Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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Exam Number : PCCSA
Exam Name : Palo Alto Networks Certified Cybersecurity Associate
Vendor Name : Palo-Alto
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PCCSA exam Format | PCCSA Course Contents | PCCSA Course Outline | PCCSA exam Syllabus | PCCSA exam Objectives


Exam Name : Cybersecurity Associate

Exam Number : PCCSA

Exam Duration : 60 minutes

Questions in exam : 50

Passing Score : 70%

Exam Registration : PEARSON VUE

Real Questions : Palo Alto PCCSA Real Questions

VCE VCE exam : Palo Alto Networks Certified Cybersecurity Associate Practice Test



The Palo Alto Networks Certified Cybersecurity Associate (PCCSA) possesses knowledge of cutting-edge technology available today to manage the cyber threats of tomorrow. The PCCSA certification should be pursued by students and individuals new to cybersecurity to validate up-to-date knowledge on cyber-threats and cyber-security.



Section Objectives Cybersecurity Foundation 1. Cybersecurity Landscape

- Modern computing trends

- New application framework and threat vectors

- Turbulence in the cloud

- SaaS application risks

- Compliance and security are not the same

- accurate high-profile cyber-attack examples

- Cyberthreats

- Attacker profiles and motivations

- Modern cyber-attack strategy

- Endpoint security basics

- Cyber-attack Techniques and Types

- Malware

- Vulnerabilities and exploits

- Spamming and phishing

- Bots and botnets

Spamming botnets

DDoS botnets

Financial botnets

- Wi-Fi and Advanced Persistent Threats

- Wi-Fi vulnerabilities

Wired equivalent privacy

Wi-Fi Protected Access (WPA/WPA2/WPA3)

- Wi-Fi man-in-the-middle attacks

Evil Twin

Jasager

SSLstrip

- Advanced Persistent Threats Cybersecurity Gateway 1. The Connected Globe

- The NET: How things connect

- Introduction to networking devices

- Routed and routing protocols

- Area networks and topologies

- Domain Name System (DNS)

Physical, Logical, and Virtual Addressing

- IP addressing basics

- Introduction to subnetting


Packet Encapsulation and Lifecycle

- The OSI and TCP/IP models

- Data encapsulation

Network Security Models

- Perimeter-based network security strategy

- Zero Trust security

Core Zero Trust design principles

Zero Trust conceptual architecture

Key Zero Trust criteria and capabilities

Implementing a Zero Trust design

Cloud and Data Center Security

- Cloud computing depends on virtualization

- Cloud computing security considerations and requirements

- Traditional data security solution weaknesses

- East-west traffic protection

- Implementing security in virtualized data centers 6. Network Security Technologies

- Firewalls

Packet filtering firewalls

Stateful packet inspection (SPI) firewalls

Application firewalls

- Intrusion detection and prevention systems

- Web content filters

- Virtual private networks

Point-to-point tunneling protocol)

Layer 2 tunneling protocol

Secure socket tunneling protocol

Microsoft Point-to-Point Encryption

OpenVPN

Internet Protocol Security

Secure Sockets Layer (SSL)

- Data loss prevention

- Unified Threat Management

- Security information and event management 7. Endpoint security

- Anti-malware

Signature-based

Container-based

Application whitelisting

Anomaly detection

- Anti-spyware

- Personal firewalls

- Host-based Intrusion Prevention Systems (HIPS)

- Mobile device management

Cloud, Virtualization, and Storage Security

- Cloud computing

- Virtualization

- Local and remote storage

Networking Concepts

- Server and system administration

Patch management

Configuration management

- Directory services

- Structured host and network troubleshooting

- ITIL fundamentals

- Help desk and technical support Cybersecurity Essentials

Security Operating Platform

Network Security

- Next-generation firewalls

Application identification

User Identification

Content identification

Log correlation and reporting

- Palo Alto Networks Expedition (Migration Tool)

- Network security management (Panorama)

Endpoint Protection

- Advanced endpoint protection (Traps)

Malware prevention

Exploit prevention

Traps deployment architecture

Traps in action

- Mobile security and VPN management (GlobalProtect)

Cloud Security

- Cloud monitoring and compliance (Evident)

- SaaS security (Aperture)

SaaS threat prevention

Data exposure visibility

Contextual data exposure control

Advanced document classification

Retroactive policy

Application Framework and Logging Service

- Behavioral analytics (Magnifier)

- Log management (Logging Service)

- Threat intelligence (AutoFocus)

Priority alerts and tags

Threat correlation

Actionable intelligence

- Threat indicator sharing (MineMeld)

- Malware analysis (WildFire)

Behavior-based cyberthreat discovery

Threat prevention with global intelligence sharing

Integrated logging, reporting, and forensics



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Face It, Self-Driving Cars Still Haven't Earned Their Stripes

By Gary MarcusAugust 22, 2023Comments

Originally posted on Marcus on AI

From a 2016 New York Times article on self-driving cars, which began "Autonomous cars have arrived. Major automakers have been investing billions in development, while tech players … have been testing their versions in American cities." How's that working out?

I hate to say I told you so, and I am by no means the only one who said so, but driverless cars (still) have a problem. That problem, which I have emphasized dozens of times over the last several years, is edge cases, out-of-the-ordinary circumstances that often confound machine learning algorithms. The more complicated a domain is, the more unanticipated outliers there tend to be. And the real world is really complicated and messy; there's no way to list all the crazy and out of ordinary things that can happen. Nobody has yet figured out how to build a driverless car that can deal with that fact.

One of the the first times I emphasized how challenging the edge case problem was for driving was in a 2016 interview, when tired of the hype, I unloaded at length. It's eerie to read the transcript now, more or less just as applicable today as it was then; nearly every word still applies:

All of this apparent progress is being driven by the ability to use brute force techniques on a scale we've never used before. That originally drove Deep Blue for chess and the Atari game system stuff. It's driven most of what people are excited about. At the same time, it's not extendable to the real world if you're talking about domestic robots in the home or driving in the streets.                                 

… think about driverless cars. What you find is that in the common situations, they're great. If you put them in clear weather in Palo Alto, they're terrific. If you put them where there's snow or there's rain or there's something they haven't seen before, it's difficult for them. There was a great piece by Steven Levy about the Google automatic car factory, where he talked about how the great triumph of late 2015 was that they finally got these systems to recognize leaves.                                 

It's great that they do recognize leaves, but there're a lot of scenarios like that, where if there's something that's not that common, there's not that much data. You and I can reason with common sense. They can try to figure out what this thing might be, how it might have gotten there, but the systems are just memorizing things. So that's a real limit…                                

The same thing might happen with behavior. You try this out in Palo Alto, all the drivers are relaxed; you try it in New York, and you see a whole different style of driving. The system may not generalize well to a new style of driving…                         

You and I can use some reasoning about the world. If they see a parade, maybe they don't have a lot of data about parades, but they see the parade and they say, "There're a lot of people, so let's stop and wait a while." Maybe the car gets that, or maybe it gets confused by the mass of people and doesn't recognize it because it doesn't quite fit into its files for individual people...

There's a huge problem in general with the whole approach of machine learning, which is that it relies on a training set and a test set, the test set being similar to the training set. Training is all the data that you've memorized, essentially, and the test set is what happens in the real world.                                 

When you're using machine learning techniques, it very much depends on how similar the set of test data to the training data that I've seen before is.

Snow and rain aren't quite as much as a problem as they were then, but edge cases have by no means gone away. The degree to which you are safe in a driverless car still depends too much on the vagaries of data, and not enough on reasoning. (If that doesn't remind you of LLMs, you aren't paying attention.)

§

Yet the lust for getting this not yet-fully-baked technology continues unabated. Just last week, the California Public Utilities Commission approved Cruise and Waymo, two of the biggest groups attempting to build self-driving cars, for operation 24/7, across all of San Francisco, giving the companies far more leeway to test their cars.

A few hours later, one well-known techno-optimist all but declared victory, posting on X, "They promised us self-driving cars, and all they got was self-driving cars, slightly late."

Well, no, not exactly. To begin with, license to test the car is not the same thing as saying they work; it was a (mis)calculated bet by some bureaucrats, not a definitive, peer-reviewed scientific thumbs up.

In fact, the truth is they don't actually have any truly self-driving cars yet. As Cade Metz explained to me a couple months ago on my podcast, Humans versus Machines, literally every "self-driving vehicle" on public roads has either a human safety driver on board, or some human somewhere watching remotely who can help the vehicle out when issues arises.

And, it's not just that literally every proto-self-driving-car stills need a nanny. It's that they also still struggle (that's what the whole episode with Metz was about). And sure enough, increasing operations has led chaos. And it didn't take long. One of my favorite colleagues in the field wrote to me on Monday, shortly after the CPUC decision, "I am super confident this is going to be a &)@$ show".

She was right. And it didn't take long to find out.

§

Less than a week in fact. Five days later, the The New York Times reads on one of my own litanies on AI Gone Wrong:

Stuck in concrete?? Now there's a novel edge case. Even more hilarious than a Tesla running into a parked jet.

No matter how much data these things are trained on, there's always something new.

§ 

Another ten "self-driving" cars failed in the last week because they lost contact with mission control, and without it, they were lost, stalled right in the middle of a busy street:

§ 

Driverless cars have been given every advantage in life: over $100 billion in funding, almost as much adulatory press as (the far more deserving) Taylor Swift, and, now, license to roam, despite all the known issues and the well-established reality that the unknown unknowns seemingly never end.

I honestly don't know what the California Public Utilities Commission was thinking; none of the independent scientists I know follow these things would have endorsed the idea.

Scaling up to driving everywhere all the time without a serious, well-vetted solution to the edge case problem was insane; it was quite literally an accident (or series of accidents) waiting to happen.

I hope some lessons have been learned.

§

And not just for driverless cars, but for mission-critical uses of machine learning in general.

Edge cases are everywhere; they are in driving, they are in medicine, they there will be a zillion of them humanoid robots, if and when they roll them out. Anyone who thinks any of this is going to be easy is fooling themselves.

In a different world, less driven by money, and more by a desire to build AI that they could trust, they might pause and ask a very specific question: have they discovered the right technology to address edge cases that pervade their messy really world? And if they haven't, shouldn't they stop hammering a square peg into a round hole, and shift their focus towards developing new methodologies for coping with the endless array of edge cases?

If they don't, they are likely to see reprises of what they see now with driverless cars, in automated doctors, automated psychiatrists, all purpose virtual assistants, home robots, and more, probably for years to come.

§ 

As a brief coda, I wrote this essay on an airplane, a 747-400 to be exact. The 747 has an autopilot, engaged for a very large fraction of the nine-hour flight, but it has a human crew, too, and that's the way I like it, humans-in-the-loop.

I wouldn't trust a self-driving plane, and I don't think any quasi-self-driving car has yet earned its stripes either.

Gary Marcus is co-founder and CEO of ca-tai.org, and in May spoke about some (but not all) of the many risks of AI at a US Senate Judiciary Subcommittee on AI oversight. For more on driverless cars, you can listen to Episode 2 of his eight-part podcast Humans versus Machines.

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Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug