Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über HPE0-S55?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der HPE0-S55: Delta - Designing HPE Server Solutions Prüfung.

2022 Updated Actual HPE0-S55 questions as experienced in Test Center

Laden Sie HPE0-S55 Übungstest und aktuelle Fragen herunter - easy finanz | easyfinanz

Delta - Designing HPE Server Solutions braindump questions with Latest HPE0-S55 practice exams | https://www.easyfinanz.cc/

HP HPE0-S55 : Delta - Designing HPE Server Solutions test Dumps

Exam Dumps Organized by Richard



Latest 2022 Updated Syllabus
HPE0-S55 test Dumps | Latest Braindumps with actual Questions

Real Questions from Latest courses of HPE0-S55 - Updated Daily - 100% Pass Guarantee



HPE0-S55 trial Questions : Download 100% Free HPE0-S55 test Dumps (PDF and VCE)

Exam Number : HPE0-S55
Exam Name : Delta - Designing HPE Server Solutions
Vendor Name : HP
Update : Click Here to Check Latest Update
Question Bank : Check Questions

You should easily get HPE0-S55 Real test Questions concerns and solutions
killexams.com test cooking Exam Questions provides all of you that you have to pass HPE0-S55 exam. That also includes HPE0-S55 Actual Questions that you can quickly make your analysis guide and VCE test simulator that you use to practice and memorize the HPE0-S55 Exam Questions. Their HP HPE0-S55 Question Bank questions that are precisely just like actual test.

HP HPE0-S55 test target is to obvious your ideas about central concepts involving Delta - Designing HPE Server Solutions. Just HPE0-S55 course guides can not try this task. You should make a strong effort to visit on HPE0-S55 interesting styles. You ought to head to killexams.com to get Free HPE0-S55 PDF Questions queries and go through completely. Supposing you feel that one could hold these HPE0-S55 queries, you ought to get full Practice Test of HPE0-S55 PDF Download. That will be an incredible advance, progress, development, improvement toward development. get and install VCE practice analyze in your PERSONAL COMPUTER. Memorize and also understand HPE0-S55 PDF Download and also take the exercise tests whenever possible with VCE practice analyze. When you think that you have commited to memory all the questions from the Delta - Designing HPE Server Solutions queries bank, use a real analyze.
Attributes of Killexams HPE0-S55 PDF Download
-> Instantaneous HPE0-S55 PDF Download get Easy access
-> Comprehensive HPE0-S55 Questions and also Answers
-> 98% Success Price of HPE0-S55 test
-> Assured actual HPE0-S55 test queries
-> HPE0-S55 Queries Updated upon Regular schedule.
-> Valid and also 2022 Kept up to date HPE0-S55 Quiz Dumps
-> 100 % Portable HPE0-S55 test Records
-> Full showcased HPE0-S55 VCE test Sim
-> No Control on HPE0-S55 test Get Access
-> Wonderful Discount Coupons
-> 100 % Secured Get Account
-> 100 % Confidentiality Made certain
-> 100% Achievement ensure
-> 100 % Free PDF Questions trial Queries
-> No Disguised . Cost
-> Simply no Monthly Expenses
-> No Auto Account Restoration
-> HPE0-S55 Quiz Update Excitation by E-mail
-> Free Tech support team

Quiz Detail on: https://killexams.com/pass4sure/exam-detail/HPE0-S55
Costs Details on: https://killexams.com/exam-price-comparison/HPE0-S55
Find Complete Listing: https://killexams.com/vendors-exam-list

Discount Promotion on Entire HPE0-S55 PDF Download Practice Test;
WC2020: 60 per cent Flat Discounted on each test
PROF17: 10% Further Discounted on Benefit Greater than $69
DEAL17: 15% Further Discounted on Benefit Greater than 99 dollars







HPE0-S55 test Format | HPE0-S55 Course Contents | HPE0-S55 Course Outline | HPE0-S55 test Syllabus | HPE0-S55 test Objectives


Exam ID : HPE0-S55
Exam type : Proctored
Exam duration : 1 hour
Exam length : 40 questions
Passing score : 65%
Delivery languages : English
Supporting resources : These recommended resources help you prepare for the exam:
Designing HPE Server Solutions, Rev. 18.11

The Minimally Qualified Candidate (MQC) for Server Architect at the Accredited System Engineer (ASE) level has advanced knowledge of HPE solutions and underlying technologies, which include CPU, memory, disk, power, networking, management subsystems, data center environments, and multi-site configurations. The typical MQC will have worked in the IT industry in an HPE server environment for at least 18 to 36 months.

Complete the training and review all course materials and documents before you take the exam. Use HPE Press study guides and additional reference materials; study guides, practice tests, and HPE books. Exam items are based on expected knowledge acquired from job experience, an expected level of industry standard knowledge, or other prerequisites (events, supplemental materials, etc.). Successful completion of the course or study materials alone, does not ensure you will pass the exam.

55% Plan and Design Solutions
Based on the customers goal, determine the appropriate information to gather from the customer.
Given a scenario, determine an appropriate tool to size, specify, or build a solution.
Given a scenario, describe how to generate the customer proposal (for example, Bill of Materials, TCO Report, diagrams, Quote, third-party items, power and cooling statistics).
Given a scenario, identify potential design issues with the customers existing environment.
Determine under which circumstances an architect would propose specific industry standard server, storage, network architectures and technologies.
Given a customers long-term vs short-term needs, determine a solution with a possible upgrade path.
Given a scenario, describe the service offerings that meet the business and IT objectives.
Analyze customer information to determine the gap between the existing customer environment and the documented customer needs.
Compare and contrast available HA and DR solutions, match them with the customers business needs, and available budget.
Provide a rationale for a product line within a given solution.
Given a scenario, map the solution benefits to the original customer requirements and respond to customer objections raised by key stakeholders.

20% Install, Configure, and Set Up, Solutions
Evaluate the customer environment to determine POC suitability. (site specific/scenario based)
Analyze the success criteria and proposed POC solution to determine the gap between them.
Describe the steps for implementing the design.
Determine how the design achieves the customers technical requirements and highlight additional improvements identified during design implementation.

10% Troubleshoot Solutions
Given a customer problem, determine an appropriate resolution path.
Explain how to use the appropriate tools to identify a problem.
Describe the correlation between a remediation and its predicted outcome.

15% Manage, Monitor, and Maintain Solutions
Given a customer situation, identify the appropriate management tool to use.
Describe the steps for performing common management tasks.
Interpret collected data for lifecycle management operations.
Interpret collected data to optimize performance and availability.



Killexams Review | Reputation | Testimonials | Feedback


What is needed to study for HPE0-S55 exam?
After attempting several books, I turned quite confused no longer getting the right material. I changed into looking for a guiding principle for test HPE0-S55 with easy and well-prepared content. killexams.com Dumps satisfied my want, as it defined the complex subjects inside the best way. In the real exam, I got 89%, which become beyond my expectation. Thank you killexams, for your amazing practice test!


Surprised to see HPE0-S55 actual questions!
The dumps on killexams.com are great because of the reality they will be particular and extremely beneficial for preparation through HPE0-S55, HPE0-S55 dumps, and HPE0-S55 books. I am glad to rank killexams.com highest on the helping website for certification exams. Thank you.


HPE0-S55 certification test preparation got to be this easy.
Passing the HPE0-S55 became long due as I was Greatly busy with my office assignments. but, when I found the Dumps using the killexams, it stimulated me to take the test. Its been truly supportive and helped clean all my doubts on HPE0-S55 topic. I felt very satisfied to pass the test with a big 97% mark. great fulfillment indeed. And all credit goes to you killexams.com for this wonderful assistance.


Obtained an true material for actual HPE0-S55 test questions.
This is fantastic, I passed my HPE0-S55 test last week, and one test earlier this month! As many people point out here, these brain dumps are a great way to learn, either for the test or just for your knowledge! On my exams, I had lots of questions, good thing I knew all the answers!!


You just want a weekend for HPE0-S55 test prep with these dumps.
killexams.com become a blessing for the HPE0-S55 exam, cause that gadget has a lot of tiny info and configuration tricks, which will be tough if you do not have a bit of HPE0-S55 experience. killexams.com HPE0-S55 Dumps are enough to sit down and pass the HPE0-S55 exam.


HP HPE test dumps



While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for test dumps update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test VCE simulator. Visit their example questions and test brain dumps, their test simulator and you will realize that killexams.com is the best test dumps site.

Is Killexams.com Legit?
Sure, Killexams is 100 percent legit as well as fully trustworthy. There are several options that makes killexams.com realistic and straight. It provides up to par and 100 percent valid test dumps formulated with real exams questions and answers. Price is minimal as compared to the vast majority of services on internet. The Dumps are kept up to date on common basis along with most accurate brain dumps. Killexams account make and supplement delivery is incredibly fast. Document downloading is normally unlimited and very fast. Help support is avaiable via Livechat and Netmail. These are the characteristics that makes killexams.com a robust website that include test dumps with real exams questions.



Which is the best braindumps site of 2022?
There are several Dumps provider in the market claiming that they provide actual test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update test Dumps with the same frequency as they are updated in Real Test. test dumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to get PDF test Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Dumps will be provided in your get Account. You can get Premium test Dumps files as many times as you want, There is no limit.

Killexams.com has provided VCE practice test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Exam Center and Enjoy your Success.




Google-PCNE test prep | CCAK practice test | 98-365 free pdf | 500-325 test prep | C1000-003 Dumps | C1000-024 test prep | MISCPRODUCT PDF Questions | AZ-900 Free test PDF | CAMS past exams | Javascript-Developer-I Real test Questions | PL-300 practice test | H12-311 pass test | HP0-A100 prep questions | HPE2-E72 free test papers | Magento-2-CAD online test | HPE2-W07 trial questions | NSE4_FGT-6.2 examcollection | 1Z0-933 test answers | DES-1D12 actual Questions | 300-710 brain dumps |


HPE0-S55 - Delta - Designing HPE Server Solutions Free test PDF
HPE0-S55 - Delta - Designing HPE Server Solutions test Cram
HPE0-S55 - Delta - Designing HPE Server Solutions Free PDF
HPE0-S55 - Delta - Designing HPE Server Solutions Practice Test
HPE0-S55 - Delta - Designing HPE Server Solutions test dumps
HPE0-S55 - Delta - Designing HPE Server Solutions PDF Questions
HPE0-S55 - Delta - Designing HPE Server Solutions study help
HPE0-S55 - Delta - Designing HPE Server Solutions PDF Questions
HPE0-S55 - Delta - Designing HPE Server Solutions test Questions
HPE0-S55 - Delta - Designing HPE Server Solutions Question Bank
HPE0-S55 - Delta - Designing HPE Server Solutions guide
HPE0-S55 - Delta - Designing HPE Server Solutions techniques
HPE0-S55 - Delta - Designing HPE Server Solutions test contents
HPE0-S55 - Delta - Designing HPE Server Solutions Questions and Answers
HPE0-S55 - Delta - Designing HPE Server Solutions test syllabus
HPE0-S55 - Delta - Designing HPE Server Solutions PDF Dumps
HPE0-S55 - Delta - Designing HPE Server Solutions test dumps
HPE0-S55 - Delta - Designing HPE Server Solutions test Questions
HPE0-S55 - Delta - Designing HPE Server Solutions real questions
HPE0-S55 - Delta - Designing HPE Server Solutions study help
HPE0-S55 - Delta - Designing HPE Server Solutions test Questions
HPE0-S55 - Delta - Designing HPE Server Solutions test prep
HPE0-S55 - Delta - Designing HPE Server Solutions PDF Download
HPE0-S55 - Delta - Designing HPE Server Solutions PDF Download
HPE0-S55 - Delta - Designing HPE Server Solutions information search
HPE0-S55 - Delta - Designing HPE Server Solutions Cheatsheet
HPE0-S55 - Delta - Designing HPE Server Solutions certification
HPE0-S55 - Delta - Designing HPE Server Solutions answers
HPE0-S55 - Delta - Designing HPE Server Solutions test prep
HPE0-S55 - Delta - Designing HPE Server Solutions test syllabus
HPE0-S55 - Delta - Designing HPE Server Solutions test
HPE0-S55 - Delta - Designing HPE Server Solutions PDF Download
HPE0-S55 - Delta - Designing HPE Server Solutions PDF Braindumps
HPE0-S55 - Delta - Designing HPE Server Solutions syllabus
HPE0-S55 - Delta - Designing HPE Server Solutions test Questions
HPE0-S55 - Delta - Designing HPE Server Solutions test syllabus
HPE0-S55 - Delta - Designing HPE Server Solutions actual Questions
HPE0-S55 - Delta - Designing HPE Server Solutions PDF Download
HPE0-S55 - Delta - Designing HPE Server Solutions dumps
HPE0-S55 - Delta - Designing HPE Server Solutions certification
HPE0-S55 - Delta - Designing HPE Server Solutions course outline
HPE0-S55 - Delta - Designing HPE Server Solutions education
HPE0-S55 - Delta - Designing HPE Server Solutions Free PDF
HPE0-S55 - Delta - Designing HPE Server Solutions test format
HPE0-S55 - Delta - Designing HPE Server Solutions Free PDF
HPE0-S55 - Delta - Designing HPE Server Solutions Practice Questions
HPE0-S55 - Delta - Designing HPE Server Solutions course outline
HPE0-S55 - Delta - Designing HPE Server Solutions Practice Questions
HPE0-S55 - Delta - Designing HPE Server Solutions cheat sheet
HPE0-S55 - Delta - Designing HPE Server Solutions Latest Questions
HPE0-S55 - Delta - Designing HPE Server Solutions PDF Download
HPE0-S55 - Delta - Designing HPE Server Solutions techniques
HPE0-S55 - Delta - Designing HPE Server Solutions exam


HPE2-W07 questions answers | HPE6-A73 free pdf |


Best Certification test Dumps You Ever Experienced


HP2-B119 get | HP2-K40 practice test | HPE6-A68 cheat sheet | HP2-K29 dumps questions | HP0-S35 braindump questions | HP2-E59 test Questions | HP3-C35 test prep | HPE6-A29 trial questions | HP0-S44 practice test | HP0-M51 Dumps | HP0-Y46 free pdf | HP0-M43 online test | HP0-M35 actual Questions | HP2-896 PDF Dumps | HP0-S39 cheat sheet pdf | HPE0-J68 braindumps | HP0-768 online test | HPE6-A67 mock test | HP5-K02D PDF get | HP2-B109 past bar exams |





References :


http://ge.tt/1gJseH53
https://killexams-posting.dropmark.com/817438/23717701
http://killexams-braindumps.blogspot.com/2020/07/thanks-to-valid-and-up-to-date-latest_2.html
https://killexams-posting.dropmark.com/817438/23731202
https://www.instapaper.com/read/1324971021
http://feeds.feedburner.com/ExecuteYourHpe0-s55ExamAtFirstAttempt
https://www.coursehero.com/file/66878103/HPE0-S55pdf/
https://www.4shared.com/office/-MbRY4MWiq/Delta--Designing-HPE-Server-So.html
https://ello.co/killexamz/post/ywl-isp33pyj4mhlsz6khw
https://www.4shared.com/video/gNgC-VzGiq/Delta--Designing-HPE-Server-So.html
https://youtu.be/hnuf9N7zRSg
https://www.clipsharelive.com/video/3415/hpe0-s55-delta-designing-hpe-server-solutions-dumps-with-real-questions-by-killexams-com
https://sites.google.com/view/killexams-hpe0-s55-real-questi
https://justpaste.it/HPE0-S55
https://killexams-hpe0-s55.jimdofree.com/
https://files.fm/f/yk64b8wgz
https://spaces.hightail.com/space/v47qz1ixkg/files/fi-f9690218-9009-4ff6-a2e9-a53510468ec9/fv-819d0599-e4fd-4055-93ab-059a8956d056/Delta--Designing-HPE-Server-Solutions-(HPE0-S55)-20210304184905.pdf
http://killexams.decksrusct.com/blog/certification-exam-dumps/hpe0-s55-delta-designing-hpe-server-solutions-2021-updated-dumps-by-killexams-com/



Similar Websites :
Pass4sure Certification test dumps
Pass4Sure test Questions and Dumps






Direct Download

HPE0-S55 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

HPE0-S55 Reviews

100% Valid and Up to Date HPE0-S55 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug