Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über CISM?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der CISM: Certified Information Security Manager (CISM) Prüfung.

2022 Updated Actual CISM questions as experienced in Test Center

Laden Sie CISM Übungstest und aktuelle Fragen herunter - easy finanz | easyfinanz

Certified Information Security Manager (CISM) practice questions with Latest CISM practice questions | https://www.easyfinanz.cc/

ISACA CISM : Certified Information Security Manager exam Dumps

Exam Dumps Organized by Shahid nazir



Latest 2022 Updated Syllabus
CISM cheat sheet | Latest Braindumps with genuine Questions

Real Questions from Latest syllabus of CISM - Updated Daily - 100% Pass Guarantee



CISM demo Questions : Download 100% Free CISM cheat sheet (PDF and VCE)

Exam Number : CISM
Exam Name : Certified Information Security Manager (CISM)
Vendor Name : ISACA
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Specific copy regarding CISM Question Bank are below to down load
do not obtain as well as squander your precious vitality on cost-free CISM Latest Topics that are given on the web. These are old-fashioned and out of date stuff. Check out killexams.com to obtain 100 percent cost-free Exam dumps prior to deciding to register for a whole duplicate associated with CISM issue bank that contains genuine test CISM Latest Questions and VCE practice test. Peruse as well as Pass. Simply no exercise in futility as well as cash.

Generally, there are several Certified Information Security Manager (CISM) Real exam Questions providers on the internet nevertheless a huge portion will be associated with selections exchanging obsolete CISM exam dumps. Somebody needs to look at the reliable and also dependable CISM boot camp company on the web. It can be probable which you analysis on the web plus lastly reach about killexams.com. Within almost any case, sustain in mind, target should not finish plan squander associated with some cash. Acquire 100% entirely CISM Study Guide and measure the particular small demo CISM issues. Sign up and also obtain the most up-to-date and appropriate CISM exam dumps which includes genuine exam queries and also answers. Get Great Price cut Discount coupons. You have to furthermore find CISM VCE examination sim for your own schooling.

They offer Precise CISM exam Queries and also Answers Real exam Questions in a pair of arrangements. CISM PDF contract and CISM VCE exam simulator. Complete ISACA CISM genuine check quickly. The genuine CISM boot camp PDF formatting is usually presented to studying through any kind of time gadget. You can become capable to print CISM exam dumps to create your own publication. Their own move rate is frequently high for you to 98. 9% as nicely because the assent pace between many of their CISM examine guide and also real check is usually 98%. Would any person like good results within the CISM examination in just one test? Straight away go up to the ISACA CISM legitimate examination with killexams.com.

They have a really huge set of individuals that move CISM exam with the Study Guide. Every a single will be working in their respective corporations at very good opportunities and also earning typically the lot. To describe it in not merely because people study their CISM boot camp, they actually boost their particular knowledge. Many people can buy and sell genuine natural environment incorporation because|while|seeing that professionals. You and me do not simply concentrate on driving CISM exam along with the questions and also answers, nevertheless actually, boost knowledge concerning CISM is important and desired goals. This is the certain way people turn out to be profitable.

In a situation you will be enthusiastic about only Passing the specific ISACA CISM examination to obtain a high spending job, that is required to visit killexams.com and also sign-up for you to obtain full CISM Test Prep. Truth be told there are many gurus working to obtain CISM genuine examination questions at killexams.com. You can obtain Certified Information Security Manager (CISM) examination issues plus VCE examination sim to ensure you full CISM examination. It is usually likely to down load updated and legit CISM test questions whenever you sign in in your accounts. There are lots of companies out there right now there, that supply CISM exam dumps but legit and latest 2022 upwards today CISM Test Prep is simply not free regarding cost. Assume two times prior to deciding to choose to confidence upon Totally free CISM exam dumps provided on the internet.

Popular features of Killexams CISM exam dumps
-> CISM exam dumps down load Access within just 5 minute.
-> Complete CISM Questions bank
-> CISM Quiz Success Warranty
-> Guaranteed Precise CISM examination questions
-> Most latest and 2022 updated CISM Questions and also Answers
-> Most latest 2022 CISM Syllabus
-> Acquire CISM Quiz Files at any place
-> Unlimited CISM VCE Quiz Simulator Accessibility
-> No Reduce on CISM exam Acquire
-> Great Discounts
-> 100% Safe Purchase
-> completely Confidential.
-> completely Free Questions and Answers demo Inquiries
-> No Disguised . Cost
-> Absolutely no Monthly Registration
-> No Automotive Renewal
-> CISM exam Up-date Intimation by simply Email
-> Totally free Technical Support

exam Details at: https://killexams.com/pass4sure/exam-detail/CISM
Pricing Information at: https://killexams.com/exam-price-comparison/CISM
See Comprehensive List: https://killexams.com/vendors-exam-list

Price cut Coupon about Full CISM boot camp issues;
WC2020: 60 per cent Flat Price cut on each examination
PROF17: 10% Further Price cut on Benefit Greater than $69
DEAL17: 15% Further Price cut on Benefit Greater than 99 dollars







CISM exam Format | CISM Course Contents | CISM Course Outline | CISM exam Syllabus | CISM exam Objectives


The CISM exam is offered twice a year in the months of June and December every year. The CISM exam consist 200 multiple-choice questions and is a four hour duration exam. Candidates are tested on the grounds of four functional areas of information security.

CISM exam Syllabus

Information security governance – 24%
Information risk management and compliance – 33%
Information security program development and management – 25%
Information security incident management – 18%
Benefits of CISM Certification

Recognition of attainment of advanced job skills as required for an information security professional
Worldwide recognition as an information security manager
Confirms commitment to profession
Provides access to valuable resources, such as peer networking and idea exchange

Exam Name ISACA Certified Information Security Manager (CISM)
Exam Code CISM
Duration 240 mins
Number of Questions 150
Passing Score 450/800

Information Security Governance - INFORMATION SECURITY GOVERNANCE affirms the expertise to establish and/or maintain an information security governance framework (and supporting processes) to ensure that the information security strategy is aligned with organizational goals and objectives. 24%

Information Risk Management - MANAGING INFORMATION RISK proficiency in this key realm denotes advanced ability to manage information risk to an acceptable level, in accordance with organizational risk appetite, while facilitating the attainment of organizational goals and objectives. 30%

Information Security Program Development and Management - DEVELOPING AND MANAGING AN INFORMATION SECURITY PROGRAM establishes ability to develop and maintain an information security program that identifies, manages and protects the organizations assets while aligning with business goals. 27%

Information Security Incident Management - INFORMATION SECURITY INCIDENT MANAGEMENT validates capacity to plan, establish and manage detection, investigation, response and recovery from information security incidents in order to minimize business impact. 19%



Killexams Review | Reputation | Testimonials | Feedback


These CISM Questions Answers works within the real exam.
When I had decided for going to the exam then I got an amazing support for my education from killexams.com which gave me valid and reliable practice CISM practice classes for the identical. right here, I additionally got the opportunity to get myself tested before feeling assured of appearing correctly inside the way of the preparing for CISM and that was a pleasant component that made me perfectly equipped for the exam which I scored well. thanks to such things from the killexams.


Found an accurate source for real CISM Latest dumps.
For the entire CISM exam preparation, there will be lots of data to have online. but, I was hesitant to use un-verified CISM braindumps. So, I paid for the killexams.com CISM Questions Answers and could not be happier. It is right that they come up with real exam CISM questions and answers, this is how it was for me. I passed the CISM exam and did not even take pressure about it a bit. Very cool and dependable.


Questions had been precisely equal as I got!
It is tough to get the exam material that has all of the necessary capabilities required to take the CISM exam. I am so lucky in that manner, I used the killexams.com material which has all the required information and capabilities and also very useful. The syllabus changed into something comprehensive in the provided Dumps. It makes the education and gaining knowledge of in each topic, seamless technique. I am urging my buddies to undergo it.


It is simply brilliant help to have CISM updated dumps.
I will regularly pass over exam training and that will be a big problem for me if my dad and mom determined out. I needed to cover my errors and make sure that they could trust me. I knew that one manner to cover my errors become to do nicely in my CISM exam that became very near. If I did nicely in my CISM exam, my parents would like me once more, and that they did because of the reality I was capable of pass the test. It changed into killexams.com which gave me appropriate commands. Thank you.


Were given no trouble! 3 days instruction of CISM genuine test questions is required.
I have earned better scores in CISM certification with the help of highly affordable products. I got CISM exam engine to get rid of difficult concepts of this certification. I had bought CISM exam braindump to have bright grades in the certification. It was a good decision because these products are designed according to my liking. It helped me to get read in fifteen days and after this short time, I had scored well with the help of these sensible products, therefore, I am writing to say thanks to all of you for your great services.


ISACA Manager Study Guide



Unquestionably it is hard assignment to pick dependable certification questions/answers assets regarding review, reputation and validity since individuals get sham because of picking incorrectly benefit. Killexams.com ensure to serve its customers best to its assets concerning cheat sheet update and validity. The vast majority of other's sham report dissension customers come to us for the brain dumps and pass their exams joyfully and effortlessly. They never trade off on their review, reputation and quality on the grounds that killexams review, killexams reputation and killexams customer certainty is imperative to us. Uniquely they deal with killexams.com review, killexams.com reputation, killexams.com sham report objection, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. On the off chance that you see any false report posted by their rivals with the name killexams sham report grievance web, killexams.com sham report, killexams.com scam, killexams.com protest or something like this, simply remember there are constantly awful individuals harming reputation of good administrations because of their advantages. There are a huge number of fulfilled clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams hone questions, killexams exam simulator. Visit Killexams.com, their specimen questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best brain dumps site.

Is Killexams.com Legit?
Sure, Killexams is 100% legit and also fully reliable. There are several benefits that makes killexams.com legitimate and straight. It provides up-to-date and 100% valid cheat sheet filled with real exams questions and answers. Price is minimal as compared to almost all of the services on internet. The Questions Answers are refreshed on normal basis using most latest brain dumps. Killexams account make and solution delivery is amazingly fast. Data downloading is normally unlimited as well as fast. Help is avaiable via Livechat and Electronic mail. These are the features that makes killexams.com a strong website that offer cheat sheet with real exams questions.



Which is the best braindumps site of 2022?
There are several Questions Answers provider in the market claiming that they provide genuine exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update exam Questions Answers with the same frequency as they are updated in Real Test. cheat sheet provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain examcollection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to obtain PDF exam Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions Answers will be provided in your obtain Account. You can obtain Premium cheat sheet files as many times as you want, There is no limit.

Killexams.com has provided VCE practice questions Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Test Center and Enjoy your Success.




MD-101 cheat sheet | SK0-004 Practice Questions | EX300 braindumps | CS0-002 assessment test demo | AD0-E104 practice questions | HESI-A2 test prep | PAM-DEF cheat sheet | 300-910 questions obtain | AD0-E103 Questions Answers | Servicenow-CIS-SAM Latest Questions | CBSA pdf obtain | PAM-DEF practice exam | CBAF-001 practice exam | HPE6-A49 Free PDF | CV1-003 Real exam Questions | AD0-E102 examcollection | 156-315-80 exam prep | 1Z0-337 practice questions | HPE6-A70 study guide | PL-400 exam papers |


CISM - Certified Information Security Manager (CISM) information hunger
CISM - Certified Information Security Manager (CISM) exam format
CISM - Certified Information Security Manager (CISM) exam Questions
CISM - Certified Information Security Manager (CISM) exam Questions
CISM - Certified Information Security Manager (CISM) PDF Questions
CISM - Certified Information Security Manager (CISM) cheat sheet
CISM - Certified Information Security Manager (CISM) Practice Test
CISM - Certified Information Security Manager (CISM) test
CISM - Certified Information Security Manager (CISM) study help
CISM - Certified Information Security Manager (CISM) exam
CISM - Certified Information Security Manager (CISM) exam syllabus
CISM - Certified Information Security Manager (CISM) Practice Questions
CISM - Certified Information Security Manager (CISM) learn
CISM - Certified Information Security Manager (CISM) Cheatsheet
CISM - Certified Information Security Manager (CISM) techniques
CISM - Certified Information Security Manager (CISM) book
CISM - Certified Information Security Manager (CISM) Practice Questions
CISM - Certified Information Security Manager (CISM) Question Bank
CISM - Certified Information Security Manager (CISM) learn
CISM - Certified Information Security Manager (CISM) testing
CISM - Certified Information Security Manager (CISM) cheat sheet
CISM - Certified Information Security Manager (CISM) testing
CISM - Certified Information Security Manager (CISM) exam Cram
CISM - Certified Information Security Manager (CISM) exam Questions
CISM - Certified Information Security Manager (CISM) exam Questions
CISM - Certified Information Security Manager (CISM) Study Guide
CISM - Certified Information Security Manager (CISM) Free PDF
CISM - Certified Information Security Manager (CISM) learning
CISM - Certified Information Security Manager (CISM) PDF Braindumps
CISM - Certified Information Security Manager (CISM) Question Bank
CISM - Certified Information Security Manager (CISM) genuine Questions
CISM - Certified Information Security Manager (CISM) exam format
CISM - Certified Information Security Manager (CISM) braindumps
CISM - Certified Information Security Manager (CISM) Free exam PDF
CISM - Certified Information Security Manager (CISM) teaching
CISM - Certified Information Security Manager (CISM) exam success
CISM - Certified Information Security Manager (CISM) exam Questions
CISM - Certified Information Security Manager (CISM) boot camp
CISM - Certified Information Security Manager (CISM) guide
CISM - Certified Information Security Manager (CISM) test prep
CISM - Certified Information Security Manager (CISM) real questions
CISM - Certified Information Security Manager (CISM) Free exam PDF
CISM - Certified Information Security Manager (CISM) test
CISM - Certified Information Security Manager (CISM) learn
CISM - Certified Information Security Manager (CISM) information hunger
CISM - Certified Information Security Manager (CISM) exam success
CISM - Certified Information Security Manager (CISM) cheat sheet
CISM - Certified Information Security Manager (CISM) Study Guide
CISM - Certified Information Security Manager (CISM) testing
CISM - Certified Information Security Manager (CISM) Question Bank
CISM - Certified Information Security Manager (CISM) outline
CISM - Certified Information Security Manager (CISM) book
CISM - Certified Information Security Manager (CISM) Latest Questions


CCAK dump | CCAK practice questions |


Best Certification cheat sheet You Ever Experienced


CISM pass exam | CISA exam Questions | CGEIT examcollection | CCAK test prep | CRISC dumps | CCAK english test questions |





References :


https://www.instapaper.com/read/1317029320
http://ge.tt/9hMJW553
https://killexams-posting.dropmark.com/817438/23674200
http://killexams-braindumps.blogspot.com/2020/07/cism-actual-questions-cheat-sheet-and.html
https://drp.mk/i/HVKVzLgSFs
https://www.4shared.com/video/5wKU4gptea/Certified-Information-Security.html
http://feeds.feedburner.com/DontMissTheseIsacaCismDumps
https://www.4shared.com/office/q7Udhd3vea/Certified-Information-Security.html
https://youtu.be/nPmPd673BBA
https://sites.google.com/view/killexams-cism-boot-camp
http://killexamsbraindumps.isblog.net/cism-certified-information-security-manager-cism-2021-updated-dumps-by-killexams-com-14549392
http://killexams.decksrusct.com/blog/certification-exam-dumps/cism-certified-information-security-manager-cism-real-exam-questions-and-answers-by-killexams-com/
https://justpaste.it/CISM
https://spaces.hightail.com/space/v47qz1ixkg/files/fi-b4ef151b-4772-4d23-abf3-11d9a25b3aa9/fv-4b0eaf84-d149-43b1-bddc-edb6519dbf32/Certified-Information-Security-Manager-CISM-(CISM).pdf#pageThumbnail-1
https://ello.co/killexamz/post/j_ywz492qgt1fzdf1ufqbw
https://files.fm/u/yq33cywqe



Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps






Direct Download

CISM Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

CISM Reviews

100% Valid and Up to Date CISM Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug