Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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Cognos COG-310 : IBM Cognos TM1 Developer ACTUAL EXAM QUESTIONS

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Exam Number : COG-310
Exam Name : IBM Cognos TM1 Developer
Vendor Name : Cognos
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COG-310 test Format | COG-310 Course Contents | COG-310 Course Outline | COG-310 test Syllabus | COG-310 test Objectives


Exam: COG-310 IBM Cognos TM1 Developer

Exam Details:
- Number of Questions: The test consists of approximately 60 multiple-choice questions.
- Time: Candidates are given 90 minutes to complete the exam.

Course Outline:
The IBM Cognos TM1 Developer course is designed to provide professionals with the knowledge and skills required to develop and deploy IBM Cognos TM1 solutions. The course covers the following topics:

1. Introduction to IBM Cognos TM1
- Overview of IBM Cognos TM1 and its components
- Understanding multidimensional database concepts
- TM1 architecture and server installation
- Navigating and accessing TM1 data

2. TM1 Cube Design and Development
- Designing and creating TM1 cubes and dimensions
- Building hierarchies and consolidations
- Loading and updating data in TM1 cubes
- Implementing security and access controls

3. TM1 Rule Development
- Creating TM1 rules for calculations and aggregations
- Using formulae and functions in TM1 rules
- Implementing data validation and business rules
- Testing and debugging TM1 rules

4. TM1 TurboIntegrator Process Development
- Introduction to TurboIntegrator processes
- Building data import and export processes
- Automating data updates and transformations
- Scripting and scheduling TM1 processes

5. TM1 Performance Optimization
- Identifying performance bottlenecks in TM1 applications
- Techniques for improving TM1 performance
- Implementing caching and data replication
- Monitoring and tuning TM1 server performance

Exam Objectives:
The test aims to assess candidates' understanding and proficiency in the following areas:

1. IBM Cognos TM1 fundamentals and components
2. TM1 cube design and development
3. TM1 rule development for calculations and validations
4. TM1 TurboIntegrator process development
5. TM1 performance optimization techniques

Exam Syllabus:
The test syllabus covers the subjects mentioned in the course outline, including:

- Introduction to IBM Cognos TM1
- TM1 Cube Design and Development
- TM1 Rule Development
- TM1 TurboIntegrator Process Development
- TM1 Performance Optimization

Candidates are expected to have a comprehensive understanding of these subjects to successfully pass the test and demonstrate their proficiency in developing and deploying IBM Cognos TM1 solutions.



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Cognos Developer Question Bank

 

Apple Answers Two-Factor Authentication Questions Raised by Developers

A week ago, Apple sent an email to developers announcing that it would require two-factor authentication for all developer accounts beginning February 27, 2019. The message linked to an Apple two-factor authentication support page that applies to all Apple IDs. The trouble was, the support page didn’t answer many of the developer-specific questions that were immediately raised.

The concern I’ve heard voiced most often by developers is whether someone who uses one Apple ID to log into their developer account would be able to do so using an Apple device that is logged in using a different Apple ID. Today, Apple published a new support page answering this and many other questions. Specifically with respect to the two-Apple ID scenario, Apple’s FAQ-style support page says:

Will I need a trusted device dedicated to my Apple Developer account if I enable two-factor authentication?

No. You’ll need to use a trusted device to enable two-factor authentication for the first time. However, you can use the same trusted device for multiple Apple IDs that are enabled for two-factor authentication. Additionally, if you do not have access to your trusted device, you can get your verification code via SMS or phone call. When possible, you should use a trusted device to increase security and streamline the process.

The document covers many other situations as well including:

  • How to check if you have two-factor authentication enabled
  • Configuring an iOS device or Mac to accept authentication codes for multiple Apple IDs
  • Enabling multiple trusted phone numbers that can receive authentication codes
  • The support page concludes with a link to a contact form for Apple’s developer team to raise any other circumstances that prevent a developer from enabling two-factor authentication.

    Although it would have been better if this level of detail was published when Apple’s initial email went out to developers last week, the company has clearly heard the concerns raised by the developer community and has put together a thorough explanation that should address most situations. By answering the most common questions, Apple Developer Relations will hopefully be freed up to deal with any outlier issues that aren’t addressed in its support documentation.


    Mayor and developer answer questions about new Harborplace

    No result found, try new keyword!WBAL TV Baltimore Mayor and developer answer questions about new Harborplace Posted: December 13, 2023 | Last updated: December 13, 2023 Baltimore City Mayor Brandon Scott and the lead developer ...

    Mayor and developer answer questions about new Harborplace

    Baltimore City Mayor Brandon Scott and the lead developer answered public questions about the planned Harborplace revitalization . Scott and MCB Real Estate developer David Bramble said public input was taken into account right off the bat. "We told their designers and planners that they really wanted them to be listening, to have their ears and eyes open and incorporate things that made sense," Bramble said.


     




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    Warum sind Cyberrisiken so schwer greifbar?

    Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

    Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

    Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

    Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

    Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

    Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

    Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

    Nicht kriminelle Ursachen

    Höhere Gewalt

    Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

    Menschliches Versagen/Fehlverhalten

    Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

    Technisches Versagen

    Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

    Kriminelle Ursachen

    Hackerangriffe

    Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

    Physischer Angriff

    Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

    Erpressung

    Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

    Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

    Cyber-Kosten:

    • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
    • Krisenkommunikation / PR-Maßnahmen
    • Systemverbesserungen nach einer Cyber-Attacke
    • Aufwendungen vor Eintritt des Versicherungsfalls

    Cyber-Drittschäden (Haftpflicht):

    • Befriedigung oder Abwehr von Ansprüchen Dritter
    • Rechtswidrige elektronische Kommunikation
    • Ansprüche der E-Payment-Serviceprovider
    • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
    • Vertragliche Schadenersatzansprüche
    • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
    • Rechtsverteidigungskosten

    Cyber-Eigenschäden:

    • Betriebsunterbrechung
    • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
    • Mehrkosten
    • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
    • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
    • Cyber-Erpressung
    • Entschädigung mit Strafcharakter/Bußgeld
    • Ersatz-IT-Hardware
    • Cyber-Betrug