Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über DCPDS?

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Databrick DCPDS : Databricks Certified Professional Data Scientist exam Dumps

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Exam Number : DCPDS
Exam Name : Databricks Certified Professional Data Scientist
Vendor Name : Databrick
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DCPDS exam Format | DCPDS Course Contents | DCPDS Course Outline | DCPDS exam Syllabus | DCPDS exam Objectives


Exam Detail:
The DCPDS (Databricks Certified Professional Data Scientist) exam is a certification exam that validates the knowledge and skills of individuals in data science using Databricks. Here are the exam details for the DCPDS certification:

- Number of Questions: The exam typically consists of multiple-choice questions and hands-on exercises. The exact number of questions may vary, but typically, the exam includes around 60 to 80 questions.

- Time Limit: The time allocated to complete the exam is 2 hours (120 minutes).

Course Outline:
The DCPDS certification course covers various courses related to data science using Databricks. The course outline typically includes the following topics:

1. Introduction to Databricks:
- Understanding the basics of Databricks and its role in data science.
- Navigating the Databricks workspace and user interface.

2. Data Exploration and Preparation:
- Exploring and understanding data using Databricks.
- Performing data preprocessing tasks such as data cleaning, transformation, and feature engineering.

3. Machine Learning with Databricks:
- Applying machine learning algorithms and techniques using Databricks.
- Building and training machine learning models.
- Evaluating and tuning model performance.

4. Advanced Analytics and Visualization:
- Using Databricks for advanced analytics tasks such as clustering, time series analysis, and text analysis.
- Visualizing data and model results using Databricks' visualization tools.

5. Model Deployment and Monitoring:
- Deploying machine learning models in production using Databricks.
- Monitoring and evaluating model performance and making necessary adjustments.

6. Collaborative Workflows:
- Working collaboratively with other data scientists and stakeholders in Databricks.
- Sharing and presenting insights and results using Databricks' collaboration features.

Exam Objectives:
The objectives of the DCPDS exam are as follows:

- Assessing candidates' understanding of Databricks and its role in data science.
- Evaluating candidates' knowledge and proficiency in data exploration and preparation using Databricks.
- Testing candidates' skills in applying machine learning algorithms and techniques using Databricks.
- Assessing candidates' ability to perform advanced analytics tasks and visualize data in Databricks.
- Evaluating candidates' competence in deploying and monitoring machine learning models in Databricks.
- Testing candidates' understanding of collaborative workflows and effective communication in Databricks.

Exam Syllabus:
The specific exam syllabus for the DCPDS certification covers the following areas:

1. Databricks Basics: Understanding the Databricks workspace, user interface, and collaborative features.

2. Data Exploration and Preparation: Performing data exploration, cleaning, and transformation using Databricks.

3. Machine Learning with Databricks: Applying machine learning algorithms and techniques in Databricks.

4. Advanced Analytics and Visualization: Performing advanced analytics tasks and visualizing data in Databricks.

5. Model Deployment and Monitoring: Deploying and monitoring machine learning models in Databricks.

6. Collaborative Workflows: Working collaboratively and effectively communicating with stakeholders in Databricks.



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Databrick Professional exam format

 

Final Exam

Final exam solution

The Final exam will be Monday, December 12 from 3:30-5:30 pm.

Prof. Hess will be available for last-minute questions on Monday in ME 3003B.

  • 9:30-10:30 am
  • 11:30 am - 1 pm
  • 1:30-3 pm
  • All students will take the exam in CL50.

    Some additional notes regarding the Final Exam:

  • The exam will cover material from Lecture 30 (Gear Geometry) to Lecture 43 (GD&T) on the course schedule.
  • The exam format will be similar to Exams 1 and 2 and to the exams posted on the course website: 25% short-answer questions and 75% work-out problems.
  • The exam is closed-book and closed-note
  • Final exam equation sheet (will be provided with the exam)
  • You may also bring an 8.5" x 11" crib sheet to the exam.  The crib sheet must be turned in with the exam.
  • The exam will follow ME's calculator policy.
  • Final exam from previous semesters


    Tips for Passing the Series 6 Exam

    The Series 6 is a securities license entitling the holder to register as a company's representative and sell certain types of mutual funds, variable annuities, and insurance. Holders of the Series 6 license are not authorized to sell corporate or municipal securities, direct participation programs, and options. With Series 6, an individual can purchase or sell certain types of mutual funds, variable life insurance, municipal fund securities, variable annuities, and unit investment trusts.

    As you begin your study and preparation for the Series 6, be aware of two things:

  • What securities a Series 6 qualifies a candidate to sell, and what they cannot
  • The relative importance of the courses that make up the exam.
  • Key Takeaways
  • The FINRA Series 6 is a securities license entitling the holder to register as a company's representative and sell certain types of mutual funds, variable annuities, and insurance.
  • Candidates must pass the Series 6 exam to obtain a Series 6 license, and the Securities Industry Essentials (SIE) exam is a corequisite for the Series 6 exam.
  • Candidates must be sponsored by a member of FINRA or a self-regulatory organization (SRO) to take the exam.
  • Series 6 exams were traditionally taken in person at test centers, but FINRA began offering them online in 2020.
  • The greatest disadvantage of a Series 6 license is that holders are not authorized to sell exchange-traded funds (ETFs).
  • Who Needs the Series 6?

    The Series 6 exam is administered by the Financial Industry Regulatory Authority, better known as FINRA (Formerly NASD's).

    The official name of the Series 6 is the Investment Company/Variable Contracts Products Limited Representative Qualification Exam, and it is used to qualify financial professionals seeking registration to transact in certain types of investment trusts, mutual funds, variable annuities, and insurance. Holders of the Series 6 license are not authorized to sell corporate or municipal securities, direct participation programs, and options (for this you would need the Series 7).

    Simply put, a person who wishes to become a registered representative (RR) and sell mutual funds, unit investment trusts (UITs), variable annuities, or variable life insurance must pass the Series 6 exam. A Series 6 RR cannot sell closed-end funds except at their IPO (a prospectus offering).

    The Series 6 Exam

    The Series 6 exam is now heavily oriented toward professional interactions with customers and divided into four main subject sections. The exam must be completed within 90 minutes and contains 50 questions (there are also 5 experimental questions that will appear on the exam, which are ungraded, for a total of 55 questions. Test takers will not know which ones these are). The passing score is 70%.

    There are no prerequisites for the exam, but the Securities Industry Essentials (SIE) exam is a co-requisite for Series 6.

    Scratch paper, pencils, and calculators are made available to candidates at the testing center.

    Exam Topics

    The Series 6 exam has 50 multiple-choice questions broken up into the four major subject areas, each concerned about the main functions of an RR:

  • Seeks Business for the Broker-Dealer from Customers and Potential Customers (12 questions, 24%)
  • Opens Accounts After Obtaining and Evaluating Customers’ Financial Profile and Investment Objectives (8 questions, 16%)
  • Provides Customers with Information About Investments, Makes Recommendations, Transfers Assets and Maintains Appropriate Records (25 questions, 50%)
  • Obtains and Verifies Customers’ Purchase and Sales Instructions; Processes, Completes and Confirms Transactions (5 questions, 10%)
  • Exam Time Management

    Because there are 50 questions (plus 5 additional experimental questions) on the exam and just an hour-and-a-half to complete them all, candidates have just over one minute and a half to complete each question. Therefore, candidates should carefully budget their time.

    Flag the Hard Questions

    Series 6 candidates will normally encounter several questions on the exam that are long and wordy. These are situation-type questions and can take quite a bit of time to work through and answer. Although it is easy to get wrapped up in these questions, you should remember that the simple questions count just as much as those that are long and complex.

    A good strategy, therefore, might be to flag a question—the computer program at your testing center will allow you to do this—that will take more time. That way, you can go back and work on answering it after you've finished the test. Choose the questions that you flag carefully: you won't want to do it for 30 questions in a row!

    Follow the Bell Curve

    Those who have recently taken the exam report that the structure of the questions is a "bell curve." That is, the first question and the last question on the exam are quite simple. The level of difficulty increases until one is past the midway point, then drops off steadily until the end. Be aware that this is likely to be your experience and don't let the increasingly complex questions frustrate you. Press on. Easier questions will be on the way.

    Don't Second Guess Yourself

    The majority of those who take the Series 6 report that they had time remaining after answering all the questions. If this also happens to you, finish the exam, wait for the congratulatory message, smile and go on about your life! Don't go back and change answers! Statistically, when you change answers, you're wrong most of the time. If you must guess, your first guess is usually the best.

    Sharpen Your Skills

    To help increase your speed in answering questions, do many practice questions. As you do the questions, keep track of your progress by noting your weakest courses If you are not performing well—especially in those areas that have a significant number of questions—you'll need to review the subject matter more closely.

    Exam Day

    When you go to the testing center, be sure to arrive early. After you've signed in and put your personal effects in a locker, you'll be given scratch paper, pencils and a calculator to use during the exam.

    You will normally only need to use the calculator two or three times during the whole session. The current test is much less a mathematical exercise than it was several years ago. You must, however, be aware of the basic formulas for mutual funds. The database has a number of questions that require a candidate to recognize the formulas, although you won't have to use them to do computations.

    The scratch paper is another matter. Before you start the exam, make all the notes you need on the scratch paper. One of the most useful tools is the teeter-totter illustrating the yields on discount and premium bonds. You may be able to use these to simplify answering several questions. Anything else that you want to use as you take the exam should be on your scratch paper before you start the exam.

    Exam-Taking Hints
  • Read each question all the way through and look at all the answers. Then go back to the question before attempting an answer. Did you see the word "not" or "except"? Can you spot repeated keywords in the question and a specific answer?
  • After you've followed the process, look at the answers. Eliminate the incorrect answers as quickly as possible. If two of the answers are exactly opposite the odds are very high that one of those is correct.
  • If you are confronted with a question—particularly about rules—and can't decide between the final two selections, carefully consider the longer answer. The question writer will normally include everything in the correct answer. However, you should only use this technique when you have to guess
  • Don't rush. In your haste, you might miss an easier question by failing to read carefully. Some of the questions are tricky, but don't get too caught up with any one of these; easy questions count just as much as the longer, more difficult ones.
  • Continuing Education

    Licensees must fulfill continuing education (CE) requirements and receive sponsorship from a FINRA registered company to keep their Series 6 licenses.

    FINRA’s continuing education program includes two elements: a regulatory element and a firm element. On the regulatory side, FINRA requires licensees to complete a computer-based training session within 120 days of the second anniversary of registration. FINRA also requires a computer-based training session every three years after that. The firm element requires broker-dealers to establish and maintain a continuing education program.

    The Bottom Line

    If you follow the advice we've outlined here, you will be well on your way to passing your upcoming exam. To ensure you are at your best, go to bed early the night before the exam and do not try cram in study time immediately before your test. Relax as much as possible and go into the exam confident that you'll pass the first time. Remember: 70% is a passing score—an A. 71% is an A+!


    Certified Automation Professional® (CAP®) exam Review Course (EC00M)

    Length: 21 Modules; approximately 21 hours of instruction plus supplemental readingCEU Credits: 2.1Certification of Completion: A Certificate of Completion indicating the total number of CEUs earned will be provided upon successful completion of the course.

    Description:

    This is a self-paced, online course consisting of 21 modules which review the knowledge and skills areas included on the CAP examination. The intent is to prepare an automation professional who meets the exam criteria to take the exam. The content is based on the Job Analysis: Domains, Tasks, Knowledge Areas, and Skill Areas developed as the basis for the CAP certification exam.

    You will be able to:
  •  
  • Recognize the benefits of earning CAP certification
  • Explain the scope of CAP certification
  • Recognize the six domains of CAP and that each domain includes specific tasks
  • Explain characteristics of the CAP exam
  • Discuss measurement concepts in relation to process instrumentation
  • Discuss pressure measurement concepts, methods and considerations.
  • Discuss level measurement concepts, methods and considerations.
  • Discuss temperature measurement concepts, methods and considerations.
  • Discuss flow measurement concepts, methods and considerations.
  • Click to see all learning objectives
  •   You will cover:
  • CAP Basics
  • Process Instrumentation
  • Analytical Instrumentation
  • Continuous Control
  • Control Valves and Analog Communications
  • Control System Documentation and Control Equipment
  • Basic, Discrete Sequencing and Manufacturing Control/Discrete and Sequencing Control
  • Motor and Drive Control
  • Motion Control
  • Advanced Control
  • Batch Control
  • Alarm Management and Reliability, Safety and Electrical
  • Process Safety and Safety Instrumented Systems
  • Electrical Installations and Electrical Safety
  • Digital Communications
  • Industrial Networks
  • MES Integration and Network Security
  • Operator Interface and Data Management
  • Deployment and Operation
  • Troubleshooting and Maintenance
  • Work Structure
  •   Assignments and Exercises:
  • Supplemental practicing and practice questions are included.
  •   Course Resources (included with registration):
  • Access to 21 modules for one year
  • Module Noteset with slides available for each module
  • Practice Questions within each module and additional practice questions in pdf format for some modules
  • Electronic Textbook:Certified Automation Professional Study Guide

    More Ways to Learn (Recommended):

    A Guide to the Automation Body of Knowledge, 3rd EditionEdited by: Nicholas P. Sands, PE, CAP, ISA Fellow and Ian Verhappen, P Eng, CAP, ISA Fellow

    Modules may be purchased individually.

    Module 1    CAP Basics

    Module 2    Process Instrumentation

    Module 3    Analytical Instrumentation

    Module 4    Continuous Control

    Module 5    Control Valves and Analog Communications

    Module 6    Control System Documentation and Control Equipment

    Module 7    Basic, Discrete Sequencing and Manufacturing Control/Discrete and Sequencing Control

    Module 8    Motor and Drive Control

    Module 9    Motion Control

    Module 10  Advanced Control

    Module 11  Batch Control

    Module 12  Alarm Management and Reliability, Safety and Electrical

    Module 13  Process Safety and Safety Instrumented Systems

    Module 14  Electrical Installations and Electrical Safety

    Module 15  Digital Communications

    Module 16  Industrial Networks

    Module 17  MES Integration and Network Security

    Module 18  Operator Interface and Data Management

    Module 19  Deployment and Operation

    Module 20  Troubleshooting and Maintenance

    Module 21  Work Structure


     


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    Warum sind Cyberrisiken so schwer greifbar?

    Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

    Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

    Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

    Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

    Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

    Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

    Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

    Nicht kriminelle Ursachen

    Höhere Gewalt

    Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

    Menschliches Versagen/Fehlverhalten

    Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

    Technisches Versagen

    Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

    Kriminelle Ursachen

    Hackerangriffe

    Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

    Physischer Angriff

    Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

    Erpressung

    Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

    Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

    Cyber-Kosten:

    • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
    • Krisenkommunikation / PR-Maßnahmen
    • Systemverbesserungen nach einer Cyber-Attacke
    • Aufwendungen vor Eintritt des Versicherungsfalls

    Cyber-Drittschäden (Haftpflicht):

    • Befriedigung oder Abwehr von Ansprüchen Dritter
    • Rechtswidrige elektronische Kommunikation
    • Ansprüche der E-Payment-Serviceprovider
    • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
    • Vertragliche Schadenersatzansprüche
    • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
    • Rechtsverteidigungskosten

    Cyber-Eigenschäden:

    • Betriebsunterbrechung
    • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
    • Mehrkosten
    • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
    • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
    • Cyber-Erpressung
    • Entschädigung mit Strafcharakter/Bußgeld
    • Ersatz-IT-Hardware
    • Cyber-Betrug