Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über PMP?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der PMP: Project Management Professional - PMP (PMBOK 6th Edition) Prüfung.
2023 Updated Actual PMP questions as experienced in Test Center
Aktuelle PMP Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
![]() PMI PMP : Project Management Professional - PMP exam DumpsExam Dumps Organized by Martha nods |
Latest 2023 Updated Syllabus
PMP test questions | Latest Braindumps with real Questions
Real Questions from Latest courses of PMP - Updated Daily - 100% Pass Guarantee
PMP trial
Questions : Download 100% Free PMP test questions (PDF and VCE)
Exam Number : PMP
Exam Name : Project Management Professional - PMP (PMBOK 6th Edition)
Vendor Name : PMI
Update : Click Here to Check Latest Update
Question Bank : Check Questions
Free trial questions involving PMP quiz at killexams. com
You will get the particular exactly exact same replica regarding PMP genuine exam questions that you are planning to attempt throughout real analyze. killexams.com has preserved database regarding PMP Exam Cram that is big questions financial institution highly pertinent to PMP and dished up by analyze takers who else attempt the particular PMP exam and handed with high report.
Presuming you require a visit upon web regarding PMP Questions and Answers, you will recognize that the greater part associated with sites can sell obsolete Free exam PDF with restored labels. This can turn out to be very unsafe hoping you rely on these Exam Braindumps. There are some modest venders on online that get free PMP PDF by web market in small cost. You might squander massive cash whenever you think twice about which little fee for PMP Questions and Answers. They commonly guide guerrear to the accurate bearing. Never set aside which little money and experience large difficult task of bombing test. Basically pick real and substantive PMP Exam Braindumps supplier along with download remarkable and legitimate identical of PMP real test out questions. Most of us support killexams.com because best provider of PMP Latest Topics which will be your life economizing decision. It will eventually save you by part of aggrevations and probability of pick terrible Free exam PDF provider. It will give you tried and tested, supported, reliable, modern along with solid PMP [KW] that could truly do the job in reputable PMP test out. In the future, shipping and delivery look upon web, you may straight go to killexams.com for your long term certificate instructions.
It is a important fight to choose extraordinary Free exam PDF providers by many terrible dumps guru services. If your follow ends up on the horrendous Free exam PDF provider, your future affirmation may transform in to a terrible aspiration. It seems like some sort of loser whenever you crash along with burn inside testament test out. This is because of the fact that anyone relied upon a good invalid along with out-of-date service provider. They are definitely not saying that each one PMP Latest Topics provider is actually a fake. There are many extraordinary PMP certifiable test out questions guru services that have their unique resources for having generally invigorated and sizeable PMP Latest Topics. killexams.com is definitely one of them. They certainly have their own collecting that sets up 100% actual, present-day along with strong PMP Exam Braindumps engage in a real test including allure. You only need to visit https://killexams.com/pass4sure/test detail/PMP along with download fully free Questions and Answers of PMP test and evaluate. Accepting that you simply feel contented, register for PMP [KW] EBOOK full framework with VCE practice make sure become a man or woman from exceptional achievers. Most of us regard the remarkable clients. You will deliver us your current reviews concerning PMP test out experience after right after suspended through the certifiable PMP test out.
They provide Genuine PMP test Questions along with Answers Free exam PDF in two formats. PMP PDF file and PMP VCE test simulator. PMP Real test out is quickly changed by means of PMI inside real test out. The PMP Latest Topics EBOOK document could possibly be downloaded upon any product. You can pic PMP Real exam Questions to make your personal book. Their own pass price is substantial to 98. 9% in addition, the identicalness between the PMP queries and real test is usually 98%. Do you want success inside PMP test in only 1 attempt? Right away go to get PMI PMP real test questions with killexams.com.
Features of Killexams PMP Questions and Answers
-> PMP Exam Questions download Entry in just your five min.
-> Finish PMP Issues Bank
-> PMP exam Good results certain
-> Certain real PMP exam queries
-> Latest along with 2022 current PMP Issues and Advice
-> Latest 2022 PMP Syllabus
-> download PMP exam Data anywhere
-> Unrestricted PMP VCE exam Sim Access
-> Zero Limit upon PMP Test download
-> Good Discount Coupons
-> fully Secure Order
-> 100% Top secret.
-> 100% Totally free Real exam Questions model Questions
-> Zero Hidden Fee
-> No Regular monthly Subscription
-> Zero Auto Restoration
-> PMP Test Update Excitation by Email address
-> Free Tech support team
Test Detail with: https://killexams.com/pass4sure/exam-detail/PMP
Rates Details with: https://killexams.com/exam-price-comparison/PMP
Notice Complete Listing: https://killexams.com/vendors-exam-list
Discount Coupon code on Total PMP Latest Topics questions;
WC2020: 60% Ripped Discount to each exam
PROF17: 10% Even more Discount upon Value A lot more than $69
DEAL17: 15% Even more Discount upon Value A lot more than $99

PMP exam Format | PMP Course Contents | PMP Course Outline | PMP exam Syllabus | PMP exam Objectives
Analytical skills
Benefit analysis techniques
Elements of a project charter
Estimation tools and techniques
Strategic management
Change management planning
Cost management planning, including project budgeting tools and techniques
Communications planning
Contract types and selection criteria
Estimation tools and techniques
Human resource planning
Lean and efficiency principles
Procurement planning
Quality management planning
Requirements gathering techniques (e.g., planning sessions, brainstorming, and focus groups)
Regulatory and environmental impacts exam planning
Risk management planning
Scope deconstruction (e.g., WBS, Scope backlog) tools and techniques
Scope management planning
Stakeholder management planning
Time management planning, including scheduling tools and techniques
Workflow diagramming techniques
Continuous improvement processes
Contract management techniques
Elements of a statement of work
Interdependencies among project elements
Project budgeting tools and techniques
Quality standard tools
Vendor management techniques
Performance measurement and tracking techniques (e.g., EV, CPM, PERT, Trend Analysis)
Process analysis techniques (e.g., LEAN, Kanban, Six Sigma)
Project control limits (e.g., thresholds, tolerance)
Project finance principles
Project monitoring tools and techniques
Project quality best practices and standards (e.g., ISO, BS, CMMI, IEEE)
Quality measurement tools (e.g., statistical sampling, control charts, flowcharting, inspection, exam)
Risk identification and analysis techniques
Risk response techniques
Quality validation and verification techniques
Archiving practices and statutes
Compliance (statute/organization)
Contract closure requirements
Close-out procedures
Feedback techniques
Performance measurement techniques (KPI and key success factors)
Project review techniques
Transition planning technique
Active listening
Applicable laws and regulations
Benefits realization
Brainstorming techniques
Business acumen
Change management techniques
Coaching, mentoring, training, and motivational techniques
Communication channels, tools, techniques, and methods
Configuration management
Conflict resolution
Customer satisfaction metrics
Data gathering techniques
Decision making
Delegation techniques
Diversity and cultural sensitivity
Emotional intelligence
Expert judgment technique
Facilitation
Generational sensitivity and diversity
Information management tools, techniques, and methods
Interpersonal skills
Knowledge management
Leadership tools, techniques, and skills
Lessons learned management techniques
Meeting management techniques
Negotiating and influencing techniques and skills Organizational and operational awareness
Peer-review processes
Presentation tools and techniques
Prioritization/time management
Problem-solving tools and techniques
Project finance principles
Quality assurance and control techniques
Relationship management
Risk exam techniques
Situational awareness
Stakeholder management techniques
Team-building techniques
Virtual/remote team management
Marking
1. Initiating 13%
2. Planning 24%
3. Executing 31%
4. Monitoring and Controlling 25%
5. Closing 7%
Total Number of Scored Questions 175
Total Number of Unscored (Pretest) Questions 25
Total Number of Questions 200
Killexams Review | Reputation | Testimonials | Feedback
Do you need dumps of PMP exam to pass the exam?
Thank you killexams.com for the full guide by using offering this question bank. I scored 78% in PMP exam.
Great source of great LaACTUAL EXAM QUESTIONS, accurate answers.
I got 76% in PMP exam. way to the team of killexams.com for making my effort so clean. I recommend to new users to put it together through killexams.com as It is very comprehensive.
Killing the PMP exam become too easy! Unbelievable.
I passed in the PMP certification these days with the help of your provided questions answers. This combined with the test questions to certify is the way to move. If you do but think that studying books is sufficient to pass the exam, you are wrong. The Q&A are all you need to pass. There had been pretty a few questions about the exam that is not in the provided braindumps but if you prepare most of these questions answers, you will pass with good marks.
Where can i find PMP braindumps questions?
I bought this because of the PMP questions, I idea I need to do the Q&A element just based on my previous experience. Yet, the PMP
You know the best and fastest way to pass PMP exam? I got it.
Here's but every other vote for killexams.com because of the excellent manner to prepare for PMP exam. I opted for this package to prepare for my PMP exam. I did not set my hopes too high and saved a watch fixed on the professional syllabus to make certain I do now not pass over any topics, and it turned out that killexams.com had all of them protected. The coaching has become very robust and that I felt confident on exam day. And what in reality made killexams.com exquisite become the instant while I found out their questions have been exactly similar to what real exam had. Really as promised (which I did not, in reality, anticipate to be authentic - the way it works sometimes!). So, this is terrific. do not hesitate, cross for it.
PMI (PMBOK exam
Unquestionably it is hard assignment to pick dependable certification questions/answers assets regarding review, reputation and validity since individuals get sham because of picking incorrectly benefit. Killexams.com ensure to serve its customers best to its assets concerning test questions update and validity. The vast majority of other's sham report dissension customers come to us for the brain dumps and pass their exams joyfully and effortlessly. They never trade off on their review, reputation and quality on the grounds that killexams review, killexams reputation and killexams customer certainty is imperative to us. Uniquely they deal with killexams.com review, killexams.com reputation, killexams.com sham report objection, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. On the off chance that you see any false report posted by their rivals with the name killexams sham report grievance web, killexams.com sham report, killexams.com scam, killexams.com protest or something like this, simply remember there are constantly awful individuals harming reputation of good administrations because of their advantages. There are a huge number of fulfilled clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams hone questions, killexams exam simulator. Visit Killexams.com, their specimen questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best brain dumps site.
Is Killexams.com Legit?
Sure, Killexams is practically legit and even fully reliable. There are several benefits that makes killexams.com authentic and genuine. It provides exact
and practically valid test questions that contain real exams questions and answers. Price is really low as compared to almost all of the services on internet. The Q&A are up-to-date on common basis having most exact
brain dumps. Killexams account build up and supplement delivery can be quite fast. Data downloading is normally unlimited and incredibly fast. Assistance is avaiable via Livechat and Email address. These are the characteristics that makes killexams.com a robust website offering test questions with real exams questions.
Which is the best braindumps site of 2023?
There are several Q&A provider in the market claiming that they provide real exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2023 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update exam Q&A with the same frequency as they are updated in Real Test. test questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain examcollection of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to download PDF exam Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Q&A will be provided in your download Account. You can download Premium test questions files as many times as you want, There is no limit.
Killexams.com has provided VCE VCE exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Exam Center and Enjoy your Success.
NCSE-Level-1 practical test | Salesforce-Certified-Marketing-Cloud-Email-Specialist actual questions | EX300 dumps | DES-6332 trial test | AD0-300 training material | Salesforce-Certified-B2C-Commerce-Developer exam questions | VTNE practice exam | PDI practice exam | ACT-Math actual questions | NS0-520 exam results | NCP-MCI-5.15 free pdf | GRE-Verbal exam tips | AD0-E709 question test | DA-100 mock exam | Mulesoft-CD writing test questions | ACT-English VCE exam | JN0-362 Free PDF | CBSA exam prep | ACT Q&A | 156-110 Test Prep |
PMP - Project Management Professional - PMP (PMBOK 6th Edition) syllabus
PMP - Project Management Professional - PMP (PMBOK 6th Edition) Real exam Questions
PMP - Project Management Professional - PMP (PMBOK 6th Edition) exam Cram
PMP - Project Management Professional - PMP (PMBOK 6th Edition) Study Guide
PMP - Project Management Professional - PMP (PMBOK 6th Edition) boot camp
PMP - Project Management Professional - PMP (PMBOK 6th Edition) teaching
PMP - Project Management Professional - PMP (PMBOK 6th Edition) exam dumps
PMP - Project Management Professional - PMP (PMBOK 6th Edition) exam Questions
PMP - Project Management Professional - PMP (PMBOK 6th Edition) cheat sheet
PMP - Project Management Professional - PMP (PMBOK 6th Edition) learning
PMP - Project Management Professional - PMP (PMBOK 6th Edition) exam Braindumps
PMP - Project Management Professional - PMP (PMBOK 6th Edition) education
PMP - Project Management Professional - PMP (PMBOK 6th Edition) Cheatsheet
PMP - Project Management Professional - PMP (PMBOK 6th Edition) dumps
PMP - Project Management Professional - PMP (PMBOK 6th Edition) exam success
PMP - Project Management Professional - PMP (PMBOK 6th Edition) information source
PMP - Project Management Professional - PMP (PMBOK 6th Edition) Latest Questions
PMP - Project Management Professional - PMP (PMBOK 6th Edition) Free PDF
PMP - Project Management Professional - PMP (PMBOK 6th Edition) exam
PMP - Project Management Professional - PMP (PMBOK 6th Edition) Free PDF
PMP - Project Management Professional - PMP (PMBOK 6th Edition) information hunger
PMP - Project Management Professional - PMP (PMBOK 6th Edition) exam
PMP - Project Management Professional - PMP (PMBOK 6th Edition) study tips
PMP - Project Management Professional - PMP (PMBOK 6th Edition) exam success
PMP - Project Management Professional - PMP (PMBOK 6th Edition) study help
PMP - Project Management Professional - PMP (PMBOK 6th Edition) exam success
PMP - Project Management Professional - PMP (PMBOK 6th Edition) Dumps
PMP - Project Management Professional - PMP (PMBOK 6th Edition) exam Cram
PMP - Project Management Professional - PMP (PMBOK 6th Edition) Study Guide
PMP - Project Management Professional - PMP (PMBOK 6th Edition) Free PDF
PMP - Project Management Professional - PMP (PMBOK 6th Edition) exam syllabus
PMP - Project Management Professional - PMP (PMBOK 6th Edition) information source
PMP - Project Management Professional - PMP (PMBOK 6th Edition) tricks
PMP - Project Management Professional - PMP (PMBOK 6th Edition) PDF Questions
PMP - Project Management Professional - PMP (PMBOK 6th Edition) exam Questions
PMP - Project Management Professional - PMP (PMBOK 6th Edition) information search
PMP - Project Management Professional - PMP (PMBOK 6th Edition) study tips
PMP - Project Management Professional - PMP (PMBOK 6th Edition) Dumps
PMP - Project Management Professional - PMP (PMBOK 6th Edition) test prep
PMP - Project Management Professional - PMP (PMBOK 6th Edition) exam Questions
PMP - Project Management Professional - PMP (PMBOK 6th Edition) Study Guide
PMP - Project Management Professional - PMP (PMBOK 6th Edition) information search
PMP - Project Management Professional - PMP (PMBOK 6th Edition) course outline
PMP - Project Management Professional - PMP (PMBOK 6th Edition) Test Prep
PMP - Project Management Professional - PMP (PMBOK 6th Edition) PDF Questions
PMP - Project Management Professional - PMP (PMBOK 6th Edition) Study Guide
PMP - Project Management Professional - PMP (PMBOK 6th Edition) course outline
PMP - Project Management Professional - PMP (PMBOK 6th Edition) real Questions
PMP - Project Management Professional - PMP (PMBOK 6th Edition) exam dumps
PMP - Project Management Professional - PMP (PMBOK 6th Edition) exam syllabus
PMP - Project Management Professional - PMP (PMBOK 6th Edition) Free PDF
PMP - Project Management Professional - PMP (PMBOK 6th Edition) Cheatsheet
PMP - Project Management Professional - PMP (PMBOK 6th Edition) braindumps
PMP free pdf download |
Best Certification test questions You Ever Experienced
PMBOK-5th online exam | PMI-002 VCE exam | PMI-PBA Free exam PDF | PMI-ACP test questions | CAPM cbt | PgMP past bar exams | PMI-RMP exam Questions | CCE-CCC examcollection | PfMP exam preparation | PMI-001 practice questions | PMI-200 PDF download | PMP-Bundle free pdf | PMI-100 study guide | PMP free practice exams | PMI-SP test questions | PPM-001 Study Guide |
References :
https://killexams-posting.dropmark.com/817438/23562393
http://killexams-braindumps.blogspot.com/2020/06/exam-pmp-free-exam-pdf-are-updated-on.html
https://www.instapaper.com/read/1324035667
https://www.coursehero.com/file/65309149/PMPpdf/
https://www.4shared.com/office/PHEpor_4iq/Project-Management-Professiona.html
https://www.4shared.com/video/DKcOtq4Pea/Project-Management-Professiona.html
http://ge.tt/10H0XT83
https://sites.google.com/view/killexams-pmp-exam-questio
https://www.clipsharelive.com/video/4491/pmp-project-management-professional-pmp-pmbok-6th-edition-questions-and-answers-by-killexams-com
https://spaces.hightail.com/space/v47qz1ixkg/files/fi-eb830abe-9241-434c-b51a-ddce66bbc63e/fv-2d7c5251-9fc2-4c8b-b282-fef3b2defc4d/Selling-HP-EMEA-pMPS-(HP2-B119).pdf#pageThumbnail-1
https://drp.mk/i/p22fKYSWx
http://killexams12.isblog.net/pmp-project-management-professional-pmp-pmbok-6th-edition-2021-updated-questions-and-answers-by-killexams-com-14560704
http://killexamsbraindumps.blogdigy.com/pmp-project-management-professional-pmp-pmbok-6th-edition-practice-test-by-killexams-com-11399616
https://youtu.be/pml_t_9KfME
http://feeds.feedburner.com/KillYourCia-iiiExamAtFirstAttempt
https://justpaste.it/PMP-1
https://ello.co/killexamz/post/uvvnog1p-fvoz2tnff1nha
http://killexams.decksrusct.com/blog/certification-exam-dumps/pmp-project-management-professional-pmp-pmbok-6th-edition-2021-updated-dumps-by-killexams-com/
https://files.fm/f/tjqwgbs76
Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps
PMP Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date PMP Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug