Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über NCP-MCI-5.15?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der NCP-MCI-5.15: Nutanix Certified Professional Multicloud Infrastructure (v5.15) Prüfung.
2023 Updated Actual NCP-MCI-5.15 questions as experienced in Test Center
Aktuelle NCP-MCI-5.15 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
![]() Nutanix NCP-MCI-5.15 : Nutanix Certified Professional Multicloud Infrastructure (v5.15) exam DumpsExam Dumps Organized by Martin Hoax |
Latest 2023 Updated Nutanix Nutanix Certified Professional Multicloud Infrastructure (v5.15) Syllabus
NCP-MCI-5.15 exam braindumps / Braindumps contains actual exam Questions
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
NCP-MCI-5.15 Test Center Questions : Download 100% Free NCP-MCI-5.15 exam braindumps (PDF and VCE)
Exam Number : NCP-MCI-5.15
Exam Name : Nutanix Certified Professional Multicloud Infrastructure (v5.15)
Vendor Name : Nutanix
Update : Click Here to Check Latest Update
Question Bank : Check Questions
All NCP-MCI-5.15 braindumps questions are provided for download
Numerous websites offer NCP-MCI-5.15 Exam Questions, but most of them are resellers who sell outdated NCP-MCI-5.15 questions. It's a waste of time and money to study outdated NCP-MCI-5.15 questions. Just visit killexams.com, obtain 100% free Exam Cram, evaluate it, and sign up for the complete version. You will notice the difference.
There are numerous Study Guide suppliers available online, but most of them offer outdated NCP-MCI-5.15 Latest Topics. To find a trustworthy and reputable provider, they suggest visiting killexams.com. However, keep in mind that your search could end up being a waste of time and money if you don't choose wisely. To ensure your satisfaction, they recommend downloading the 100% free NCP-MCI-5.15 PDF Dumps and trying out the demo questions. If you are satisfied, register and gain access for 3 months to obtain the latest and valid NCP-MCI-5.15 Real exam Questions with actual exam questions and answers. Additionally, you should obtain the NCP-MCI-5.15 VCE exam simulator for effective training.
If you are interested in passing the Nutanix NCP-MCI-5.15 exam and securing a good job, you should register at killexams.com. Their team of professionals is dedicated to collecting the latest and valid NCP-MCI-5.15 real exam questions to ensure your success. You can obtain updated NCP-MCI-5.15 exam questions for free each time. However, it is essential to note that many organizations offer NCP-MCI-5.15 Study Guide, but only killexams.com provides valid and up-to-date NCP-MCI-5.15 Free PDF. Therefore, it is best to reconsider before relying on free NCP-MCI-5.15 Exam dumps available online.
While there are several Study Guide suppliers available online, most of them offer outdated NCP-MCI-5.15 Latest Topics. It is essential to choose a reliable and reputable provider, which is why they recommend killexams.com. Remember, your search should not be a waste of time and money. obtain the 100% free NCP-MCI-5.15 PDF Dumps and assess the demo NCP-MCI-5.15 questions before registering. Once satisfied, register and obtain the latest and valid NCP-MCI-5.15 Latest Topics, which contains real test questions and answers, along with great discount coupons. To prepare effectively, obtain the NCP-MCI-5.15 VCE exam simulator as well.

NCP-MCI-5.15 exam Format | NCP-MCI-5.15 Course Contents | NCP-MCI-5.15 Course Outline | NCP-MCI-5.15 exam Syllabus | NCP-MCI-5.15 exam Objectives
Exam Detail:
The NCP-MCI-5.15 exam, also known as "Nutanix Certified Professional Multicloud Infrastructure," is a certification exam that validates the knowledge and skills of IT professionals in deploying, administering, and troubleshooting Nutanix solutions in a multicloud infrastructure. Here are the details of the NCP-MCI-5.15 exam:
- Number of Questions: The NCP-MCI-5.15 exam typically consists of multiple-choice questions (MCQs) and may include scenario-based questions. The exact number of questions may vary, but it generally ranges from 60 to 70 questions.
- Time Limit: The time allocated to complete the NCP-MCI-5.15 exam is usually around 90 minutes. However, the duration may vary depending on the specific exam requirements and the exam delivery platform.
Course Outline:
The NCP-MCI-5.15 exam covers a broad range of courses related to deploying, administering, and troubleshooting Nutanix solutions in a multicloud infrastructure. The exam assesses the candidate's knowledge in the following areas:
1. Nutanix Core Concepts and Architecture:
- Understanding the key concepts, components, and architecture of Nutanix solutions.
- Exploring the functionality of Nutanix Prism and AHV (Acropolis Hypervisor).
- Understanding data resiliency, data protection, and disaster recovery mechanisms in Nutanix environments.
2. Nutanix Deployment and Configuration:
- Deploying and configuring Nutanix clusters and nodes.
- Understanding Nutanix networking concepts and best practices.
- Configuring storage resources, including datastores and virtual disks.
3. Nutanix Prism Central and Prism Element Management:
- Managing Nutanix clusters using Prism Central.
- Configuring and monitoring Nutanix resources, including VMs, storage, and networking.
- Understanding the role of Prism Element in managing Nutanix nodes.
4. Nutanix AHV Virtualization:
- Understanding Nutanix AHV virtualization features and capabilities.
- Deploying and managing virtual machines (VMs) in Nutanix AHV environments.
- Configuring and monitoring AHV networking and storage.
5. Nutanix Data Services and Application Deployment:
- Configuring and managing Nutanix data services, including compression, deduplication, and erasure coding.
- Deploying and managing applications on Nutanix clusters.
- Understanding Nutanix Calm for application lifecycle management.
6. Nutanix Cluster Operations and Troubleshooting:
- Performing cluster operations and maintenance tasks, including upgrades and patches.
- Troubleshooting common issues and performance bottlenecks in Nutanix environments.
- Understanding Nutanix support and resources for troubleshooting and issue resolution.
Exam Objectives:
The objectives of the NCP-MCI-5.15 exam are as follows:
- Evaluating the candidate's knowledge and understanding of Nutanix core concepts, architecture, and deployment models.
- Assessing the candidate's ability to deploy and configure Nutanix clusters, storage, and networking.
- Testing the candidate's skills in managing Nutanix resources using Prism Central and Prism Element.
- Verifying the candidate's knowledge of Nutanix AHV virtualization and its configuration and management.
- Assessing the candidate's understanding of Nutanix data services, application deployment, and cluster operations.
- Testing the candidate's troubleshooting skills in resolving common issues and performance problems in Nutanix environments.
Exam Syllabus:
The NCP-MCI-5.15 exam covers the following topics:
1. Nutanix Core Concepts and Architecture
2. Nutanix Deployment and Configuration
3. Nutanix Prism Central and Prism Element Management
4. Nutanix AHV Virtualization
5. Nutanix Data Services and Application Deployment
6. Nutanix Cluster Operations and Troubleshooting
Killexams Review | Reputation | Testimonials | Feedback
I want actual test questions latest NCP-MCI-5.15 exam.
I found killexams.com to be a nice platform for NCP-MCI-5.15 exam preparation. The platform provided me with the best level of preparation and made studying interesting. With the help of killexams.com, I was able to grow in life and pass the NCP-MCI-5.15 exam with excellent scores.
Up to date and reliable brain dumps latest NCP-MCI-5.15 are available here.
killexams.com's materials cover every aspect of the NCP-MCI-5.15 exam, which is essential for those new to it. I needed to Improve my understanding of NCP-MCI-5.15, and killexams.com's braindumps helped me a lot. I passed the NCP-MCI-5.15 exam with their assistance and have been recommending their services to my friends and colleagues.
Nice to pay attention that updated dumps of NCP-MCI-5.15 exam are available.
I am thankful for the NCP-MCI-5.15 dumps provided by killexams.com, as they contained all the simulations and maximum questions that I was asked in the actual exam. I scored 97% on the test, which exceeded my expectations. After trying several books, I was disappointed with the material, but killexams.com Braindumps satisfied my needs, as it explained complicated courses in the best way possible.
Take a smart move, memorize these NCP-MCI-5.15 questions and answers.
I passed this exam last fall, and over 90% of the questions were valid at the time. killexams.com cares to update their materials frequently, so they are highly likely to still be valid. They are a great organization that has helped me more than once, and
Where will I locate VCE exam for NCP-MCI-5.15 exam?
I have taken many NCP-MCI-5.15 certification tests in the past, but NCP-MCI-5.15 was the easiest thanks to killexams.com. I wish I had discovered this site a few years ago as it would have saved me many sleepless nights and a lot of stress. The NCP-MCI-5.15 exam is not an easy one, especially the latest version, but killexams.com's Braindumps are updated daily and were right on point. I am certain that their material helped me score higher on my exam.
Nutanix Professional test
Nutanix helps organizations implement AI with new serviceNutanix announces the new AI solution Nutantix GPT-in-a-box. The tool should make it easier for companies to introduce generative AI into the workplace. Nutanix GPT-in-a-box is a new tool from Nutanix to help companies get started implementing AI and machine learning (ML). Notably, the tool allows companies to maintain full control over their data. The new platform’s essential goal is to help define hardware and software infrastructure suitable for running AI and ML on. To do this, the platform can rely on the capabilities of open-source AI and MLOps frameworks from the Nutanix Cloud Platform. The tool focuses on implementing generative AI in the workplace, but many enterprises are likely to ignore the tool. Indeed, generative AI was found to be banned in three-quarters of organizations, according to an earlier survey. There are two concerns about generative AI tools that trigger the ban. Many focus on the risk of using unsecured apps, while others fear that company secrets will leak. Nutanix recognizes these fears. The tool, therefore, puts data management in the company’s hands but also adds (data)security capabilities to the platform. According to the company, many organizations additionally struggle with questions about how best to support ML administrators and data scientists. To that end, Nutanix GPT-in-a-Box provides turnkey AI infrastructure for the edge or core data center. Also read: Nutanix wants to be infrastructure for all workloads, including Kubernetes Self-Esteem TestDo you believe in yourself? Do you supply yourself the credit you deserve? Self-esteem is an integral part of personal happiness, fulfilling relationships and achievement. This test is designed to evaluate your general level of self-esteem and determine whether you need to work on your self-image. Take this self-esteem test to find out your true sense of self. Examine the following statements and indicate how often or to what degree you agree with them. In order to receive the most accurate results, please answer each question as honestly as possible. After finishing this test you will receive a FREE snapshot report with a summary evaluation and graph. You will then have the option to purchase the full results for $6.95 This test is intended for informational and entertainment purposes only. It is not a substitute for professional diagnosis or for the treatment of any health condition. If you would like to seek the advice of a licensed mental health professional you can search Psychology Today's directory here. |
While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for exam braindumps update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam VCE simulator. Visit their example questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best exam braindumps site.
Which is the best dumps website?
Sure, Killexams is practically legit plus fully reputable. There are several characteristics that makes killexams.com reliable and authentic. It provides latest and practically valid exam braindumps made up of real exams questions and answers. Price is very low as compared to the vast majority of services online. The Braindumps are modified on frequent basis using most latest brain dumps. Killexams account set up and supplement delivery can be quite fast. Data file downloading is definitely unlimited and extremely fast. Help is avaiable via Livechat and Contact. These are the characteristics that makes killexams.com a sturdy website that include exam braindumps with real exams questions.
Is killexams.com test material dependable?
There are several Braindumps provider in the market claiming that they provide actual exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2023 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update exam Braindumps with the same frequency as they are updated in Real Test. exam braindumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to obtain PDF exam Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Braindumps will be provided in your obtain Account. You can obtain Premium exam braindumps files as many times as you want, There is no limit.
Killexams.com has provided VCE VCE exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Test Center and Enjoy your Success.
701-100 cram | F50-536 examcollection | ServiceNow-CIS-HAM training material | C90-06A PDF obtain | AZ-303 practice questions | PHR braindumps | A00-280 Dumps | ICDL-WINDOWS exam Questions | NSE5_FAZ-7.0 mock exam | CWS-100 pass marks | HH0-560 online exam | CAT-220 Real exam Questions | ANCC-MSN VCE exam | 3171T VCE exam | MSC-241 practice exam | DEV-401 study guide | ISFS english test questions | 5V0-32-19 dump | SAP-C02 mock questions | E20-598 exam braindumps |
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) exam success
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) tricks
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) techniques
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) learning
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) exam contents
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) test prep
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) exam format
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) Latest Questions
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) education
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) answers
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) test
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) course outline
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) test
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) Latest Topics
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) test
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) test
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) exam Questions
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) Latest Topics
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) Dumps
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) syllabus
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) test prep
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) Practice Questions
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) PDF Questions
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) tricks
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) tricks
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) information hunger
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) techniques
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) PDF Download
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) cheat sheet
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) PDF Questions
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) exam dumps
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) Free PDF
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) teaching
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) education
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) actual Questions
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) exam dumps
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) exam Questions
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) exam Questions
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) PDF Braindumps
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) syllabus
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) Free PDF
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) education
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) tricks
NCP-MCI-5.15 - Nutanix Certified Professional Multicloud Infrastructure (v5.15) certification
Other Nutanix exam Dumps
NCP-MCI-6.5 PDF Questions | NCSE-Core question test | NCS-Core Question Bank | Nutanix-NCP past exams | NCP-MCI-5.15 questions and answers | NCSE-Level-1 study guide |
Best exam braindumps You Ever Experienced
AEPA questions and answers | GB0-191-ENU online exam | CWM_LEVEL_II exam prep | ISEB-SWTINT1 test prep | MB-300 brain dumps | OCS practice exam | CBCP braindumps | CPFO exam dumps | 4A0-103 questions and answers | HPE0-S54 examcollection | FINRA PDF Download | OG0-091 exam prep | PC0-006 PDF Braindumps | NCEES-FE past exams | 4A0-C01 brain dumps | Marketing-Cloud-Consultant exam dumps | CFE test prep | SAFe-Practitioner real questions | P11-101 pass marks | CFSA english test questions |
References :
Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps
NCP-MCI-5.15 Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date NCP-MCI-5.15 Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug