Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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Fortinet NSE4_FGT-7.0 : Fortinet NSE 40 - FortiOS 7.0 ACTUAL EXAM QUESTIONS

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Exam Name : Fortinet NSE 40 - FortiOS 7.0
Vendor Name : Fortinet
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NSE4_FGT-7.0 test Format | NSE4_FGT-7.0 Course Contents | NSE4_FGT-7.0 Course Outline | NSE4_FGT-7.0 test Syllabus | NSE4_FGT-7.0 test Objectives


Title: Fortinet NSE 4 - FortiOS 7.0 (NSE4_FGT-7.0)

Test Detail:
The Fortinet NSE 4 - FortiOS 7.0 (NSE4_FGT-7.0) test is designed to validate the knowledge and skills required to effectively configure, manage, and troubleshoot Fortinet FortiOS 7.0 devices. This certification is intended for professionals who work with Fortinet FortiOS devices and are responsible for their administration and security.

Course Outline:
The Fortinet NSE 4 - FortiOS 7.0 course provides participants with a comprehensive understanding of Fortinet FortiOS 7.0 and its features. The following is a general outline of the key areas covered in the certification program:

1. Fortinet Security Fabric and FortiOS Overview:
- Introduction to the Fortinet Security Fabric architecture
- Overview of FortiOS features and functionalities
- Understanding Fortinet's security products and solutions

2. FortiOS Configuration and Administration:
- Fortinet FortiGate device installation and initial configuration
- Managing network interfaces and security policies
- Configuring VPNs, firewall, and NAT policies

3. Fortinet Security Services:
- Configuring antivirus, web filtering, and application control
- Implementing intrusion prevention system (IPS) and data leak prevention (DLP)
- Using Fortinet's advanced threat protection (ATP) features

4. Fortinet FortiGate High Availability (HA):
- Implementing high availability (HA) configurations for FortiGate devices
- Configuring and managing HA synchronization and failover
- Troubleshooting HA-related issues

5. Fortinet FortiAnalyzer and FortiManager:
- Introduction to Fortinet FortiAnalyzer for log analysis and reporting
- Using Fortinet FortiManager for centralized device management
- Integration and coordination between FortiAnalyzer, FortiManager, and FortiGate

Exam Objectives:
The Fortinet NSE 4 - FortiOS 7.0 (NSE4_FGT-7.0) test assesses candidates' knowledge and skills in configuring, managing, and troubleshooting Fortinet FortiOS 7.0 devices. The test objectives include, but are not limited to:

1. Understanding the Fortinet Security Fabric and FortiOS features.
2. Configuring and managing Fortinet FortiGate devices.
3. Implementing Fortinet security services and features.
4. Configuring and troubleshooting Fortinet FortiGate high availability (HA).
5. Using Fortinet FortiAnalyzer and FortiManager for log analysis and device management.

Syllabus:
The Fortinet NSE 4 - FortiOS 7.0 (NSE4_FGT-7.0) certification program typically includes comprehensive training provided by Fortinet or authorized training partners. The syllabus provides a breakdown of the syllabus covered throughout the course, including specific learning objectives and milestones. The syllabus may include the following components:

- Introduction to Fortinet NSE 4 - FortiOS 7.0 (NSE4_FGT-7.0) test overview and certification process
- Fortinet Security Fabric and FortiOS Overview
- FortiOS Configuration and Administration
- Fortinet Security Services
- Fortinet FortiGate High Availability (HA)
- Fortinet FortiAnalyzer and FortiManager
- test Preparation and Practice Tests
- Final Fortinet NSE 4 - FortiOS 7.0 (NSE4_FGT-7.0) Certification Exam



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Fortinet: Something To Watch For With Earnings Around The Corner

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Taking Care Of Business

Fortinet (NASDAQ:FTNT) is a leading cybersecurity provider servicing businesses of all sizes and governments worldwide by providing secure networking solutions and other cybersecurity products such as Next Generation Firewalls. The company is segmented into two units, Products and Services, in each of which is housed the company's Core Platform and Security Subscription and Technical Support Services, respectively.

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Fortinet rises as Guggenheim upgrades after full-year guidance cut

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Fortinet (NASDAQ:FTNT) shares rose more than 2% in pre-market trading on Monday as investment firm Guggenheim upgraded the cybersecurity company despite the fact it cut its full-year guidance last week.

"While they recognize Fortinet faces several headwinds heading into the second half of the year, they do not believe the company is structurally impaired, nor do they believe its competitive positioning has deteriorated," analyst Raymond McDonough wrote in an investor note.


Fortinet Inc.

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Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug