Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über CCPP-NetBackup?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der CCPP-NetBackup: Cohesity Certified Protection Professional NetBackup Prüfung.

2025 Updated Actual CCPP-NetBackup questions as experienced in Test Center

Aktuelle CCPP-NetBackup Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

Exam MCQs

CCPP NetBackup : Cohesity Certified Protection Professional NetBackup (NetBackup) exam MCQs and Practice Test

Practice Tests Organized by Martha nods



Latest 2025 MCQs of Cohesity Certified Protection Professional NetBackup (NetBackup)
CCPP-NetBackup exam Questions & Practice Test, MCQs in Premium PDF and Test Engine

MCQs practice exam and Free Test Engine Software - MCQs Updated on Daily Basis
Big Discount / Cheapest price & 100% Success Rate




CCPP-NetBackup MCQs : Download 100% Free CCPP-NetBackup exam Questions (PDF and VCE)

Exam Number : CCPP-NetBackup
Exam Name : Cohesity Certified Protection Professional NetBackup (NetBackup)
Vendor Name : COHESITY
Update : Click Here to Check Latest Update
Total MCQs : Check Questions

Go through COHESITY CCPP-NetBackup Mock Exam and Actual Questions with Exam Questions
As you embark on your preparation journey, they invite you to explore the wealth of resources available at Killexams.com. With their expertly curated materials, interactive practice tests, and supportive community, you can approach your CCPP-NetBackup exam with confidence. They are dedicated to helping you achieve the results you desire, ensuring that you are well-prepared and ready to succeed.

Numerous online providers offer test engine, but most deliver outdated or invalid CCPP-NetBackup MCQs. Finding a reliable and current CCPP-NetBackup Mock Exam source is essential. Instead of squandering time and money on subpar materials, trust killexams.com. Visit their website to obtain a 100% free sample of CCPP-NetBackup MCQs questions to confirm their quality. Then, sign up for a three-month account to access the latest and valid CCPP-NetBackup Mock Exam, featuring authentic CCPP-NetBackup exam questions and answers. Additionally, utilize the CCPP-NetBackup VCE exam Simulator, available as both an Online Test Engine and Desktop Test Engine, for effective practice with their premium practice exam materials.

Conveniently transfer the CCPP-NetBackup MCQs PDF to any device—iPad, iPhone, laptop, smart TV, or Android—for studying and memorizing CCPP-NetBackup Mock Exam during travel or leisure. This approach saves significant time and energy, allowing more focus on mastering CCPP-NetBackup test engine. Practice repeatedly with the VCE exam Simulator until you consistently achieve a perfect score. When ready, confidently head to the Exam Center for the real CCPP-NetBackup exam.







CCPP-NetBackup exam Format | CCPP-NetBackup Course Contents | CCPP-NetBackup Course Outline | CCPP-NetBackup exam Syllabus | CCPP-NetBackup exam Objectives


Exam Name: Cohesity Certified Protection Professional – NetBackup
Number of Questions: 75 - 85
Exam Duration: 105 minutes
Passing Score: 65%
Languages: English
Retake Policy: The exam can be attempted once every 14 days.

- Describe how to configure various primary/media/client settings and host properties, including Security Certificates.
- Describe how to configure disk storage, cloud storage and storage unit groups.
- Describe how to configure and utilize backup policies and protection plans.
- Explain how to implement specialized backup solutions including synthetic backups, True Image Restore (TIR), multiple data streams, checkpoint restart, and the use of backup duplication solutions such as disk staging, Storage Lifecycle Policies, Auto Image Replication, Isolated Recovery Environment (IRE), and NetBackup Accelerator.
- Describe the function, uses, configuration, and administration of the NetBackup deduplication options, such as media server deduplication, client-side deduplication, optimized duplication, KMS Options, MSDP Cloud storage, WORM storage, Universal Shares, Snapshot Manager, and storage servers.
- Describe how to perform catalog backup configuration tasks.
- Describe image management concepts and how to use the NetBackup administration console to verify, expire, import, and manually duplicate backup images.
- Describe how to manage NetBackup disk and cloud storage.
- Interpret available reports to verify and monitor NetBackup.
- Describe how and when to prioritize, cancel, suspend, resume, restart, retry or manually run backup and duplication jobs.
- Describe how to initiate, prioritize, and monitor NetBackup restore tasks.
- Describe how to manage NetBackup Security (e.g., RBAC, host ID certificates).
- Describe how to install updates (e.g., VxUpdate).
- Describe how to configure, manage and use Anomaly Detection and Malware Detection
- Analyze, optimize, and tune NetBackup
- Interpret status codes and job details in order to diagnose and troubleshoot failed jobs.
- Troubleshoot devices and media, including connectivity between primary, media, and client servers.
- Troubleshoot common issues related to NetBackup disaster recovery including recovering the NetBackup catalog.

- Demonstrate the ability to install and configure NetBackup in on-premises, cloud, and hybrid environments.
- Initial setup and deployment of NetBackup software and NetBackup Appliances.
- Configuring NetBackup for integration with Cohesity Data Cloud.
- Setting up NetBackup for hybrid cloud environments, including AWS, Azure, and Google Cloud Platform.
- Configuring storage targets, including deduplication pools and cloud storage (e.g., Amazon S3 Glacier, Azure Archive).
- Implementing NetBackup Powered Appliances for hardened, multi-layer security.
- NetBackup Powered Appliances
- Storage Lifecycle Policies (SLP)
- Deduplication pools
- Cloud tiering
- Hyper-converged infrastructure (HCI)

- Show proficiency in managing and administering NetBackup environments to ensure data protection and availability.
- Managing backup policies and schedules for on-premises and cloud workloads.
- Administering NetBackup for Kubernetes workloads, including application-consistent backups.
- Monitoring and optimizing backup and recovery operations for performance and compliance.
- Using NetBackups unified platform for data management across hybrid and multicloud environments.
- Configuring global deduplication and image replication for efficient storage use.
- Backup policies
- Global deduplication
- Image replication
- Application-consistent backups
- Service Level Agreements (SLAs)

- Understand how to protect and recover data using NetBackups features to ensure business continuity.
- Configuring backup and recovery for mission-critical workloads (e.g., VMware, Hyper-V, SQL Server, Oracle).
- Implementing disaster recovery (DR) strategies, including replication and recovery from cloud archive tiers.
- Using NetBackup for rapid recovery of Kubernetes clusters and cloud-native applications.
- Ensuring data integrity with storage-agnostic immutability features.
- Performing non-disruptive recovery rehearsals to validate SLAs.
- Disaster recovery (DR)
- Immutability
- Recovery Point Objective (RPO)
- Recovery Time Objective (RTO)
- Cloud archive tiers (e.g., Amazon S3 Glacier, Azure Archive)

- Demonstrate knowledge of NetBackups security features to protect against cyber threats like ransomware.
- Configuring quantum-proof encryption to protect data in transit and at rest.
- Implementing adaptive multi-factor authentication (MFA) and multi-person authentication (MPA) for secure access.
- Using the Adaptive Risk Engine 2.0 to monitor user behavior and detect high-risk actions.
- Leveraging the Security Risk Meter 2.0 to assess and mitigate security risks.
- Protecting against ransomware with immutable backups and cyber vaulting (e.g., Cohesity Alta Recovery Vault).
- Quantum-proof encryption
- Adaptive Risk Engine
- Security Risk Meter
- Multi-factor authentication (MFA)
- Multi-person authentication (MPA)
- Cyber vaulting
- Ransomware protection

- Perform basic troubleshooting to resolve common issues in NetBackup deployments.
- Diagnosing and resolving backup failures and performance bottlenecks.
- Troubleshooting connectivity issues in hybrid and multicloud environments.
- Analyzing logs and reports to identify and remediate issues.
- Addressing common configuration errors in NetBackup Appliances.
- Triaging and escalating complex technical issues in customer environments.
- Log analysis
- Performance bottlenecks
- Error codes
- Troubleshooting workflows
- Technical escalation

- Manage and optimize NetBackup for cloud-based workloads and PaaS environments.
- Protecting PaaS workloads like Amazon RDS, Azure Cosmos DB, Yugabyte, Amazon DocumentDB, and Amazon Neptune.
- Configuring image replication and disaster recovery for cloud archive tiers.
- Optimizing backup windows and storage efficiency in cloud environments.
- Supporting cross-platform recovery for Kubernetes and cloud-native applications.
- Platform as a Service (PaaS)
- Cloud-native workloads
- Cross-platform recovery
- Backup window optimization
- Cloud archive tiers

- Use NetBackups reporting tools to monitor compliance and meet enterprise SLAs.
- Generating audit reports to ensure compliance with SLAs.
- Monitoring data protection operations and storage usage.
- Using analytics to identify high-risk user behaviors and configurations.
- Ensuring compliance with industry standards (e.g., FedRAMP, Sheltered Harbor).
- Audit reports
- Compliance monitoring
- FedRAMP Moderate Authorization
- Sheltered Harbor endorsement
- Data governance



Killexams Review | Reputation | Testimonials | Feedback


Do you know the quickest way to pass the CCPP-NetBackup exam? I've got it.
The killexams.com practice exams of exam questions provided an accurate gauge of my readiness for the CCPP-NetBackup exam. Especially helpful for students starting their preparation early, the resources offered a clear picture of my skills, leading to a successful outcome.


Use authentic CCPP-NetBackup practice exams with good quality and reputation.
CCPP-NetBackup resources are unmatched accurate questions, a seamless exam simulator, and excellent support. I passed with Excellent Marks and couldnt be happier with their services.


Forget about everything! Just focus on these CCPP-NetBackup questions.
Last month, I took the CCPP-NetBackup exam and passed it with over 97% thanks to the killexams.com package. This exam material is reliable, valid, and provides a lot of useful study materials. It exceeded my expectations, and I will definitely recommend it to my friends.


You just need a weekend for CCPP-NetBackup exam prep with these practice tests.
I have recommended Killexams.com exam practice exams with actual questions to colleagues and partners, and they are all extremely satisfied. I am grateful to them for boosting my career and helping me prepare well for my challenging exams. I must say that I am their greatest fan, as I passed my CCPP-NetBackup exam today thanks to the course notes I purchased from them. I answered 86 out of 95 questions in the exam, and I could not be happier. They are the best training provider out there.


What study guide do I need to read to pass the CCPP-NetBackup exam?
I passed my CCPP-NetBackup exam last week with ease, thanks to Killexams.com mock exam and exam Simulator. Their efficient preparation materials saved me time and delivered outstanding results. I believe they offer the best resources available for this exam.


COHESITY Protection practice tests

CCPP-NetBackup Exam

Question: Can I make CCPP-NetBackup questions book?
Answer: Yes, you can log in to your account and obtain the latest PDF of CCPP-NetBackup test prep. You can use any PDF reader like Adobe Acrobat Reader or other 3rd party applications to open the PDF file. You can print CCPP-NetBackup questions to make your book for offline reading. Although, the internet is not needed to open CCPP-NetBackup exam PDF files.
Question: Does killexams ensures my success in CCPP-NetBackup exam?
Answer: Of course, killexams ensures your success with up-to-date CCPP-NetBackup mock exam and the best exam simulator for practice. If you memorize all the mock exam provided by killexams, you will surely pass your exam.
Question: Could live support help me to install exam simulator in my computer?
Answer: If you are unable to install the exam simulator on your computer or the exam simulator is not working, you should go through step by step guide to install and run the exam simulator. The guide can be accessed at https://killexams.com/exam-simulator-installation.html You should also go through FAQ for troubleshooting. If you still could not solve the issue, you can contact support via live chat or email and they will be happy to solve your issue. Their live support can also login to your computer and install the software if you have TeamViewer installed on your computer and you send us your private login information.
Question: Can I obtain test prep questions bank of CCPP-NetBackup exam?
Answer: Yes Of course. Killexams is the best source of CCPP-NetBackup exam question bank with valid and latest test prep. You will be able to pass your CCPP-NetBackup exam easily with these CCPP-NetBackup practice test.
Question: Does killexams practice exam cover drag and drop questions?
Answer: Killexams include all the drag and drop questions as pictures in the document because their agents take the screenshot where any drag and drop questions are asked. These exhibits help the candidate to memorize the options and answer the drag and drop questions.
COHESITY+Protection+practice+tests
https://www.pass4surez.com/art/read.php?keyword=COHESITY+Protection+practice+tests&lang=us&links=remove

Selecting a reliable source for up-to-date and valid certification exam preparation can be challenging, as candidates often face risks from untrustworthy providers and outdated material. At Killexams, they prioritize delivering high-quality, up-to-date practice exams that uses actual questions to ensure their clients are well-prepared for their exams. Their commitment to excellence has earned us the trust of countless candidates who have successfully passed their certifications with ease and confidence. They take pride in maintaining their stellar reputation, never compromising on the quality of their resources or the trust their clients place in us. While some competitors may attempt to discredit us with false claims or misleading reports, they encourage you to focus on the experiences of their satisfied customers. Thousands have achieved their certification goals using Killexams’ comprehensive practice tests, PDF question banks, and advanced exam simulators. Visit their platform to explore their sample practice exams and experience their cutting-edge exam simulator firsthand. You’ll see why Killexams is recognized as a leading, legitimate provider of certification preparation resources, dedicated to helping you succeed.

Which is the best practice exams website?
You bet, Killexams is practically legit in addition to fully dependable. There are several attributes that makes killexams.com unique and legit. It provides updated and practically valid exam questions comprising real exams questions and answers. Price is suprisingly low as compared to a lot of the services on internet. The mock exam are updated on ordinary basis by using most exact questions. Killexams account set up and products delivery is quite fast. File downloading can be unlimited and incredibly fast. Support is avaiable via Livechat and E-mail. These are the features that makes killexams.com a strong website which provide exam prep with real exams questions.



Is killexams.com test material dependable?
Many websites claim to provide actual exam Questions, Braindumps, Practice Test, Study Guides, and cheat sheets, but most of them are simple re-sellers offering outdated content. Killexams.com stands out in 2025 as the leading platform that truly understands the challenges candidates face when wasting time on obsolete materials from free PDF sites or reseller sources. That is why Killexams.com regularly updates its MCQs to match the latest Real exam Questions. Every question in the Killexams.com MCQs is reliable, verified, and kept up-to-date by certified professionals who monitor daily exam updates.

If you want to pass your exam quickly while also improving your knowledge of the latest syllabus topics, they strongly recommend downloading the PDF MCQs, exam Questions and practice exam from Killexams.com. Preparing with these resources ensures that you are ready for the actual exam. When you upgrade to the Premium Version, simply register at Killexams.com — you will receive your Username and Password within 5 to 10 minutes by email. All future updates to MCQs are automatically included in your account, and you can obtain the updated files as many times as needed without restrictions.

To make your preparation even more effective, Killexams.com provides Test Engine Software. This tool allows you to practice with Real exam Questions, track your progress, and take unlimited practice tests. The more you practice, the faster and more confident you become. Once you consistently achieve 100% marks with the complete pool of updated questions, you will be fully prepared to take the actual exam at the Exam Center and achieve success.




2V0-41.23 latest pdf | GAFM-CEBS exam preparation | 1V0-61.21 test engine | LCDC Study Guide | WOCNCB-CCCN practice exam | GAFM-CEAM exam results | GAFM-CESF boot camp | CSCP exam answers | ASIS-APP sample questions | NY-Property-and-Casualty cheatsheet | GAFM-ChFA Braindumps | 3V0-752 pdf obtain | C1000-123 examcollection | CSQE exam cram | Industries-CPQ-Developer practice exam | CCRA-L2 exam questions | SSM test prep questions | Property-and-Casualty previous questions | AZ-120 exam dumps | Servicenow-CIS-CSM practice questions |


CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) exam Questions
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) PDF Download
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) course outline
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) Premium PDF
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) PDF download
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) exam
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) exam success
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) study tips
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) book
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) information hunger
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) actual Questions
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) test prep
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) testprep
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) Practice Questions
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) PDF Download
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) exam contents
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) course outline
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) information hunger
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) Free exam PDF
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) information source
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) Free exam PDF
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) testprep
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) practice tests
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) actual Questions
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) exam Cram
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) study help
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) Practice Questions
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) exam syllabus
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) exam success
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) study help
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) study help
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) learn
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) test prep
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) testing
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) questions
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) real questions
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) test prep
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) PDF questions
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) test questions
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) testing
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) test prep
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) exam cram
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) test
CCPP-NetBackup - Cohesity Certified Protection Professional NetBackup (NetBackup) Free PDF

Other COHESITY MCQs and Practice Test


CCPP-NetBackup online exam | CCSP-DataProtect latest pdf | CCSS-Security exam questions | CCPA-MultiCloud test engine | CCAE-Architect cheat sheet | CCPA-DataProtect free exam papers | CCPP-NBU-Appliances cheatsheet | CCPP-Protection practice questions | CCIP-SmartFiles Free exam PDF |


Best MCQs and practice exam You Ever Experienced


312-96 Free exam PDF | APMLE exam questions | CertUSRPL321 free questions | CIPP-US actual questions | Salesforce-Maps-Accredited-Professional exam braindumps | PSAT VCE | CIMAPRA19-E02-1-ENG pdf questions | CGRN Free PDF | NCC practice questions | GAFM-CIMA practice test | MCPA-Level-1 Real exam Questions | ACA-Business free online test | NCMA-CMA actual exam questions | SC-900 questions and answers | C1000-142 online exam | FNP-BC exam training | CTEP Questions and Answers | GAFM-CLCM study guide | S2000-018 study material | CMCN previous questions |





References :





Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank






Direct Download

CCPP-NetBackup Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

CCPP-NetBackup Reviews

100% Valid and Up to Date CCPP-NetBackup Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug