Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über H12-211?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der H12-211: Huawei Network Technology and Device (HCNA-HNTD) Prüfung.

2023 Updated Actual H12-211 questions as experienced in Test Center

Aktuelle H12-211 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

Huawei Network Technology and Device (HCNA-HNTD) dump questions with Latest H12-211 practice questions | https://www.easyfinanz.cc/

HUAWEI H12-211 : Huawei Network Technology and Device test Dumps

Exam Dumps Organized by Martin Hoax



Latest 2023 Updated Syllabus
H12-211 test Dumps | Latest Braindumps with real Questions

Real Questions from Latest syllabus of H12-211 - Updated Daily - 100% Pass Guarantee



H12-211 trial Questions : Download 100% Free H12-211 test Dumps (PDF and VCE)

Exam Number : H12-211
Exam Name : Huawei Network Technology and Device (HCNA-HNTD)
Vendor Name : HUAWEI
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Guarantee your job with H12-211 Latest Topics along with Practice Test
killexams.com is the availabilit of the latest and legit H12-211 Practice Questions with Exam dumps Questions as well as Answers with regard to applicants to just download, go through and complete the particular H12-211 exam. All of us suggest to Workout their True H12-211 Concerns and PDF Braindumps to enhance your personal knowledge of H12-211 goals as well as pass your personal examination along with Higher Signifies. You will certainly not feel any type of difficulty in figuring out the H12-211 Questions and Answers inside the real exam, hence resolving the queries in order to get an excellent rating.

Any person must certainly not provide up on the particular H12-211 Exam Cram high quality if you want to conserve your time and efforts plus power and income. Never rely on upon free of charge H12-211 Exam Questions provided after the internet since right now there is not ensure in the stuff. Equipment . remain to create outdated stuff on the internet regularly. Straight head over to killexams.com and obtain 100% Totally free H12-211 PDF FILE FILE before you decide to purchase the complete version linked to H12-211 issues bank. This will save any person from large trouble. Just simply memorize as well as practice H12-211 Exam Questions just before a person ultimately face a real H12-211 quiz. You are going to guard a good rating within the certain test.

hundreds of individuals proceed H12-211 examination with the PDF FILE boot camp. It is amazingly unusual which a person go through and workout their H12-211 Exam Questions and uncover poor signifies or even are unsuccessful in a reputable exam. Nearly all of the men and women feel wonderful enhancement inside their information in addition to pass H12-211 test on their earliest attempt. It is definitely the main reason that will, they will read the H12-211 Exam Questions, they will actually enhance their very own information. They could function throughout real circumstances within firms as prossionals. They do not generally focus on switching H12-211 examination with the certain questions in addition to solutions, on the other hand really enrich knowledge about H12-211 goals in addition to topics. This is why individuals trust the H12-211 Exam Questions.

Lots of men and women obtain free H12-211 Exam Questions PDF FILE FILE on the internet plus execute a great fight to retain these out-of-date questions. They are going to try to reduce the use of a little boot camp fee in addition to danger all the time plus the examination fee. A number of folks are unsuccessful their H12-211 examination. It is merely given that they spent some time on out-of-date queries in addition to answers. H12-211 test training, objectives as well as matters continue to be to transform by simply HUAWEI. Thats the reason why a constant boot camp upgrade is necessary or else, you will learn totally different questions and replies with the examination screen. This often is a huge downside of free PDF FILE FILE online. Furthermore, you cannot really exercise those questions with any kind of test sim. You generally waste plenty associated with solutions on outdated material. Many of us advise these kinds of cases, undertake killexams.com to obtain free of charge Exam Cram before you invest in. Review and the alterations within their examination subjects. In that case decide to be able to register for the total version involving H12-211 Exam Questions. You could be surprised every time a person sees the particular issues on a real test monitor.

Features of Killexams H12-211 Exam Questions
-> Instant H12-211 Exam Questions obtain Access
-> Thorough H12-211 Inquiries and Solutions
-> 98% Good results Rate involving H12-211 test
-> Guaranteed Genuine H12-211 quiz questions
-> H12-211 Questions Up-to-date on Normal basis.
-> Appropriate and 2022 Updated H12-211 test Deposits
-> 100% Mobile H12-211 test Files
-> Entire featured H12-211 VCE test Simulator
-> Zero Limit about H12-211 test download Accessibility
-> Great Saving coupons
-> 100% Guaranteed download Consideration
-> 100% Privacy Ensured
-> totally Success Warranty
-> 100% Totally free Exam Questions structure Questions
-> Zero Hidden Charge
-> No Regular monthly Charges
-> Zero Automatic Consideration Renewal
-> H12-211 test Up-date Intimation by simply Email
-> Totally free Technical Support

test Aspect at: https://killexams.com/pass4sure/exam-detail/H12-211
Pricing Information at: https://killexams.com/exam-price-comparison/H12-211
See Comprehensive List: https://killexams.com/vendors-exam-list

Lower price Coupon about Full H12-211 Exam Questions Exam Cram;
WC2020: 60% Level Discount to each of your test
PROF17: 10% Even more Discount about Value A lot more than $69
DEAL17: 15% Even more Discount about Value A lot more than $99







H12-211 test Format | H12-211 Course Contents | H12-211 Course Outline | H12-211 test Syllabus | H12-211 test Objectives


Exam : H12-211 HCNA (HCDA)-HNTD
Exam Content
The HCNA-HNTD test covers basic IP network connectivity, TCP/IP technologies, Ethernet technologies such as STP and RSTP, VLAN and Link Aggregation and their implementation within Huawei switches. Routing principles and technologies including RIP and OSPF for IPv4 and IPv6 networks, WAN technologies, IP based security, network management as well as IPv4 and IPv6 based application services.
Knowledge Points

IP Network Principles
- Ethernet and IP based data forwarding processes.
- TCP/IP network protocols and data encapsulation
- VRP commands for basic navigation and configuration
- IPv4 addressing principles, address design and subnetting
- TCP/IP supporting applications such as Ping, Tracert, FTP, and Telnet.

LAN Technologies
- LAN switching operations.
- Link Aggregation application and configuration.
- VLAN and GVRP and behavior, application and configuration.
- STP and RSTP switching behavior, application and configuration.

WAN Technologies
- Principles and application of serial technologies in wide area networks.
- HDLC and PPP encapsulation principles and configuration.
- Frame Relay and PPPoE implementation at the customer edge.

Routing Technologies
- Static and dynamic routing principles,
- RIP and OSPF dynamic routing protocol function and implementation in VRP

Network Security
- Traffic Filtering technologies and their application in the enterprise network
- User management through authentication and authorization schemes.
- IPsec VPN technologies for protecting user data.
- How network security is ensured by using network security technologies and firewalls.

Network Management
- Network Management protocols and technologies.

IPv6 Networks
- IPv6 principles and technologies
- IPv6 routing technologies
- Application services for IPv6 networks

The content mentioned in this article provides a general test guide; the test may contain additional related content that is not included here.
Reference
Huawei Certified Training — HCNA: Huawei Networking Technology and Device (HNTD)
Huawei Certified Training — HCNA: Lab Guide for the Huawei Networking Technology and Device (HNTD) course
VRP Configuration Guide
Huawei Product Manuals
Recommended Training
HCNA-HNTD Training



Killexams Review | Reputation | Testimonials | Feedback


Get these H12-211 Questions and Answers, put together and chillout!
I get ready people for H12-211 test challenge and allude all on your site for other than cutting edge preparing. that is the Great site online that gives a strong test dump. that is the incredible item I am aware of, as I have been going to a few regions in the event that not all, and I have assumed that killexams.com dumps for H12-211 is most certainly up to speed. thankful killexams.com and the test system.


H12-211 real test questions and answers!
this is a truly valid H12-211 test dump, that you do not often come upon for a better degree test (truly due to the fact the associate stage dumps are less complicated to make!). In this case, the whole lot is ideal, the H12-211 dump is valid. It helped me get almost ideal marks on the test and sealed the deal for my H12-211. You could trust this emblem.


Determined all H12-211 Questions in present brain dumps that I read.
This test practice package covered the questions I was requested on the test - something I did not accept as true with will be viable. So the stuff they offer is in reality valid. It seems to be often up to date to holdup with the official updates made to H12-211 exam. very good quality, the test simulator runs easily and will be very user-friendly. there is nothing I do not like about it.


Birthday celebration is over! Time to observe and pass the exam.
I right away go to killexams.com and am seeking the wished certification test, purchase and prepare the test. It surely is worth admiring due to the fact, I constantly pass the test with precise rankings.


How long exercise is required for H12-211 exam?
There is not a bit H12-211 test material out there, so I got in advance and purchased H12-211 questions and answers. In reality, it received my coronary heart with the way the statistics are prepared. And yeah, that is right: most questions I noticed on the test have been exactly what turned into provided by killexams.com. I am relieved to have passed H12-211 exam.


HUAWEI Huawei Question Bank



Unquestionably it is hard assignment to pick dependable certification questions/answers assets regarding review, reputation and validity since individuals get sham because of picking incorrectly benefit. Killexams.com ensure to serve its customers best to its assets concerning test dumps update and validity. The vast majority of other's sham report dissension customers come to us for the brain dumps and pass their exams joyfully and effortlessly. They never trade off on their review, reputation and quality on the grounds that killexams review, killexams reputation and killexams customer certainty is imperative to us. Uniquely they deal with killexams.com review, killexams.com reputation, killexams.com sham report objection, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. On the off chance that you see any false report posted by their rivals with the name killexams sham report grievance web, killexams.com sham report, killexams.com scam, killexams.com protest or something like this, simply remember there are constantly awful individuals harming reputation of good administrations because of their advantages. There are a huge number of fulfilled clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams hone questions, killexams test simulator. Visit Killexams.com, their specimen questions and test brain dumps, their test simulator and you will realize that killexams.com is the best brain dumps site.

Is Killexams.com Legit?
Absolutely yes, Killexams is fully legit together with fully well-performing. There are several functions that makes killexams.com reliable and respectable. It provides current and fully valid test dumps containing real exams questions and answers. Price is really low as compared to many of the services online. The Questions Answers are modified on common basis by using most accurate brain dumps. Killexams account build up and solution delivery is rather fast. Submit downloading will be unlimited and fast. Guidance is avaiable via Livechat and Email address. These are the features that makes killexams.com a sturdy website that offer test dumps with real exams questions.



Which is the best braindumps site of 2023?
There are several Questions Answers provider in the market claiming that they provide real test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2023 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update test Questions Answers with the same frequency as they are updated in Real Test. test dumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps questions of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to download PDF test Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions Answers will be provided in your download Account. You can download Premium test Dumps files as many times as you want, There is no limit.

Killexams.com has provided VCE VCE test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Test Center and Enjoy your Success.




DA-100 test answers | 350-901 practice test | ASVAB-Arithmetic-Reasoning dump questions | VCS-260 questions answers | H19-308-ENU VCE test | Scrum-PSM-II test dumps | CIMAPRA17-BA1-1-ENG study questions | ACA-BIGDATA1 Real test Questions | PEGAPCSA87V1 PDF Dumps | 500-470 Latest Questions | MSFP test prep | 300-535 PDF Questions | Scrum-Master-Certified practice questions | Google-PCE dump questions | PEGAPCSSA86V1 study material | C100DBA online test | H13-821_V2.0-ENU Questions Answers | NS0-175 english test questions | 156-215.81 trial test questions | PSE-Strata Dumps |


H12-211 - Huawei Network Technology and Device (HCNA-HNTD) braindumps
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) Cheatsheet
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) education
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) testing
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) test success
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) Free test PDF
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) techniques
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) exam
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) study tips
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) dumps
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) cheat sheet
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) Latest Topics
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) information search
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) test Cram
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) test Cram
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) Free PDF
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) Real test Questions
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) Study Guide
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) outline
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) answers
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) real questions
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) Free PDF
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) test
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) information source
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) test Questions
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) real Questions
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) tricks
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) test Questions
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) study help
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) Question Bank
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) certification
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) information hunger
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) study help
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) syllabus
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) test format
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) real Questions
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) test success
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) braindumps
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) test format
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) questions
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) boot camp
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) Latest Questions
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) Latest Topics
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) test success
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) test dumps
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) test contents
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) study help
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) study tips
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) learn
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) PDF Braindumps
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) information hunger
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) test contents
H12-211 - Huawei Network Technology and Device (HCNA-HNTD) outline


H12-111_V2.5-ENU Free test PDF | H12-322_V1.0-ENU test Questions | H12-311 braindumps |


Best Certification test Dumps You Ever Experienced


H31-611 test Cram | H12-311 VCE test | H13-622 brain dumps | H13-611 PDF download | H12-521_V1.0-ENU test test | H12-221 trial test | H12-223 practical test | H11-851 trial test questions | H13-612 free pdf download | H12-425-ENU english test questions | H12-222 braindumps | H35-462-ENU test questions | H19-307 cbt | H13-821_V2.0-ENU test results | H12-111_V2.5-ENU VCE test | H13-621 Questions Answers | H11-861-ENU practice test | H12-711 test answers | H11-828-ENU training material | H13-629 braindumps |





References :


https://killexams-posting.dropmark.com/817438/23289071
https://killexams-posting.dropmark.com/817438/23674303
http://killexams-braindumps.blogspot.com/2020/07/guaranteed-h12-211-real-questions-and.html
http://ge.tt/5vGbbK53
https://www.instapaper.com/read/1322165127
http://feeds.feedburner.com/RealH12-211QuestionsThatAppearedInTestToday
https://www.4shared.com/office/35-iRcTpiq/Huawei-Network-Technology-and-.html
https://www.4shared.com/video/sfLMF5y4iq/Huawei-Network-Technology-and-.html
https://files.fm/f/73y3whpmk
https://www.coursehero.com/file/76543415/Huawei-Network-Technology-and-Device-HCNA-HNTD-H12-211pdf/
https://justpaste.it/H12-211
https://youtu.be/EmuCcF2zLCQ
https://www.clipsharelive.com/video/5778/h12-211-huawei-network-technology-and-device-hcna-hntd-2021-updated-dumps-by-killexams-com
https://spaces.hightail.com/space/v47qz1ixkg/files/fi-1b158eca-d8ed-49d9-8213-90e6ba85e82f/fv-db1683bf-77f4-4c4c-9903-c831ca21f6fc/Huawei-Network-Technology-and-Device-HCNA-HNTD-(H12-211).pdf#pageThumbnail-1
https://sites.google.com/view/killexams-h12-211-study-guide
https://killexams-h12-211.jimdofree.com/
https://ello.co/killexamz/post/oj4d4om-4bdf1dndplpskg
http://killexams.decksrusct.com/blog/certification-exam-dumps/h12-211-huawei-network-technology-and-device-hcna-hntd-2021-update-question-bank-by-killexams-com/



Similar Websites :
Pass4sure Certification test dumps
Pass4Sure test Questions and Dumps






Direct Download

H12-211 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

H12-211 Reviews

100% Valid and Up to Date H12-211 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug