Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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Nutanix NCS-Core : Nutanix Certified Services Core Infrastructure Professional exam Dumps

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Exam Number : NCS-Core
Exam Name : Nutanix Certified Services Core Infrastructure Professional
Vendor Name : Nutanix
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NCS-Core exam Format | NCS-Core Course Contents | NCS-Core Course Outline | NCS-Core exam Syllabus | NCS-Core exam Objectives

Exam Detail:
The NCS-Core exam, also known as "Nutanix Certified Services Core Infrastructure Professional," is a certification exam that validates the knowledge and skills of IT professionals in deploying and managing Nutanix solutions in a core infrastructure environment. Here are the details of the NCS-Core exam:

- Number of Questions: The NCS-Core exam typically consists of multiple-choice questions (MCQs) and may include scenario-based questions. The exact number of questions may vary, but it generally ranges from 60 to 70 questions.

- Time Limit: The time allocated to complete the NCS-Core exam is usually around 90 minutes. However, the duration may vary depending on the specific exam requirements and the exam delivery platform.

Course Outline:
The NCS-Core exam covers a wide range of Topics related to deploying, managing, and troubleshooting Nutanix solutions in a core infrastructure environment. The exam assesses the candidate's knowledge in the following areas:

1. Nutanix Core Concepts and Architecture:
- Understanding the key concepts, components, and architecture of Nutanix solutions.
- Exploring the functionality of Nutanix Prism and the Nutanix Acropolis Operating System (AOS).
- Understanding the deployment options and considerations for Nutanix clusters.

2. Nutanix Cluster Deployment and Configuration:
- Deploying Nutanix clusters and nodes in different deployment scenarios.
- Configuring network and storage resources for Nutanix clusters.
- Performing initial cluster configuration and cluster expansion.

3. Nutanix Cluster Management and Operations:
- Managing Nutanix clusters using the Prism interface.
- Configuring and monitoring Nutanix resources, including virtual machines (VMs), storage, and networking.
- Understanding Nutanix cluster maintenance tasks and best practices.

4. Nutanix Data Services and High Availability:
- Configuring data services such as compression, deduplication, and erasure coding.
- Implementing Nutanix high availability mechanisms and disaster recovery solutions.
- Understanding data protection and backup strategies in Nutanix environments.

5. Nutanix Troubleshooting and Support:
- Identifying and resolving common issues and performance bottlenecks in Nutanix clusters.
- Understanding Nutanix support resources and troubleshooting methodologies.
- Utilizing Nutanix support tools and diagnostic utilities.

Exam Objectives:
The objectives of the NCS-Core exam are as follows:

- Evaluating the candidate's knowledge and understanding of Nutanix core concepts, architecture, and deployment models.
- Assessing the candidate's ability to deploy and configure Nutanix clusters, including network and storage resources.
- Testing the candidate's skills in managing and monitoring Nutanix resources using the Prism interface.
- Verifying the candidate's knowledge of Nutanix data services, high availability mechanisms, and disaster recovery solutions.
- Assessing the candidate's troubleshooting skills in identifying and resolving common issues in Nutanix clusters.
- Testing the candidate's understanding of Nutanix support resources and diagnostic tools.

Exam Syllabus:
The NCS-Core exam covers the following topics:

1. Nutanix Core Concepts and Architecture
2. Nutanix Cluster Deployment and Configuration
3. Nutanix Cluster Management and Operations
4. Nutanix Data Services and High Availability
5. Nutanix Troubleshooting and Support

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Nutanix Services Real exam Questions


Exam Information

An exam proctor will begin practicing exam instructions approximately 15 minutes before the exam start time. Students must be in the exam room with their exam at this time. If taking the exam on a laptop, it must be booted up and have passed the security check. Hand writers must not have a laptop with them in an exam room, unless otherwise allowed according to the professor’s instructions. A student entering the exam room after the proctor begins practicing instructions will not receive additional time for booting up their laptop, passing the security check, and/or practicing exam instructions.

When instructed by the proctor, write your exam number on the cover page of your exam, bluebooks, and any scratch paper you turn in as part of your exam. Handwritten exam answers must be written in blue books in blue or black ink. Number the bluebooks you use (1 of 1, 1 of 2, 2 of 2, etc.). Proctors will allow time to read the professor’s instructions. Other than counting the number of pages of the exam, students are not permitted to turn the page of an exam past the instructions page until the proctor instructs them to do so.

When taking a closed-book exam, no books, outlines, book bags, purses, or scratch paper (other than the scratch paper provided) may be at your seat during the exam. These items must be left outside of the exam room or in the front or sides of the exam room. Students may not begin to write anything, including on scratch paper, before the proctor begins a closed-book exam.

Students taking in-class exams are prohibited from having any electronic communication device, other than a laptop as allowed per the professor's instructions, during the exam. Cell phones and smart watches must be turned off during the exam and placed in a bag or backpack. Violations of this rule may be considered an Honor Code violation. A clock in each exam room will be the official timekeeper for the exam.

Non-alcoholic beverages are permitted in exam rooms; however, the container must have a lid.

After the exam instructions have been read and the exam begins, the proctor will remain in the room. Any student who has a question or problem during an exam should see the proctor.

Students may use the restroom or take a break during an exam. However, all exam materials must be left in the exam room and no additional time will be given. Students must sign in and out at the front of the room with the proctor.

How To Pass The ASWB exam To Become A Licensed Social Worker

Editorial Note: They earn a commission from partner links on Forbes Advisor. Commissions do not affect their editors' opinions or evaluations.

Social work licensing practices vary widely by state. Some states require entry-level and generalist social workers to pass an exam and earn licensure. In other states, you only need a license to become a licensed clinical social worker (LCSW) and provide psychotherapy services.

In many states, social work licensure at any level requires you to pass an exam administered by the Association of Social Work Boards (ASWB). The ASWB exam is a nationally recognized exam that evaluates your comprehension of human behavior and development.

If you’re a social work major or considering pivoting into the human services field, read on to discover how to prepare for, take and pass the ASWB licensure exam—with or without a social work degree.

What Is the ASWB Exam?

ASWB is a nonprofit organization comprising all of the state social work regulatory boards in the United States and Canada. This body regulates the social work profession and administers the licensure exam that evaluates prospective social workers’ ethics and expertise. Passing the ASWB exam is the final step to earning a social work license in many states.

ASWB offers five exam categories—associate, bachelor’s, master’s, advanced generalist and clinical—each tailored to a specific education and experience level. A candidate’s exam category determines their title and scope of practice post-licensure.

Within a four-hour window, ASWB exam-takers must answer questions concerning:

  • Human development, diversity and behavior in the environment
  • Assessment (of clients’ physical and mental status)
  • Interventions with clients
  • Professional relationships, values and ethics
  • ASWB exam Categories

    All ASWB exam categories contain 170 questions on human development and behavior, but question types may vary among categories. For example, the associate and bachelor’s exams lean more heavily on recall questions than other exam categories, which feature larger proportions of reasoning questions.

    Each exam category may lead to a different level of social work licensure depending on your state’s licensing processes. Not all states offer all five categories of the ASWB exam.


    This category offers a licensure pathway for applicants who want to practice social work without earning a four-year degree in the field. In most cases, associate-level social workers can only practice under supervision.

    A handful of states offer this licensing pathway: South Dakota, Michigan, Ohio, New Hampshire and Massachusetts. Only South Dakota, New Hampshire and Massachusetts require associate-level social workers to pass the associate ASWB exam.

    Registration for the associate ASWB exam category costs $230.


    The ASWB bachelor’s exam, which also costs $230, evaluates your generalist understanding of social work practices and ethics. You must hold a bachelor’s degree in social work from an accredited college to sit for this exam category.

    The bachelor’s category features the same questions as the associate category.

    Passing the bachelor’s exam qualifies you to become a non-clinical baccalaureate social worker. Exact titles vary among states; in Oregon, these professionals are called registered baccalaureate social workers, while North Carolina calls them certified social workers.

    In most cases, social workers at this level interview clients, manage cases, conduct research and advocate for social justice. Depending on the state, they may only be able to practice autonomously after gaining supervised work experience post-licensure.


    The ASWB master’s category requires a master of social work (MSW) and usually qualifies applicants for the licensed master social worker (LMSW) credential. Again, the exact title may vary by state—Indiana calls these professionals licensed social workers, for example.

    The master’s-level exam tests your foundational understanding of the social work field and evaluates your application of specialized skills gained during their MSW program. Licensees know how to apply advanced practice skills and specialized knowledge in their roles.

    LMSWs can drive social change and justice for various communities. In some states, they can provide clinical therapy with oversight from an LCSW. The registration fee for this ASWB exam category is $230.

    Advanced Generalist:

    The advanced generalist category is tailored to prospective LMSWs who aspire to work in macro-level roles. This means working with large populations, such as entire states and countries. The advanced generalist ASWB exam indicates a desire to work with public policy, state or national campaigns, or other government initiatives.

    To sit for the advanced generalist ASWB exam, you must hold a master’s degree in social work plus two years of nonclinical professional experience.

    With a fee of $260, test takers can prove their expertise in social justice, public policy and administration, and public welfare to their state licensing boards.


    The minimum requirements for this ASWB category include an MSW and two years of clinical experience. The clinical ASWB test serves prospective social workers who want to provide mental health services in clinical settings.

    LCSWs (who may work under different titles, depending on where they practice) provide psychotherapy services to prevent, diagnose and treat mental illnesses. Through individual or group therapy, these professionals help people struggling with emotional distress.

    Clinical social workers practice independently in various settings, including hospitals, schools, psychiatric facilities and social service agencies. Registering for the clinical ASWB exam category costs $260.

    Signing Up for the ASWB Exam Apply for a State License

    First, you must get your state board’s approval to register for the ASWB exam. Approval processes differ depending on the state where you want to practice.

    Typical requirements vary by state and license level but may include college transcripts, a license application fee and proof of supervised experience, which you can send to the board via email or fax. Some states may also require you to provide fingerprints and undergo a background check.

    Sign Up for the ASWB Exam

    Once you receive approval from your state social work board, you must register for the appropriate ASWB licensure exam, either online, via mail or by fax. Registration costs between $230 and $260, depending on your exam category.

    If your registration is successful, you’ll receive an “authorization to test” email from ASWB.

    Schedule Your Test with Pearson VUE

    Pearson VUE provides testing centers for licensure applicants nationwide. You can schedule, cancel and reschedule exam appointments with Pearson VUE through the testing authorization email.

    Preparing for the ASWB Exam Understand How the exam Is Structured

    The ASWB exam is a four-hour, computer-based test comprising 170 multiple-choice questions that test your expertise and decision-making skills as a social worker.

    Exam questions cover various content areas and competencies you should have covered during your degree program. You may also find knowledge, skills and abilities statements resembling real-life situations that require critical thinking. To pass the licensure exam, you must answer about 100 out of the 150 questions correctly.

    Take a Practice Test

    Although self-study is necessary to pass professional exams, practice questions can help you prepare better. By taking a mock test, you can identify loopholes in your study plan, learn the testing software, understand your strengths and areas for improvement, and prepare for complex questions.

    After you register for your exam, ASWB offers a 30-day window to take a practice test for an additional $85. Practice exams exist for all categories except the advanced generalist exam.

    Other test prep resources offer free practice tests, but ASWB warns against those resources because their content may be misleading.

    Know What to Expect on Test Day

    ASWB enforces several security measures on test day to ensure a reliable exam process. Prepare to present two photo IDs and sign a confidentiality agreement.

    Pearson VUE test centers are fitted with surveillance tools to detect exam malpractice. Test Center personnel may also walk through the room at intervals.

    You cannot enter the testing center with personal items, but you will receive erasable note boards, markers and other necessary materials from the Test Center personnel. You must return the items after the exam or risk invalidating your score.

    The testing equipment should look like a typical computer setup. Test administrators may provide a short on-screen tutorial to help you navigate the software.

    Decompress After the Exam

    Upon completing the licensure exam, you’ll receive an unofficial score report at the Test Center indicating your performance. ASWB will then send the official score report to your state’s social work board two weeks after the exam.

    Note that your scores cannot be altered at any point, so all you can do is wait for your state board to contact you or go ahead with other state-specific requirements. This may take anywhere from two weeks to a month.

    If you fail the licensure exam, you can retake it after 90 days.

    Frequently Asked Questions (FAQs) About the ASWB Exam What does the ASWB exam stand for?

    The ASWB exam stands for the Association of Social Work Boards examination. This test determines whether a candidate is fit to practice social work at their desired licensure level.

    What percentage of people pass the ASWB exam?

    A latest ASWB report showed that 75.8% of first-time test takers passed the clinical exam category in 2021. The master’s and bachelor’s categories had pass rates of 73% and 68.7%, respectively.

    What is a passing score on the ASWB practice exam?

    Specific passing score thresholds on the ASWB exam may vary with each passing year. ASWB recommends that testers correctly answer 90 to 107 of the graded questions to pass the licensure exam.

    Final exam Schedule

    Boston College has different schedules for Undergraduate and Graduate courses as follows:

    Undergraduate Course Exams

    Undergraduate Courses Exams either have a standard exam or a common exam.

    Standard exams: Undergraduate classes that meet in time slots starting between 8:00 a.m. to 4:30 p.m.

    NOTE: some undergraduate courses with multiple sections may have a Common Exam; please review the Common exam tab for those courses to which this type of exam applies.

    In situations where the class meeting time falls halfway between two time slots, use the corresponding exam time slot for the later time slot. For example, a class meeting MW starting at 8:30 should use the MWF 9 meeting time slot to determine the corresponding exam time.

    Common Exams: some undergraduate courses with multiple class sections; these are grouped together to provide ease in the administration of the exams.  Review the Common exam tab for those courses to which this type of exam applies.

    Graduate Course Exams

    Graduate Courses Exams: meets on the same day of the week on which the class meets during the semester and follows this grid on the Graduate Courses Exams tab.

    All Exams

    Students should check their final exam schedule at bc.edu/myservices as the end of the semester approaches to confirm the time and room assignments for each of their exams.

    Instructors should check their final exam schedule at bc.edu/myservices as the end of the semester approaches to confirm the time and room assignments for each of their exams. If your exam day/time/location does not appear on your list of exams in your Portal as expected, notify your Department Administrator immediately so it may be scheduled.  

    NOTE: exams usually occur in the classroom in which the course is taught, but there may be exceptions. Please check the exam room assignment as your exam approaches.


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    Warum sind Cyberrisiken so schwer greifbar?

    Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

    Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

    Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

    Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

    Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

    Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

    Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

    Nicht kriminelle Ursachen

    Höhere Gewalt

    Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

    Menschliches Versagen/Fehlverhalten

    Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

    Technisches Versagen

    Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

    Kriminelle Ursachen


    Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

    Physischer Angriff

    Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.


    Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

    Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:


    • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
    • Krisenkommunikation / PR-Maßnahmen
    • Systemverbesserungen nach einer Cyber-Attacke
    • Aufwendungen vor Eintritt des Versicherungsfalls

    Cyber-Drittschäden (Haftpflicht):

    • Befriedigung oder Abwehr von Ansprüchen Dritter
    • Rechtswidrige elektronische Kommunikation
    • Ansprüche der E-Payment-Serviceprovider
    • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
    • Vertragliche Schadenersatzansprüche
    • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
    • Rechtsverteidigungskosten


    • Betriebsunterbrechung
    • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
    • Mehrkosten
    • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
    • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
    • Cyber-Erpressung
    • Entschädigung mit Strafcharakter/Bußgeld
    • Ersatz-IT-Hardware
    • Cyber-Betrug