Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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Cisco buys mobile core-as-a-service specialist WG2

No result found, try new keyword!US networking giant is augmenting its mobile core offering with the acquisition of Norwegian outfit Working Group Two. To be precise, Cisco already had a piece of WG2 and is buying out the other main ...

Cisco bolsters mobile core technology with Working Group Two buy

Cisco continued filling its shopping bag with various technology firms – this time saying it intended to acquire cloud native mobile core developer Working Group Two (WG2) for an undisclosed amount.

The WG2 buy is Cisco’s fifth since June and its nineth this year. WG2 is known for its mobile technology that helps public and private service providers and enterprise customers build secure and scalable mobile backbones.

The technology will become part of Cisco’s Mobility Services platform which offers a full-stack cloud-native converged core network and distributed edge support.

Introduced in February, the Mobility Service is designed to simplify how service providers build, manage and deliver new mobile services globally at scale and supports a variety of technologies to bring 5G, edge and cloud technologies, Cisco says.

“Cisco Mobility Services offers simplified solutions offered as-a-Service to deliver advanced mobile IoT use-cases at scale, such as connected cars and connected distributed utilities, demanding secure, high bandwidth, low latency services from the carrier edge,” wrote Masum Mir, senior vice president and general manager for Cisco Networking’s Provider Mobility business, in a blog about the acquisition.

“Built for simplicity, innovation and efficiency, WG2’s platform uses the web-scale playbook and operating models, which makes it a natural fit with their Mobility Services Platform,” Mir wrote.

“And with WG2 and the Cisco Mobility Services Platform, we’ll be able to boost their service edge deployment and API first strategy for application development partners, enterprise customers and service provider partners.”

“WG2’s expertise in the mobile space brings capabilities crucial to the enterprise market including complete authentication, provisioning, voice, messaging, and data services, all of which will be rolled into their existing Control Center offers,” Mir stated.

“The end result is a mobility services platform that can dramatically simplify Mobile network deployments, provide enhanced edge experiences, enable new and advanced use cases, as well as support simple application development.”

Cisco is quite familiar with WG2’s technology having helped fund and back the firm, which was part of mobile telecom vendor Telenor until it spun out in 2017. Cisco and WG2 have been offering an AWS-hosted cloud-managed mobile network since 2019.

The acquisition is expected to close during the first quarter of Cisco’s FY24.

Cisco’s most accurate acquisition target was startup Border Gateway Protocol monitoring firm Code BGP.  Privately held Code BGP will ultimately become part of Cisco’s ThousandEyes network intelligence product portfolio and bring a cloud-based platform that among other features, maintains an inventory of IP address prefixes, peerings and outbound policies of an organisation via configured sources, like BGP feeds.

BGP tells Internet traffic what route to take, and the BGP best-path selection algorithm determines the optimal routes to use for traffic forwarding.

In July Cisco announced its intention to acquire security startup Oort for an undisclosed amount. Oort offers an identity threat detection and response platform for enterprise security. 

Cisco also recently announced plans to acquire privately held broadband-network monitoring company SamKnows for an undisclosed amount.

SamKnows uses a global network of software agents dispersed among home systems, mobile devices and service provider networks, for example, to get a real-time measurement of internet performance and customer experience. Through a central dashboard, the company can analyse the results, spot faults, and identify the root cause of problems to help with remediation.

Another fresh deal is Cisco's planned acquisition of Accedian Networks for an undisclosed price. Accedian's performance analysis and monitoring platform – aimed at mobile backhaul, data centre services, service providers and cloud connectivity customers – provides network visibility, diagnoses problems and recommends remediation.

Cisco’s other acquisitions this year include Armorblox for large language models, Smartlook for mobile application monitoring, Lightspin for cloud security and Valtix for cloud network security.

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Cisco bolsters mobile core technology with Working Group Two buy

Cisco continued filling its shopping bag with various technology firms – this time saying it intended to acquire cloud native mobile core developer Working Group Two (WG2) for an undisclosed amount.

The WG2 buy is Cisco’s fifth since June and its nineth this year. WG2 is known for its mobile technology that helps public and private service providers and enterprise customers build secure and scalable mobile backbones.

The technology will become part of Cisco’s Mobility Services platform which offers a full-stack cloud-native converged core network and distributed edge support.

Introduced in February, the Mobility Service is designed to simplify how service providers build, manage and deliver new mobile services globally at scale and supports a variety of technologies to bring 5G, edge and cloud technologies, Cisco says.

“Cisco Mobility Services offers simplified solutions offered as-a-Service to deliver advanced mobile IoT use-cases at scale, such as connected cars and connected distributed utilities, demanding secure, high bandwidth, low latency services from the carrier edge,” wrote Masum Mir, senior vice president and general manager for Cisco Networking’s Provider Mobility business, in a blog about the acquisition.

“Built for simplicity, innovation and efficiency, WG2’s platform uses the web-scale playbook and operating models, which makes it a natural fit with their Mobility Services Platform,” Mir wrote.

“And with WG2 and the Cisco Mobility Services Platform, we’ll be able to boost their service edge deployment and API first strategy for application development partners, enterprise customers and service provider partners.”

“WG2’s expertise in the mobile space brings capabilities crucial to the enterprise market including complete authentication, provisioning, voice, messaging, and data services, all of which will be rolled into their existing Control Center offers,” Mir stated.

“The end result is a mobility services platform that can dramatically simplify Mobile network deployments, provide enhanced edge experiences, enable new and advanced use cases, as well as support simple application development.”

Cisco is quite familiar with WG2’s technology having helped fund and back the firm, which was part of mobile telecom vendor Telenor until it spun out in 2017. Cisco and WG2 have been offering an AWS-hosted cloud-managed mobile network since 2019.

The acquisition is expected to close during the first quarter of Cisco’s FY24.

Cisco’s most accurate acquisition target was startup Border Gateway Protocol monitoring firm Code BGP.  Privately held Code BGP will ultimately become part of Cisco’s ThousandEyes network intelligence product portfolio and bring a cloud-based platform that among other features, maintains an inventory of IP address prefixes, peerings and outbound policies of an organisation via configured sources, like BGP feeds.

BGP tells Internet traffic what route to take, and the BGP best-path selection algorithm determines the optimal routes to use for traffic forwarding.

In July Cisco announced its intention to acquire security startup Oort for an undisclosed amount. Oort offers an identity threat detection and response platform for enterprise security. 

Cisco also recently announced plans to acquire privately held broadband-network monitoring company SamKnows for an undisclosed amount.

SamKnows uses a global network of software agents dispersed among home systems, mobile devices and service provider networks, for example, to get a real-time measurement of internet performance and customer experience. Through a central dashboard, the company can analyse the results, spot faults, and identify the root cause of problems to help with remediation.

Another fresh deal is Cisco's planned acquisition of Accedian Networks for an undisclosed price. Accedian's performance analysis and monitoring platform – aimed at mobile backhaul, data centre services, service providers and cloud connectivity customers – provides network visibility, diagnoses problems and recommends remediation.

Cisco’s other acquisitions this year include Armorblox for large language models, Smartlook for mobile application monitoring, Lightspin for cloud security and Valtix for cloud network security.

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Tags ciscoWG2Working Group Two


 


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Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug