretty." Both shows ...
 


While it is very hard task to choose reliable certification questions / answers resources with respect to review, reputation and validity because people get ripoff due to choosing wrong service. Killexams.com make it sure to serve its clients best to its resources with respect to ACTUAL EXAM QUESTIONS update and validity. Most of other's ripoff report complaint clients come to us for the brain dumps and pass their exams happily and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client confidence is important to us. Specially they take care of killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. The same care that they take about killexams review, killexams reputation, killexams ripoff report complaint, killexams trust, killexams validity, killexams report and killexams scam. If you see any false report posted by their competitors with the name killexams ripoff report complaint internet, killexams ripoff report, killexams scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are thousands of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test simulator. Visit Their demo questions and demo brain dumps, their test simulator and you will definitely know that killexams.com is the best brain dumps site.

Which is the best dumps website?
Absolutely yes, Killexams is 100 percent legit in addition to fully reputable. There are several capabilities that makes killexams.com genuine and genuine. It provides accurate and 100 percent valid ACTUAL EXAM QUESTIONS filled with real exams questions and answers. Price is very low as compared to the vast majority of services on internet. The Dumps are up graded on regular basis with most accurate brain dumps. Killexams account make and merchandise delivery is rather fast. Data downloading is actually unlimited and fast. Support is avaiable via Livechat and Email address. These are the characteristics that makes killexams.com a sturdy website that offer ACTUAL EXAM QUESTIONS with real exams questions.



Is killexams.com test material dependable?
There are several Dumps provider in the market claiming that they provide actual test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update test Dumps with the same frequency as they are updated in Real Test. ACTUAL EXAM QUESTIONS provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps questions of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to get PDF test Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Dumps will be provided in your get Account. You can get Premium ACTUAL EXAM QUESTIONS files as many times as you want, There is no limit.

Killexams.com has provided VCE practice test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Test Center and Enjoy your Success.




PSP study guide | JN0-1332 test prep | BLOCKCHAINF get | MD-101 test prep | C1000-024 practice questions | IIBA-AAC dumps questions | IAPP-CIPT demo questions | SDM-2002001030 practice test | DES-1111 free practice exams | 500-560 study material | Agile-Foundation free pdf | 71201X dumps | IFSEA-CFM english test questions | AEPA test demo | CTIL-001 cram | CMT-Level-II online test | 2B0-102 test questions | 300-515 braindumps | 2B0-104 test Braindumps | EADE105 ACTUAL EXAM QUESTIONS |


CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) study help
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) test Questions
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) PDF Dumps
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) PDF Questions
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) Dumps
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) PDF Questions
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) answers
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) test Cram
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) test Questions
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) Questions and Answers
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) test contents
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) PDF Questions
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) test Questions
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) Test Prep
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) test syllabus
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) test Cram
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) actual Questions
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) guide
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) test Questions
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) study help
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) Real test Questions
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) course outline
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) braindumps
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) testing
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) actual Questions
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) Test Prep
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) Free test PDF
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) Test Prep
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) book
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) learning
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) Free PDF
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) Practice Questions
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) Latest Topics
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) test format
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) test prep
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) Cheatsheet
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) PDF Questions
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) test Braindumps
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) tricks
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) PDF Dumps
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) test contents
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) Free test PDF
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) real questions
CLF-C01 - AWS Certified Cloud Practitioner (CLF-C01) study help

Other Amazon ACTUAL EXAM QUESTIONS


DVA-C02 cheat sheet | ANS-C01 test papers | DOP-C01 test Questions | SCS-C02 cheat sheet pdf | SOA-C02 test prep | SAP-C02 free prep | DVA-C01 demo questions | SAA-C02 test Questions | MLS-C01 english test questions | CLF-C02 practice test | DOP-C02 boot camp | SAA-C03 ACTUAL EXAM QUESTIONS | DBS-C01 Real test Questions | CLF-C01 free pdf download | PAS-C01 Study Guide | SAP-C01 Practice Questions | DAS-C01 brain dumps | SCS-C01 real questions |


Best ACTUAL EXAM QUESTIONS You Ever Experienced


ACE-PT test example | PSAT-RW ACTUAL EXAM QUESTIONS | S90.03A test Questions | OG0-061 writing test questions | 156-585 free practice tests | FCNSP Latest Topics | 156-215.81 free online test | CCSA PDF Download | LRP-614 test Braindumps | 1Y0-312 Practice Test | Salesforce-CDP boot camp | SVC-19A dump | BI0-132 past bar exams | APSCA questions download | TCP-BW5 dumps | NREMT-NRP certification sample | ECBA free pdf | SDM_2002001050 test questions | OG0-081 Practice test | MBLEX VCE |





References :


https://killexams-posting.dropmark.com/817438/23625561
http://killexams-braindumps.blogspot.com/2020/07/real-clf-c01-questions-that-appeared-in.html
https://killexams-posting.dropmark.com/817438/23769030
https://www.instapaper.com/premium
https://www.coursehero.com/file/75437554/AWS-Certified-Cloud-Practitioner-CLF-C01-CLF-C01pdf/
https://sites.google.com/view/killexams-clf-c01-pdf-question
http://feeds.feedburner.com/Pass4sureClf-c01RealQuestionBank
https://files.fm/f/er8sbwhge



Similar Websites :
Pass4sure Certification ACTUAL EXAM QUESTIONS
Pass4Sure test Questions and Dumps






Direct Download

CLF-C01 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

CLF-C01 Reviews

100% Valid and Up to Date CLF-C01 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug