Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über E20-385?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der E20-385: E20-385 Data Domain Specialist for Implementation Engineers Prüfung.

2022 Updated Actual E20-385 questions as experienced in Test Center

Laden Sie E20-385 Übungstest und aktuelle Fragen herunter - easy finanz | easyfinanz

E20-385 Data Domain Specialist for Implementation Engineers practice questions with Latest E20-385 practice tests | https://www.easyfinanz.cc/

EMC E20-385 : E20-385 Data Domain Specialist for test Dumps

Exam Dumps Organized by Martin Hoax



Latest 2022 Updated Syllabus
E20-385 test Dumps | Latest Braindumps with real Questions

Real Questions from Latest courses of E20-385 - Updated Daily - 100% Pass Guarantee



E20-385 demo Questions : Download 100% Free E20-385 test Dumps (PDF and VCE)

Exam Number : E20-385
Exam Name : E20-385 Data Domain Specialist for Implementation Engineers
Vendor Name : EMC
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Once you remember these E20-385 Exam Questions, you will get fully marks.
Make your principles crystal clear regarding E20-385 test courses using killexams.com E20-385 Real test Questions and undergo complete problem bank several time to be able to memorize and master all of the E20-385 Test Prep. You really do not need to obtain any of the free contents from internet because, those are obsolete. Just process their E20-385 Real test Questions and pass your own personal exam.

The web is usually brimming with Test Prep providers but most of them can sell old along with invalid E20-385 PDF Questions. You really want individuals about the Appropriate and 2022 Up-to-date E20-385 Dumps lending institution on the web. You will find chances you would rather definitely not squander ones on study, just turn to killexams.com as opposed to burning up through a lot of dollars with invalid E20-385 PDF Questions. They direct you to visit killexams.com along with obtain 100% free E20-385 PDF Questions examination questions. You may be fulfilled. Enroll and get some sort of 3 months document to acquire the most latest along with substantial E20-385 Dumps containing real E20-385 test questions and responses. You ought to acquire E20-385 VCE test process for your preparing test.

It is possible to obtain E20-385 PDF Questions EBOOK at any model like apple ipad, iphone, LAPTOP OR COMPUTER, smart television set, android to see and retain the E20-385 PDF Questions. Spend the maximum amount of time with memorizing E20-385 Questions along with answers since you can easily. Specially getting practice exams with VCE test sim will help you retain the questions and response them very well. You will have to identify these questions in true exam. You will enjoy better signifies when you training well before true E20-385 quiz.

Saving a fixed quantity sooner or later causes a significant misfortune. This can be the situation whenever you read free of charge stuff along with attempt to finish off E20-385 examination. Many astonishments are holding tight for you personally at legitimate E20-385 examination. Little economizing reason huge misfortune. An individual ought commonly to uncertainty on free of charge stuff whenever you will show on with E20-385 examination. It is extremely hard to breeze by way of E20-385 examination with simply memorizing materials or program books. You need to ability the particular interesting scenarios in E20-385 test. These kind of questions usually are shrouded within killexams.com E20-385 exam dumps. The E20-385 questions bank choose your groundwork intended for test very good simple in comparison with previously. Easily obtain E20-385 Practice Test and commence contemplating. You may feel that your own personal insight is usually moved good large education.

You ought to certainly not think twice about the particular E20-385 Dumps quality to put aside your efforts and dollars. Never turn to free E20-385 PDF Questions gifted on the web because there is no assurance of this stuff. A number of groups continue to be to post outmoded material on the net constantly. Straightforwardly go to killexams.com along with obtain 100% Free E20-385 PDF prior to purchase the total form of E20-385 questions lender. This will save from huge issues. Easily remember along with rehearse E20-385 PDF Questions prior to at long last deal with genuine E20-385 test. You will enjoy a great credit score on the precise test.

Attributes of Killexams E20-385 PDF Questions
-> E20-385 PDF Questions acquire Access within just 5 minute.
-> Complete E20-385 Questions bank
-> E20-385 Assessment Success Ensure
-> Guaranteed Genuine E20-385 quiz questions
-> existing and 2022 updated E20-385 Questions along with Answers
-> existing 2022 E20-385 Syllabus
-> Get E20-385 Assessment Files at any place
-> Unlimited E20-385 VCE Assessment Simulator Gain access to
-> No Restrict on E20-385 test Get
-> Great Saving coupons
-> 100% Safeguarded Purchase
-> totally Confidential.
-> totally Free Test Prep demo Issues
-> No Concealed Cost
-> Simply no Monthly Request
-> No Automotive Renewal
-> E20-385 test Change Intimation by simply Email
-> No cost Technical Support

test Details at: https://killexams.com/pass4sure/exam-detail/E20-385
Pricing Particulars at: https://killexams.com/exam-price-comparison/E20-385
See Comprehensive List: https://killexams.com/vendors-exam-list

Low cost Coupon with Full E20-385 Dumps inquiries;
WC2020: 60 per cent Flat Low cost on each quiz
PROF17: 10% Further Low cost on Valuation Greater than $69
DEAL17: 15% Further Low cost on Valuation Greater than 99 dollars







E20-385 test Format | E20-385 Course Contents | E20-385 Course Outline | E20-385 test Syllabus | E20-385 test Objectives


Exam Name Dell EMC Certified Specialist - Implementation Engineer - Data Domain (DECS-IE)
Exam Code E20-385
Duration 90 mins
Number of Questions 60
Passing Score 63%

- Explain the key differentiators of the Dell EMC Data Domain deduplication technology, including SISL, DIA, In-line versus Post Process deduplication, and file versus block storage.
- Identify typical Dell EMC Data Domain backup and recovery solutions and describe Dell EMC Data Domain product positioning.
- Identify and describe various Dell EMC Data Domain software options and the functionality they enable.
- Describe how to prepare the Dell EMC Data Domain system for installation, including rail and rack the system hardware, and connect and cable the system to external storage.
- Describe how to perform the initial configurations of the Dell EMC Data Domain system; configure the network for administrative access, and verify interoperability with connected devices.
- Describe DD Extended Retention features, benefits, and use cases. Describe basic architecture for systems with the DD Extended Retention option and DD Extended Retention licensing requirements.
- Describe how to install and configure Dell EMC Data Domain systems with DD Extended Retention; including system racking and cabling, configuration of the active and archive tiers, establishment of data movement policies and upgrading the system.
- Describe how to perform administrative tasks on Dell EMC Data Domain systems with the DD Extended Retention option, including adding and expanding storage, adjusting compression settings, deleting or reusing storage units, configuring replication and disaster recovery.
- Describe DD Cloud Tier features, benefits, and use cases. Describe basic architecture for systems with the DD Extended Retention option and DD Extended Retention licensing requirements.
- Describe how to install and configure Dell EMC Data Domain systems with DD Cloud Tier; including system racking and cabling, configuration of the active and archive tiers, establishment of data movement policies and upgrading the system.
- Describe how to perform administrative tasks on Dell EMC Data Domain systems with the DD Cloud Tier option, including adding and expanding storage, adjusting compression settings, deleting or reusing storage units, configuring replication and disaster recovery.
- Distinguish between key backup software components. Recognize the packet flow in a typical backup environment with and without a Dell EMC Data Domain system. Describe key information points for a backup and recovery solution using Data Domain Boost/OST technology.
- Implement the Data Domain system as a CIFS or NFS to a backup server running Veritas NetBackup and/or Backup Exec, Dell EMC NetWorker, CommVault Simpana, and IBM Spectrum Protect. Validate the backup and recovery functionalities.
- Implement and validate the Data Domain system as a VTL. Implement and validate Data Domain Boost in Veritas NetBackup and Backup Exec environments, Oracle Recovery Manager (RMAN) environments, as well as in Dell EMC NetWorker and Dell EMC Avamar environments.
- Implement best practices and system tuning procedures for optimal performance of backup environments including integrated EMC Data Domain systems.
- Implement Dell EMC Data Domain system with key protocols, including NFS/CIFS, DD Boost, VTL, and NDMP.
- Implement Dell EMC Data Domain system with key technologies, including data security, link aggregation/failover, fibre channel connections, secure multi-tenancy, DDMC, snapshots, fastcopy, retention lock, sanitization, encryption, storage migration, replication, and recovery functionalities.
- Manage system access, describe and configure autosupport, Support bundle, SNMP, Syslog, monitor system activity and performance, and evaluate the cleaning frequency.
- Verify hardware, analyze and interpret space utilization and compression graphs. Monitor Data Domain capacity and storage burn rate.



Killexams Review | Reputation | Testimonials | Feedback


Actual test questions of E20-385 test are to be had now.
I was in a rush to pass the E20-385 test due to the fact I needed to put up my E20-385 certificate. I should try to search for some on-line help concerning my E20-385 test so I began looking. I discovered killexams.com and end up so hooked that I forgot what I was doing. Ultimately it became no longer useless thinking about the reality that killexams.com got me to pass my test.


It is great idea to read E20-385 test with real test questions.
It is a very useful platform for working experts like us to exercise the question of economic organization anywhere. I am a very lousy lot thankful to you humans for developing one of these Great exercise questions which changed into very beneficial to me within the final days of exams. I have gotten 88% imprints in E20-385 test and the amendment exercise tests helped me loads. My thought is that if it is not too much trouble, grow an android application just so people like us can practice the tests even as traveling too.


I'm very glad with E20-385 test manual.
I will take the honor to refer killexams.com to anybody I know and anyone like to get help for passing exams. It greatly made me happy with my result in the E20-385 Data Domain Specialist for Implementation Engineers exam. With the assistance of the downloaded questions and cases from my online account, I have effectively passed my E20-385 test with 81% score. It turns out to be greatly helpful in that sort of samples of questions and answers, I though it was just demo questions but it real appeared at my test screen. Much obliged to you for all the direction and support in making it happen. All of the team killexams.com


It is great to have E20-385 real test questions.
killexams.com helped me to score 96% in E20-385 certification therefore I have complete faith in the products of killexams. My first introduction to this website was one year ago through one of my friends. I had made fun of him for using E20-385 test engine but he bet with me about his highest grades. It was true because he had scored 91% I only scored 40%. I am happy that my friend won the bet because now I have complete trust in this website and can come again repeated times.


It is nice to have E20-385 real test questions.
Because of consecutive failures in my E20-385 exam, I was all devastated and concept of converting my field as I felt that this is not my cup of tea. but then a person told me to supply one last attempt at the E20-385 test with killexams.com and will not be disenchanted for sure. I thought about it and gave one ultimate attempt. The last attempt with killexams.com for the E20-385 test went a success as this website did not position all of the efforts to make matters work for me. It did not permit me to exchange my field as I passed the paper.


EMC Engineers Study Guide



Obviously it is hard task to pick solid certification Dumps concerning review, reputation and validity since individuals get scam because of picking bad service. Killexams.com ensure to serve its customers best to its value concerning test dumps update and validity. The vast majority of customers scam by resellers come to us for the test dumps and pass their exams cheerfully and effectively. They never trade off on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is vital to us. Specially they deal with killexams.com review, killexams.com reputation, killexams.com scam report grievance, killexams.com trust, killexams.com validity, killexams.com report. In the event that you see any false report posted by their competitors with the name killexams scam report, killexams.com failing report, killexams.com scam or something like this, simply remember there are several terrible individuals harming reputation of good administrations because of their advantages. There are a great many successful clients that pass their exams utilizing killexams.com test dumps, killexams PDF questions, killexams questions bank, killexams VCE test simulator. Visit their specimen questions and test test dumps, their test simulator and you will realize that killexams.com is the best brain dumps site.

Is Killexams.com Legit?
Without a doubt, Killexams is completely legit and even fully reputable. There are several includes that makes killexams.com unique and genuine. It provides updated and completely valid test dumps formulated with real exams questions and answers. Price is nominal as compared to almost all the services on internet. The Dumps are up to date on normal basis together with most latest brain dumps. Killexams account structure and products delivery is quite fast. Record downloading is certainly unlimited and incredibly fast. Guidance is avaiable via Livechat and Electronic mail. These are the features that makes killexams.com a strong website that offer test dumps with real exams questions.



Which is the best braindumps site of 2022?
There are several Dumps provider in the market claiming that they provide real test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test Dumps with the same frequency as they are updated in Real Test. test dumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to obtain PDF test Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Dumps will be provided in your obtain Account. You can obtain Premium test Dumps files as many times as you want, There is no limit.

Killexams.com has provided VCE practice exam Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Test Center and Enjoy your Success.




NS0-183 practice test | SK0-004 brain dumps | SC-200 braindumps | HP2-H88 test prep | NS0-003 PDF Questions | H13-611 test questions | 1Z0-072 practice exam | 300-535 practice exam | H12-261 study material | 500-301 test demo | OG0-093 free pdf | NSE5_FMG-7.0 practice test | Servicenow-CIS-VR practice test | HP2-N49 test prep | 300-515 practice test | PEGAPCSSA80V1_2019 Dumps | CIMAPRA19-E02-1-ENG test questions | AZ-600 practice questions | PEGACRSA80V1 model question | PCCSE practice questions |


E20-385 - E20-385 Data Domain Specialist for Implementation Engineers test syllabus
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers questions
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers answers
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers PDF Download
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers study help
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers certification
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers PDF Dumps
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers test syllabus
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers real Questions
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers Latest Questions
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers Practice Questions
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers test prep
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers Real test Questions
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers cheat sheet
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers boot camp
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers real Questions
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers tricks
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers Test Prep
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers test dumps
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers Dumps
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers Test Prep
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers information hunger
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers information hunger
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers outline
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers test Questions
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers braindumps
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers answers
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers syllabus
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers test dumps
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers Free PDF
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers test dumps
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers Practice Test
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers information hunger
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers tricks
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers test contents
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers test syllabus
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers education
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers test dumps
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers information source
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers Free test PDF
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers Latest Topics
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers test Questions
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers test dumps
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers Question Bank
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers information source
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers learning
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers test Questions
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers test dumps
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers real questions
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers PDF Download
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers PDF Download
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers syllabus
E20-385 - E20-385 Data Domain Specialist for Implementation Engineers book



Best Certification test Dumps You Ever Experienced


E20-065 PDF Questions | E22-214 study material | ES0-007 practical test | E20-375 online test | E20-597 study guide | E20-920 test test | E20-393 practice test | E20-385 pdf obtain | E20-365 test papers | E22-106 PDF Braindumps | E20-594 test Questions | E20-655 study guide | E20-526 training material | E20-555 practice questions | E20-542 practice questions | E20-575 Free PDF | E20-598 online test | E20-585 test tips | E20-562 test questions |





References :


https://killexams-posting.dropmark.com/817438/23543674
https://killexams-posting.dropmark.com/817438/23625497
http://killexams-braindumps.blogspot.com/2020/06/review-e20-385-study-guide-with-exam.html
https://www.instapaper.com/read/1319804489
http://feeds.feedburner.com/PeopleUsedTheseEmcDumpsToGet100Marks
https://www.4shared.com/office/aHt8EZcBiq/E20-385-Data-Domain-Specialist.html
https://www.4shared.com/video/yFeqjxRvea/E20-385-Data-Domain-Specialist.html
https://sites.google.com/view/killexams-e20-385-exam-dumps
http://ge.tt/1WvzB283
https://youtu.be/wDldds7S-ZE
https://ello.co/killexamz/post/ttzobgav1yftp4hutizy7a
https://justpaste.it/E20-385
https://spaces.hightail.com/space/v47qz1ixkg/files/fi-447731e4-8f7d-4e62-9da8-0ff88c3ffa9a/fv-a7a66423-9a5c-4b43-9cd4-352344df6df4/E20-385-Data-Domain-Specialist-for-Implementation-Engineers-(E20-385).pdf#pageThumbnail-1
http://killexams.decksrusct.com/blog/certification-exam-dumps/e20-385-e20-385-data-domain-specialist-for-implementation-engineers-2021-updated-dumps-by-killexams-com/
https://files.fm/f/buzfsg4vb
https://killexams-e20-385.jimdofree.com/



Similar Websites :
Pass4sure Certification test dumps
Pass4Sure test Questions and Dumps






Direct Download

E20-385 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

E20-385 Reviews

100% Valid and Up to Date E20-385 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug