Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über Google-PCNE?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der Google-PCNE: Professional Cloud Network Engineer Prüfung.

2024 Updated Actual Google-PCNE questions as experienced in Test Center

Aktuelle Google-PCNE Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

Google-PCNE PDF Questions - Professional Cloud Network Engineer | https://www.easyfinanz.cc/

Google Google-PCNE : Professional Cloud Network Engineer ACTUAL EXAM QUESTIONS

Exam Dumps Organized by Richard



Latest 2024 Updated Google Professional Cloud Network Engineer Syllabus
Google-PCNE ACTUAL EXAM QUESTIONS / Braindumps contains real test Questions

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




Google-PCNE Exam Center Questions : Download 100% Free Google-PCNE ACTUAL EXAM QUESTIONS (PDF and VCE)

Exam Number : Google-PCNE
Exam Name : Professional Cloud Network Engineer
Vendor Name : Google
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Download from unlimited killexams.com Google-PCNE PDF Questions
At killexams.com, they provide completely valid and up-to-date mock test for the Google-PCNE exam. They assist individuals in preparing for the Google-PCNE test by offering Professional Cloud Network Engineer Questions and Answers. No complicated steps involved, simply register on their website and get the Google-PCNE materials.

If you are looking for the most recent and 2024 updated ACTUAL EXAM QUESTIONS to pass your Google Google-PCNE test and secure a high-paying job, then you should consider enrolling at killexams.com. Their team of experts is dedicated to collecting genuine Google-PCNE test questions and ensuring that you have access to the latest and most accurate Professional Cloud Network Engineer test questions to help you succeed in the Google-PCNE exam. With their platform, you can get updated Google-PCNE test questions at any time and enjoy a 100% refund certain if you're not satisfied with their services. While there are many companies that offer Google-PCNE study materials, finding a reliable and up-to-date 2024 Questions and Answers can be a challenge. Beware of relying on free dumps provided on the internet, and instead, trust killexams.com to provide you with the most trustworthy and effective Google-PCNE test preparation materials.

At killexams.com, they understand that passing the Google-PCNE test is not just about memorizing the answers to test questions. It's also about improving your knowledge of Google-PCNE Topics and objectives to become a successful professional in your field. That's why they are committed to offering their clients more than just ACTUAL EXAM QUESTIONS. Their goal is to provide you with comprehensive and accurate Google-PCNE study materials to help you develop a deep understanding of the subject matter. With their platform, you will not only pass the Google-PCNE test but also acquire the skills and knowledge needed to thrive in your career. So, if you want to enhance your chances of success in the Google-PCNE test and beyond, enroll in killexams.com today and start your journey to success.







Google-PCNE test Format | Google-PCNE Course Contents | Google-PCNE Course Outline | Google-PCNE test Syllabus | Google-PCNE test Objectives


Professional Cloud Network Engineer

A Professional Cloud Network Engineer implements and manages network architectures in Google Cloud Platform. This individual has at least 1 year of hands-on experience working with Google Cloud Platform and may work on networking or cloud teams with architects who design the infrastructure. By leveraging experience implementing VPCs, hybrid connectivity, network services, and security for established network architectures, this individual ensures successful cloud implementations using the command line interface or the Google Cloud Platform Console.



The Professional Cloud Network Engineer test assesses your ability to:

- Design, plan, and prototype a GCP Network

- Implement a GCP Virtual Private Cloud (VPC)

- Configure network services

- Implement hybrid interconnectivity

- Implement network security



1. Designing, planning, and prototyping a GCP network

1.1 Designing the overall network architecture. Considerations include:

- Failover and disaster recovery strategy

- Options for high availability

- DNS strategy (e.g., on-premises, Cloud DNS, GSLB)

- Meeting business requirements

- Choosing the appropriate load balancing options

- Optimizing for latency (e.g., MTU size, caches, CDN)

- Understanding how quotas are applied per project and per VPC

- Hybrid connectivity (e.g., Google private access for hybrid connectivity)

- Container networking

- IAM and security

- SaaS, PaaS, and IaaS services

- Microsegmentation for security purposes (e.g., using metadata, tags)



1.2 Designing a Virtual Private Cloud (VPC). Considerations include:

- CIDR range for subnets

- IP addressing (e.g., static, ephemeral, private)

- Standalone or shared

- Multiple vs. single

- Multi-zone and multi-region

- Peering

- Firewall (e.g., service account–based, tag-based)

- Routes

- Differences between Google Cloud Networking and other cloud platforms



1.3 Designing a hybrid network. Considerations include:

- Using interconnect (e.g., dedicated vs. partner)

- Peering options (e.g., direct vs. carrier)

- IPsec VPN

- Cloud Router

- Failover and disaster recovery strategy (e.g., building high availability with BGP using cloud router)

- Shared vs. standalone VPC interconnect access

- Cross-organizational access

- Bandwidth



1.4 Designing a container IP addressing plan for Google Kubernetes Engine

2. Implementing a GCP Virtual Private Cloud (VPC)

2.1 Configuring VPCs. Considerations include:

- Configuring GCP VPC resources (CIDR range, subnets, firewall rules, etc.)

- Configuring VPC peering

- Creating a shared VPC and explaining how to share subnets with other projects

- Configuring API access (private, public, NAT GW, proxy)

- Configuring VPC flow logs



2.2 Configuring routing. Tasks include:

- Configuring internal static/dynamic routing

- Configuring routing policies using tags and priority

- Configuring NAT (e.g., Cloud NAT, instance-based NAT)



2.3 Configuring and maintaining Google Kubernetes Engine clusters. Considerations include:

- VPC-native clusters using alias IPs

- Clusters with shared VPC

- Private clusters

- Cluster network policy

- Adding authorized networks for cluster master access



2.4 Configuring and managing firewall rules. Considerations include:

- Target network tags and service accounts

- Priority

- Network protocols

- Ingress and egress rules

- Firewall logs



3. Configuring network services

3.1 Configuring load balancing. Considerations include:

- Creating backend services

- Firewall and security rules

- HTTP(S) load balancer: including changing URL maps, backend groups, health checks, CDN, and SSL certs

- TCP and SSL proxy load balancers

- Network load balancer

- Internal load balancer

- Session affinity

- Capacity scaling



3.2 Configuring Cloud CDN. Considerations include:

- Enabling and disabling Cloud CDN

- Using cache keys

- Cache invalidation

- Signed URLs



3.3 Configuring and maintaining Cloud DNS. Considerations include:

- Managing zones and records

- Migrating to Cloud DNS

- DNS Security (DNSSEC)

- Global serving with Anycast

- Cloud DNS

- Internal DNS

- Integrating on-premises DNS with GCP



3.4 Enabling other network services. Considerations include:

- Health checks for your instance groups

- Canary (A/B) releases

- Distributing backend instances using regional managed instance groups

- Enabling private API access



4. Implementing hybrid interconnectivity

4.1 Configuring interconnect. Considerations include:

- Partner (e.g., layer 2 vs. layer 3 connectivity)

- Virtualizing using VLAN attachments

- Bulk storage uploads



4.2 Configuring a site-to-site IPsec VPN (e.g., route-based, policy-based, dynamic or static routing).

4.3 Configuring Cloud Router for reliability.

5. Implementing network security

5.1 Configuring identity and access management (IAM). Tasks include:

- Viewing account IAM assignments

- Assigning IAM roles to accounts or Google Groups

- Defining custom IAM roles

- Using pre-defined IAM roles (e.g., network admin, network viewer, network user)



5.2 Configuring Cloud Armor policies. Considerations include:

- IP-based access control



5.3 Configuring third-party device insertion into VPC using multi-nic (NGFW)

5.4 Managing keys for SSH access

6. Managing and monitoring network operations

6.1 Logging and monitoring with Stackdriver or GCP Console

6.2 Managing and maintaining security. Considerations include:

- Firewalls (e.g., cloud-based, private)

- Diagnosing and resolving IAM issues (shared VPC, security/network admin)



6.3 Maintaining and troubleshooting connectivity issues. Considerations include:

- Identifying traffic flow topology (e.g., load balancers, SSL offload, network endpoint groups)

- Draining and redirecting traffic flows

- Cross-connect handoff for interconnect

- Monitoring ingress and egress traffic using flow logs

- Monitoring firewall logs

- Managing and troubleshooting VPNs

- Troubleshooting Cloud Router BGP peering issues



6.4 Monitoring, maintaining, and troubleshooting latency and traffic flow. Considerations include:

- Network throughput and latency testing

- Routing issues

- Tracing traffic flow



7. Optimizing network resources

7.1 Optimizing traffic flow. Considerations include:

- Load balancer and CDN location

- Global vs. regional dynamic routing

- Expanding subnet CIDR ranges in service

- Accommodating workload increases (e.g., autoscaling vs. manual scaling)



7.2 Optimizing for cost and efficiency. Considerations include:

- Cost optimization (Network Service Tiers, Cloud CDN, autoscaler [max instances])

- Automation

- VPN vs. interconnect

- Bandwidth utilization (e.g., kernel sys tuning parameters)



Killexams Review | Reputation | Testimonials | Feedback


Get these mock test and visit holidays to put together.
I rank very high amongst my peers, and I credit my success to killexams.com. Their excessive marks analyzing software helped me become a member of the high ranks, along with other brilliant students. I found their sources to be specific, great, and beneficial, including their Google-PCNE pdf, Google-PCNE dumps, and Google-PCNE books. I am thankful to killexams.com and am writing these words of appreciation because they deserve it.


You will obtained these valid Google-PCNE Questions in real exam.
The material was well-organized and efficient, which enabled me to easily understand several answers and score 97% marks after preparing for only two weeks. I want to thank the team at killexams.com for providing excellent preparation material and assisting me in passing the Google-PCNE exam. As a mother, I had limited time to prepare for the exam, but with the help of the killexams.com dumps aide, I was able to pass the exam.


Were given no trouble! 3 days instruction of Google-PCNE real test questions is required.
I had purchased the Google-PCNE braindump before hearing about the test update and was concerned I had wasted my money. However, when I contacted the killexams.com help team, they assured me that the updated Google-PCNE test was covered in the material. I was impressed with the updated content and the comprehensive coverage of all test objectives. I am grateful for their exceptional performance and customer service.


Frightened of failing Google-PCNE exam!
I passed the Google-PCNE test with killexams.com, which was my primary training source, with a strong common mark. This is valid test material that I highly recommend to everyone working towards their IT certification. It is a dependable way to prepare and pass your IT tests. In my IT employer, there is not a person who has not used/seen/heard of killexams.com material. They not only help you pass but also ensure that you learn and become a successful professional.


Tips and Tricks to certify Google-PCNE test with high scores.
I am pleased to announce that I have passed my Google-PCNE test with ease. While your question bank didn't fully cover all the questions asked during the exam, it did help me prepare and become technically sound with the material. Thank you, killexams.com, for helping me pass my Google-PCNE test with flying colors.


Google Network dumps

   




While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for ACTUAL EXAM QUESTIONS update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test VCE simulator. Visit their example questions and test brain dumps, their test simulator and you will realize that killexams.com is the best ACTUAL EXAM QUESTIONS site.

Which is the best dumps website?
You bet, Killexams is totally legit along with fully trustworthy. There are several capabilities that makes killexams.com realistic and genuine. It provides up to date and totally valid ACTUAL EXAM QUESTIONS containing real exams questions and answers. Price is surprisingly low as compared to almost all the services on internet. The mock test are updated on frequent basis along with most recent brain dumps. Killexams account make and products delivery is rather fast. Record downloading is actually unlimited and intensely fast. Help is avaiable via Livechat and Message. These are the characteristics that makes killexams.com a robust website offering ACTUAL EXAM QUESTIONS with real exams questions.



Is killexams.com test material dependable?
There are several mock test provider in the market claiming that they provide real test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update test mock test with the same frequency as they are updated in Real Test. ACTUAL EXAM QUESTIONS provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and Topics of new syllabus, They recommend to get PDF test Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your get Account. You can get Premium ACTUAL EXAM QUESTIONS files as many times as you want, There is no limit.

Killexams.com has provided VCE VCE test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Exam Center and Enjoy your Success.




S90.20A brain dumps | RTRP trial test questions | MB-330 Latest Topics | GPTS Dumps | 3V0-22.21N pass test | 920-805 braindumps | HPE6-A70 questions answers | PRINCE2-Re-Registration test papers | CDM study guide | MS-220 practice test | DES-6332 Cheatsheet | CCSPA test trial | CHAD real questions | 300-430 test prep | MB-260 writing test questions | Salesforce-Advanced-Cross-Channel mock test | 5V0-21.21 test prep | H13-511 online test | BCBA training material | CCSA cheat sheet pdf |


Google-PCNE - Professional Cloud Network Engineer study tips
Google-PCNE - Professional Cloud Network Engineer learn
Google-PCNE - Professional Cloud Network Engineer study help
Google-PCNE - Professional Cloud Network Engineer test format
Google-PCNE - Professional Cloud Network Engineer teaching
Google-PCNE - Professional Cloud Network Engineer study help
Google-PCNE - Professional Cloud Network Engineer information search
Google-PCNE - Professional Cloud Network Engineer information hunger
Google-PCNE - Professional Cloud Network Engineer test prep
Google-PCNE - Professional Cloud Network Engineer Real test Questions
Google-PCNE - Professional Cloud Network Engineer braindumps
Google-PCNE - Professional Cloud Network Engineer certification
Google-PCNE - Professional Cloud Network Engineer test
Google-PCNE - Professional Cloud Network Engineer test Braindumps
Google-PCNE - Professional Cloud Network Engineer syllabus
Google-PCNE - Professional Cloud Network Engineer Questions and Answers
Google-PCNE - Professional Cloud Network Engineer ACTUAL EXAM QUESTIONS
Google-PCNE - Professional Cloud Network Engineer study tips
Google-PCNE - Professional Cloud Network Engineer test
Google-PCNE - Professional Cloud Network Engineer Real test Questions
Google-PCNE - Professional Cloud Network Engineer Practice Test
Google-PCNE - Professional Cloud Network Engineer Practice Test
Google-PCNE - Professional Cloud Network Engineer braindumps
Google-PCNE - Professional Cloud Network Engineer test Cram
Google-PCNE - Professional Cloud Network Engineer information search
Google-PCNE - Professional Cloud Network Engineer education
Google-PCNE - Professional Cloud Network Engineer Latest Questions
Google-PCNE - Professional Cloud Network Engineer test success
Google-PCNE - Professional Cloud Network Engineer techniques
Google-PCNE - Professional Cloud Network Engineer answers
Google-PCNE - Professional Cloud Network Engineer Practice Test
Google-PCNE - Professional Cloud Network Engineer real questions
Google-PCNE - Professional Cloud Network Engineer test syllabus
Google-PCNE - Professional Cloud Network Engineer Free PDF
Google-PCNE - Professional Cloud Network Engineer answers
Google-PCNE - Professional Cloud Network Engineer Latest Questions
Google-PCNE - Professional Cloud Network Engineer education
Google-PCNE - Professional Cloud Network Engineer test success
Google-PCNE - Professional Cloud Network Engineer tricks
Google-PCNE - Professional Cloud Network Engineer learning
Google-PCNE - Professional Cloud Network Engineer answers
Google-PCNE - Professional Cloud Network Engineer information hunger
Google-PCNE - Professional Cloud Network Engineer testing
Google-PCNE - Professional Cloud Network Engineer Practice Questions

Other Google ACTUAL EXAM QUESTIONS


Adwords-Search test test | Google-PDE test exam | Google-PCSE study guide | Google-PCE Latest Questions | Google-IQ practical test | Cloud-Digital-Leader braindumps | Adwords-Display past bar exams | Professional-Cloud-DevOps-Engineer Questions and Answers | Google-PCDE braindumps | Google-AAD brain dumps | Google-ASA study questions | Google-PCA practice exam | Google-PCD PDF Questions | Adwords-fundamentals real Questions | Google-PCNE prep questions | Adwords-Reporting Study Guide | Google-ACE test sample | Google-AMA free practice tests | Apigee-API-Engineer assessment test sample | Google-AVA PDF Dumps |


Best ACTUAL EXAM QUESTIONS You Ever Experienced


050-6201-ARCHERASC01 writing test questions | SCA_SLES15 examcollection | OCS trial test questions | DEV-401 real Questions | 500-470 cheat sheet | Nonprofit-Cloud-Consultant practice questions | 500-451 free prep | CTFL_Foundation Question Bank | CLF-C01 test preparation | PSAT-RW PDF Download | 500-551 free pdf | BPM-001 prep questions | ACCP mock exam | 2V0-31.21 questions answers | Magento-Certified-Professional-Cloud-Developer Test Prep | 4H0-004 test prep | CAT-120 trial test | 4A0-M02 cram | S90.05A boot camp | H35-582-ENU test prep |





References :


https://killexams-posting.dropmark.com/817438/23644456
https://www.instapaper.com/read/1320449013
https://drp.mk/i/HrRwBR5fBC
https://arfansaleemfan.blogspot.com/2020/08/google-pcne-professional-cloud-network.html
https://www.coursehero.com/file/66598979/Google-PCNEpdf/
https://youtu.be/YMaGxb19x5M
http://feeds.feedburner.com/ExecuteYour00m-650ExamAtFirstAttempt
https://files.fm/f/ss8wab7ys



Similar Websites :
Pass4sure Certification ACTUAL EXAM QUESTIONS
Pass4Sure test Questions and Dumps






Direct Download

Google-PCNE Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

Google-PCNE Reviews

100% Valid and Up to Date Google-PCNE Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug