Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über GRE-Quantitative?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der GRE-Quantitative: Graduate Record Examination (Quantitative) Prüfung.
2025 Updated Actual GRE-Quantitative questions as experienced in Test Center
Aktuelle GRE-Quantitative Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
![]() Admission-Tests GRE-Quantitative : Graduate Record test (Quantitative) Practice TestsPractice Tests Organized by Lee |
Latest 2025 Updated Admission-Tests Graduate Record test (Quantitative) Syllabus
GRE-Quantitative dumps questions with Premium PDF and Test Engine
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
GRE-Quantitative dumps questions : Download 100% Free GRE-Quantitative practice tests (PDF and VCE)
Exam Number : GRE-Quantitative
Exam Name : Graduate Record test (Quantitative)
Vendor Name : Admission-Tests
Update : Click Here to Check Latest Update
Question Bank : Check Questions
Daily updated Pass4sure GRE-Quantitative Question Bank
Our GRE-Quantitative certification test guides are created by IT specialists. They have a group of GRE-Quantitative certified individuals who work together to make a tremendous assortment of genuine GRE-Quantitative test questions for candidates to simply go through and finish their test. Simply retaining the GRE-Quantitative Actual Questions that they provide is adequate to finish the GRE-Quantitative test on the first attempt.
Killexams.com offers the latest and valid Admission-Tests GRE-Quantitative Latest Questions which is the best way to pass the Graduate Record test (Quantitative) test and enhance your professional status. Their reputation is built on helping people pass the GRE-Quantitative test on their first attempt. Their Latest Questions has been top-rated in the last two years, and their customers have placed their trust in us by using their Actual Questions and VCE for their real GRE-Quantitative exam. Killexams.com provides the best GRE-Quantitative real test questions, and they keep their Latest Questions up to date at all times to ensure its validity.
Preparing for the Admission-Tests GRE-Quantitative test is not an easy task with just GRE-Quantitative textbooks or free Exam Questions available on the internet. The real GRE-Quantitative test has several tricky questions that can confuse and cause candidates to fail. Killexams.com addresses this issue by collecting real GRE-Quantitative Practice Questions in the form of Actual Questions and VCE test simulator. You can get their 100% free GRE-Quantitative Exam Questions before registering for the full version of GRE-Quantitative Latest Questions to experience the quality and satisfaction of their Latest Questions.

GRE-Quantitative test Format | GRE-Quantitative Course Contents | GRE-Quantitative Course Outline | GRE-Quantitative test Syllabus | GRE-Quantitative test Objectives
Exam Details:
- Number of Questions: The GRE-Quantitative test consists of 40 multiple-choice questions. Each question may have one or more correct answers.
- Time: Candidates are given 70 minutes to complete the GRE-Quantitative section. It is important to manage time effectively to answer all the questions within the allocated time.
Course Outline:
The GRE-Quantitative test is designed to assess the candidate's quantitative reasoning skills, including problem-solving, data interpretation, and mathematical reasoning. The test does not require any specific knowledge of advanced mathematics. However, a strong foundation in basic mathematical concepts is essential. The course outline may include the following key areas:
1. Arithmetic:
- Number systems and their properties
- Arithmetic operations (addition, subtraction, multiplication, division)
- Fractions, decimals, and percentages
- Ratio and proportion
2. Algebra:
- Simplifying algebraic expressions
- Solving linear and quadratic equations
- Exponents and radicals
- Functions and their properties
3. Geometry:
- Basic geometric shapes and their properties (lines, angles, triangles, circles)
- Perimeter, area, and volume
- Coordinate geometry
- Geometric transformations
4. Data Analysis:
- Descriptive statistics (mean, median, mode, range)
- Probability and counting principles
- Data interpretation (tables, graphs, charts)
- Statistical concepts and measures (standard deviation, probability distributions)
Exam Objectives:
The objectives of the GRE-Quantitative test typically include:
- Evaluating the candidate's ability to solve quantitative problems accurately and efficiently.
- Testing the candidate's understanding of basic mathematical concepts and their application in various contexts.
- Assessing the candidate's data interpretation skills and ability to make inferences from graphical and tabular data.
- Measuring the candidate's mathematical reasoning and problem-solving abilities.
Exam Syllabus:
The specific test syllabus for the GRE-Quantitative section may include the following topics:
1. Arithmetic:
- Basic arithmetic operations and their properties
- Fractions, decimals, and percentages
- Ratio and proportion
- Exponents and roots
2. Algebra:
- Algebraic expressions and equations
- Linear and quadratic equations
- Inequalities and absolute values
- Functions and their properties
3. Geometry:
- Lines, angles, and triangles
- Circles and their properties
- Perimeter, area, and volume
- Coordinate geometry
4. Data Analysis:
- Descriptive statistics
- Probability and counting principles
- Data interpretation from tables, graphs, and charts
- Statistical concepts and measures
It is important to note that the specific content and emphasis of the GRE-Quantitative test may be subject to change. Candidates should refer to the official GRE materials and resources provided by Educational Testing Service (ETS) for the most accurate and up-to-date information regarding the test syllabus and content.
Killexams Review | Reputation | Testimonials | Feedback
Where can I get GRE-Quantitative Practice Tests?
After using killexams.com to prepare for GRE-Quantitative, I realized that they have excellent material, and I am confident that I will pass other Admission-Tests tests as well.
What is the easiest way to pass the GRE-Quantitative exam?
I found the examination instruction package provided by killexams.com to be incredibly helpful. The questions they provided covered everything that was asked in the exam, including some things I did not believe were possible. The material they offer is valid and seems to be frequently updated to keep up with the professional updates made to the GRE-Quantitative exam. The testing engine runs smoothly, and it is very user-friendly. I cannot think of anything that I did not like about it.
Nice to hear that real test questions for the GRE-Quantitative test are provided here.
I found the mock test provided by killexams.com to be very helpful during my exam. They provided me with the confidence and assurance I needed to pass the GRE-Quantitative exam. I am grateful for their assistance and would highly recommend their study materials to anyone looking to pursue further certifications.
Believe it or not, just try it as soon as possible!
In the past, I had a lazy attitude towards work and often looked for shortcuts and convenient strategies. However, when I found myself struggling with the difficult IT brain GRE-Quantitative, I heard about Killexams from a famous website in the marketplace. Killexams helped me eliminate my troubles in just a few days with trial and exercise questions that were instrumental in my preparation for the GRE-Quantitative exam. Thanks to Killexams, I was able to secure top marks and achieve success.
Get high scores in a short time for preparation.
Preparing for the GRE-Quantitative certification can be a complicated process, and without appropriate guidance, nine out of ten people fail. This is where the first-class GRE-Quantitative ebook comes in! It provides you with green and groovy records that not only enhance your training but also reduce the risk of failing the GRE-Quantitative test and missing out on university admission. I used this terrific software, and I scored 42 marks out of 50. I can assure you that it is an excellent way to prepare for the exam.
Admission-Tests test actual Questions
GRE-Quantitative Exam
User: Liam*****![]() ![]() ![]() ![]() ![]() I initially purchased the GRE-QUANTITATIVE questions from killexams.com for my practice, as I had positive previous experiences with their Questions and Answers. I was pleasantly surprised by the quality of the questions and their validity. They were real test questions, and I received many of them on my actual exam. killexams.com has exceeded my expectations, and I would not hesitate to recommend it to my colleagues. |
User: Taniya*****![]() ![]() ![]() ![]() ![]() I had trouble preparing for the GRE-QUANTITATIVE exam, so I turned to Killexams.com for help. Their dedication to providing useful and accurate material made all the difference. The GRE-QUANTITATIVE test is not easy, but their mock test were relevant and up-to-date, which helped me score remarkably well on the exam. |
User: Emily*****![]() ![]() ![]() ![]() ![]() Although I missed more than one question, I still passed the test with a score of 43/50. I got the questions right, but did not keep in mind the answers given in the study material. My advice is to thoroughly study all the material from killexams.com mock test - this is everything I needed to pass. Killexams is 100% trustworthy, and a big portion of the questions were similar to what I got on the graduate record examination (quantitative) exam. |
User: Lenin*****![]() ![]() ![]() ![]() ![]() I managed to secure a 90% score in the gre-quantitative exam, thanks to the excellent resources provided by Killexams.com. Their mock test were relevant, and the information provided was accurate. I am incredibly pleased with the service provided by Killexams.com and would highly recommend it to anyone preparing for the gre-quantitative certification test. |
User: Tomás*****![]() ![]() ![]() ![]() ![]() Passing the GRE-QUANTITATIVE test was made easy with the brief and easy language used in the materials, without the need to memorize. With killexams.com brain dump practice tests as my guide, I was able to finish my training in just three weeks and passed the test with 88% marks. The smooth guide was exactly what I needed as complex language made me sleepy, and the long content of the books was a hassle. Thank you, killexams.com, for making my day. |
GRE-Quantitative Exam
Question: I want to pass GRE-Quantitative test asap, Can you guide me? Answer: Visit killexams.com. Register and get the latest and 100% valid real GRE-Quantitative test questions with VCE practice tests. You just need to memorize and practice these questions and reset ensured. You will pass the test with good marks. |
Question: Does killexams verify the answers? Answer: Killexams has its certification team that keeps on reviewing the documents to verify the answers. On each update of the test questions, they send an email to users to re-download the files. |
Question: Where am I able to obtain GRE-Quantitative test prep questions? Answer: Killexams.com is the best place to get updated GRE-Quantitative test prep questions. These GRE-Quantitative test prep work in the actual test. You will pass your test with these GRE-Quantitative test prep. If you deliver some time to study, you can prepare for an test with much boost in your knowledge. They recommend spending as much time as you can to study and practice GRE-Quantitative practice questions until you are sure that you can answer all the questions that will be asked in the actual GRE-Quantitative exam. For this, you should visit killexams.com and register to get the complete dumps questions of GRE-Quantitative test test prep. These GRE-Quantitative test questions are taken from actual test sources, that's why these GRE-Quantitative test questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these GRE-Quantitative questions are sufficient to pass the exam. |
Question: Can I run killexams test simulator on my android phone? Answer: Killexams test simulator needs a full screen to run. It is like the test you experience in the test center. They need you to go through the same environment to take the test and prepare yourself for the actual test. |
Question: How long I need to exercise GRE-Quantitative questions? Answer: It is up to you. If you are free and you have more time to study, you can prepare for an test even in 24 hours. But they recommend taking your time to study and practice GRE-Quantitative practice questions until you are sure that you can answer all the questions that will be asked in the actual GRE-Quantitative exam. |
https://www.pass4surez.com/art/read.php?keyword=Admission-Tests+Exam+Actual+Questions&lang=us&links=remove
While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for ACTUAL EXAM QUESTIONS update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test VCE simulator. Visit their example questions and test brain dumps, their test simulator and you will realize that killexams.com is the best ACTUAL EXAM QUESTIONS site.
Which is the best practice tests website?
Yes, Killexams is 100% legit and fully well-performing. There are several benefits that makes killexams.com reliable and legitimate. It provides current and 100% valid test questions that contains real exams questions and answers. Price is nominal as compared to most of the services on internet. The mock test are up to date on frequent basis having most exact questions. Killexams account build up and merchandise delivery can be quite fast. File downloading is actually unlimited and incredibly fast. Aid is avaiable via Livechat and Electronic mail. These are the characteristics that makes killexams.com a sturdy website that deliver test prep with real exams questions.
Is killexams.com test material dependable?
There are several mock test provider in the market claiming that they provide actual test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2025 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update test mock test with the same frequency as they are updated in Real Test. test questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps questions of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your test Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to get PDF test Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your get Account. You can get Premium practice questions files as many times as you want, There is no limit.
Killexams.com has provided VCE practice questions Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Test Center and Enjoy your Success.
DAS-C01 pdf get | Salesforce-Financial-Services-Cloud test prep | 101-500 mock test | JN0-1302 test trial | HPE6-A72 PDF get | HPE2-N69 free practice tests | ACA-Sec1 test cram | PCNSA study guide | TA-002-P online test | CA-Real-Estate Latest courses | MA0-103 prep questions | 2V0-21.20 test test | PEGAPCSA85V1 practice questions | H13-611 free questions | 4A0-108 test prep | C1000-024 PDF get | 5V0-41.21 mock test | 1T6-111 english test questions | PCIP3-0 practice test | 4A0-105 mock test |
GRE-Quantitative - Graduate Record Examination (Quantitative) real questions
GRE-Quantitative - Graduate Record Examination (Quantitative) Latest Questions
GRE-Quantitative - Graduate Record Examination (Quantitative) test Cram
GRE-Quantitative - Graduate Record Examination (Quantitative) information hunger
GRE-Quantitative - Graduate Record Examination (Quantitative) education
GRE-Quantitative - Graduate Record Examination (Quantitative) Question Bank
GRE-Quantitative - Graduate Record Examination (Quantitative) book
GRE-Quantitative - Graduate Record Examination (Quantitative) guide
GRE-Quantitative - Graduate Record Examination (Quantitative) practice tests
GRE-Quantitative - Graduate Record Examination (Quantitative) Practice Questions
GRE-Quantitative - Graduate Record Examination (Quantitative) exam
GRE-Quantitative - Graduate Record Examination (Quantitative) Study Guide
GRE-Quantitative - Graduate Record Examination (Quantitative) answers
GRE-Quantitative - Graduate Record Examination (Quantitative) premium pdf
GRE-Quantitative - Graduate Record Examination (Quantitative) certification
GRE-Quantitative - Graduate Record Examination (Quantitative) cheat sheet
GRE-Quantitative - Graduate Record Examination (Quantitative) Free PDF
GRE-Quantitative - Graduate Record Examination (Quantitative) information source
GRE-Quantitative - Graduate Record Examination (Quantitative) test help
GRE-Quantitative - Graduate Record Examination (Quantitative) exam
GRE-Quantitative - Graduate Record Examination (Quantitative) test contents
GRE-Quantitative - Graduate Record Examination (Quantitative) cheat sheet
GRE-Quantitative - Graduate Record Examination (Quantitative) syllabus
GRE-Quantitative - Graduate Record Examination (Quantitative) test format
GRE-Quantitative - Graduate Record Examination (Quantitative) guide
GRE-Quantitative - Graduate Record Examination (Quantitative) testing
GRE-Quantitative - Graduate Record Examination (Quantitative) test Cram
GRE-Quantitative - Graduate Record Examination (Quantitative) Latest Topics
GRE-Quantitative - Graduate Record Examination (Quantitative) outline
GRE-Quantitative - Graduate Record Examination (Quantitative) PDF Download
GRE-Quantitative - Graduate Record Examination (Quantitative) answers
GRE-Quantitative - Graduate Record Examination (Quantitative) testing
GRE-Quantitative - Graduate Record Examination (Quantitative) exam
GRE-Quantitative - Graduate Record Examination (Quantitative) test
GRE-Quantitative - Graduate Record Examination (Quantitative) information hunger
GRE-Quantitative - Graduate Record Examination (Quantitative) Practice Test
GRE-Quantitative - Graduate Record Examination (Quantitative) Practice Questions
GRE-Quantitative - Graduate Record Examination (Quantitative) learning
GRE-Quantitative - Graduate Record Examination (Quantitative) certification
GRE-Quantitative - Graduate Record Examination (Quantitative) test
GRE-Quantitative - Graduate Record Examination (Quantitative) PDF Questions
GRE-Quantitative - Graduate Record Examination (Quantitative) book
GRE-Quantitative - Graduate Record Examination (Quantitative) test Questions
GRE-Quantitative - Graduate Record Examination (Quantitative) guide
Other Admission-Tests Practice Tests
TOEFL free questions | HESI-A2 practice questions | SAT bootcamp | GMAT-Verbal test exam | GMAT training material | CBEST Study help | MAT study guide | GRE-Verbal Free test PDF | GRE-Quantitative test Questions | Praxis-Core pass marks | ASSET questions answers | LSAT-Logical-Reasoning boot camp | LSAT free practice test | WorkKeys assessment test sample | OAT test prep | GRE PDF Download | LSAT-reading-comprehension questions and answers | MCAT test example | SSAT practice exam |
Best practice tests You Ever Experienced
ISO-22301-Lead-Auditor test prep | ARA01 free pdf | RHIA test Questions | TDS-C01 questions download | C1000-130 free pdf | SOFQ PDF Download | 630-007 test prep | JumpCloud-Core study guide | SOA-C02 free prep | DP-100 trial test questions | DCPP-01 training material | Salesforce-Certified-Business-Analyst test test | 050-730 Free PDF | AACN-CNL pass exam | 4A0-C04 Real test Questions | 9L0-964 question test | C-ELBW boot camp | ASSM test Questions | 2V0-71.21 past exams | D-CSF-SC-23 test questions |
References :
https://killexams-posting.dropmark.com/817438/23644608
http://killexams-braindumps.blogspot.com/2020/06/pass4sure-gre-quantitative-free-pdf.html
https://www.instapaper.com/read/1323093224
https://killexams-posting.dropmark.com/817438/23792783
http://feeds.feedburner.com/RetainTheseGre-quantitativeDumpsAndEnlistForTheTest
https://youtu.be/AJFDVy9jTGc
https://sites.google.com/view/killexams-gre-quantitative
https://files.fm/f/9g7rgu5nf
Similar Websites :
Pass4sure Certification test Practice Tests
Pass4Sure Certification Question Bank
GRE-Quantitative Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date GRE-Quantitative Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug