Prepare for the CERP Exam

The CERP advisory board has determined that a competent enterprise risk professional's expertise includes the following Domains. 

Risk Governance

Risk Management

Please review the CERP test Outline for more specifics.

While ABA recommends these resources as appropriate examination preparation, ABA does not ensure that you will pass the test by completing these educational programs or studying these materials alone. The CERP test assesses not only your knowledge of the subjects on the test outline, but also your application of that knowledge. You should refer frequently to the CERP test Outline when preparing for the exam. 

IMPORTANT NOTICE: The only legitimate resource for ABA’s certifications, including reference materials, are available on www.aba.com. Any other resources or guides related to ABA’s certification programs offered for sale on third party platforms such as Amazon and eBay is not authorized by the ABA and such purchases are at the buyer’s risk. While it is not illegal for publishers to write separate resources to potential customers, it can be difficult to determine the legitimacy of offers from these organizations, especially if they contain unauthorized uses of ABA’s federally protected logo. If you do not make your purchase with ABA directly, they will not be able to assist you in any capacity. Please contact ABA Customer Service at 1-800-BANKERS to be directed to a legitimate resource.

Certificates

ABA certificates in bank risk management are designed to teach bankers and regulatory staff alike new strategies for identifying, monitoring, and managing risks that can affect core operations at your bank.

Taken together the three certificate programs help candidates preparing for the Certified Enterprise Risk Professional (CERP) test to refresh their knowledge.

View the Certificates

Training

Risk management is much more complex today and requires new approaches to talent management and strategic planning. Ensure your entire team is armed with practical applications.

View all Risk Management Courses

Schools

Today, risk management is a high-profile and growing discipline for banks. Expand your knowledge through two levels of in-depth training designed specifically for individuals managing risk within a bank. Each school applies a practical and real-world approach towards identifying, controlling, monitoring and reporting appropriate threats across your institution. Discover the advantages each of these REM schools offer and select the appropriate path for your professional development needs.

Attend the Schools

Exam Prep

An interactive, user-friendly online course that allows students to study at their own pace, with access to resources and practice tests modeled after an real exam.

Take the Course

Exam Application

When you're ready to apply, double check the eligibility requirements, select your test date, and submit your application.

Check Your Eligibility

All persons taking one of ABA’s examinations are expected to abide by all rules and regulations governing the examination before, during and after the examination. ABA reserves the right to pursue any and all remedies available to it, including legal remedies, with respect to any violation of its examination rules against anyone who violated ABA’s examination rules or aided another in violating these rules.

Any person found to have violated any of the rules governing ABA Professional Certifications exams, or to have conducted themselves in a dishonest or unethical manner with respect to the taking of an ABA Professional Certifications test is subject to sanctions determined to be appropriate by ABA Professional Certifications, in its sole discretion, including, but not limited to: denial of certification; denial of the right to take any or all ABA Professional Certifications examinations. Answer sheets provided at paper/pencil testing sites determined, before grading, to have been completed by a person who has violated ABA Professional Certifications examination rules will not be graded. They reserve the right to pursue any and all remedies available to it, including legal remedies, with respect to any violation of its examination rules against anyone who violated ABA Professional Certifications examination rules or aided another in violating these rules.

Any person found to have violated any of the rules governing ABA Professional Certifications exams, or to have conducted themselves in a dishonest or unethical manner with respect to the taking of an ABA Professional Certifications test is subject to sanctions determined to be appropriate by ABA Professional Certifications, in its sole discretion, including, but not limited to: denial of certification; denial of the right to take any or all ABA Professional Certifications examinations. Answer sheets provided at paper/pencil testing sites determined, before grading, to have been completed by a person who has violated ABA Professional Certifications examination rules will not be graded. They reserve the right to pursue any and all remedies available to it, including legal remedies, with respect to any violation of its examination rules against anyone who violated ABA Professional Certifications examination rules or aided another in violating these rules.

Apply for the CERP Exam

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Exam question about crickets is so tricky even adults are struggling to solve it

The confusing test question is so baffling that people even made memes about it afterward, with some sharing that they still couldn't work it out - and parents were miffed too

Image: Getty Images/iStockphoto)

Sometimes, test questions are so difficult that they leave even adults scratching their heads, wondering where to even start with answering them. And students sitting a Higher School Certificate test in Australia were left seriously baffled after a question about crickets, finding it super challenging, and wondering whether they even studied for it.

According to news.com.au the syllabus was recently altered by the NSW Education Standards Authority (NESA), which sets the test papers, and one of these changes saw some of the same questions feature in both the standard and advanced maths tests.

And the crickets question from October 2020 left students so stunned that it became a meme after the examination, but can you answer it?

The baffling test question featured a box plot of temperature data and those taking the test were asked to "calculate the number of chirps expected in a 15-second interval when the temperature is 19° Celsius."

Answers had to be given "correct to the nearest whole number."

Pupils were left not knowing what to write in the answer section, and some parents were even left thinking that it was too tricky.

One person tweeted a hilarious meme showing the difference between what they had studied for the exam, compared to the content they actually found in it.

Someone responded to the tweet saying: "I still have absolutely no idea how to do it", but someone else said: "Wow you're all idiots I am a grade eight student and it took me less than five min to solve."

A student wrote: "The HSC Maths test papers are another NESA stuff-up. The way they are justifying it is ridiculous. At the very least, NESA should have told everyone what they might expect instead of dropping it in the exams."

Speaking to news.com.au, a spokeswoman for NESA said it had received feedback from a number of students and parents about the maths test "being difficult".

She added: "NESA confirms that all questions asked within the Maths Standard 2 test were within the scope of the syllabus.

"All HSC test papers are designed to differentiate student achievement. NESA will monitor the marking of the Maths Standard 2 paper very closely. Mathematics education is a priority for the NSW Government."

Do you have a similar story to share? Email: danielle.wroe@mirror.co.uk

Best No-Exam Life Insurance Of August 2023

A no-exam life insurance policy may not be able to provide the full coverage amount you need, especially if you’re looking to cover many working years or the years of raising a family.

Before you start getting life insurance quotes, calculate how much life insurance you need. A no-exam policy alone may not be able to provide sufficient coverage.

Getting life insurance without a long application process is appealing, but don’t jump into a no-exam life insurance application without understanding your chances of getting approved. Many no-exam policies require very good or excellent health for approval. A denial goes on your insurance record and could hinder future applications.

Don’t be surprised if you end up doing a more traditional application process, including a life insurance medical test if you’ve had some health issues.

Of course you don’t want to overpay for life insurance, but research more than cost. There are coverage options that can be very valuable long after you buy the policy, such as the option to convert term life to permanent life insurance. Also, look at whether there’s an accelerated death benefit, which gives you access to money from your own death benefit if you become terminally ill.

No matter what type of life insurance you’re applying for, be thorough and truthful on the application.

“Pay attention to each question carefully and be ready to respond with information around specific medical conditions you have. Giving more detailed information will help streamline the process as well as get a more accurate underwriting decision,” says Tavan of Legal & General America.

Intentional misrepresentations can lead to application denials or, worse, denial of a claim after you pass away. Life insurance companies have many ways to verify application information. Technology on the backend allows them to verify data from additional sources.

If the company rejects you for no-exam life insurance because of your health, don’t deliver up your life insurance search. If you need life insurance, you likely have other routes.

Looking for traditional term life insurance? See Forbes Advisor’s ratings of the best term life insurance.