Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über MS-740?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der MS-740: Troubleshooting Microsoft Teams Prüfung.

2022 Updated Actual MS-740 questions as experienced in Test Center

Laden Sie MS-740 Übungstest und aktuelle Fragen herunter - easy finanz | easyfinanz

Troubleshooting Microsoft Teams practice questions with Latest MS-740 practice tests | https://www.easyfinanz.cc/

Microsoft MS-740 : Troubleshooting Microsoft Teams exam Dumps

Exam Dumps Organized by Shahid nazir



Latest 2022 Updated Syllabus
MS-740 exam questions | Latest Braindumps with real Questions

Real Questions from Latest syllabus of MS-740 - Updated Daily - 100% Pass Guarantee



MS-740 trial Questions : Download 100% Free MS-740 exam questions (PDF and VCE)

Exam Number : MS-740
Exam Name : Troubleshooting Microsoft Teams
Vendor Name : Microsoft
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Individuals training these MS-740 real questions to acquire 100 percent represents
You require appropriate and up up to at the moment MS-740 Practice Questions with Exam Questions to complete Microsoft MS-740 Test. Practice these types of MS-740 Real exam Questions to enhance your own knowledge as well as your exam along with Higher Marks. You and me ensure your own personal achievement inside MS-740 exam along with fine marks, if you happen to remember these types of PDF Braindumps and Actual Questions together with Practice Questions.

When completing MS-740 examination actually is important to a individual, you need the order to simply get MS-740 PDF Braindumps by means of killexams.com. It will eventually help save through a broad selection of issues that you will come across with cost-free Free exam PDF on the internet. It makes your idea regarding MS-740 objectives apparent plus permit you to confident so as to face the genuine MS-740 quiz. You may note that several questions that look pretty simple usually are tricky. Microsoft experts handle such questions effectively in which look very easy however in fact, you will find a lot of difficulties in the distinct question. All of us assist you to know these questions with the aid of typically the MS-740 exercise test. Often the VCE examination sim may help a person to help memorize as well as understand a variety of these kinds of inquiries. Once you might answer these MS-740 Exam Questions once again in addition to again, your own personal concepts find themselves being eliminated and a individual may not befuddle when confronting genuine inquiries. This is surely how they assist you to move your personal test using the first test simply by really boosting all the way up your knowing regarding MS-740 matters as well as the most accurate MS-740 syllabus.

Top features of Killexams MS-740 Exam Questions
-> Immediate MS-740 Exam Questions get Gain access to
-> Comprehensive MS-740 Questions in addition to Answers
-> 98% Success Price of MS-740 exam
-> Assured real MS-740 exam questions
-> MS-740 Issues Updated in Regular time frame.
-> Valid in addition to 2022 Kept up to date MS-740 exam questions
-> totally Portable MS-740 exam Data
-> Full included MS-740 VCE exam Sim
-> No Reduce on MS-740 exam Down load Access
-> Fantastic Discount Coupons
-> totally Secured Down load Account
-> totally Confidentiality Made sure
-> 100% Achievement certain
-> totally Free Exam Braindumps trial Issues
-> No Disguised . Cost
-> Simply no Monthly Rates
-> No Automated Account Repair
-> MS-740 exam Update Excitation by Email address
-> Free Tech support team

exam Detail with: https://killexams.com/pass4sure/exam-detail/MS-740
Charges Details with: https://killexams.com/exam-price-comparison/MS-740
View Complete Checklist: https://killexams.com/vendors-exam-list

Discount Promotion on Whole MS-740 Exam Questions PDF Dumps;
WC2020: 60 per cent Flat Low cost on each quiz
PROF17: 10% Further Low cost on Worth Greater than $69
DEAL17: 15% Further Low cost on Worth Greater than 99 dollars







MS-740 exam Format | MS-740 Course Contents | MS-740 Course Outline | MS-740 exam Syllabus | MS-740 exam Objectives


Exam Number: MB-340MS-740
Exam Name : Troubleshooting Microsoft Teams

Exam TOPICS

Candidates for this exam are support engineers responsible for supporting Microsoft Teams environments, troubleshooting deployments, tuning performance, collecting and analyzing telemetry and log data, and managing Teams environments.

Candidates should have significant exposure to unified communications and hands-on experience with Microsoft Teams. In addition, candidates should have networking knowledge of Azure fundamentals, telephony, PowerShell, data storage technologies, APIs, app security, authentication and authorization, security, and compliance information, debugging, performance tuning, and monitoring.

Troubleshoot Microsoft Teams voice issues (15-20%)
Troubleshoot issues with Microsoft Teams meetings and live events (20-25%)
Troubleshoot federation issues (10-15%)
Troubleshoot issues signing into Microsoft Teams (15-20%)
Troubleshoot teams and channels (10-15%)
Troubleshoot issues with files (15-20%)

Troubleshoot Microsoft Teams voice issues (15-20%)
Troubleshoot audio and video flow issues
 troubleshoot audio and video quality issues
 troubleshoot call drops
 investigate issues with call quality and dropped calls by using Call Quality Dashboard, network tracing tools, and logs
Troubleshoot emergency calling issues
 configure dynamic emergency calling
 identify issues with emergency phone number normalization rules
 troubleshoot location detection failures
 troubleshoot missing locations in outbound calls and missing addresses
 troubleshoot dial mask issues
Troubleshoot direct routing issues
 troubleshoot issues pairing the Session Border Controller (SBC) with the phone number
service
 troubleshoot dial plan issues including normalization rules
 identify the root cause of direct-dialing call issues by reviewing the SBC log
 troubleshoot audio conferencing issues including provisioning and configuration issues
Troubleshoot issues with Microsoft Teams meetings and live events
(20-25%)
Troubleshoot live events issues
 troubleshoot meeting creation and scheduling issues
 troubleshoot recording issues including policies related to recording
 investigate issues sharing content and viewing reports
 troubleshoot reporting issues including issues with attendance reports and moderated
questions
 troubleshoot attendee access and playback issues
 troubleshoot and optimize networks for Teams live events
 investigate issues connecting to the service and joining meetings
Configure and troubleshoot Teams services
 configure Microsoft Audio Conferencing licensing
 troubleshoot dial pad issues
 troubleshoot phone number provisioning issues
 configure and troubleshoot issues with the Outlook add-in for Teams
 troubleshoot issues enabling and configuring audio and video devices for Teams
 troubleshoot online and hybrid call queues and auto-attendant issues
 troubleshoot user provisioning issues including licensing users, phone number
assignments, and policies
 troubleshoot issues with phone system features
 investigate phone system setup and configuration issues
Troubleshoot Teams client issues
 troubleshoot Teams client startup issues and crashes on Windows, Mac, and Linux
devices
 investigate causes for high memory or CPU usage
 investigate network issues including network latency
 analyze web traffic and review HTTP status codes by using Fiddler and other tools
 troubleshoot issues installing and updating client software
 troubleshoot performance issues including long times for uploading files and chats slow
to load or send
 troubleshoot call setup issues
 troubleshoot issues adding participants to meetings
Troubleshoot messaging issues
 troubleshoot message delivery issues
 troubleshoot issues attaching files and content to messages
 troubleshoot chat notification issues
Troubleshoot federation issues (10-15%)
Troubleshoot issues interoperating with Skype for Business
 investigate chat issues when interoperating with Skype for Business
 troubleshoot federation issues between Teams and Skype or Skype for Business
 troubleshooting Interop chat scenarios
Troubleshoot Teams federation issues
 configure federation policies and domain lists
 verify tenant configuration settings including allowed and blocked domain lists and type
of federation
Troubleshoot issues signing into Microsoft Teams (15-20%)
Troubleshoot account and network issues
 verify Active Directory Federation Services (AD FS) health including endpoint availability
and synchronization status
 troubleshoot issues with Azure Active Directory Seamless Single Sign-On (Azure AD
Seamless SSO)
 identify reasons for blocked accounts by reviewing web log data
 verify user virtual private network (VPN) configuration settings including split tunneling
and client version
 validate network configuration settings including firewall ports, IP ranges, and proxy
configuration issues
Troubleshoot member sign-in issues
 investigate authentication issues
 verify whether an applied conditional access policy prevents sign in
 determine whether a user account or the device from which a user attempts to sign in is
the cause of a sign-in issue
 troubleshoot client sign-in issues by collecting and analyzing Teams debug logs
 troubleshoot Teams Rooms System (TRS) sign-in issues by analyzing log data from
Teams Room devices
 investigate points of failure in the sign-in process flow
Troubleshoot guest access issues
 troubleshoot issues adding guest users to teams
 troubleshoot call, message, and meeting issues for guest users by checking the guest
meeting, guest messaging, and guest calling configuration policies
 audit invitations sent but not used and inactive accounts
 validate configuration settings for federated message flow
 review Azure sign-in logs and audit logs for the domain which hosts Teams
Troubleshoot teams and channels (10-15%)
Troubleshoot issues with apps
 configure Teams to allow or block an app
 validate app permission policies
 configure app setup policies
Troubleshoot issues with public and private channels
 differentiate between capabilities of public and private channels
 identify limitations for private channels
 check user permissions, team policies, and tenant policies
 verify and troubleshoot channel email settings
 troubleshoot tenant replication issues in teams and channels
 troubleshoot deletion issues in teams and channels
Troubleshoot issues with files (15-20%)
Troubleshoot person-to-person (P2P) private chat file issues including access and sharing
 verify access rights for the user
 configure a Teams client configuration policy
 troubleshoot issues provisioning users
Troubleshoot file issues for private channels
 verify that the SharePoint site for the channel is accessible
 verify SharePoint access permissions
 confirm that the SharePoint site collection link is intact
Troubleshoot file issues for public channels
 verify SharePoint access permissions
 determine whether the name for a channel or team have been changed
 confirm that the SharePoint site collection link is intact
 troubleshoot file synchronization issues and missing files



Killexams Review | Reputation | Testimonials | Feedback


Where can i am getting understanding of MS-740 exam?
killexams.com provided me with valid exam questions and answers. the entirety was correct and actual, so I had no problem finishing this test, even though I did not invest that much energy perusing. Even when you have completed basic information about MS-740 exam and services, you could pull it off with this package deal. I was a little harassed basically due to the big amount of data, but as I kept going through the questions, things began falling into area, and my disarray vanished. All things considered, I had unimaginable happiness with Killexams.


Do not forget to read these real exam questions for MS-740 exam.
I have renewed my membership this time for the MS-740 exam. Be given my involvement with killexams.com is so vital it is not always feasible to surrender through not having a membership. I can agree with killexams.com exams for my exam. just this website helped me obtain my MS-740 certification and help me in getting above 95% marks on the exam. You all are certainly making an outstanding display. preserve it up!


Is there a shortcut to fast put together and pass MS-740 exam?
killexams.com presents dependable IT exam dumps, I am using them for years. I passed MS-740 exam with killexams.com questions/answers and exam simulator. everything people say is right. The questions are actual, this is a completely reliable brain dump, definitely valid. And I have very good experience with customer service, however, customer service and certification team reply back with the favorable outcome. I am very happy with the killexams team. I could not get this success without their professional braindumps.


Surprised to look MS-740 braindumps!
I was about to surrender the exam MS-740 because of the fact I was not assured of whether or not I will pass or now not. With only a week very last I decided to replace killexams.com braindumps for my exam coaching. The idea that the syllabus that I had commonly run faraway from could be a lot of fun to the exam; its clean and short manner of getting to the elements made my education a lot easier. All manner with killexams.com questions and answers, I concept I would pass my exam however I did pass with flying shades.


MS-740 practice questions are great to read and pass exam.
Attempted a lot to pass my MS-740 exam taking help from the books. But the elaborate causes and difficult samples made matters worse and that I failed the exam instances. Ultimately, my exquisite buddy counseled me on the query & Answers with the help of killexams.com. And believe me, it employed so nicely! The notable contents have been awesome to undergo and understand the topics. I will also need to without problems cram it too and spoke back the questions in barely 100 and eighty mins time. Felt elated to pass well. Thanks, killexams.com dumps. Way to my cute friend too.


Microsoft Troubleshooting techniques

Unquestionably it is hard assignment to pick dependable certification questions/answers assets regarding review, reputation and validity since individuals get sham because of picking incorrectly benefit. Killexams.com ensure to serve its customers best to its assets concerning exam questions update and validity. The vast majority of other's sham report dissension customers come to us for the brain dumps and pass their exams joyfully and effortlessly. They never trade off on their review, reputation and quality on the grounds that killexams review, killexams reputation and killexams customer certainty is imperative to us. Uniquely they deal with killexams.com review, killexams.com reputation, killexams.com sham report objection, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. On the off chance that you see any false report posted by their rivals with the name killexams sham report grievance web, killexams.com sham report, killexams.com scam, killexams.com protest or something like this, simply remember there are constantly awful individuals harming reputation of good administrations because of their advantages. There are a huge number of fulfilled clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams hone questions, killexams exam simulator. Visit Killexams.com, their specimen questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best brain dumps site.

Is Killexams.com Legit?
Of course, Killexams is fully legit and fully trustworthy. There are several features that makes killexams.com authentic and reliable. It provides updated and fully valid exam questions that contain real exams questions and answers. Price is surprisingly low as compared to many of the services on internet. The Braindumps are refreshed on standard basis with most accurate brain dumps. Killexams account structure and products delivery is incredibly fast. Report downloading is definitely unlimited and also fast. Assistance is avaiable via Livechat and Email. These are the characteristics that makes killexams.com a robust website that provide exam questions with real exams questions.



Which is the best braindumps site of 2022?
There are several Braindumps provider in the market claiming that they provide real exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update exam Braindumps with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to get PDF exam Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Braindumps will be provided in your get Account. You can get Premium exam questions files as many times as you want, There is no limit.

Killexams.com has provided VCE practice test Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Exam Center and Enjoy your Success.




600-455 study guide | CIMAPRA17-BA1-1-ENG free pdf get | 77200X pass exam | C9510-052 practical test | JN0-104 questions get | Salesforce-Certified-CPQ-Specialist study material | MO-201 PDF Braindumps | HPE2-E75 exam papers | A00-211 Free PDF | EADE105 study guide | ASVAB-Mathematics-Knowledge exam questions | CFA-Level-II exam questions | 143-425 online exam | 98-368 practice questions | CWT-100 practice questions | 300-610 practice exam | 2V0-21.20 exam Cram | HPE6-A71 PDF get | GASF braindumps | JN0-212 exam prep |


MS-740 - Troubleshooting Microsoft Teams Cheatsheet
MS-740 - Troubleshooting Microsoft Teams dumps
MS-740 - Troubleshooting Microsoft Teams teaching
MS-740 - Troubleshooting Microsoft Teams PDF Braindumps
MS-740 - Troubleshooting Microsoft Teams information search
MS-740 - Troubleshooting Microsoft Teams braindumps
MS-740 - Troubleshooting Microsoft Teams dumps
MS-740 - Troubleshooting Microsoft Teams Questions and Answers
MS-740 - Troubleshooting Microsoft Teams Test Prep
MS-740 - Troubleshooting Microsoft Teams Latest Questions
MS-740 - Troubleshooting Microsoft Teams PDF Dumps
MS-740 - Troubleshooting Microsoft Teams answers
MS-740 - Troubleshooting Microsoft Teams braindumps
MS-740 - Troubleshooting Microsoft Teams questions
MS-740 - Troubleshooting Microsoft Teams Practice Test
MS-740 - Troubleshooting Microsoft Teams information search
MS-740 - Troubleshooting Microsoft Teams test
MS-740 - Troubleshooting Microsoft Teams techniques
MS-740 - Troubleshooting Microsoft Teams Latest Questions
MS-740 - Troubleshooting Microsoft Teams learn
MS-740 - Troubleshooting Microsoft Teams PDF Download
MS-740 - Troubleshooting Microsoft Teams syllabus
MS-740 - Troubleshooting Microsoft Teams book
MS-740 - Troubleshooting Microsoft Teams Latest Topics
MS-740 - Troubleshooting Microsoft Teams Dumps
MS-740 - Troubleshooting Microsoft Teams learning
MS-740 - Troubleshooting Microsoft Teams course outline
MS-740 - Troubleshooting Microsoft Teams Question Bank
MS-740 - Troubleshooting Microsoft Teams information search
MS-740 - Troubleshooting Microsoft Teams Practice Questions
MS-740 - Troubleshooting Microsoft Teams certification
MS-740 - Troubleshooting Microsoft Teams PDF Braindumps
MS-740 - Troubleshooting Microsoft Teams learning
MS-740 - Troubleshooting Microsoft Teams Free exam PDF
MS-740 - Troubleshooting Microsoft Teams Question Bank
MS-740 - Troubleshooting Microsoft Teams dumps
MS-740 - Troubleshooting Microsoft Teams Questions and Answers
MS-740 - Troubleshooting Microsoft Teams test prep
MS-740 - Troubleshooting Microsoft Teams syllabus
MS-740 - Troubleshooting Microsoft Teams braindumps
MS-740 - Troubleshooting Microsoft Teams Questions and Answers
MS-740 - Troubleshooting Microsoft Teams PDF Download
MS-740 - Troubleshooting Microsoft Teams exam dumps
MS-740 - Troubleshooting Microsoft Teams information search
MS-740 - Troubleshooting Microsoft Teams test
MS-740 - Troubleshooting Microsoft Teams PDF Download
MS-740 - Troubleshooting Microsoft Teams questions
MS-740 - Troubleshooting Microsoft Teams PDF Download
MS-740 - Troubleshooting Microsoft Teams boot camp
MS-740 - Troubleshooting Microsoft Teams study help
MS-740 - Troubleshooting Microsoft Teams learning
MS-740 - Troubleshooting Microsoft Teams testing
MS-740 - Troubleshooting Microsoft Teams exam Cram


MB-700 practice exam | PL-900 study guide | MB-800 braindumps | MB-310 free pdf | AZ-800 mock exam | MS-500 exam papers | AZ-900 cheat sheet | MS-900 practice questions | AZ-120 exam questions | MD-100 practice exam | AZ-500 study guide | AZ-305 PDF Dumps | DP-300 Dumps | MS-100 braindumps | MS-720 free practice tests | AZ-801 practice test | DP-203 dumps | SC-900 free exam papers | SC-300 trial test questions | AZ-900 Braindumps |


Best Certification exam questions You Ever Experienced


MS-101 exam answers | MB-330 Real exam Questions | MB-910 exam Questions | MS-203 test questions | DP-100 test trial | 77-427 test example | MO-201 exam questions | 98-368 past exams | 70-338 exam questions | MS-900 exam questions | SC-900 braindumps | DP-900 cbt | MS-600 exam tips | MS-500 question test | PL-600 study guide | MS-100 free prep | 98-364 free pdf get | PL-300 certification trial | AZ-700 trial test | AZ-104 exam questions |





References :


https://sites.google.com/view/ killexams-ms-740-exam-dumps
https://www.instapaper.com/read/1434767215
https://ello.co/killexamz/post/16u4osomorjrn-wo-js2yg
http://killexams.decksrusct.com/blog/certification-exam-dumps/ms-740-troubleshooting-microsoft-teams-real-exam-questions-by-killexams-com/
https://justpaste.it/MS-740



Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps






Direct Download

MS-740 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

MS-740 Reviews

100% Valid and Up to Date MS-740 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug