Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über NSE7_EFW-7.0?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der NSE7_EFW-7.0: Fortinet NSE 7 - Enterprise Firewall 7.0 Prüfung.
2025 Updated Actual NSE7_EFW-7.0 questions as experienced in Test Center
Aktuelle NSE7_EFW-7.0 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
![]() Fortinet NSE7_EFW-7.0 : Fortinet NSE 7 - Enterprise Firewall 7.0 Practice TestsPractice Tests Organized by Lee |
Latest 2025 Updated Fortinet Fortinet NSE 7 - Enterprise Firewall 7.0 Syllabus
NSE7_EFW-7.0 question bank with Premium PDF and Test Engine
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
NSE7_EFW-7.0 question bank : Download 100% Free NSE7_EFW-7.0 practice exams (PDF and VCE)
Exam Number : NSE7_EFW-7.0
Exam Name : Fortinet NSE 7 - Enterprise Firewall 7.0
Vendor Name : Fortinet
Update : Click Here to Check Latest Update
Question Bank : Check Questions
Free download link of NSE7_EFW-7.0 Exam Cram and Exam Questions files
At killexams.com, they are dedicated to providing you with authentic Fortinet NSE 7 - Enterprise Firewall 7.0 test questions and answers, along with explanations. Their team of qualified and certified experts with extensive experience in Fortinet certifications have thoroughly reviewed and approved every NSE7_EFW-7.0 Study Guide available on their website. They take great care to ensure the accuracy and relevance of their NSE7_EFW-7.0 Cram Guide, which they tailor to meet your specific needs.
If you're confident about passing the Fortinet NSE7_EFW-7.0 test to land a good job, then registering at killexams.com is the way to go. They have a team of experts working to collect real NSE7_EFW-7.0 test questions for you. You'll have access to Fortinet NSE 7 - Enterprise Firewall 7.0 test questions to ensure that you pass the NSE7_EFW-7.0 exam. You can download updated NSE7_EFW-7.0 test questions each time for 100% free. While there are several organizations offering NSE7_EFW-7.0 study materials, only valid and up-to-date 2025 NSE7_EFW-7.0 Questions and Answers matters. So, before relying on free NSE7_EFW-7.0 Mock Exam available on the web, it's better to reconsider killexams.com.

NSE7_EFW-7.0 test Format | NSE7_EFW-7.0 Course Contents | NSE7_EFW-7.0 Course Outline | NSE7_EFW-7.0 test Syllabus | NSE7_EFW-7.0 test Objectives
Title: Fortinet NSE 7 - Enterprise Firewall 7.0 (NSE7_EFW-7.0)
Test Detail:
The Fortinet NSE 7 - Enterprise Firewall 7.0 (NSE7_EFW-7.0) certification is offered by Fortinet and validates the knowledge and skills required to design, implement, and manage advanced security solutions using Fortinet enterprise firewalls. The certification focuses on network security and demonstrates expertise in deploying and configuring Fortinet's firewall technology.
Course Outline:
The NSE7_EFW-7.0 certification program covers a comprehensive range of courses related to Fortinet enterprise firewalls and network security. The course provides participants with an in-depth understanding of Fortinet's firewall technology, security policies, and best practices. The following is a general outline of the key areas covered in the certification program:
1. Fortinet Firewall Overview:
- Introduction to Fortinet enterprise firewalls
- Fortinet firewall models and hardware platforms
- Fortinet firewall software architecture
- Licensing and product editions
- Fortinet Security Fabric overview
2. Firewall Deployment and Configuration:
- Firewall deployment scenarios and considerations
- Initial firewall setup and configuration
- Network and interface configuration
- Security policy and rule configuration
- VPN and SSL VPN configuration
3. Advanced Firewall Features:
- Application control and IPS
- Web filtering and antispam
- Intrusion prevention system (IPS) policies
- Threat intelligence and sandboxing
- SSL inspection and decryption
4. High Availability and Resilience:
- Fortinet firewall high availability (HA) options
- HA deployment and configuration
- Load balancing and link aggregation
- Firewall virtual clustering
- Fortinet Single Sign-On (FSSO) integration
5. Firewall Monitoring and Troubleshooting:
- Firewall logging and reporting
- Traffic monitoring and analysis
- Firewall diagnostics and troubleshooting
- Fortinet Security Fabric integration
- Security event and incident management
Exam Objectives:
The NSE7_EFW-7.0 certification test assesses candidates' understanding of Fortinet enterprise firewalls, security policies, and implementation practices. The test objectives include, but are not limited to:
1. Demonstrating knowledge of Fortinet firewall models and software architecture.
2. Deploying and configuring Fortinet enterprise firewalls.
3. Configuring security policies and access controls.
4. Implementing advanced firewall features and threat prevention techniques.
5. Configuring high availability and resilience for Fortinet firewalls.
6. Monitoring and troubleshooting Fortinet firewall deployments.
7. Integrating Fortinet firewalls into the Security Fabric.
Syllabus:
The NSE7_EFW-7.0 certification program typically includes instructor-led training or self-paced online learning modules. The syllabus provides a breakdown of the courses covered throughout the course, including specific learning objectives and milestones. The syllabus may include the following components:
- Fortinet Firewall Overview
- Firewall Deployment and Configuration
- Advanced Firewall Features
- High Availability and Resilience
- Firewall Monitoring and Troubleshooting
- Security Event and Incident Management
- test Preparation and Practice Tests
- Final Fortinet NSE 7 - Enterprise Firewall 7.0 Certification Exam
Killexams Review | Reputation | Testimonials | Feedback
What are the core objectives of the updated NSE7_EFW-7.0 exam?
Thanks to the team of killexams.com, I obtained a score of 76% in the NSE7_EFW-7.0 exam, and I advise new customers to prepare using killexams.com as it is comprehensive.
Where can I obtain updated practice questions questions for NSE7_EFW-7.0?
Despite my extensive history and experience in IT, I was initially uncertain about passing the NSE7_EFW-7.0 exam. However, using Killexams for the first time, I found the practice exams and dump questions made taking the test surprisingly easy. Getting certified with Killexams was a unique and valuable experience that I would highly recommend to anyone who has taken their exams before. While NSE7_EFW-7.0 was challenging, Killexams made it feel like a blessing.
Take these NSE7_EFW-7.0 mock test before you go on vacation for study prep.
The Dumps provided by killexams.com helped me achieve a score of 86% on the NSE7_EFW-7.0 exam. I was pleased to see that around 90% of the questions were similar to the material provided by killexams.com. I had difficulty with the complex themes, but the material provided repaired my troubles.
Minimal effort, tremendous knowledge, guaranteed success.
I am writing this to express my gratitude to you. I have successfully passed the NSE7_EFW-7.0 test with a score of 96%, thanks to the test mock test collection made by your team. It provided me with an experience similar to an online exam, with each question accompanied by a detailed explanation in a simple and easy-to-understand language. I am delighted that I made the right decision by purchasing your test collection.
The NSE7_EFW-7.0 test is quite stressful without this study guide.
Killexams.com has made my dream a reality by providing me with the knowledge to pass the NSE7_EFW-7.0 exam, which has opened up more opportunities for higher-paying jobs. This certification is primarily focused on NSE7_EFW-7.0, but I have learned that it makes me a desirable candidate for other employers as well. Killexams.com's education package covers all courses and regions comprehensively, and the tricky product questions were made easy to understand.
Fortinet Fortinet premium pdf
NSE7_EFW-7.0 Exam
User: Sophie*****![]() ![]() ![]() ![]() ![]() Killexams.com is an incredible asset for passing a test, as I discovered when I answered all the questions in the test with ease. I recommend everyone to use Killexams.com for their test preparation. While I read several books, I failed to grasp the information. However, Killexams.com mock test helped me understand all the courses correctly. |
User: Siddharth*****![]() ![]() ![]() ![]() ![]() Preparing for the fortinet nse 7 - enterprise firewall 7.0 test was a challenging time for me, as I struggled to find enough time for coaching. I eventually turned to using practice exams and a professional certification guide. The practice exams were excellent, covering all the courses in a smooth and easy-to-understand manner. With minimal effort, I was able to get through most of the material and answered all the questions in just 81 minutes, receiving a score of 97. I am extremely grateful to killexams.com for their valuable guidance and support. |
User: Ludis*****![]() ![]() ![]() ![]() ![]() Becoming a NSE7_EFW-7.0 certified professional was an interesting journey for me. If you are thinking about taking this path, make sure you get mock test to prepare for the NSE7_EFW-7.0 exam. It is a big time saver as you get exactly what you need to know for the NSE7_EFW-7.0 exam. That is why I chose it, and I never regretted it. |
User: Nadejda*****![]() ![]() ![]() ![]() ![]() My name is Suman Kumar, and I obtained an 89% score in the NSE7_EFW-7.0 test after utilizing Killexams.com study materials. I am grateful for the excellent quality of study materials provided by Killexams.com, which included comprehensive explanations for each answer. The question bank was particularly helpful for me, as it provided detailed answers that helped me understand the concepts and calculations involved. |
User: Barbara*****![]() ![]() ![]() ![]() ![]() Despite the challenges of some parts of the education, I was able to understand them by utilizing the Killexams.com mock test and test Simulator to answer all questions. The nse7_efw-7.0 practice exams product was unmatched in terms of superb quality and validity, and all the questions were included in the test. I was amazed by the accuracy of the practice questions and grateful for all the help that Killexams.com provided. |
NSE7_EFW-7.0 Exam
Question: Can I find dumps questions of NSE7_EFW-7.0 exam? Answer: Yes. You will be able to download up-to-date NSE7_EFW-7.0 questions questions and answers. If there will be any update in the exam, it will be automatically copied in your download section and you will receive an intimation email. You can memorize and practice these mock test with the VCE test simulator. It will train you enough to get good marks in the exam. |
Question: Should I try this great source of NSE7_EFW-7.0 real questions? Answer: We encourage you to experience killexams test prep and study guides for your NSE7_EFW-7.0 test because these NSE7_EFW-7.0 practice questions are specially collected to ease the NSE7_EFW-7.0 test questions when asked in the real test. You will get good scores on the exam. |
Question: I want to know my test performance, does test simulator provide it? Answer: Yes, killexams save your performance by taking tests. So you can see your performance date and time-wise, your performance graphs are also provided. |
Question: Does killexams provide unlimited downloads? Answer: Killexams provide the unlimited download of the test that you will buy and add to your MyAccount. All the updates will be provided in the same download section. You will be able to download an unlimited number of times during the validity of your killexams account. |
Question: Will I be able to locate NSE7_EFW-7.0 real test Questions & Answers? Answer: Yes, once registered at killexams.com you will be able to download up-to-date NSE7_EFW-7.0 real test mock test that will help you pass the test with good marks. When you download and practice the test questions, you will be confident and feel improvement in your knowledge. |
https://www.pass4surez.com/art/read.php?keyword=Fortinet+Fortinet+premium+pdf&lang=us&links=remove
Unquestionably it is hard assignment to pick dependable certification questions/answers assets regarding review, reputation and validity since individuals get sham because of picking incorrectly benefit. Killexams.com ensure to serve its customers best to its assets concerning ACTUAL EXAM QUESTIONS update and validity. The vast majority of other's sham report dissension customers come to us for the brain dumps and pass their exams joyfully and effortlessly. They never trade off on their review, reputation and quality on the grounds that killexams review, killexams reputation and killexams customer certainty is imperative to us. Uniquely they deal with killexams.com review, killexams.com reputation, killexams.com sham report objection, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. On the off chance that you see any false report posted by their rivals with the name killexams sham report grievance web, killexams.com sham report, killexams.com scam, killexams.com protest or something like this, simply remember there are constantly awful individuals harming reputation of good administrations because of their advantages. There are a huge number of fulfilled clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams hone questions, killexams test simulator. Visit Killexams.com, their specimen questions and test brain dumps, their test simulator and you will realize that killexams.com is the best brain dumps site.
Which is the best practice exams website?
Absolutely yes, Killexams is 100 percent legit in addition to fully efficient. There are several includes that makes killexams.com authentic and straight. It provides informed and 100 percent valid test questions filled with real exams questions and answers. Price is extremely low as compared to almost all the services online. The mock test are up to date on frequent basis using most recent questions. Killexams account arrangement and item delivery is really fast. Computer file downloading is definitely unlimited and fast. Help is avaiable via Livechat and Netmail. These are the characteristics that makes killexams.com a sturdy website that include test prep with real exams questions.
Is killexams.com test material dependable?
There are several mock test provider in the market claiming that they provide real test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2025 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update test mock test with the same frequency as they are updated in Real Test. test questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your test Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to download PDF test Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your download Account. You can download Premium practice questions files as many times as you want, There is no limit.
Killexams.com has provided VCE practice questions Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Test Center and Enjoy your Success.
4A0-105 Real test Questions | AngularJS test prep | 920-270 VCE | C1000-174 practice test | FINRA free online test | AX0-100 test questions | SAT cram book | 4H0-712 pass test | 1Y0-241 bootcamp | 1T6-215 practice questions | HPE0-S60 demo test questions | CRT-271 mock test | 1D0-623 practice questions | DEX-403 Free PDF | ACMP cbt | C1000-089 free pdf | AOCNP online test | H12-261 free test papers | 2B0-103 test prep questions | C1000-085 free questions |
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 tricks
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 learning
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 Practice Questions
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 learn
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 Real test Questions
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 study help
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 questions
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 test prep
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 test Questions
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 teaching
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 Premium PDF
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 test Questions
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 premium pdf
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 study help
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 information source
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 testprep
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 test questions
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 real Questions
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 boot camp
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 test
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 test success
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 information search
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 testing
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 testing
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 test Questions
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 syllabus
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 premium pdf
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 course outline
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 Question Bank
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 real Questions
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 Real test Questions
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 syllabus
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 test cram
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 test
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 Practice Questions
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 test contents
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 tricks
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 guide
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 test questions
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 test format
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 testprep
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 education
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 techniques
NSE7_EFW-7.0 - Fortinet NSE 7 - Enterprise Firewall 7.0 learning
Other Fortinet Practice Tests
FCNSP online exam | NSE5_FCT-7.0 cram | NSE5_FAZ-7.0 practice questions | NSE8_811 test prep | FML-5.3.8 questions and answers | NSE7_PBC-7.2 free questions | FortiSandbox Practice Test | NSE5_FAZ-7.2 test test | NSE5_FMG-7.0 study questions | FCESP assessment test sample | NSE7_EFW-7.0 practice questions | NSE7_OTS-7.2 past exams | NSE7_SDW-7.0 Practice test | NSE6 questions answers | NSE5_EDR-5.0 training material | NSE8-812 demo test questions | FCNSA Free PDF | NSE6_FAC-6.4 english test questions | NSE7_LED-7.0 demo questions | NSE7_ADA-6.3 test cram |
Best practice exams You Ever Experienced
NCBORN-CRNO pass exam | ASCP-MLT Latest Topics | FCBA online exam | NCCHC-CCHP Study Guide | S2000-001 study help | 050-694 test Cram | 3V0-22.21N practice exam | ITSM20F practice exam | PCCSE real questions | ANS-C01 questions answers | 3V0-752 bootcamp | 2B0-100 test Questions | CTFL-AuT model question | VACC questions and answers | CIMAPRO15-E03-X1-ENG practice questions | 156-560 test example | HQT-4210 test cram | CAT-120 Practice test | M3-123 Questions and Answers | JN0-422 pass marks |
References :
Similar Websites :
Pass4sure Certification test Practice Tests
Pass4Sure Certification Question Bank
NSE7_EFW-7.0 Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date NSE7_EFW-7.0 Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug