Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über Salesforce-nCino-201?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der Salesforce-nCino-201: Salesforce nCino 201 Commercial Banking Functional Prüfung.

2024 Updated Actual Salesforce-nCino-201 questions as experienced in Test Center

Aktuelle Salesforce-nCino-201 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

Salesforce-nCino-201 exam Cram - Salesforce nCino 201 Commercial Banking Functional | https://www.easyfinanz.cc/

Salesforce Salesforce-nCino-201 : Salesforce nCino 201 Commercial Banking Functional exam Dumps

Exam Dumps Organized by Martha nods



Latest 2024 Updated Salesforce Salesforce nCino 201 Commercial Banking Functional Syllabus
Salesforce-nCino-201 exam questions / Braindumps contains actual exam Questions

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




Salesforce-nCino-201 Exam Center Questions : Download 100% Free Salesforce-nCino-201 exam questions (PDF and VCE)

Exam Number : Salesforce-nCino-201
Exam Name : Salesforce nCino 201 Commercial Banking Functional
Vendor Name : Salesforce
Update : Click Here to Check Latest Update
Question Bank : Check Questions

killexams.com 100% download Salesforce-nCino-201 cheat sheet
We also provide valid, latest, and updated Salesforce-nCino-201 real questions with questions and answers. Practice their Salesforce-nCino-201 Test Prep and answers to Boost your knowledge of the tips and tricks used by merchants and pass your Salesforce-nCino-201 test with high marks. They certain your success in the test center, covering all the references of the Salesforce nCino 201 Commercial Banking Functional test and assembling your knowledge. Pass with their Salesforce-nCino-201 braindumps.

We have a long list of successful candidates who have passed the Salesforce-nCino-201 test with the help of their Free exam PDF. They are now working in prominent positions in their respective organizations and earning well. Their success is not just because they studied their Salesforce-nCino-201 Exam Cram, but also because they have worked on their knowledge and expertise. They are able to work efficiently in a real-world environment as professionals. Their focus is not only on helping candidates pass the Salesforce-nCino-201 test with their questions and answers, but also on improving their understanding of Salesforce-nCino-201 concepts and objectives. This is how people achieve success.

To further assist you in your preparation, you can download the Salesforce-nCino-201 Exam Cram PDF on any device and study the actual Salesforce-nCino-201 questions while on vacation or traveling. This will save you time and deliver you more opportunities to concentrate on Salesforce-nCino-201 questions. Practice Salesforce-nCino-201 exam dumps using their VCE exam simulator repeatedly until you score 100 percent. When you feel confident, you can head straight to the testing center for the actual Salesforce-nCino-201 test.







Salesforce-nCino-201 exam Format | Salesforce-nCino-201 Course Contents | Salesforce-nCino-201 Course Outline | Salesforce-nCino-201 exam Syllabus | Salesforce-nCino-201 exam Objectives


Exam Specification: Salesforce nCino 201 Commercial Banking Functional

Exam Name: Salesforce nCino 201 Commercial Banking Functional
Exam Code: Salesforce-nCino-201
Exam Duration: 90 minutes
Passing Score: 65%
Exam Format: Multiple-choice, multiple-select

Course Outline:

1. Commercial Banking Overview
- Introduction to commercial banking and its key concepts
- Understanding the role of Salesforce nCino in commercial banking
- Exploring the functionalities and features of Salesforce nCino

2. Loan Origination and Underwriting
- Understanding the loan origination process in commercial banking
- Configuring loan application and underwriting workflows in nCino
- Managing loan documentation and approvals using nCino

3. Credit Analysis and Risk Management
- Performing credit analysis and risk exam using nCino
- Analyzing financial statements and creditworthiness of borrowers
- Implementing risk management strategies and policies in nCino

4. Collateral Management
- Managing collateral information and valuations in nCino
- Configuring collateral tracking and monitoring processes
- Implementing automated collateral management workflows

5. Portfolio Management and Reporting
- Monitoring and managing commercial loan portfolios in nCino
- Generating portfolio performance reports and analytics
- Implementing portfolio risk exam and mitigation strategies

6. Relationship Management
- Managing customer relationships and interactions in nCino
- Configuring customer onboarding and engagement processes
- Leveraging customer data for personalized relationship management

7. Compliance and Regulatory Requirements
- Ensuring compliance with regulatory requirements in commercial banking
- Implementing compliance checks and reporting in nCino
- Managing audit trails and documentation for regulatory purposes

Exam Objectives:

1. Understand the role and functionality of Salesforce nCino in commercial banking.
2. Configure loan origination and underwriting workflows in nCino.
3. Perform credit analysis and risk exam using nCino.
4. Manage collateral information and valuations in nCino.
5. Monitor and manage commercial loan portfolios in nCino.
6. Manage customer relationships and interactions in nCino.
7. Ensure compliance with regulatory requirements in commercial banking.

Exam Syllabus:

1. Commercial Banking Overview
- Introduction to commercial banking
- Role of Salesforce nCino in commercial banking
- Features and functionalities of Salesforce nCino

2. Loan Origination and Underwriting
- Loan origination process in commercial banking
- Loan application and underwriting workflows in nCino
- Loan documentation and approvals using nCino

3. Credit Analysis and Risk Management
- Credit analysis and risk exam using nCino
- Financial statements analysis in nCino
- Risk management strategies and policies in nCino

4. Collateral Management
- Collateral information and valuations in nCino
- Collateral tracking and monitoring processes
- Automated collateral management workflows

5. Portfolio Management and Reporting
- Commercial loan portfolio management in nCino
- Portfolio performance reports and analytics
- Portfolio risk exam and mitigation strategies

6. Relationship Management
- Customer relationship management in nCino
- Customer onboarding and engagement processes
- Leveraging customer data for personalized relationship management

7. Compliance and Regulatory Requirements
- Regulatory compliance in commercial banking
- Compliance checks and reporting in nCino
- Audit trails and documentation for regulatory purposes



Killexams Review | Reputation | Testimonials | Feedback


What study guide do I need to pass Salesforce-nCino-201 exam?
After consecutive failures in the Salesforce-nCino-201 exam, I was devastated and considered changing my subject, thinking that it was not my cup of tea. However, someone suggested I try one last time with killexams.com, and I am glad I did. The last attempt was a success, and I passed the paper with killexams.com's help, which put in all the effort to make things work for me, allowing me to pursue my discipline.


Do a quick and smart move, read these Salesforce-nCino-201 Questions and Answers.
Killexams.com Questions for the Salesforce-nCino-201 exam are usually up-to-date to provide the most correct and up-to-date questions. This made me feel confident in passing the Salesforce-nCino-201 exam. Most of the questions in the exam were similar to the killexams.com Questions dump, which helped me save time and complete the exam with ease. I also used the reference e-book for additional support.


Precisely same questions in actual Salesforce-nCino-201 exam, Is it possible?
With the help of the Dumps guide from killexams.com, I scored an astounding 88% in my Salesforce-nCino-201 exam. My partner suggested that I use the guide as a fast reference, and it was worth it. It covered all the material through short answers that were easy to remember. I have since chosen killexams.com for all my future exams, although I was initially uncertain about how to cover all the material in just three weeks.


Take complete benefit updated Salesforce-nCino-201 real exam mock test and get certified.
Thanks to killexams.com, I passed the Salesforce-nCino-201 certification with a score of 91%. Their brain dumps were very similar to the real exam, and their great assistance gave me the confidence to use their dumps for my subsequent certifications. I used to be hopeless that I could not become IT certified, but after my buddy advised me about killexams.com, I attempted their online education gear and was able to get a 91 result in the Salesforce-nCino-201 exam.


Agree with it or not, just try Salesforce-nCino-201 study questions asap!
I am ecstatic to announce that I passed my Salesforce-nCino-201 exam with a score of 90%! Thanks to killexams.com's mock test notes, I was able to prepare well for the exam and face no problems. The course notes are extremely helpful, and Topics like trainer verbal communication and presentation skills were covered thoroughly.


Salesforce Banking exam success

   


While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for exam questions update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam VCE simulator. Visit their example questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best exam questions site.

Which is the best dumps website?
You bet, Killexams is practically legit together with fully reputable. There are several characteristics that makes killexams.com real and authentic. It provides current and practically valid exam questions formulated with real exams questions and answers. Price is suprisingly low as compared to a lot of the services online. The mock test are updated on common basis together with most recent brain dumps. Killexams account build up and item delivery is very fast. Report downloading is certainly unlimited and intensely fast. Assist is avaiable via Livechat and Message. These are the characteristics that makes killexams.com a sturdy website that deliver exam questions with real exams questions.



Is killexams.com test material dependable?
There are several mock test provider in the market claiming that they provide actual exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update exam mock test with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain examcollection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and Topics of new syllabus, They recommend to download PDF exam Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your download Account. You can download Premium exam questions files as many times as you want, There is no limit.

Killexams.com has provided VCE practice exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Exam Center and Enjoy your Success.




HPE0-J58 practice questions | DASSM free pdf | NBCOT actual Questions | SPLK-1005 Cheatsheet | CBDH exam questions | 500-710 free pdf | CABA test prep | CSQE cheat sheets | MB-220 question test | NSE6_FAC-6.4 free exam papers | NS0-175 practice questions | ES0-004 dump questions | E20-575 exam questions | TMPF dump questions | NS0-403 test exam | CRT-450 past bar exams | NYSTCE study guide | 1Y0-231 certification demo | CPSM1 cheat sheet | PR000005 practice exam |


Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional education
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional test
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional exam dumps
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional exam contents
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional real questions
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional answers
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional Free exam PDF
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional exam
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional information source
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional boot camp
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional course outline
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional actual Questions
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional guide
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional Study Guide
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional teaching
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional Free PDF
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional braindumps
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional education
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional Latest Questions
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional learn
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional answers
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional information source
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional exam Cram
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional Cheatsheet
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional answers
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional PDF Dumps
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional information search
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional Free exam PDF
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional exam Cram
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional information source
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional Cheatsheet
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional Questions and Answers
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional exam format
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional certification
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional Free exam PDF
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional test
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional exam syllabus
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional techniques
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional Dumps
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional Practice Questions
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional test
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional Latest Topics
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional exam
Salesforce-nCino-201 - Salesforce nCino 201 Commercial Banking Functional braindumps

Other Salesforce exam Dumps


Service-Cloud-Consultant Latest Questions | PDII Latest Topics | Salesforce-Advanced-Cross-Channel PDF Questions | Integration-Architecture-Designer Real exam Questions | CRT-271 study guide | Salesforce-Certified-Business-Analyst practice exam | Javascript-Developer-I exam Braindumps | PDI dumps | Salesforce-Certified-B2C-Commerce-Developer cram | Salesforce-Certified-Marketing-Cloud-Consultant past bar exams | CPQ-201 exam prep | CRT-450 PDF Braindumps | Salesforce-Marketing-Cloud-Developer test sample | PDX-101 VCE | Salesforce-Experience-Cloud-Consultant braindumps | CRT-251 exam test | Salesforce-Financial-Services-Cloud study material | Salesforce-Certified-Sales-Cloud-Consultant Free exam PDF | ADM-211 exam papers | Salesforce-Public-Sector-Solutions-Accredited-Professional test example |


Best exam questions You Ever Experienced


CIPS-L5M5-ADPSC study material | ACA-CHSA free pdf | Salesforce-Certified-Community-Cloud-Consultant past bar exams | C1000-142 mock exam | 150-820 pass exam | ARA01 braindumps | 6210 exam Questions | MS-900 PDF Download | Series66 test prep | NEA-BC cram | PEGAPCSSA85V1 exam answers | 5V0-21.21 Questions and Answers | C1000-173 test prep | C1000-148 exam Cram | EPPP practice exam | NBCSN-NCSN exam questions | CV-BC question test | H35-480_V3.0-ENU cheat sheet | BL00100-101-E online exam | 500-451 PDF Questions |





References :





Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps






Direct Download

Salesforce-nCino-201 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

Salesforce-nCino-201 Reviews

100% Valid and Up to Date Salesforce-nCino-201 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug