Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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Exam Number : NCSE-Core
Exam Name : Nutanix Certified Systems Engineer-Core (NCSE-Core)
Vendor Name : Nutanix
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NCSE-Core exam Format | NCSE-Core Course Contents | NCSE-Core Course Outline | NCSE-Core exam Syllabus | NCSE-Core exam Objectives

Title: Nutanix Certified Systems Engineer-Core (NCSE-Core)

Test Detail:
The NCSE-Core (Nutanix Certified Systems Engineer-Core) is a professional certification offered by Nutanix, a leading provider of hyperconverged infrastructure (HCI) solutions. The certification validates the knowledge and skills of systems engineers in designing, deploying, and managing Nutanix solutions. The NCSE-Core certification demonstrates expertise in architecting and implementing enterprise-grade HCI environments.

Course Outline:
The NCSE-Core certification program covers a comprehensive range of courses related to Nutanix systems engineering. The course provides participants with a deep understanding of Nutanix technologies, architecture, and best practices. The following is a general outline of the key areas covered in the NCSE-Core certification program:

1. Nutanix Architecture and Components:
- Hyperconverged infrastructure (HCI) concepts
- Nutanix software-defined storage
- Nutanix Acropolis Hypervisor (AHV)
- Nutanix Prism management interface
- Nutanix cluster and node architecture

2. Designing Nutanix Solutions:
- Assessing business and technical requirements
- Nutanix sizing and capacity planning
- Nutanix cluster design considerations
- Network and storage design for Nutanix
- Data protection and disaster recovery planning

3. Nutanix Cluster Deployment and Configuration:
- Nutanix cluster installation and configuration
- Networking configuration and best practices
- Storage configuration and policies
- Virtual machine management and deployment
- High availability and fault tolerance

4. Advanced Nutanix Features and Functionality:
- Nutanix Metro Availability and stretched clusters
- Nutanix Era for database management
- Nutanix Files for file services
- Nutanix Calm for application automation
- Nutanix Flow for networking and security

Exam Objectives:
The NCSE-Core certification exam assesses candidates' understanding of Nutanix technologies, design principles, and deployment practices. The exam objectives include, but are not limited to:

1. Demonstrating knowledge of Nutanix architecture and components.
2. Designing Nutanix solutions based on business and technical requirements.
3. Configuring Nutanix clusters, storage, and networking.
4. Managing virtual machines and applications on Nutanix.
5. Implementing data protection and disaster recovery strategies.
6. Understanding advanced Nutanix features and functionality.
7. Troubleshooting and optimizing Nutanix environments.

The NCSE-Core certification program typically spans a multi-day training course or self-paced online learning modules. The syllabus provides a breakdown of the courses covered throughout the course, including specific learning objectives and milestones. The syllabus may include the following components:

- Introduction to Nutanix and Hyperconverged Infrastructure (HCI)
- Nutanix Architecture and Components
- Nutanix Design and Sizing Considerations
- Nutanix Cluster Deployment and Configuration
- Nutanix Data Protection and Disaster Recovery
- Advanced Nutanix Features and Functionality
- Troubleshooting and Optimization
- exam Preparation and Mock Tests
- Final NCSE-Core Certification Exam

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Nutanix (NCSE-Core) Latest Topics


Customize your Latest News List


A Latest News List is the easiest way to keep the content on your organization page fresh with minimal effort. This content section will auto-populate with the most recently released articles from every member of your organization.

Not only does a Latest News List encourage your visitors to stay engaged by finding more content that interests them, it also helps with search engine optimization. By just having an up-to-date organization page, you send the message to visitors and search engines that your site is active and relevant.

NOTE: You must be a publisher or administrator to be able to add a content section to your organization’s Page. Things to consider There are a few things to consider before you add a Latest News List to your Page:
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  • Any team member who has permission to release articles can also publish content to your Page.
  • You cannot change the order of articles, unless you change the release date on the article.
  • You cannot remove an article from this list, unless you retract the article and remove it from www.army.mil altogether.
  • Add a Latest News List To add a Latest News List to your Page:
  • Click on Page from the main menu.
  • From your Edit Page screen, select a tab in the navigation bar where you want to add your news list. (If you don’t see a navigation bar below your header, you can add navigation or simply add the section to a single page layout.)
  • Hover over the area on the page where you want to add your section. An Add Section marker will appear, showing you where a new section can be inserted.
  • Click Add Section to open a dropdown menu.
  • Select News List in the menu.
  • In the News List lightbox editor, enter a title for your section. This is an optional field, so you can also click the OFF button to hide the title on your page.
  • By default, the source is set to Latest News.
  • To change the number of articles that appear in the feed, click on the and buttons. You can display up to 30 articles.
  • Once you’ve finished setting up your section, click Add to close the lightbox.
  • You’ll notice that a News List section is now added to your Page and is populated with your organization’s most recently released articles. To update this content in this list, you or a team member with release authority simply needs to approve new articles from your Inbox. No need to re-publish your Page.

    Frequently Asked Questions Q: Why don’t I see articles in my Latest News List?

    This likely means that no articles have been released from your organization yet. Navigate to your Inbox and make sure you have at least one article in the Released list. If not, you or a member of your team will need to create a new article and send it through the content approval process.

    You may also consider changing this content section to a Tagged News List, which will auto-populate with all released articles that contain a specific tag. This allows you to utilize the CORE Community to keep your page updated with courses that interest your audience.

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    Warum sind Cyberrisiken so schwer greifbar?

    Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

    Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

    Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

    Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

    Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

    Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

    Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

    Nicht kriminelle Ursachen

    Höhere Gewalt

    Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

    Menschliches Versagen/Fehlverhalten

    Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

    Technisches Versagen

    Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

    Kriminelle Ursachen


    Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

    Physischer Angriff

    Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.


    Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

    Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:


    • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
    • Krisenkommunikation / PR-Maßnahmen
    • Systemverbesserungen nach einer Cyber-Attacke
    • Aufwendungen vor Eintritt des Versicherungsfalls

    Cyber-Drittschäden (Haftpflicht):

    • Befriedigung oder Abwehr von Ansprüchen Dritter
    • Rechtswidrige elektronische Kommunikation
    • Ansprüche der E-Payment-Serviceprovider
    • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
    • Vertragliche Schadenersatzansprüche
    • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
    • Rechtsverteidigungskosten


    • Betriebsunterbrechung
    • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
    • Mehrkosten
    • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
    • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
    • Cyber-Erpressung
    • Entschädigung mit Strafcharakter/Bußgeld
    • Ersatz-IT-Hardware
    • Cyber-Betrug