Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über LSAT-Logical-Reasoning?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der LSAT-Logical-Reasoning: Section One Logical Reasoning Prüfung.

2022 Updated Actual LSAT-Logical-Reasoning questions as experienced in Test Center

Laden Sie LSAT-Logical-Reasoning Übungstest und aktuelle Fragen herunter | easyfinanz

Section One Logical Reasoning test questions with Latest LSAT-Logical-Reasoning practice tests | https://www.easyfinanz.cc/

Admission-Tests LSAT-Logical-Reasoning : Section One Logical Reasoning test Dumps

Exam Dumps Organized by Lee



Latest 2022 Updated Syllabus
LSAT-Logical-Reasoning test Dumps | Latest Braindumps with genuine Questions

Real Questions from Latest syllabus of LSAT-Logical-Reasoning - Updated Daily - 100% Pass Guarantee



LSAT-Logical-Reasoning trial Questions : Download 100% Free LSAT-Logical-Reasoning test Dumps (PDF and VCE)

Exam Number : LSAT-Logical-Reasoning
Exam Name : Section One Logical Reasoning
Vendor Name : Admission-Tests
Update : Click Here to Check Latest Update
Question Bank : Check Questions

If you evaluation these LSAT-Logical-Reasoning Free PDF, you will get totally marks.
From killexams.com, they express thoroughly genuine Admission-Tests LSAT-Logical-Reasoning Test Prep Questions and Responses that are just lately needed for the particular Passing LSAT-Logical-Reasoning test. Many of us empower individuals to prepare the particular mock test and Certify. This is a superb choice to speed up your situation as a specialist within the Industry. LSAT-Logical-Reasoning Free PDF along with VCE practice questions is better to get large marks throughout LSAT-Logical-Reasoning test.

Countless men and women pass LSAT-Logical-Reasoning examination with PDF DOCUMENT cheat sheet. This is very unusual that you review and exercise your own LSAT-Logical-Reasoning Test Prep and get bad signifies or neglect in the genuine examination. A lot of the particular men and women feel superb improvement into their own know-how and complete LSAT-Logical-Reasoning examination from their own initially attempt. This is the variables that, many people study each of their LSAT-Logical-Reasoning PDF Dumps, many people really boost their know-how. These people can also work within genuine conditions inside of companies since professionals. Do not basically focus on moving LSAT-Logical-Reasoning examination with own questions and treatments, however actually enhance knowledge of LSAT-Logical-Reasoning aims plus subject areas. This is usually the reason why folks rely on their LSAT-Logical-Reasoning Study Guide.

You can replicate LSAT-Logical-Reasoning PDF Dumps PDF any kind of time kind of unit to see in addition memorize the genuine LSAT-Logical-Reasoning questions while one is on holiday as well as traveling. This can save a whole lot associated with your efforts plus strength and a particular person will get a much more time for any person to study LSAT-Logical-Reasoning queries. Process LSAT-Logical-Reasoning Test Prep with VCE examination sim once again in addition to again before getting 100% implies. When you definitely feel confident, immediately proceed to check middle with regard to real LSAT-Logical-Reasoning examination.

Economizing bit eventually causes a big reduction. This can be a particular event when a particular person reads cost-free things in addition to tries so as to pass LSAT-Logical-Reasoning exam. Numerous surprises tend to be waiting around in your case from the real LSAT-Logical-Reasoning test. Little financial savings causes a limited risk of catastrophically large losses. You need not to rely on free items when you are generally likely to highlight for LSAT-Logical-Reasoning exam. This may not be extremely an easy task to pass LSAT-Logical-Reasoning examination using just word books or perhaps program textbooks. You require to be able to expertise the specific tricky situations within LSAT-Logical-Reasoning exam. These kinds of queries tend to be covered inside of killexams.com LSAT-Logical-Reasoning Study Guide. Each of their LSAT-Logical-Reasoning questions bank would make your own preparing for evaluation far effortless compared to ahead of. Just get LSAT-Logical-Reasoning Test Prep and start understanding. You can think will your understanding is usually improved to a huge extent.

Plenty of men and women get free LSAT-Logical-Reasoning Test Prep LIBRO ELECTRONICO FILE on the internet plus carry out great struggle to remember individuals obsolete questions. These individuals try to reduce the use of a little exam dumps fee in addition to danger always plus the evaluation fee. Virtually all those people fail all their LSAT-Logical-Reasoning evaluation. This is only since they used a period with outdated questions and responses. LSAT-Logical-Reasoning evaluation course, aims plus is important remain to remodel by Admission-Tests. That is why a consistent exam dumps update is required or maybe, you will discover very different queries in addition to answers through the examination tv screen. This usually can be a major pitfall with free LIBRO ELECTRONICO FILE on the web. Furthermore, you should not really exercise those questions with just about any test sim. You merely squander a lot linked to resources with obsolete content. They recommend such circumstances, move through killexams.com to be able to obtain charge Test Prep before you decide to purchase. Overview and find the genuine modifications inside their test subject matter. Then consider in order to create the complete variation of LSAT-Logical-Reasoning Test Prep. You can be shocked when a particular person will see special questions over a real check screen.

Popular features of Killexams LSAT-Logical-Reasoning Test Prep
-> LSAT-Logical-Reasoning Test Prep get Access within just 5 minute.
-> Complete LSAT-Logical-Reasoning Questions Traditional bank
-> LSAT-Logical-Reasoning Quiz Success Assurance
-> Guaranteed Real LSAT-Logical-Reasoning test questions
-> Most exact and 2022 updated LSAT-Logical-Reasoning Questions in addition to Answers
-> Most exact 2022 LSAT-Logical-Reasoning Syllabus
-> Down load LSAT-Logical-Reasoning Quiz Files anyplace
-> Unlimited LSAT-Logical-Reasoning VCE Quiz Simulator Easy access
-> No Limitation on LSAT-Logical-Reasoning test Down load
-> Great Saving coupons
-> 100% Protected Purchase
-> fully Confidential.
-> fully Free Test Prep trial Issues
-> No Undetectable Cost
-> Absolutely no Monthly Registration
-> No Vehicle Renewal
-> LSAT-Logical-Reasoning test Change Intimation by simply Email
-> Free of charge Technical Support

test Details at: https://killexams.com/pass4sure/exam-detail/LSAT-Logical-Reasoning
Pricing Facts at: https://killexams.com/exam-price-comparison/LSAT-Logical-Reasoning
See Finish List: https://killexams.com/vendors-exam-list

Lower price Coupon with Full LSAT-Logical-Reasoning PDF Dumps inquiries;
WC2020: 60 per cent Flat Lower price on each test
PROF17: 10% Further Lower price on Valuation Greater than $69
DEAL17: 15% Further Lower price on Valuation Greater than 99 dollars







LSAT-Logical-Reasoning test Format | LSAT-Logical-Reasoning Course Contents | LSAT-Logical-Reasoning Course Outline | LSAT-Logical-Reasoning test Syllabus | LSAT-Logical-Reasoning test Objectives




Killexams Review | Reputation | Testimonials | Feedback


It turned into extremely good to have real test questions updated LSAT-Logical-Reasoning exam.
This is the best test-prep on the market! I just took and passed my LSAT-Logical-Reasoning. Only one question was unseen in the exam. The information that comes with the braindumps makes this product more than a brain-dump, for coupled with traditional studies; an online test simulator is an extremely valuable tool in advancing ones career.


Superexcellent material latest great dumps, correct answers.
I required telling you that I have topped in LSAT-Logical-Reasoning exam. all the questions about the test table had been from killexams. said to be the real helper for me at the LSAT-Logical-Reasoning test bench. All reward of my achievement goes to this guide. this is the genuine reason behind my fulfillment. It appropriately guided me for attempting LSAT-Logical-Reasoning test questions. With the help of this test dumps, I was proficient to effort to all of the questions in LSAT-Logical-Reasoning exam. This examination stuff guides a person in the right way and guarantees you a hundred% accomplishment in the exam.


Benefits of LSAT-Logical-Reasoning certification.
This test coaching bundle deal covered the questions I was requested on the test - a few components I did not receive as True with is probably possible. So the stuff they offer is in reality valid. It appears to be often up to date to keep up with the dependable updates made to LSAT-Logical-Reasoning exam. Notable fine, the test simulator runs smoothly and will be very purchaser pleasant. there is nothing I do not like about it.


Is there LSAT-Logical-Reasoning test new sayllabus available?
A few accurate men can not bring an alteration to the manner of the world however they could best let you know whether you've got been the best man who knew the way to try this and I need to be regarded in this world and make my very own mark and I have been so lame my complete way but I understand now that I wished to get a pass in my LSAT-Logical-Reasoning and this can make me well-known perhaps and yes I am brief of glory but passing my A+ exams with killexams.com was my morning and night glory.


LSAT-Logical-Reasoning mock test that works in the genuine test.
Your consumer thoughts help experts were continuously available through stay chat to tackle the maximum trifling troubles. Their advice and clarifications have been vast. This is to light up that I found out how to pass my LSAT-Logical-Reasoning Security test via my first utilizing killexams.com dumps direction. test Simulator of LSAT-Logical-Reasoning by killexams.com is superb too. I am amazingly pleased to have killexams.com LSAT-Logical-Reasoning route, as this valuable material helped me obtain my targets. Much liked.


Admission-Tests Reasoning exam

While it is very hard task to choose reliable certification questions / answers resources with respect to review, reputation and validity because people get ripoff due to choosing wrong service. Killexams.com make it sure to serve its clients best to its resources with respect to test dumps update and validity. Most of other's ripoff report complaint clients come to us for the brain dumps and pass their exams happily and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client confidence is important to us. Specially they take care of killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. The same care that they take about killexams review, killexams reputation, killexams ripoff report complaint, killexams trust, killexams validity, killexams report and killexams scam. If you see any false report posted by their competitors with the name killexams ripoff report complaint internet, killexams ripoff report, killexams scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are thousands of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test simulator. Visit Their trial questions and trial brain dumps, their test simulator and you will definitely know that killexams.com is the best brain dumps site.

Is Killexams.com Legit?
Certainly, Killexams is 100 percent legit as well as fully good. There are several characteristics that makes killexams.com legitimate and legit. It provides updated and 100 percent valid test dumps that contain real exams questions and answers. Price is minimal as compared to the majority of the services online. The mock test are up to date on regular basis together with most exact brain dumps. Killexams account structure and solution delivery is very fast. Record downloading is normally unlimited and incredibly fast. Help is avaiable via Livechat and Email address. These are the features that makes killexams.com a strong website that provide test dumps with real exams questions.



Which is the best braindumps site of 2022?
There are several mock test provider in the market claiming that they provide genuine test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test mock test with the same frequency as they are updated in Real Test. test dumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to obtain PDF test Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your obtain Account. You can obtain Premium test Dumps files as many times as you want, There is no limit.

Killexams.com has provided VCE practice questions Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Exam Center and Enjoy your Success.




PL-200 practice test | MB-500 bootcamp | PDI practice questions | PAM-DEF Free test PDF | CIMAPRA19-E02-1-ENG test practice | H13-629 PDF obtain | AZ-900 english test questions | AD0-E452 trial test questions | PEGAPCSA87V1 test questions | NAB-NHA test prep | PL-300 braindumps | 300-615 question test | ASSET cheat sheet pdf | 8008 brain dumps | AZ-104 assessment test trial | CPQ-211 test papers | CISMP-V9 practice test | 500-440 mock test | SCA-C01 VCE | JN0-681 mock test |


LSAT-Logical-Reasoning - Section One Logical Reasoning testing
LSAT-Logical-Reasoning - Section One Logical Reasoning test contents
LSAT-Logical-Reasoning - Section One Logical Reasoning information source
LSAT-Logical-Reasoning - Section One Logical Reasoning Question Bank
LSAT-Logical-Reasoning - Section One Logical Reasoning test Cram
LSAT-Logical-Reasoning - Section One Logical Reasoning braindumps
LSAT-Logical-Reasoning - Section One Logical Reasoning Real test Questions
LSAT-Logical-Reasoning - Section One Logical Reasoning PDF Braindumps
LSAT-Logical-Reasoning - Section One Logical Reasoning study help
LSAT-Logical-Reasoning - Section One Logical Reasoning test Braindumps
LSAT-Logical-Reasoning - Section One Logical Reasoning Free PDF
LSAT-Logical-Reasoning - Section One Logical Reasoning study help
LSAT-Logical-Reasoning - Section One Logical Reasoning test dumps
LSAT-Logical-Reasoning - Section One Logical Reasoning study tips
LSAT-Logical-Reasoning - Section One Logical Reasoning Cheatsheet
LSAT-Logical-Reasoning - Section One Logical Reasoning information hunger
LSAT-Logical-Reasoning - Section One Logical Reasoning Study Guide
LSAT-Logical-Reasoning - Section One Logical Reasoning Free PDF
LSAT-Logical-Reasoning - Section One Logical Reasoning Practice Test
LSAT-Logical-Reasoning - Section One Logical Reasoning braindumps
LSAT-Logical-Reasoning - Section One Logical Reasoning PDF Download
LSAT-Logical-Reasoning - Section One Logical Reasoning test Braindumps
LSAT-Logical-Reasoning - Section One Logical Reasoning PDF Download
LSAT-Logical-Reasoning - Section One Logical Reasoning outline
LSAT-Logical-Reasoning - Section One Logical Reasoning education
LSAT-Logical-Reasoning - Section One Logical Reasoning outline
LSAT-Logical-Reasoning - Section One Logical Reasoning real questions
LSAT-Logical-Reasoning - Section One Logical Reasoning Free PDF
LSAT-Logical-Reasoning - Section One Logical Reasoning Real test Questions
LSAT-Logical-Reasoning - Section One Logical Reasoning outline
LSAT-Logical-Reasoning - Section One Logical Reasoning PDF Download
LSAT-Logical-Reasoning - Section One Logical Reasoning course outline
LSAT-Logical-Reasoning - Section One Logical Reasoning Dumps
LSAT-Logical-Reasoning - Section One Logical Reasoning PDF Questions
LSAT-Logical-Reasoning - Section One Logical Reasoning book
LSAT-Logical-Reasoning - Section One Logical Reasoning test
LSAT-Logical-Reasoning - Section One Logical Reasoning Practice Test
LSAT-Logical-Reasoning - Section One Logical Reasoning Practice Test
LSAT-Logical-Reasoning - Section One Logical Reasoning Latest Questions
LSAT-Logical-Reasoning - Section One Logical Reasoning Study Guide
LSAT-Logical-Reasoning - Section One Logical Reasoning outline
LSAT-Logical-Reasoning - Section One Logical Reasoning Question Bank
LSAT-Logical-Reasoning - Section One Logical Reasoning PDF Dumps
LSAT-Logical-Reasoning - Section One Logical Reasoning braindumps
LSAT-Logical-Reasoning - Section One Logical Reasoning exam
LSAT-Logical-Reasoning - Section One Logical Reasoning certification
LSAT-Logical-Reasoning - Section One Logical Reasoning information search
LSAT-Logical-Reasoning - Section One Logical Reasoning test Questions
LSAT-Logical-Reasoning - Section One Logical Reasoning Dumps
LSAT-Logical-Reasoning - Section One Logical Reasoning outline
LSAT-Logical-Reasoning - Section One Logical Reasoning cheat sheet
LSAT-Logical-Reasoning - Section One Logical Reasoning information search
LSAT-Logical-Reasoning - Section One Logical Reasoning information source



Best Certification test Dumps You Ever Experienced


WorkKeys practice test | ASSET braindumps | HESI-A2 mock test | GMAT-Verbal cheat sheet | SSAT test answers | TEAS-N questions answers | MAT test prep | ACT trial questions | GMAT test preparation | TEAS Free test PDF | OAT PDF Questions | LSAT-Logical-Reasoning pass test | GRE-Quantitative practice questions | GRE test dumps | SAT test questions | CBEST Practice Questions | LSAT study questions | GRE-Verbal practice test | Praxis-Core practice questions | LSAT-reading-comprehension cheat sheet pdf |





References :


https://ello.co/killexamz/post/xmeosechsr09ylxdpky0xq
https://drp.mk/i/yTgx0LRMRr
https://justpaste.it/LSAT-Logical-Reasoning
https://www.instapaper.com/read/1400150560
https://arfansaleemfan.blogspot.com/2021/05/lsat-logical-reasoning-section-one.html
http://killexams.decksrusct.com/blog/certification-exam-dumps/lsat-logical-reasoning-section-one-logical-reasoning-2021-update-question-bank-by-killexams-com/
http://feeds.feedburner.com/PassingTheA2040-406ExamIsEasyWithKillexamscom
https://sites.google.com/view/ killexams-lsat-logical-reasoni
https://spaces.hightail.com/space/v47qz1ixkg/files/fi-442ae19e-de8a-4629-a89f-9261ad6b4d1b/fv-d8164e1e-1970-4e7d-8ef6-52f5a06e86f1/XPages-Mobile-Advanced-Topics-(C2040-411).pdf



Similar Websites :
Pass4sure Certification test dumps
Pass4Sure test Questions and Dumps






Direct Download

LSAT-Logical-Reasoning Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

LSAT-Logical-Reasoning Reviews

100% Valid and Up to Date LSAT-Logical-Reasoning Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug