Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über IAPP-CIPP-C?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der IAPP-CIPP-C: Certified Information Privacy Professional/ Canada (CIPP/C) Prüfung.

2024 Updated Actual IAPP-CIPP-C questions as experienced in Test Center

Aktuelle IAPP-CIPP-C Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

IAPP-CIPP-C Test Prep - Certified Information Privacy Professional/ Canada (CIPP/C) | https://www.easyfinanz.cc/

IAPP IAPP-CIPP-C : Certified Information Privacy Professional/ Canada (CIPP/C) exam Dumps

Exam Dumps Organized by Richard



Latest 2024 Updated IAPP Certified Information Privacy Professional/ Canada (CIPP/C) Syllabus
IAPP-CIPP-C cheatsheet / Braindumps contains real exam Questions

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




IAPP-CIPP-C Exam Center Questions : Download 100% Free IAPP-CIPP-C cheatsheet (PDF and VCE)

Exam Number : IAPP-CIPP-C
Exam Name : Certified Information Privacy Professional/ Canada (CIPP/C)
Vendor Name : IAPP
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Get IAPP-CIPP-C exam Practice Test containing Valid genuine inquiries
Killexams.com offers a comprehensive pool of IAPP-CIPP-C Questions and Answers with Tested and tested Latest Questions, along with references and explanations to make you comfortable with your Certified Information Privacy Professional/ Canada (CIPP/C) knowledge and learn all the tips and tricks with their IAPP-CIPP-C Cheatsheet.

Our PDF dumps have helped many competitors breeze through the IAPP-CIPP-C test with ease. It is extremely rare for their users to study their IAPP-CIPP-C materials and receive poor scores or fail the real test. In fact, most competitors report a significant improvement in their knowledge and pass the IAPP-CIPP-C test on their first attempt. Their IAPP-CIPP-C materials not only help you pass the test but also Improve your understanding of the test objectives and topics, allowing you to excel in your role as an expert in your field. This is why their clients trust us and recommend their IAPP-CIPP-C materials to others.

To successfully pass the IAPP IAPP-CIPP-C test, you need to have a clear understanding of the course outline, exam syllabus, and objectives. Simply studying the IAPP-CIPP-C coursebook is not enough. You need to familiarize yourself with the unique questions asked in the real IAPP-CIPP-C tests. For this, you should visit killexams.com and download their Free IAPP-CIPP-C demo test questions. Once you are confident in your ability to recall these IAPP-CIPP-C questions, you can enroll to download the complete Exam Cram of IAPP-CIPP-C braindumps. This will be your first major step towards success. After downloading and installing the VCE test simulator on your computer, study and memorize their IAPP-CIPP-C braindumps and take regular practice questions with the VCE test simulator. When you feel that you are ready for the real IAPP-CIPP-C test, visit the testing center and register for the real exam.







IAPP-CIPP-C exam Format | IAPP-CIPP-C Course Contents | IAPP-CIPP-C Course Outline | IAPP-CIPP-C exam Syllabus | IAPP-CIPP-C exam Objectives


Exam Specification: IAPP-CIPP-C (Certified Information Privacy Professional/ Canada)

Exam Name: IAPP-CIPP-C (Certified Information Privacy Professional/ Canada)
Exam Code: IAPP-CIPP-C
Exam Duration: 2 hours and 30 minutes
Passing Score: Not specified
Exam Format: Multiple-choice

Course Outline:

1. Introduction to Privacy and Data Protection
- Overview of privacy and data protection principles
- Privacy laws and regulations in Canada
- Key concepts and terminology related to privacy

2. Canadian Privacy Laws and Regulations
- Understanding the Personal Information Protection and Electronic Documents Act (PIPEDA)
- Other relevant federal and provincial privacy laws in Canada
- Jurisdictional considerations in Canadian privacy law

3. Accountability and Governance
- Roles and responsibilities of organizations and individuals in privacy management
- Developing and implementing privacy policies and procedures
- Privacy governance frameworks and best practices

4. Privacy Assessments and Privacy Impact Assessments (PIAs)
- Conducting privacy exams and PIAs in accordance with Canadian requirements
- Identifying privacy risks and mitigating measures
- Privacy by design and privacy-enhancing technologies

5. Consent and Privacy Notices
- Understanding the requirements for obtaining and managing consent
- Drafting privacy notices and communicating privacy practices to individuals
- Handling requests for access to personal information

6. Data Subject Rights and Individual Participation
- Recognizing and respecting data subject rights
- Responding to data subject requests for access, correction, and deletion of personal information
- Establishing processes for handling privacy-related complaints and disputes

7. Data Transfers and International Data Flows
- Understanding the legal frameworks for cross-border data transfers
- Evaluating adequacy, appropriate safeguards, and derogations for data transfers
- Managing international data flows in compliance with Canadian privacy laws

8. Privacy Operations and Management
- Establishing and maintaining privacy management programs
- Employee training and awareness on privacy practices
- Privacy incident management and response

Exam Objectives:

1. Understand the principles and concepts of privacy and data protection.
2. Comprehend the Canadian privacy laws and regulations, particularly PIPEDA.
3. Implement privacy accountability and governance within organizations.
4. Conduct privacy exams and Privacy Impact Assessments (PIAs) according to Canadian requirements.
5. Manage consent and privacy notices in compliance with Canadian privacy laws.
6. Address data subject rights and facilitate individual participation in privacy matters.
7. Manage data transfers and international data flows in accordance with Canadian privacy laws.
8. Establish effective privacy operations and management practices within organizations.

Exam Syllabus:

Section 1: Introduction to Privacy and Data Protection (15%)
- Privacy and data protection principles
- Privacy laws and regulations in Canada
- Key concepts and terminology related to privacy

Section 2: Canadian Privacy Laws and Regulations (25%)
- Personal Information Protection and Electronic Documents Act (PIPEDA)
- Other federal and provincial privacy laws in Canada
- Jurisdictional considerations in Canadian privacy law

Section 3: Accountability and Governance (10%)
- Roles and responsibilities in privacy management
- Privacy policies and procedures
- Privacy governance frameworks

Section 4: Privacy Assessments and Privacy Impact Assessments (PIAs) (15%)
- Conducting privacy exams and PIAs
- Identifying privacy risks and mitigating measures
- Privacy by design and privacy-enhancing technologies

Section 5: Consent and Privacy Notices (15%)
- Requirements for obtaining and managing consent
- Drafting privacy notices and communicating privacy practices
- Handling requests for access to personal information

Section 6: Data Subject Rights and Individual Participation (10%)
- Data subject

rights and their implementation
- Responding to data subject requests
- Managing privacy-related complaints and disputes

Section 7: Data Transfers and International Data Flows (10%)
- Legal frameworks for cross-border data transfers
- Evaluating adequacy and appropriate safeguards
- Managing international data flows

Section 8: Privacy Operations and Management (10%)
- Privacy management programs
- Employee training and awareness
- Privacy incident management and response



Killexams Review | Reputation | Testimonials | Feedback


The ones IAPP-CIPP-C real exam questions works excellent in the real test.
I highly recommend using killexams for anyone preparing for the IAPP-CIPP-C exam. Their Questions and Answers are precise and to the point, which saved me a lot of time and effort in my studies. Thanks to them, I can now consider pursuing other IAPP certifications.


Where can i am getting assist to pass IAPP-CIPP-C exam?
Thanks to the extensive collection of brain dumps and exam preparation materials on killexams.com, I am now a certified IAPP-CIPP-C professional. I utilized their resources last year for my certification, and this time around, their material is just as valuable. The questions are accurate, and the exam simulator functions smoothly. I ordered the materials, studied for a week, and passed the IAPP-CIPP-C exam with ease. This is what effective exam preparation should feel like, and I wholeheartedly recommend killexams to everyone.


IAPP-CIPP-C exam is quite irritating without this study guide.
My experience with killexams.com has been nothing but pleasant. I used the practice resources they offered for the IAPP-CIPP-C exam and I was impressed with the quality of their study materials, exam engine and every little detail they provided. Their excellent approach enabled me to become proficient in the IAPP-CIPP-C exam curriculum in a matter of days, resulting in me receiving the IAPP-CIPP-C certification with excellent marks. I owe my gratitude to every individual who contributed to the killexams.com platform.


Can i get updated dumps with test questions & Answers latest IAPP-CIPP-C exam?
Although it was my first time using this service, I feel confident in the IAPP-CIPP-C field. I prepared using Questions and Answers with the exam simulator software provided by killexams.com crew.


Short, comprehensive and authentic Questions and Answers bank of IAPP-CIPP-C exam.
When the IAPP-CIPP-C exam approached, going through killexams.com's question and answer resources became an addiction for me. With the exam only six days away, it became critical for me to study the material. However, I needed a few reference guides to gain better help with the subject. Thanks to killexams.com's questions and answers, I was able to easily understand the subject, which would have been otherwise difficult. I managed to score 980, which was the highest mark in my class, all thanks to killexams.com products.


IAPP Certified book

   


Whilst it is very hard task to choose reliable exam Questions and Answers resources regarding review, reputation and validity because people get ripoff due to choosing incorrect service. Killexams make it sure to provide its clients far better to their resources with respect to cheatsheet update and validity. Most of other peoples ripoff report complaint clients come to us for the brain dumps and pass their exams enjoyably and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client self confidence is important to all of us. Specially they manage killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams scam. If perhaps you see any bogus report posted by their competitor with the name killexams ripoff report complaint internet, killexams.com ripoff report, killexams.com scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are a large number of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam simulator. Visit their test questions and demo brain dumps, their exam simulator and you will definitely know that killexams.com is the best brain dumps site.

Which is the best dumps website?
Without a doubt, Killexams is practically legit as well as fully dependable. There are several includes that makes killexams.com reliable and genuine. It provides informed and practically valid cheatsheet filled with real exams questions and answers. Price is extremely low as compared to most of the services on internet. The Questions and Answers are up to date on typical basis having most accurate brain dumps. Killexams account build up and device delivery is amazingly fast. Computer file downloading is normally unlimited and also fast. Help is avaiable via Livechat and Electronic mail. These are the characteristics that makes killexams.com a sturdy website which provide cheatsheet with real exams questions.



Is killexams.com test material dependable?
There are several Questions and Answers provider in the market claiming that they provide real exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update exam Questions and Answers with the same frequency as they are updated in Real Test. cheatsheet provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and Topics of new syllabus, They recommend to download PDF exam Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions and Answers will be provided in your download Account. You can download Premium cheatsheet files as many times as you want, There is no limit.

Killexams.com has provided VCE practice exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Exam Center and Enjoy your Success.




PL-500 cheat sheet pdf | SAT braindumps | C1000-156 cheat sheet | 500-325 demo questions | 1Y0-341 Free exam PDF | 3313 mock questions | PEGAPCLSA86V2 exam Cram | DES-9131 online exam | CICSP question test | Scrum-SPS exam results | 2V0-71.23 practice exam | II0-001 test questions | PSNCB-CPSN practice exam | CDM exam questions | Marketing-Cloud-Consultant past bar exams | NCSBN-MACE exam papers | PCSFE PDF Braindumps | 3V0-21.21 questions answers | CBIC-CIC dumps questions | 1D0-61C study guide |


IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) testing
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) Study Guide
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) testing
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) Practice Test
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) exam contents
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) course outline
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) techniques
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) dumps
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) cheat sheet
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) learn
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) exam syllabus
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) cheat sheet
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) techniques
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) exam Questions
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) information search
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) Question Bank
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) real questions
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) teaching
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) outline
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) syllabus
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) book
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) information source
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) test
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) exam format
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) PDF Download
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) outline
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) questions
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) information search
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) real questions
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) course outline
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) certification
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) real questions
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) PDF Dumps
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) Practice Questions
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) questions
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) Latest Topics
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) answers
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) testing
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) braindumps
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) Latest Questions
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) exam contents
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) Questions and Answers
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) PDF Dumps
IAPP-CIPP-C - Certified Information Privacy Professional/ Canada (CIPP/C) education

Other IAPP exam Dumps


IAPP-CIPP-C Dumps | CIPP-US test practice | IAPP-CIPP-E exam prep | IAPP-CIPM boot camp | IAPP-CIPT question test |


Best cheatsheet You Ever Experienced


HANCB-ACRN real Questions | CBUNA-CUA Free exam PDF | T7 dumps questions | Adwords-Search exam Questions | VCS-261 exam dumps | PMHNP-BC study questions | MCPA-Level-1 real questions | Dietitian exam tips | 050-701 dump | Servicenow-CIS-RC free pdf | CMAA exam papers | NSE5_EDR-5.0 brain dumps | 3X0-202 practice exam | CWS-100 exam questions | A4Q-CSeT-F questions download | C1000-142 practice exam | SuiteFoundation cheat sheets | 312-50v12 exam answers | 74970X online exam | C1000-005 exam prep |





References :





Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps






Direct Download

IAPP-CIPP-C Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

IAPP-CIPP-C Reviews

100% Valid and Up to Date IAPP-CIPP-C Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug