Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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Exam Number : NNAAP-NA
Exam Name : NNAAP Nurse Aide
Vendor Name : Medical
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NNAAP-NA exam Format | NNAAP-NA Course Contents | NNAAP-NA Course Outline | NNAAP-NA exam Syllabus | NNAAP-NA exam Objectives

Test Detail:
The NNAAP-NA (Nurse Aide) exam is a certification exam designed to evaluate the knowledge and skills of individuals seeking to become certified nurse aides. The exam assesses the candidate's understanding of fundamental nursing skills, patient care, and ethical practices in the healthcare setting.

Course Outline:
The NNAAP-NA course provides comprehensive training on the essential knowledge and skills required to become a certified nurse aide. The course covers various courses related to patient care, infection control, safety procedures, communication, and ethical considerations. While the specific course content may vary, the following is a general outline of the key courses covered:

1. Introduction to Nursing Assistant:
- Roles and responsibilities of a certified nurse aide.
- Ethical and legal considerations in patient care.
- Communication skills and professionalism in healthcare.

2. Basic Nursing Skills:
- Patient hygiene and grooming.
- Assisting with activities of daily living (ADLs).
- Vital signs measurement and documentation.

3. Infection Control:
- Understanding and implementing standard precautions.
- Proper hand hygiene techniques.
- Handling and disposal of infectious materials.

4. Safety Procedures:
- Patient mobility and transfer techniques.
- Fall prevention strategies.
- Emergency procedures and response.

5. Patient Care and Comfort:
- Providing emotional support and empathy to patients.
- Assisting with nutrition and feeding.
- Assisting with elimination and toileting.

6. Special Care Considerations:
- Caring for patients with cognitive impairments.
- End-of-life care and palliative measures.
- Assisting patients with medical devices and equipment.

Exam Objectives:
The NNAAP-NA exam assesses the candidate's knowledge and skills in the following areas:

1. Patient Care Skills:
- Demonstrating proficiency in providing basic nursing care and assisting with activities of daily living.
- Applying proper infection control practices and maintaining a clean and safe environment.

2. Communication and Professionalism:
- Exhibiting effective communication skills with patients, families, and healthcare professionals.
- Maintaining professional conduct and adhering to ethical standards in patient care.

3. Safety and Emergency Procedures:
- Understanding and implementing safety measures to prevent accidents and injuries.
- Responding appropriately to emergencies and following established protocols.

4. Patient Comfort and Support:
- Providing compassionate and respectful care to patients.
- Assisting patients with their physical and emotional needs.

The NNAAP-NA course syllabus provides a detailed breakdown of the courses covered in the training program. It includes specific learning objectives, practical skills demonstrations, and clinical practice requirements. The syllabus may cover the following areas:

- Introduction to Nursing Assistant
- Basic Nursing Skills
- Infection Control
- Safety Procedures
- Patient Care and Comfort
- Special Care Considerations

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Medical NNAAP syllabus


Indian Air Force Agniveer Syllabus 2023 PDF: download exam Pattern, CASB, PET, Medical Test

Indian Air Force Agniveer Syllabus 2023 PDF: download the IAF Agniveer Vayu exam pattern and syllabus. The online test will be held for the recruitment of 3500+ vacancies.

Indian Air Force Agniveer Vayu exam Pattern and Syllabus 2023: The Indian Air Force will recruit 3500+ vacancies for the Agniveer post through Air Force Agneepath Vayu exam (01/2024). Candidates planning to take the Indian Air Force Agniveer exam should carefully review the syllabus provided in the official notice by the Indian Air Force. This syllabus outlines the subject areas from which the examination questions will be drawn. Familiarizing themselves with the exam pattern and syllabus will enable candidates to grasp the exam's requirements and enhance their preparation effectively.

Check Indian Air Force Agniveer Vayu Eligibility Criteria 2023

In this article, they have shared complete details on the Indian Air Force Agniveer Vayu syllabus for the computer-based exam and the Indian Air Force Agniveer selection process, preparation strategy, and best books in detail.

Career Counseling

Check Indian Air Force Agniveer Vayu Salary 2023

Indian Air Force Agniveer Vayu Syllabus and exam Pattern 2023: Overview

Candidates must thoroughly analyse the Indian Air Force Agniveer Vayu syllabus and exam pattern to cover all the important courses from the exam perspective. Here are the key highlights of the Indian Air Force Agniveer Vayu syllabus and exam pattern shared below for the reference of the candidates:

Indian Air Force Agniveer Vayu Syllabus and exam Pattern 2023 Overview

Exam Conducting Body

Indian Air Force

Post Name

Agniveer Vayu


3500+ vacancies


Indian Air Force Agniveer Vayu syllabus and exam pattern

Selection Process

Written Exam, CASB, PET, PMT, Adaptability Test-I, and II, Document Verification, and Medical Exam

Exam Mode


Marking Scheme

+1 mark

-0,25 mark


Varies as per post

Indian Air Force Agniveer Vayu Selection Process 2023

The Air Force Agneepath recruitment scheme for 2023 will comprise six stages in its selection process:

  • Online Test
  • CASB (Central Airmen Selection Board) test
  • Physical Efficiency Test (PET) and Physical Measurement Test (PMT)
  • Adaptability Test-I and Test-II
  • Document Verification
  • Medical Exam
  • Check AFCAT 2023 Eligibility Criteria

    Indian Air Force Agniveer Vayu exam Pattern 2023

    Check the detailed exam pattern for the  Indian Air Force Agniveer Vayu online test as discussed below:

    Indian Air Force Agniveer exam Pattern 2023

    Name of the Group


    No. of Questions

    Maximum Marks

    Exam Duration





    60 minutes





    Other than Science

    Reasoning & General Awareness



    45 minutes



    Science & Other than Science




    85 minutes



    Reasoning & General Awareness





  • For Science subjects: In the science subject, the online test comprises three sections, i.e., English, Physics, and Mathematics. The questions are designed as per the 10+2 CBSE syllabus. The exam duration shall be 60 minutes.·
  • For other than Science subjects: In this subject, the online test comprises two subjects i.e. English and Reasoning & General Awareness (RAGA). The standard of questions this exam asks is as per the 10+2 CBSE syllabus.  The exam duration shall be 45 minutes.·
  • For Science subjects and other than Science subjects: In the science subject, the online test comprises three sections, i.e., English, Physics, Mathematics, and Reasoning & General Awareness (RAGA). The questions are designed as per the 10+2 CBSE syllabus. The exam duration shall be 85 minutes.
  • As per the marking scheme, one mark will be awarded for every correct response, and 0.25 marks will be deducted for every incorrect answer.
  • Indian Air Force Agniveer Vayu Syllabus 2023

    The Indian Air Force Agniveer Vayu Syllabus PDF is divided into three groups i.e., Science, other than Science, and Science & other than Science. Aspirants must be well-acquainted with the Indian Air Force Agniveer syllabus to cover all the aspects of the exam. Check the subject-wise Indian Air Force syllabus 2023 for Agniveer below:




    Word Formation (nouns from verbs, adjectives, etc.)



    Clauses (noun, adverb & relative clauses)

    Subject-verb concord

    Verb formation and error in their use

    Noun & Pronoun






    Spelling errors

    Idioms and phrases

    Sentence transformation (simple, negative, compound, complex, etc.)

    One-word substitution


    Definite and Indefinite integrals

    Differential equations

    3-Dimensional geometry

    Binomial Theorem

    Application of derivatives

    Application of integrals

    Cartesian system of rectangular coordinates

    Circles and family of circles

    Complex numbers

    Conic sections


    Trigonometric functions


    Limit and continuity

    Linear Equations

    Linear programming

    Matrices and Determinants

    Permutation and Combination

    Mathematical induction

    Mathematical reasoning

    Sets, relations, and functions



    Quadratic equations

    Sequence and series

    Straight lines and family of lines




    Distance and Direction

    Inserting correct mathematical sign

    Coding and Decoding

    Analogy & Odd one out

    Blood relations

    Number Simplification

    Area of triangle, square and rectangle

    Number Puzzle and coding

    Volume & Surface area of cone, cylinder, cuboid, and sphere

    Fractions & Probability

    Assigning artificial values to mathematical digit


    Dictionary words

    Profit and loss

    Ratio & Proportion

    Simple Trigonometry

    Time, Speed and Distance

    Youngest, tallest relation-based questions

    Time sequence, Number and Ranking

    Number Series

    Mathematical Operations & Mutual relation problem


    Electronic devices

    The behaviour of perfect gases and the kinetic theory of gases & Atoms and Nuclei

    Bulk matter properties

    Laws of motion

    Communication System

    Electromagnetic induction and Alternating current

    Electrostatics & Current Electricity


    Sequence and series


    Waves and Oscillations

    Physical-world and measurement

    Electromagnetic Waves

    Straight lines and family of lines

    Magnetism and Magnetic effects of current

    Radiation and Dual nature of matter

    The motion of a system of particles and rigid body



    Work, Power, and Energy

    Gravitation & Statistics

    Electronic devices


    Sequence and series

    Trigonometric & Inverse Trigonometric functions

    Laws of motion

    Communication System

    Sets, relations, and functions

    The behaviour of perfect gases and the kinetic theory of gases & Atoms and Nuclei

    Bulk matter properties

    Radiation and Dual nature of matter

    Electromagnetic Waves


    Waves and Oscillations

    Physical-world and measurement

    Magnetism and Magnetic effects of current

    Work, Power, and Energy

    Electromagnetic induction and Alternating current

    Straight lines and family of lines


    The motion of a system of particles and rigid body


    Electrostatics & Current Electricity

    Gravitation & Statistics

    General Awareness



    Current Affairs


    General Science

    Basic Computer Operations

    Indian Air Force Agniveer Vayu Physical Fitness Test

    After qualifying in the written exam, all the qualified candidates will be shortlisted for the physical fitness test. Check the  Indian Air Force Agniveer Vayu physical fitness requirements and medical standards for male and female candidates elaborated below:

    Indian Air Force Agniveer Vayu Physical Efficiency Test (PET)

    The Indian Air Force Agniveer Vayu physical efficiency criteria for male and female candidates are as follows:

    PFT-I: The candidate will have to complete 1.6 km run as per the following timing to qualify for PFT-II.


    Male candidate

    Female candidate

    1.6 km run

    Within 07 minutes

    Within 06 minutes

    PFT-II: Candidates declared qualified in PFT-I are shortlisted for PFT-II after 10 minutes of recuperation time. The sequence of exercises and maximum time period of male and female candidates are as follows.

    Male Candidate


    Max Time Period


    10 Push-ups

    01 minute

    Test will be conducted after 10 minutes break on completion of run.

    10 Sit-ups

    01 minute

    Test will be conducted after 02 minutes break on completion of 10 push-ups.

    20 squats

    01 minute

    Test will be conducted after 02 minutes break on completion of 10 sit-ups.

    Female Candidate


    Max Time Period


    10 Sit-ups

    01 minute and 30 seconds

    Test will be conducted after 10 minutes break on completion of run.

    15 Squats

    01 minute

    Test will be conducted after 02 minutes break on completion of 10 sit-ups.

    Indian Air Force Agniveer Vayu Adaptability Test I and II 2023

    Adaptability Test-I. All candidates who are declared qualified in the Physical Fitness Test (PFT) will be called to appear in Adaptability Test-I (objective type written test), which is to check the suitability of a candidate for employment in the IAF, which includes deployment in varied geographic terrain, weather and operational conditions.

    Adaptability Test-II. All aspirants who are declared qualified in Adaptability Test-I will be shortlisted for Adaptability Test-II as per policy in vogue. Adaptability Test-II is to shortlist candidates who can adapt to the environment of the Indian Air Force and can adjust to the military way of life.

    Indian Air Force Agniveer Vayu Medical exam 2023

    The Indian Air Force Agniveer Vayu medical standard requirements for male and female candidates are as follows:

    Height: The minimum acceptable height for the male candidate is 152.5 cm, whereas the minimum acceptable height for the female candidate is 152 cm.

    Weight: Proportionate to age and height.

    Chest: The chest should be well proportional with a minimum age expansion of 5 cm for male and female candidates.

    Hearing: Candidate must have normal hearing i.e., able to hear forced whisper from a distance of 6 meters by each ear separately.

    Dental: Must have healthy gums, a good set of teeth, and a minimum of 14 dental points.

    Visual Standards:

    Visual Activity

    Maximum Limits of Refractive Error

    Colour Vision

    6/12 each eye, correctable to 6/6 each eye

    Hypermetropia- +2.0 D

    Myopia 1 D

    Including +/- 0.50 D Astigmatism


    Indian Air Force Agniveer Vayu Syllabus 2023: Best Books

    Candidates should pick the Indian Air Force Agniveer books based on the recent edition and format. The right resources will help them to build conceptual clarity and cover the massive Indian Air Force Agniveer Vayu syllabus at the decided time. Some of the highly recommended Indian Air Force Agniveer Vayu books are as follows:



    General Awareness

    General/Banking/Financial Awareness with Current Affairs for Bank exam by Disha Experts


    Fast Track Objective Mathematics by Rajesh Verma

    General English

    Objective English by R S Aggarwal


    Concept of Physics by H.C Verma


    Verbal and Non-verbal Reasoning by R S Aggrawal

    Couldn’t Crack NEET? These Are Your Options To Pursue Medical Courses

    No result found, try new keyword!In fact, NEET UG is mandatory for admission to MBBS courses offered by all government-funded medical institutions, including AIIMS and JIPMER. The number of aspirants appearing for NEET exam rises ...

    California doctors sue medical board over mandatory 'implicit bias training'

    Two California doctors and a medical advocacy group, Do No Harm, filed a joint lawsuit Aug. 1 against the state's medical board to terminate its mandatory "implicit bias training," contending that it infringes on their freedom of speech rights.

    The progressive training is required for all medical professionals in the Golden State who seek to advance their education. "Implicit bias" suggests medical practitioners treat patients differently based on factors like race or sexuality, possibly leading to different health outcomes.

    The lawsuit targets state legislation passed in 2019, AB 241, which defines health care-linked implicit bias as subconscious "attitudes or internalized stereotypes."

    Los Angeles doctors Marilyn Singleton and Azadeh Khatibi and Do No Harm say the law instead coerces medical professionals to violate their freedom of speech rights to "compel speakers to engage in discussions on subjects they prefer to remain silent about," according to the filing.


    California is being sued for a policy that requires all doctors to take "implicit bias training" in the state. (iStock)

    Do No Harm says the law requires physicians "to adopt an ideology that is unpersuasive nor unsupported by evidence to presume all healthcare providers are infected with implicit bias and thus treat patients differently."

    "The government cannot condition a speaker’s ability to offer courses for credit on the requirement that she espouse the government’s favored view on a controversial topic. This case seeks to vindicate those important constitutional rights," the lawsuit reads.

    Currently, California physicians must adhere to the law and log 50 hours of continuing medical education courses on implicit bias training for patient care every two years to have their license renewed.

    Both Singleton and Khatibi have taught continuing education for physicians and worry they'll be forced to teach using the implicit bias course materials.

    "The implicit bias requirement promotes the inaccurate belief that White individuals are naturally racist."

    — Dr. Marilyn Singleton


    Doctors behind the lawsuit say the California law promotes the belief "that White individuals are naturally racist." (iStock)

    "The implicit bias requirement promotes the inaccurate belief that White individuals are naturally racist," Singleton said in a news release last week. "This message can be detrimental to medical professionals and their patients as it creates an atmosphere of suspicion and animosity, which goes against the fundamental principle of doing no harm."

    Caleb Trotter, one of the Pacific Legal Foundation attorneys on the case, says implicit bias training teaches health care providers that "they should be concerned about a patient’s immutable characteristics like race, gender and sexual orientation, regardless of the characteristics’ relevance to the patient’s treatment."


    Several other states have passed laws that require implicit bias training of all medical professionals. (iStock)


    California isn't the only state with implicit bias training courses for health care providers. Last year, a Texas nurse employed by Dallas-based Baylor Scott & White Health was fired for refusing to take the mandatory training.

    Other states that require implicit bias training in the health care industry include Delaware, Maryland, Massachusetts, New Jersey and Washington.

    Jamie Joseph is a writer who covers politics. She leads Fox News Digital coverage of the Senate. 


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    Warum sind Cyberrisiken so schwer greifbar?

    Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

    Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

    Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

    Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

    Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

    Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

    Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

    Nicht kriminelle Ursachen

    Höhere Gewalt

    Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

    Menschliches Versagen/Fehlverhalten

    Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

    Technisches Versagen

    Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

    Kriminelle Ursachen


    Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

    Physischer Angriff

    Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.


    Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

    Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:


    • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
    • Krisenkommunikation / PR-Maßnahmen
    • Systemverbesserungen nach einer Cyber-Attacke
    • Aufwendungen vor Eintritt des Versicherungsfalls

    Cyber-Drittschäden (Haftpflicht):

    • Befriedigung oder Abwehr von Ansprüchen Dritter
    • Rechtswidrige elektronische Kommunikation
    • Ansprüche der E-Payment-Serviceprovider
    • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
    • Vertragliche Schadenersatzansprüche
    • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
    • Rechtsverteidigungskosten


    • Betriebsunterbrechung
    • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
    • Mehrkosten
    • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
    • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
    • Cyber-Erpressung
    • Entschädigung mit Strafcharakter/Bußgeld
    • Ersatz-IT-Hardware
    • Cyber-Betrug