Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über HPE0-J58?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der HPE0-J58: Designing Multi-Site HPE Storage Solutions Prüfung.

2022 Updated Actual HPE0-J58 questions as experienced in Test Center

Laden Sie HPE0-J58 Übungstest und aktuelle Fragen herunter - easy finanz | easyfinanz

Designing Multi-Site HPE Storage Solutions test questions with Latest HPE0-J58 practice questions | https://www.easyfinanz.cc/

HP HPE0-J58 : Designing Multi-Site HPE Storage exam Dumps

Exam Dumps Organized by Lee



Latest 2022 Updated Syllabus
HPE0-J58 exam dumps | Latest Braindumps with genuine Questions

Real Questions from Latest syllabus of HPE0-J58 - Updated Daily - 100% Pass Guarantee



HPE0-J58 sample Questions : Download 100% Free HPE0-J58 exam dumps (PDF and VCE)

Exam Number : HPE0-J58
Exam Name : Designing Multi-Site HPE Storage Solutions
Vendor Name : HP
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Latest syllabus of HPE0-J58 is offered by killexams. com
Most their clients survey their management 5 megastars. That is because of their accomplishment inside HPE0-J58 test with their Exam Questions that contains genuine test mock test and practice test. They all feel cheerful when each of their applicants receive 100 percent scars on the test. It is each of their prosperity, not just competitor accomplishment.

An individual must in no way supply up on often the HPE0-J58 PDF Download high quality if you wish to conserve your time and energy plus vitality and funds. Never confidence upon free of charge HPE0-J58 PDF Dumps provided after the internet due to the fact right now there is not any ensure with the stuff. Many people remain to submit outdated stuff on the internet often. Straight check out killexams.com and down load 100% Cost-free HPE0-J58 LIBRO ELECTRONICO FILE prior to purchase the total version related to HPE0-J58 questions bank. This kind of will save someone from large trouble. Simply memorize as well as practice HPE0-J58 PDF Dumps just before a person lastly face a proper HPE0-J58 exam. You are going to secure a good rating within the special test.

hundreds of individuals shift HPE0-J58 analyze with the LIBRO ELECTRONICO Free PDF. It is unbelievably unusual a person learn and training their HPE0-J58 PDF Dumps and acquire poor grades or even neglect in a legitimate exam. The majority of the persons feel excellent enhancement into their information and also pass HPE0-J58 test in their primary attempt. This really is definitely the reason why that will, that they read the HPE0-J58 Exam dumps, they will genuinely enhance their own information. They are able to function throughout real problems within organizations as proefficinents. They do not fundamentally focus on shifting HPE0-J58 analyze with the special questions and also solutions, on the other hand really Excellerate knowledge about HPE0-J58 goals and also topics. This kind of is why individuals trust all of their HPE0-J58 Exam dumps.

A great deal of men and women down load free HPE0-J58 PDF Dumps LIBRO ELECTRONICO FILE on the internet plus execute a great challenge to retain these antique questions. They are going to try to reduce the use of a little Free PDF fee and also danger always plus the analyze fee. A number of folks neglect their HPE0-J58 examination. This really is merely simply because they spent time on antique queries and also answers. HPE0-J58 test program, objectives as well as matters continue being to transform by simply HP. Thats the reason a constant Free PDF upgrade is desirable or else, you will learn totally different concerns and solutions with the analyze screen. This is a huge issue with free LIBRO ELECTRONICO FILE over the internet. Furthermore, you cannot really process those concerns with virtually any test sim. You fundamentally waste tons associated with assets on out of date material. They all advise these cases, undertake killexams.com to down load free of charge PDF Download before you invest in. Review and see the changes within their analyze subjects. After that decide as a way to register for the full version regarding HPE0-J58 PDF Dumps. You will be surprised if a person might find the particular questions on a genuine test tv screen.

Features of Killexams HPE0-J58 PDF Dumps
-> Instant HPE0-J58 PDF Dumps down load Access
-> Extensive HPE0-J58 Inquiries and Responses
-> 98% Achievements Rate regarding HPE0-J58 Assessment
-> Guaranteed Precise HPE0-J58 test questions
-> HPE0-J58 Questions Kept up to date on Frequent basis.
-> Appropriate and 2022 Updated HPE0-J58 exam Blues
-> 100% Convenient HPE0-J58 Assessment Files
-> Whole featured HPE0-J58 VCE Assessment Simulator
-> Absolutely no Limit with HPE0-J58 Assessment get Easy access
-> Great Saving coupons
-> 100% Tacked down get Consideration
-> 100% Privacy Ensured
-> fully Success Assurance
-> 100% Cost-free Exam dumps structure Questions
-> Absolutely no Hidden Price
-> No Once a month Charges
-> Absolutely no Automatic Consideration Renewal
-> HPE0-J58 exam Up-date Intimation by simply Email
-> Cost-free Technical Support

exam Aspect at: https://killexams.com/pass4sure/exam-detail/HPE0-J58
Pricing Information at: https://killexams.com/exam-price-comparison/HPE0-J58
See Total List: https://killexams.com/vendors-exam-list

Discounted Coupon with Full HPE0-J58 PDF Dumps PDF Download;
WC2020: 60% Level Discount on each of your exam
PROF17: 10% Even more Discount with Value A lot more than $69
DEAL17: 15% Even more Discount with Value A lot more than $99







HPE0-J58 exam Format | HPE0-J58 Course Contents | HPE0-J58 Course Outline | HPE0-J58 exam Syllabus | HPE0-J58 exam Objectives




Killexams Review | Reputation | Testimonials | Feedback


It is extraordinary to have HPE0-J58 braindumps.
This exam prep pack has justified the price of 39 dollars as I finished the HPE0-J58 exam recently with a score of 94%. All questions are legitimate, this is what they supply you at the test! I do not have any idea how killexams.com gets it done, yet they have been keeping this up from several years. My cousin contacted them for an I.T. exam years back and says they were great in past also. Really trustworthy and dependable.


HPE0-J58 certification exam study got to be this clean.
Your HPE0-J58 mock exam papers helped me hundreds in an organized and correctly primarily based practice for the exam. Way to you I scored 90%. The explanation given for every answer within the mock exam is so real that it gave the genuine practice to exam dump.


Is there HPE0-J58 exam new sayllabus available?
I am over the moon to mention that I passed the HPE0-J58 exam with 92% marks. killexams.com mock test notes made the whole factor greatly easy and clean for me! maintain up the notable work. Inside perusing your direction notes and a bit of practice structure exam simulator, I was easily geared up to pass the HPE0-J58 exam. your brain notes supported up my fact. some subjects like teacher communique and Presentation abilities are carried out very nicely.


It is right place to locate HPE0-J58 real exam questions paper.
killexams.com gave me a Great guidance device. I used it for my HPE0-J58 exam and got maximum marks. I like the waykillexams.com does their exam practice. Essentially, this is a sell-off, so that you get questions that will be used on the real HPE0-J58 exams. But the attempting out engine and the exercising exam layout help you memorize all of it very well, so you develop to be learning matters and could be capable of draw upon this know-how in the destiny. Superb nice, and the exam simulator will be very mild and man or woman quality. I did not come upon any troubles, so that is incredible value for cash.


New Syllabus HPE0-J58 exam questions are provided here.
You want to ace your online HPE0-J58 exams I have the best and easy way of this and that is killexams.com and its HPE0-J58 exam samples papers which are a real picture of the final exam of HPE0-J58 exam tests. My marks in the final exam is 95%. killexams.com is a product for those who always want to move on in their life and want to do something extraordinary. HPE0-J58 sample exam can enhance your confidence level.


HP Storage PDF Download



While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for exam dumps update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam VCE simulator. Visit their example questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best exam dumps site.

Is Killexams.com Legit?
Without a doubt, Killexams is 100 % legit plus fully good. There are several features that makes killexams.com genuine and authentic. It provides exact and 100 % valid exam dumps made up of real exams questions and answers. Price is suprisingly low as compared to almost all the services online. The mock test are up-to-date on usual basis utilizing most exact brain dumps. Killexams account build up and supplement delivery is quite fast. Data downloading is normally unlimited and incredibly fast. Guidance is avaiable via Livechat and Contact. These are the characteristics that makes killexams.com a strong website that offer exam dumps with real exams questions.



Which is the best braindumps site of 2022?
There are several mock test provider in the market claiming that they provide genuine exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update exam mock test with the same frequency as they are updated in Real Test. exam dumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to get PDF exam Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your get Account. You can get Premium exam dumps files as many times as you want, There is no limit.

Killexams.com has provided VCE VCE exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Test Center and Enjoy your Success.




1Z0-1085-20 pass marks | CIMAPRA19-F01-1-ENG cbt | H12-311 Cheatsheet | Google-PCSE VCE exam | Google-PCE PDF get | 7220X online exam | VCS-260 english test questions | PEGAPCBA86V1 exam Questions | QSSA2018 PDF get | CIMAPRA19-E02-1-ENG test questions | MCPA-Level-1 test prep | NSE4_FGT-7.0 brain dumps | LSAT-reading-comprehension examcollection | 7893X free pdf get | 8006 exam preparation | CIMAPRA17-BA4-1-ENG pass exam | 412-79v10 Latest Questions | CFA-Level-I mock exam | A00-211 practice exam | 600-660 practice questions |


HPE0-J58 - Designing Multi-Site HPE Storage Solutions certification
HPE0-J58 - Designing Multi-Site HPE Storage Solutions exam Questions
HPE0-J58 - Designing Multi-Site HPE Storage Solutions answers
HPE0-J58 - Designing Multi-Site HPE Storage Solutions exam dumps
HPE0-J58 - Designing Multi-Site HPE Storage Solutions PDF Download
HPE0-J58 - Designing Multi-Site HPE Storage Solutions study help
HPE0-J58 - Designing Multi-Site HPE Storage Solutions certification
HPE0-J58 - Designing Multi-Site HPE Storage Solutions information hunger
HPE0-J58 - Designing Multi-Site HPE Storage Solutions learning
HPE0-J58 - Designing Multi-Site HPE Storage Solutions Real exam Questions
HPE0-J58 - Designing Multi-Site HPE Storage Solutions Free PDF
HPE0-J58 - Designing Multi-Site HPE Storage Solutions Practice Test
HPE0-J58 - Designing Multi-Site HPE Storage Solutions book
HPE0-J58 - Designing Multi-Site HPE Storage Solutions Dumps
HPE0-J58 - Designing Multi-Site HPE Storage Solutions Question Bank
HPE0-J58 - Designing Multi-Site HPE Storage Solutions questions
HPE0-J58 - Designing Multi-Site HPE Storage Solutions certification
HPE0-J58 - Designing Multi-Site HPE Storage Solutions dumps
HPE0-J58 - Designing Multi-Site HPE Storage Solutions PDF Download
HPE0-J58 - Designing Multi-Site HPE Storage Solutions testing
HPE0-J58 - Designing Multi-Site HPE Storage Solutions book
HPE0-J58 - Designing Multi-Site HPE Storage Solutions PDF Download
HPE0-J58 - Designing Multi-Site HPE Storage Solutions Free PDF
HPE0-J58 - Designing Multi-Site HPE Storage Solutions learning
HPE0-J58 - Designing Multi-Site HPE Storage Solutions test
HPE0-J58 - Designing Multi-Site HPE Storage Solutions book
HPE0-J58 - Designing Multi-Site HPE Storage Solutions boot camp
HPE0-J58 - Designing Multi-Site HPE Storage Solutions study help
HPE0-J58 - Designing Multi-Site HPE Storage Solutions learn
HPE0-J58 - Designing Multi-Site HPE Storage Solutions exam dumps
HPE0-J58 - Designing Multi-Site HPE Storage Solutions Questions and Answers
HPE0-J58 - Designing Multi-Site HPE Storage Solutions Real exam Questions
HPE0-J58 - Designing Multi-Site HPE Storage Solutions exam Braindumps
HPE0-J58 - Designing Multi-Site HPE Storage Solutions study help
HPE0-J58 - Designing Multi-Site HPE Storage Solutions braindumps
HPE0-J58 - Designing Multi-Site HPE Storage Solutions exam success
HPE0-J58 - Designing Multi-Site HPE Storage Solutions teaching
HPE0-J58 - Designing Multi-Site HPE Storage Solutions exam Questions
HPE0-J58 - Designing Multi-Site HPE Storage Solutions Latest Questions
HPE0-J58 - Designing Multi-Site HPE Storage Solutions questions
HPE0-J58 - Designing Multi-Site HPE Storage Solutions braindumps
HPE0-J58 - Designing Multi-Site HPE Storage Solutions outline
HPE0-J58 - Designing Multi-Site HPE Storage Solutions testing
HPE0-J58 - Designing Multi-Site HPE Storage Solutions study help
HPE0-J58 - Designing Multi-Site HPE Storage Solutions PDF Questions
HPE0-J58 - Designing Multi-Site HPE Storage Solutions exam Cram
HPE0-J58 - Designing Multi-Site HPE Storage Solutions exam syllabus
HPE0-J58 - Designing Multi-Site HPE Storage Solutions braindumps
HPE0-J58 - Designing Multi-Site HPE Storage Solutions test
HPE0-J58 - Designing Multi-Site HPE Storage Solutions PDF Questions
HPE0-J58 - Designing Multi-Site HPE Storage Solutions information search
HPE0-J58 - Designing Multi-Site HPE Storage Solutions Free PDF
HPE0-J58 - Designing Multi-Site HPE Storage Solutions Free PDF


HPE6-A73 Dumps | HPE2-W07 test prep |


Best Certification exam dumps You Ever Experienced


HPE6-A15 VCE exam | HP2-H39 cbt | HP0-Y37 test questions | HP0-D24 free pdf get | HPE6-A70 study material | HP2-B110 braindumps | HPE2-Z38 free online test | HP2-H84 test questions | HP2-N29 test sample | HPE0-S48 question test | HP0-M54 practice exam | HP0-M101 free pdf | HP0-J73 online exam | HP2-K34 dumps questions | HP3-C02 model question | HP2-T23 exam questions | HPE2-K42 Latest syllabus | HP0-Y44 exam results | HPE6-A48 exam Questions | HP3-C40 exam dumps |





References :


https://killexams-posting.dropmark.com/817438/23654587
https://www.instapaper.com/read/1323093190
https://killexams-posting.dropmark.com/817438/23792643
https://arfansaleemfan.blogspot.com/2020/08/hpe0-j58-designing-multi-site-hpe.html
https://www.4shared.com/office/ahoIvCqQea/Designing-Multi-Site-HPE-Stora.html
http://ge.tt/4rgzW073
https://files.fm/f/d3gk5yg4
https://www.coursehero.com/file/70402403/Designing-Multi-Site-HPE-Storage-Solutions-HPE0-J58pdf/
https://sites.google.com/view/killexams-hpe0-j58-cheat-sheet
https://ello.co/killexamz/post/qmv4cs0h32ebvtzjbqzdda
https://www.4shared.com/video/HCDjOV0Aea/Designing-Multi-Site-HPE-Stora.html
https://youtu.be/bJF_Nv6ViMs
http://killexams.decksrusct.com/blog/certification-exam-dumps/hpe0-j58-designing-multi-site-hpe-storage-solutions-practice-test-by-killexams-com/
http://killexams3.isblog.net/hpe0-j58-designing-multi-site-hpe-storage-solutions-real-exam-questions-by-killexams-com-14623856
https://www.clipsharelive.com/video/5538/hpe0-j58-designing-multi-site-hpe-storage-solutions-2021-updated-questions-and-answers-by-killexams-com
https://justpaste.it/HPE0-J58
https://spaces.hightail.com/space/v47qz1ixkg/files/fi-5ef49c59-e141-4330-9335-23767c5dd74c/fv-5c882e13-6d8c-46d4-869d-d8c0f7136a0c/Designing-Multi-Site-HPE-Storage-Solutions-(HPE0-J58).pdf#pageThumbnail-1
http://feeds.feedburner.com/SurveyHpe0-j58RealQuestionAndAnswersBeforeYouStepThroughExamination



Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps






Direct Download

HPE0-J58 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

HPE0-J58 Reviews

100% Valid and Up to Date HPE0-J58 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug