Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über QAWI201V3-0?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der QAWI201V3-0: Business Objects Certified Professional Web Intelligence XI 3.0 Prüfung.
2024 Updated Actual QAWI201V3-0 questions as experienced in Test Center
Aktuelle QAWI201V3-0 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
Business-Objects QAWI201V3-0 : Business Objects Certified Professional Web Intelligence XI 3.0 Practice TestsPractice Tests Organized by Martin Hoax |
Latest 2024 Updated Business-Objects Business Objects Certified Professional Web Intelligence XI 3.0 Syllabus
QAWI201V3-0 dumps questions with Premium PDF and Test Engine
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
QAWI201V3-0 dumps questions : Download 100% Free QAWI201V3-0 practice questions (PDF and VCE)
Exam Number : QAWI201V3-0
Exam Name : Business Objects Certified Professional Web Intelligence XI 3.0
Vendor Name : Business-Objects
Update : Click Here to Check Latest Update
Question Bank : Check Questions
Save QAWI201V3-0 Question Bank records downloaded from killexams.com
Although most of their successful clients don't bother to send feedback, reviews help others. Killexams.com updates their QAWI201V3-0 Questions and Answers regularly by adding the latest, valid, and up-to-date questions to their QAWI201V3-0 Test Prep and removing outdated questions. This ensures that they maintain a high-quality pool of QAWI201V3-0 questions that help you get top marks in the exam.
Killexams.com offers the latest and valid Business-Objects QAWI201V3-0 Free test PDF which is the best way to pass the Business Objects Certified Professional Web Intelligence XI 3.0 test and enhance your professional status. Their reputation is built on helping people pass the QAWI201V3-0 test on their first attempt. Their Free test PDF has been top-rated in the last two years, and their customers have placed their trust in us by using their Exam Cram and VCE for their real QAWI201V3-0 exam. Killexams.com provides the best QAWI201V3-0 real test questions, and they keep their Free test PDF up to date at all times to ensure its validity.
Preparing for the Business-Objects QAWI201V3-0 test is not an easy task with just QAWI201V3-0 textbooks or free Exam Questions available on the internet. The real QAWI201V3-0 test has several tricky questions that can confuse and cause candidates to fail. Killexams.com addresses this issue by collecting real QAWI201V3-0 Study Guides in the form of Exam Cram and VCE test simulator. You can obtain their 100% free QAWI201V3-0 Exam Questions before registering for the full version of QAWI201V3-0 Free test PDF to experience the quality and satisfaction of their Free test PDF.
QAWI201V3-0 test Format | QAWI201V3-0 Course Contents | QAWI201V3-0 Course Outline | QAWI201V3-0 test Syllabus | QAWI201V3-0 test Objectives
Killexams Review | Reputation | Testimonials | Feedback
Do you want updated practice questions for the QAWI201V3-0 test to help you pass?
This platform is very useful for experts like us to practice economic questions from anywhere. I am grateful to the creators of this incredible practice material, which helped me a lot during my test preparation. Thanks to this material, I secured an 88% mark in my QAWI201V3-0 exam. I suggest creating an Android app so that people like me can practice while traveling.
That was outstanding! I got genuine test questions for the QAWI201V3-0 exam.
I used to be skeptical about using online resources like killexams.com, as they are often posted by untrustworthy individuals who can mislead you into studying the wrong material. However, killexams.com mock test proved to be different. Their material is of high quality and helped me overcome my QAWI201V3-0 test preparation. I passed this test on my second attempt with an 87% score. Thank you, killexams.com.
Actual test questions for the updated QAWI201V3-0 exam! Wonderful source.
Thanks to the accurate practice questions provided by killexams.com, I was able to pass the QAWI201V3-0 test on my first attempt with a 96% score. Although my score dropped to 78.75% due to bad marking, I still appreciate the great organization and efficient process employed by killexams.com. I wish them continued success.
I found great material for QAWI201V3-0 practice tests.
Thanks to killexams.com's extraordinary practice questions test materials, I passed my QAWI201V3-0 test within two weeks with a score of 96%. I am now very confident that I will do better in my remaining three exams and will honestly use the practice dump and recommend it to my pals. Thank you very much for your great
Where can I find free QAWI201V3-0 test practice questions and questions?
The test simulator provided by killexams.com was extremely useful in helping me pass the QAWI201V3-0 exam. Thanks to this resource, I was able to become organized and master the necessary tricks to succeed. I am grateful for the assistance provided by killexams.com.
Business-Objects Business genuine Questions
QAWI201V3-0 Exam
User: Stepan***** I am pleased to announce that I passed my qawi201v3-0 test with flying colors, scoring 98%. Thank you, killexams.com, for providing true and valid material that accurately reflects the exam. Most of the questions were familiar to me, and those that were not were similar to courses covered in the guide. This allowed me to answer them with ease and obtain my qawi201v3-0 certification smoothly. |
User: Tianna***** Joining killexams.com felt like the best journey of my life. I was excited because I knew that I would be able to pass my QAWI201V3-0 test and become the primary person in my organization with this qualification. I turned out to be right, and using the web resources provided by killexams.com, I passed my QAWI201V3-0 test and was able to make everyone proud. It was a happy feeling, and I suggest that any other student who wants to feel the same should provide killexams.com a try. |
User: Walter***** This practice questions for qawi201v3-0 from killexams.com is truly valid, which is a rarity for higher-level exams as they are usually more challenging to prepare for. Everything about this practice questions is perfect, and it helped me obtain almost perfect marks in my qawi201v3-0 exam. You can trust this brand. |
User: Natalyah***** It is worth noting that the authors success did not come easily. They mentioned feeling panic and unsure before the exam, and even considered the possibility of having to retake it. However, after purchasing killexams.com study materials and preparing with their help, the author was able to pass all of their QAWI201V3-0 exams effortlessly. |
User: Pat***** Thanks to killexams.com, I am now one of the outstanding students in my class. The high-quality study program on killexams.com helped me join the ranks of other brilliant students. The precise and useful resources, including the QAWI201V3-0 PDF, QAWI201V3-0 practice tests, and QAWI201V3-0 real questions, contributed greatly to my success. I am grateful to killexams.com for providing such excellent materials. |
QAWI201V3-0 Exam
Question: I had an old account, Can I use the same account for new exams? Answer: Yes, you can use the same account for new exams. But if you buy exams and got a new account to download, you can still ask support to shift your exams to your old account. |
Question: Where can I find free QAWI201V3-0 genuine questions and questions? Answer: Killexams online account is the best place where you can obtain up-to-date and latest QAWI201V3-0 test prep questions. Killexams recommend these QAWI201V3-0 questions to memorize before you go for the genuine test because this QAWI201V3-0 dumps questions contains to date and 100% valid QAWI201V3-0 dumps questions with the new syllabus. Killexams has provided the shortest QAWI201V3-0 questions for busy people to pass QAWI201V3-0 test without memorizing massive course books. If you go through these QAWI201V3-0 questions, you are more than ready to take the test. They recommend taking your time to study and practice QAWI201V3-0 practice questions until you are sure that you can answer all the questions that will be asked in the genuine QAWI201V3-0 exam. For a full version of QAWI201V3-0 test prep, visit killexams.com and register to obtain the complete dumps questions of QAWI201V3-0 test test prep. These QAWI201V3-0 test questions are taken from genuine test sources, that's why these QAWI201V3-0 test questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these QAWI201V3-0 questions are sufficient to pass the exam. |
Question: I need to make some changes in the genuine questions, How can I do it? Answer: You can change your practice questions files if you like. Sometimes, you find some typo or an incorrect answer and want to fix it before you print. You can convert your PDF test file to Word to be able to make changes in your practice questions file. Later you can save it as a PDF again. You can also print the new document as you need. |
Question: I see the QAWI201V3-0 page showing new date but questions are unchanged. Why? Answer: Killexams.com keep on checking update on regular basis and change the test questions accordingly. If QAWI201V3-0 questions in your obtain section are already up to date, the system changes the QAWI201V3-0 test update date. But if any new update is received, it is included in the dumps questions and users are informed by email to re-download the test files. Killexams overwrites the previous files in the obtain section so that you have the latest test questions all the time. So, there is no need to search the update anywhere. Just re-download the test files if you receive an intimation of update. |
Question: Does killexams provide guarantee? Answer: Yes, Killexams.com guarantees its practice test. You will surely pass your test with these practice test, otherwise, you will get your money back. You can see the guarantee policy at https://killexams.com/pass-guaratnee |
https://www.pass4surez.com/art/read.php?keyword=Business-Objects+Business+Actual+Questions&lang=us&links=remove
Unquestionably it is hard assignment to pick dependable certification questions/answers assets regarding review, reputation and validity since individuals get sham because of picking incorrectly benefit. Killexams.com ensure to serve its customers best to its assets concerning ACTUAL EXAM QUESTIONS update and validity. The vast majority of other's sham report dissension customers come to us for the brain dumps and pass their exams joyfully and effortlessly. They never trade off on their review, reputation and quality on the grounds that killexams review, killexams reputation and killexams customer certainty is imperative to us. Uniquely they deal with killexams.com review, killexams.com reputation, killexams.com sham report objection, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. On the off chance that you see any false report posted by their rivals with the name killexams sham report grievance web, killexams.com sham report, killexams.com scam, killexams.com protest or something like this, simply remember there are constantly awful individuals harming reputation of good administrations because of their advantages. There are a huge number of fulfilled clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams hone questions, killexams test simulator. Visit Killexams.com, their specimen questions and test brain dumps, their test simulator and you will realize that killexams.com is the best brain dumps site.
Which is the best practice questions website?
Of course, Killexams is 100 % legit together with fully well-performing. There are several features that makes killexams.com reliable and authentic. It provides up to date and 100 % valid test questions made up of real exams questions and answers. Price is very low as compared to the majority of the services online. The mock test are updated on ordinary basis utilizing most exact questions. Killexams account set up and solution delivery is really fast. Computer file downloading will be unlimited and very fast. Guidance is avaiable via Livechat and Netmail. These are the characteristics that makes killexams.com a strong website that offer test prep with real exams questions.
Is killexams.com test material dependable?
There are several mock test provider in the market claiming that they provide genuine test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test mock test with the same frequency as they are updated in Real Test. test questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps questions of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your test Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to obtain PDF test Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your obtain Account. You can obtain Premium practice questions files as many times as you want, There is no limit.
Killexams.com has provided VCE practice questions Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Exam Center and Enjoy your Success.
ENP-BC examcollection | NPTE question test | ISSEP practice questions | 46150T test demo | CRNA test prep questions | JN0-322 study guide | IREB mock test | GPHR training material | CMSRN test papers | ACCNS-P assessment test demo | OG0-093 test questions | NBCSN-NCSN study guide | C1000-130 free practice questions | CTEL free test papers | IAAP-CPACC free questions | NAPLEX bootcamp | ALNCCB-LNCC test cram | CPD-001 mock test | ISA-IEC-62443 Real test Questions | MOPF practice questions |
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 test syllabus
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 boot camp
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 test prep
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 techniques
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 course outline
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 practice tests
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 test syllabus
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 test syllabus
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 Practice Test
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 PDF Download
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 Questions and Answers
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 learning
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 PDF Download
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 Latest Topics
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 techniques
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 testing
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 Study Guide
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 Test Prep
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 Question Bank
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 information hunger
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 learning
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 study help
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 test Cram
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 test format
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 Free PDF
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 Question Bank
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 test
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 practice tests
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 test syllabus
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 test prep
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 Premium PDF
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 study help
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 syllabus
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 Questions and Answers
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 test prep
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 test questions
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 test syllabus
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 test format
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 PDF download
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 information hunger
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 teaching
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 Study Guide
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 PDF Questions
QAWI201V3-0 - Business Objects Certified Professional Web Intelligence XI 3.0 outline
Other Business-Objects Practice Tests
DMDI301 practice test | QAWI201V3-0 test sample | SABE501V3-0 Test Prep | SABE201 pass exam | QAW1301 test prep | QAWI301 test prep questions |
Best practice questions You Ever Experienced
CA-Real-Estate Free test PDF | 922-080 test prep | AZ-800 test sample | Salesforce-Certified-B2C-Commerce-Developer free practice test | NSE5_FCT-7.0 test prep | CCE-CCC test Questions | EX300 practice exam | Advance-RPA-Pro test prep | C1000-056 writing test questions | MS-720 free pdf | PCSFE practice exam | HH0-580 questions and answers | PEGACPDS88V1 Practice Test | Salesforce-Certified-Identity-and-Access-Management-Designer practice test | 71801X practice questions | FBA15 study guide | CSSBB free questions | C100DEV questions answers | DP-420 test cram | 010-002 free pdf download |
References :
http://feeds.feedburner.com/WhereWouldIBeAbleToInspireHelpToPassC9520-421Exam
https://sites.google.com/view/killexams-qawi201v3-0-exam
https://drp.mk/i/WwgdnwGN
https://files.fm/f/ffqbe7jpx
https://www.instapaper.com/read/1432180806
https://killexams102.blogspot.com/2021/07/qawi201v3-0-business-objects-certified.html
Similar Websites :
Pass4sure Certification test Practice Tests
Pass4Sure Certification Question Bank
QAWI201V3-0 Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date QAWI201V3-0 Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug