Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über TM12?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der TM12: ISTQB-BCS Certified Tester Advanced Level - Test Manager Prüfung.

2024 Updated Actual TM12 questions as experienced in Test Center

Aktuelle TM12 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

TM12 braindump questions - ISTQB-BCS Certified Tester Advanced Level - Test Manager | https://www.easyfinanz.cc/

ASTQB TM12 : ISTQB-BCS Certified Tester Advanced Level - Test Manager exam Dumps

Exam Dumps Organized by Lee



Latest 2024 Updated ASTQB ISTQB-BCS Certified Tester Advanced Level - Test Manager Syllabus
TM12 exam braindumps / Braindumps contains real exam Questions

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




TM12 Test Center Questions : Download 100% Free TM12 exam braindumps (PDF and VCE)

Exam Number : TM12
Exam Name : ISTQB-BCS Certified Tester Advanced Level - Test Manager
Vendor Name : ASTQB
Update : Click Here to Check Latest Update
Question Bank : Check Questions

100% valid and up to date TM12 Exam Cram and valid answers
Killexams.com is the latest project for passing the ASTQB TM12 exam. They have carefully gone through and gathered real ISTQB-BCS Certified Tester Advanced Level - Test Manager exam questions and answers, which are guaranteed exact copies of Real TM12 exam questions, updated, and valid.

While there are many providers of Free exam PDF available online, a significant number of them offer outdated TM12 braindumps. It is essential to find a reliable and trustworthy TM12 Exam Questions provider online. It is likely that after conducting thorough research online, you will eventually come across killexams.com. However, keep in mind that your goal should not end up being a waste of time and money. Therefore, download their 100% free TM12 Practice Test and evaluate the trial TM12 questions. Register and download the latest and valid TM12 braindumps, which includes real test questions and answers, and get excellent discount coupons. You should also get TM12 VCE test simulator for your training.

You can download TM12 Exam Questions PDF on any mobile device or computer and study the real TM12 questions during your leisure time or while traveling. This will utilize your free time, and you will have more opportunities to study TM12 questions. Practice TM12 braindumps with VCE test simulator repeatedly until you score a full mark. Once you feel confident, proceed directly to the examination center for the real TM12 exam.







TM12 exam Format | TM12 Course Contents | TM12 Course Outline | TM12 exam Syllabus | TM12 exam Objectives


The ISTQB (International Software Testing Qualifications Board) advanced level certifications are part of the ISTQB internationally recognised software testing qualifications that include the following certifications:



Certified Tester Foundation Level (CTFL)

Certified Tester Advanced Level (CTAL)

&

Certified Tester Expert Level.



The Certified Tester Advanced Level comprises of three distinct core certifications namely Test Manager, Test Analyst and Technical Test Analyst and two specialist certifications, Security Tester and Test Automation Engineer.



Processworks BCS (British Computer Society) Accredited course provides an understanding of software testing that goes beyond the ISTQB Foundation level. It provides test managers, test analysts and technical test analysts with the essential common information.



The course will provide a good level of knowledge that enables analysis of various situations in order to present practical solutions.



The information gained on the course provides a portfolio of methods for designing tests for a variety software types within any type of software application. Emphasis will be made on domain testing. Templates and utilities will be provided to help students to devise tests that are both effective and efficient, giving best value for the testing being done in the time that is given.



An Advanced Test Manager can:



Implement the mission, goals, and testing processes established for the testing organisation.
Organise and lead risk management activities and use risks to drive test planning and reporting.
Create and implement test plans consistent with organisational policies and test strategies.
Continuously monitor and control the test activities to achieve project activities.
Access and report relevant and timely test status.
Identify skills and resource gaps in their test team and participate in sourcing adequate resources.
Identify and plan test team skills development.
Propose a business case for test activities that outlines the costs and benefits expected.
Ensure proper communication within the test team and with other project stakeholders.
Actively lead test process improvement initiatives.
Design and implement a defect classification scheme.
Apply tools to support testing.



The Test Managers activities within the fundamental test process are covered with emphasis on the tasks of test planning, monitoring and control. Describes how to implement a project retrospective in order to validate processes and discover areas to improve.



Explains how to define test management tasks according to the context of a project and how to adjust the test activities to the software lifecycle in use. Risk-based testing for test prioritization and effort allocation is discussed with emphasis on product and project risk management. Participants learn how to take stakeholder views into account when assessing risk levels and defining the risk mitigation activities. Risk control activities and risk reporting are also covered.



Evaluates different types of test document and discusses how to tailor them to meet project and organization needs. Relevant standards are also considered.



Metric- and experienced-based methods for estimating testing effort are covered and participants learn how to communicate the value of testing. Distributed, outsourced and insourced forms of test organization are described.



Here the focus on defining an appropriate review plan and setting up the review to achieve the best results. Participants learn how to use metrics to optimize the review results and to show return on investment. This session also explains how to lead a review team through a formal review.



Describes how to set up a defect lifecycle tailored for the software lifecycle in use and explains how to analyse defect reports to evaluate the capability of the testing and software development processes.



Explains the generic steps for conducting a standard test process improvement initiative and how to create a test improvement plan. Includes the test process improvement models TMMi, TPI Next, CTP and STEP.




Killexams Review | Reputation | Testimonials | Feedback


I feel very confident by using valid TM12 braindumps.
I have tried several other exam braindumps in the past, but the quality of the TM12 exam braindumps from killexams.com is superior. I am grateful for their exceptional materials, which helped me score 95% on the exam. Their Dumps truly taught me how to think like the exam and succeed.


Get high scores in TM12 exam with little time for study.
After using killexams.com to prepare for TM12, I realized that they have excellent material, and I am confident that I will pass other ASTQB tests as well.


Actual test questions latest TM12 exam! great source.
Killexams.com provides dependable IT exam stuff, and I have been using them for years. This TM12 exam is no exception, and I passed it with their questions/answers and exam simulator. Everything people say is authentic, and it's a reliable braindump, completely valid. I have only heard good things about their customer support, and I never had any issues that would lead me to contact them. They are great!


Very easy to get certified in TM12 exam with these free braindumps.
The concise answers provided by killexams.com were instrumental in helping me achieve a high score on the TM12 exam. As an IT professional with significant responsibilities, it was challenging to find a stable study plan. However, I found killexams.com's prepared Dumps to be an excellent study aid, enabling me to complete the exam with top marks.


I want updated dumps latest syllabus TM12 exam.
I achieved my TM12 certification with the help of killexams.com braindump. Their materials are truly beneficial, and the exam simulator is fantastic as it completely simulates the TM12 exam. The exam itself was tricky, but I am happy that I used Killexams as their bundles cover everything one needs to pass the exam with no unpleasant surprises.


ASTQB Level exam format

 

College Level exam Program

The College Level exam Program (CLEP) is a set of standardized tests administered by the College Board to assess college-level knowledge in specific subject areas. Bucknell will apply course credit for students who earn certain minimum grades on some, but not all, CLEP exams, subject to department approval. Only the exams listed below can earn credit.


SSC Combined Graduate Level exam 2014: download Study Material

No result found, try new keyword!Staff Selection Commission is all set to conduct Combined Graduate Level exam to be held on 27 April 2014 and 4 May 2014. All the candidates should be ready to work out on strategy for the ...

Sample exam questions - energy - OCR Gateway

At the end of your GCSE Physics course, you will sit two exam papers. You will be entered for both papers at the same tier (either Foundation tier or Higher tier). Each paper:

This paper will cover the following topics:

Each paper is split into two parts, Section A and Section B.

This section is worth 15 marks, and only has multiple choice questions, each worth 1 mark.

You should spend no more than 30 minutes on this section.

This section is worth 75 marks, and has short answer questions. Each question is worth 1 to 5 marks, and include:

This section also has a six-mark extended Level of Response question.

This paper will cover the following topics:

Your knowledge of the subjects covered in Paper 1 is also assumed for this paper, so these subjects may also be assessed.

This section is worth 15 marks, and only has multiple choice questions, each worth 1 mark.

You should spend no more than 30 minutes on this section.

This section is worth 75 marks, and has short answer questions. Each question is worth 1 to 5 marks, and include:

This section also has a six-mark extended Level of Response question.


 




Obviously it is hard task to pick solid certification Dumps concerning review, reputation and validity since individuals get scam because of picking bad service. Killexams.com ensure to serve its customers best to its value concerning exam braindumps update and validity. The vast majority of customers scam by resellers come to us for the exam braindumps and pass their exams cheerfully and effectively. They never trade off on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is vital to us. Specially they deal with killexams.com review, killexams.com reputation, killexams.com scam report grievance, killexams.com trust, killexams.com validity, killexams.com report. In the event that you see any false report posted by their competitors with the name killexams scam report, killexams.com failing report, killexams.com scam or something like this, simply remember there are several terrible individuals harming reputation of good administrations because of their advantages. There are a great many successful clients that pass their exams utilizing killexams.com exam dumps, killexams PDF questions, killexams questions bank, killexams VCE exam simulator. Visit their specimen questions and test exam dumps, their exam simulator and you will realize that killexams.com is the best brain dumps site.

Which is the best dumps website?
Yes, Killexams is practically legit and fully dependable. There are several attributes that makes killexams.com authentic and reliable. It provides updated and practically valid exam braindumps made up of real exams questions and answers. Price is surprisingly low as compared to almost all services on internet. The Dumps are modified on normal basis using most exact brain dumps. Killexams account launched and item delivery is quite fast. Computer file downloading can be unlimited and incredibly fast. Help support is avaiable via Livechat and Netmail. These are the features that makes killexams.com a strong website that offer exam braindumps with real exams questions.



Is killexams.com test material dependable?
There are several Dumps provider in the market claiming that they provide real exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update exam Dumps with the same frequency as they are updated in Real Test. exam braindumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and subjects of new syllabus, They recommend to download PDF exam Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Dumps will be provided in your download Account. You can download Premium exam braindumps files as many times as you want, There is no limit.

Killexams.com has provided VCE VCE exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Test Center and Enjoy your Success.




350-701 free online test | 1D0-610 cheat sheet | QQ0-401 test prep | 600-660 test exam | CT-TAE VCE exam | MS-100 free pdf | DP-500 past bar exams | CFP Free exam PDF | 1Y0-203 VCE exam | CIA-I braindumps | Servicenow-CAD braindump questions | F50-528 cbt | CWNA-108 exam Cram | DES-1D12 trial questions | 250-406 exam questions | CMAA exam questions | CDCS-001 PDF Questions | CTFL_Syll2018 mock exam | GMAT-Verbal free pdf download | NPTE practice exam |


TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager PDF Questions
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager exam syllabus
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager Latest Questions
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager Test Prep
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager information search
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager Questions and Answers
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager exam Cram
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager questions
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager Cheatsheet
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager Free PDF
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager information search
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager Study Guide
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager cheat sheet
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager outline
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager Test Prep
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager Practice Test
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager questions
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager Cheatsheet
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager education
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager guide
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager learning
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager book
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager syllabus
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager study tips
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager certification
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager braindumps
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager guide
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager Practice Test
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager boot camp
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager learning
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager Free exam PDF
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager course outline
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager Question Bank
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager learn
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager syllabus
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager cheat sheet
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager outline
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager exam contents
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager book
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager exam syllabus
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager certification
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager exam success
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager real questions
TM12 - ISTQB-BCS Certified Tester Advanced Level - Test Manager Practice Questions

Other ASTQB exam Dumps


ISTQB-Advanced-Level-3 exam prep | ATM exam Questions | ISTQB-Advanced-Level-1 Real exam Questions | TM12 english test questions | TA12 Practice Test | ATTA study material | TTA1 boot camp | ISTQB-Level-1 PDF Download | CTFL-2018 free online test | ASTQB-CMT exam Braindumps | ISTQB-Advanced-Level-2 Latest Questions |


Best exam braindumps You Ever Experienced


CMA exam answers | DEV-401 past bar exams | DAS-C01 exam questions | DES-4421 Free PDF | PgMP pdf download | NS0-175 questions and answers | PEGAPCRSA80V1_2019 exam Cram | H12-721 brain dumps | ACSM-GEI examcollection | AZ-600 exam Braindumps | 4A0-C04 online exam | ASSM braindumps | AZ-220 exam test | OMG-OCUP-300 braindumps | CLAD Practice Test | 156-315.81.20 exam questions | CPP exam dumps | USMLE Latest Questions | HCE-5420 practice test | PC-BA-FBA-20 practice test |





References :


http://killexams-braindumps.blogspot.com/2020/06/tm12-questions-pdf-download-with.html
https://www.instapaper.com/read/1317997235
https://killexams-posting.dropmark.com/817438/23725623
https://drp.mk/i/0xMmb2C1S4
http://feeds.feedburner.com/KillYourTm12ExamAtFirstAttempt
https://youtu.be/1xaMcdwPps8
https://sites.google.com/view/killexams-tm12-question-sandan
https://files.fm/f/uxcjcrhyy



Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps






Direct Download

TM12 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

TM12 Reviews

100% Valid and Up to Date TM12 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug