Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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Exam Number : Google-PCE
Exam Name : Professional Collaboration Engineer
Vendor Name : Google
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Google-PCE exam Format | Google-PCE Course Contents | Google-PCE Course Outline | Google-PCE exam Syllabus | Google-PCE exam Objectives


Test Detail:
The Google Professional Collaboration Engineer exam, also known as Google-PCE, is a certification exam designed to validate the knowledge and skills of professionals in deploying and managing collaboration solutions using Google Workspace. The exam focuses on various aspects of Google Workspace, including Gmail, Google Meet, Google Chat, Google Drive, and other collaboration tools. This description provides an overview of the Google-PCE exam.

Course Outline:
The course for the Google-PCE exam covers a wide range of Topics related to Google Workspace and collaboration solutions. The course outline may include the following:

1. Introduction to Google Workspace:
- Overview of Google Workspace and its components
- Understanding the benefits of Google Workspace for collaboration
- Exploring the Google Workspace admin console and management features

2. Implementing Google Workspace Collaboration Solutions:
- Configuring and managing Gmail accounts and settings
- Deploying and managing Google Meet for video conferencing
- Setting up and managing Google Chat for team communication
- Managing Google Drive and file sharing in Google Workspace

3. Advanced Collaboration Solutions:
- Implementing collaboration workflows and processes
- Integrating Google Workspace with other productivity tools and systems
- Managing Google Groups and access controls for team collaboration
- Utilizing advanced features and add-ons in Google Workspace

4. Security and Compliance in Google Workspace:
- Understanding data security and privacy in Google Workspace
- Configuring security settings and access controls
- Implementing compliance and data retention policies
- Managing user identities and authentication in Google Workspace

Exam Objectives:
The Google-PCE exam objectives cover the following areas:

1. Google Workspace Collaboration Solutions
2. Google Workspace Administration and Management
3. Advanced Collaboration Workflows and Integration
4. Security and Compliance in Google Workspace

Exam Syllabus:
The exam syllabus for the Google-PCE exam includes specific Topics within each of the exam objectives mentioned above. It may cover areas such as:

- Configuring Gmail settings and managing email accounts
- Setting up and managing Google Meet for video conferencing and collaboration
- Implementing Google Chat for team communication and collaboration
- Managing Google Drive, including sharing and collaboration features
- Configuring advanced collaboration workflows using Google Workspace tools
- Integrating Google Workspace with third-party applications and systems
- Implementing security measures and access controls in Google Workspace
- Ensuring compliance with data security and privacy regulations in Google Workspace



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Google Collaboration exam Questions

 

Google And Cisco Partner To Drive Collaboration Forward

One of Google's new dedicated pieces of videoconferencing hardware that interoperates directly with ... [+] Cisco's Webex platform is the Series One Desk 27.

Google

As the demands and realities of hybrid work start to become more apparent, companies are beginning to face new issues. In particular, there’s growing recognition of the many challenges that organizations are going to face as they begin to integrate more combinations of in-house and remote workers. In short, things were much easier when virtually everyone was remote, but they’re about to get a lot harder.

A big part of the problem has to do with the existing installed base of videoconferencing equipment that companies have within their meeting and conference rooms. The vast majority of the equipment is dedicated and will only work with a single collaboration software package—in many cases, it’s for the quickly disappearing Skype platform.

Recognizing this challenge, Cisco and Google have come together in a major new partnership to offer interoperability for their respective conference room hardware and collaboration software tools. Specifically, as of Q4, you’ll be able to seamlessly join Cisco’s Webex meetings directly from Google Meet hardware (including some intriguing new options that were just introduced today). Conversely, you be able to join Google Meet meetings from Cisco’s line of Webex hardware.

On the one hand, it’s easy to argue that this type of collaboration for the sake of collaboration was absolutely essential, because using multiple videoconferencing tools has become the accepted norm. As the two companies pointed out in a pre-briefing on the announcement, even organizations that have picked one or the other as their corporate standard will almost certainly run into situations where customers and/or partners will be using a different platform. Having room-based hardware that only supports a single platform, therefore, is quickly becoming an untenable option.

The new interoperability announcement between CIsco and Google means that Cisco hardware devices ... [+] like the Webex DeskPro device will soon be able to connect directly to Google Meet meetings.

Cisco

Still, it is impressive to see Google and Cisco overcome not only the technical hurdles necessary to make their systems interoperate, but the competitive challenges that these types of co-opetition arrangements inevitably raise. Of course, what they really need is hardware that can also integrate with Zoom and Microsoft Teams, but this is a very important first step towards cross-platform interoperability that I’m sure (or, at least, strongly hope!) will be replicated many times over in the coming months.

What’s particularly noteworthy about this announcement is that the companies moved well beyond simple sharing of audio and video streams. Cisco and Google worked to incorporate many critical hardware-based capabilities, including things like automatically muting of extraneous audio, blurring backgrounds, leveraging automatic camera zooming tools to the current speaker, and much more. Even more interestingly, on the software side, they thought through details like overlaying Webex-style controls during Google Meet meetings if you join from a Cisco device and vice versa if you join from a Google hardware device into a Webex meeting. They’ve also made the ability to join meetings with a single touch work seamlessly across either platform. While these details may seem somewhat subtle, they reflect how the companies want to leverage the comfort that their existing users have with their method of operation, while still offering the ability to connect to other platforms. In my mind, that’s a very nice touch.

On top of that, the companies were also able to integrate some of the native capabilities of one platform into another. For example, the voice-based assistants that each platform offers natively, such as Webex Voice Assistant and Hey Google, can be used while connecting to meetings on the other platform. To be sure, there’s more work to be done, especially in areas like leveraging add-on whiteboarding and other collaboration software tools that extend the capabilities of these platforms. Still, it’s clear that the two companies are dedicated to addressing issues over time.

Another interesting implication of this collaboration has to do with the overall philosophy and approach that will be needed to guarantee interoperability in the future. For a while, many in the industry have discussed the need to coordinate or federate communications across platforms at the server or cloud level. With this announcement, however, the focus is shifting towards an endpoint-based solution that can interoperate with existing server and cloud-based tools. How this ultimately works out remains to be seen, but it certainly does appear to be a significant step in a new direction.

As mentioned earlier, alongside this announcement, Google also debuted some new Google Meet hardware devices. The Google Series One Desk 27 is Google’s standalone hardware solution, incorporating a 27” high-resolution QVGA (2,560 x 1,440) touch-capable display, along with a 2,560 x 1,920 resolution webcam with a 100° field of view, built-in soundbar and adjustable stand. Priced at $1,999, the Desk 27 also features multiple USB-C ports, allowing it to also be utilized as a second monitor for a laptop or other PC. The company’s new integrated display room solution is the $6,999 Series One Board 65, which incorporates a 4K resolution 65” touch-capable display, a 4K, 12 MegaPixel camera, a stereo sound bar and similar USB-C connectivity. Both devices come with styli for easier whiteboarding support with the integrated JamBoard software, and include autoframing of the video, voice-based operation with Hey Google, and automatic noise removal, among other capabilities. All told, it’s an impressive set of offerings that puts Google on par with some of the best videoconferencing hardware from Cisco and Microsoft.

Leveraging multiple videoconferencing tools on PCs has become second nature for virtually everyone that has worked remotely, but as more employees start to return to the office, the need to make the room-based tools equally simple to interoperate across platforms is quickly going to become critical. As a result, it’s great to see Cisco and Google come together to take this important first step in improving hybrid work collaboration. While there are more companies that need to be involved and more work that needs to be done, this looks to be a great first effort.

Disclosure: TECHnalysis Research is a tech industry market research and consulting firm and, like all companies in that field, works with many technology vendors as clients, some of whom may be listed in this article.


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The World Isn’t Ready for the Next Decade of AI

Gideon Lichfield: If I were a cynic, which of course I'm not at all …

Mustafa Suleyman: [Chuckle] Not at all.

Lauren Goode: Not Gideon.

Gideon Lichfield: I might say that you and the AI companies are setting up a pretty sweet deal for yourselves, because you're getting to say to government, “Look, you, government, can't possibly understand this stuff well enough to regulate it, so we're going to voluntarily set some guardrails, we're gonna drive the agenda, we're gonna decide how precautionary the precautionary principle needs to be.” And so I think the question I'm asking is, what is the incentive of the private sector which leads the conversation because it has the know-how to set standards that are actually good for society?

Mustafa Suleyman: If they could get formal regulation passed, I think that would be a good start. But you're right, good regulation, I think, is a function of very diverse groups of people speaking up and expressing their concerns and participating in the political process. And at the moment they are sort of overwhelmed by apathy and anger and polarization. And yet now is the critical moment, I think, where there's plenty of time, they have many years to try to get this right. I think they have a good decade where they can have the popular conversation, and that's partly what I'm trying to do with the book and partly what others are trying to do with the voluntary commitments too.

Gideon Lichfield: What are some of the scenarios that you predict that most people probably can't even imagine that might happen if they don't manage to keep these technologies under control?

Mustafa Suleyman: Well, I think in sort of 15 or 20 years' time, you could imagine very powerful non-state actors. So think drugs cartels, militias, organized criminals, just an organization with the intent and motivation to cause serious harm. And so if the barrier to entry to initiating and carrying out conflict, if that barrier to entry is going down rapidly, then the state has a challenging question, which is, How does it continue to protect the integrity of its own borders and the functioning of its own states? If smaller and smaller groups of people can wield state-like power, that is essentially the risk of the coming wave.

Lauren Goode: I'm so intrigued by what you're doing with Inflection, because when I think about your background, you've worked in politics, you've worked in social good, you, of course, ended up cofounding DeepMind and then worked at Google. But you also, you wrote a book and you seem to have these diplomatic intentions, you believe in collaboration. Why are you a startup founder?

Mustafa Suleyman: I'm happiest when I'm making things. Really what I love doing is deeply understanding how something works, and I like doing that at the micro level. I love going from micro to macro, but I can't stay just at macro. I am obsessed with doing on a daily basis, and I guess that's the entrepreneurial part of me. I love “What are they gonna ship tomorrow? What are they gonna make? What are they gonna build?” If I had to choose between the two, that's what makes me happiest, and that's what I like to do most of the time.


 


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Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug