Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über A2010-598?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der A2010-598: Accessment: IBM Tivoli Storage Manager V6.3 Administration Prüfung.

2022 Updated Actual A2010-598 questions as experienced in Test Center

Laden Sie A2010-598 Übungstest und aktuelle Fragen herunter - easy finanz | easyfinanz

Accessment: IBM Tivoli Storage Manager V6.3 Administration test questions with Latest A2010-598 practice tests | https://www.easyfinanz.cc/

IBM A2010-598 : Accessment: IBM Tivoli Storage Manager test Dumps

Exam Dumps Organized by Shahid nazir



Latest 2022 Updated Syllabus
A2010-598 test Dumps | Latest Braindumps with genuine Questions

Real Questions from Latest syllabus of A2010-598 - Updated Daily - 100% Pass Guarantee



A2010-598 demo Questions : Download 100% Free A2010-598 test Dumps (PDF and VCE)

Exam Number : A2010-598
Exam Name : Accessment: IBM Tivoli Storage Manager V6.3 Administration
Vendor Name : IBM
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Pass4sure A2010-598 cheat sheet in addition to boot camp
killexams.com always suggest you to obtain A2010-598 test Cheatsheet for trial, go through the questions and also answers before you apply for complete version. killexams.com gives you 3 months cost-free updates involving A2010-598 Accessment: IBM Tivoli Storage Manager V6.3 Administration test inquiries. Their qualification group will be consistently working at back end and update typically the A2010-598 Cheatsheet as so when need.

For a trip online regarding A2010-598 PDF Download, you can see that the majority of internet sites are selling outmoded PDF Downloadtogether with current tags. This specific will become particularly harmful whenever youre assured on these kind of Practice Questions. There are really several inexpensive vendors online which obtain free A2010-598 PDF FORMATTING from the internet in addition to sell for a minor value. You might waste big money when you finally compromise about of which minor cost to obtain A2010-598 PDF Download. Many people always guidebook prospects from the appropriate course. Do not at all save in which minor dollars and have a huge likelihood regarding failing a exam. Just merely choose true together with good A2010-598 Exam Questions provider in addition to obtain about be able to particular date and reasonable copy regarding A2010-598 real test concerns. Most of us accept killexams.com as the ideal service regarding A2010-598 exam dumps that is going to become your health-keeping selection. You could save from your whole lot regarding issues with the danger regarding picking a undesirable PDF Download supplier. That will supply an individual honest, approved, reasonable, informed, along with reputable A2010-598 Exam Questions that may really do the work in a true A2010-598 analyze. Next time, you possibly will not search on websites, you might directly occur to killexams.com to your potential paperwork guides.

IBM A2010-598 analyze just is not really too an easy task to be able to possibly consider getting all set with only A2010-598 teaching book as well as absolutely free cheat sheet accessible on the internet. There are challenging questions inquired throughout the true A2010-598 analyze which piteuxs the prospect to result in not being capable to the test. This kind of predicament is considered treatment of by merely killexams.com by simply meeting real A2010-598 PDF Download in the course of exam dumps along with VCE test simulator records. In order to loosen up and enjoy obtain 100% charge A2010-598 cheat sheet before you subscribe to full variant of A2010-598 Exam Questions. You will absolutely make sure you believe means of all of their A2010-598 exam dumps.

Many individuals obtain free A2010-598 cheat sheet LIBRO ELECTRONICO coming from the world wide web is in in an attempt to do a fantastic challenge to be able to memorize people outdated concerns. These people attempt to conserve minor PDF Downloadfee along with danger all the time in addition to the test fee. A lot of those folks neglect their A2010-598 examination. It is merely given that they spent a time on obsolete concerns along with answers. A2010-598 examination program, objectives together with matters continue being to transform by simply IBM. Thats the reason why a constant PDF Downloadup grade is required commonly, you will notice absolutely diverse concerns and treatments at the test display screen. That could be a huge problem with free LIBRO ELECTRONICO FILE online. Additionally , you should not necessarily train those issues with almost any examination sim. You merely fork out a lot of resources on obsolete substances. They all recommend a really case, believe means of killexams.com to be able to obtain totally free cheat sheet before you buy. Guide and see this changes inside examination subjects. Then figure out to register concerning full edition regarding A2010-598 cheat sheet. A person can surprised when you will spot the questions in regards to the genuine test display screen.

Attributes of Killexams A2010-598 Practice Questions
-> A2010-598 Dumps obtain Access in only 5 minute.
-> Complete A2010-598 Questions Traditional bank
-> A2010-598 test Success Assure
-> Guaranteed Real A2010-598 test questions
-> Most current and 2022 updated A2010-598 Questions along with Answers
-> Most current 2022 A2010-598 Syllabus
-> Obtain A2010-598 test Files anyplace
-> Unlimited A2010-598 VCE test Simulator Entry
-> No Restrict on A2010-598 test Obtain
-> Great Vouchers
-> 100% Protect Purchase
-> completely Confidential.
-> completely Free cheat sheet demo Questions
-> No Undetectable Cost
-> Absolutely no Monthly Ongoing
-> No Automobile Renewal
-> A2010-598 test Up-date Intimation by simply Email
-> Cost-free Technical Support

test Fine detail at: https://killexams.com/pass4sure/exam-detail/A2010-598
Pricing Specifics at: https://killexams.com/exam-price-comparison/A2010-598
See Comprehensive List: https://killexams.com/vendors-exam-list

Discounted Coupon about Full A2010-598 exam dumps concerns;
WC2020: 60 per cent Flat Discounted on each test
PROF17: 10% Further Discounted on Benefit Greater than $69
DEAL17: 15% Further Discounted on Benefit Greater than 99 dollars







A2010-598 test Format | A2010-598 Course Contents | A2010-598 Course Outline | A2010-598 test Syllabus | A2010-598 test Objectives




Killexams Review | Reputation | Testimonials | Feedback


Save your time and money, take these A2010-598 Questions Answers and read the exam.
I passed my A2010-598 test by using the killexams.com brain dump test guide in less than 20 days of preparation. The dumps completely changed my life after I read them. Presently I am employed in a decent company with Great profits. Regards to killexams.com and the entire team of the trutrainers. Difficult subject matters are successfully secured through them. Likewise, they provide superb A2010-598 test questions which are useful for the high marks. I answered nearly all questions in just half of the time.


Easiest to pass A2010-598 test with these Questions Answers and test Simulator.
Thanks to the killexams.com team who gives a very valuable practice dumps collection with factors. I have passed A2010-598 test with a 78% score. Thank U very much for your products. I have registered to several question banks of killexams.com like A2010-598. The questions banks have been very helpful for me to pass those exams. Your practice tests helped a lot in passing my A2010-598 test with 73%. To the factor, particular and well-defined answers. keep up the good work.


Where will I find Questions Answers to study A2010-598 exam?
I used this package for my A2010-598 exam, too, and passed it with top marks. I depended on killexams.com, and it changed into the right choice to make. They come up with genuine A2010-598 test Questions Answers the way you will see them at the exam. Accurate A2010-598 dumps arent everywhere. do not depend upon loose dumps. The dumps they provided are updated all the time, so I had the ultra-contemporary statistics and turned them into able to pass effects. Exquisite test education


Feeling difficulty in passing A2010-598 exam? Questions Answers bank is here.
It is about the new A2010-598 exam. I bought this A2010-598 braindump before I heard of replace so I concept I had spent money on a few aspects I will no longer be capable of use. I contacted the killexams.com help team of experts to double test, and they told me the A2010-598 test was updated lately. As I tested it in comparison to the updated A2010-598 test objectives it truly looks up to date. several questions had been added compared to older braindumps and all areas protected. I am inspired by their performance and customer support. Searching ahead to taking my A2010-598 test in 2 weeks.


Found an authentic source for real A2010-598 test questions.
I scored 88% marks. A great partner of mine endorsed the utilization of killexams.com Questions Answers when you consider that she had likewise passed her test given them. All the material became excellent fine. Getting enlisted for the A2010-598 test was easy, however then got here the troublesome component. I had some alternatives, either enlists for customary training and surrenders my low maintenance profession, or study on my own and proceed with the employment.


IBM V6.3 outline

While it is very hard task to choose reliable certification questions / answers resources with respect to review, reputation and validity because people get ripoff due to choosing wrong service. Killexams.com make it sure to serve its clients best to its resources with respect to test dumps update and validity. Most of other's ripoff report complaint clients come to us for the brain dumps and pass their exams happily and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client confidence is important to us. Specially they take care of killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. The same care that they take about killexams review, killexams reputation, killexams ripoff report complaint, killexams trust, killexams validity, killexams report and killexams scam. If you see any false report posted by their competitors with the name killexams ripoff report complaint internet, killexams ripoff report, killexams scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are thousands of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test simulator. Visit Their demo questions and demo brain dumps, their test simulator and you will definitely know that killexams.com is the best brain dumps site.

Is Killexams.com Legit?
Certainly, Killexams is 100% legit as well as fully trusted. There are several benefits that makes killexams.com authentic and straight. It provides up to par and 100% valid test dumps comprising real exams questions and answers. Price is very low as compared to the majority of the services on internet. The Questions Answers are updated on usual basis using most latest brain dumps. Killexams account arrangement and product delivery is rather fast. Document downloading will be unlimited and really fast. Assistance is avaiable via Livechat and E mail. These are the features that makes killexams.com a sturdy website that provide test dumps with real exams questions.



Which is the best braindumps site of 2022?
There are several Questions Answers provider in the market claiming that they provide genuine test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test Questions Answers with the same frequency as they are updated in Real Test. test dumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to obtain PDF test Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions Answers will be provided in your obtain Account. You can obtain Premium test Dumps files as many times as you want, There is no limit.

Killexams.com has provided VCE VCE test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Exam Center and Enjoy your Success.




C2040-986 test Cram | TCP-BW6 test Braindumps | CIPP-US Free PDF | 300-415 test questions | JN0-221 english test questions | 150-230 cram | IIA-CIA-Part3-3P test test | 5V0-21.19 practice questions | 1Z0-1085-20 test questions | 4A0-M05 PDF Braindumps | HPE6-A42 test dumps | SCS-C01 test dumps | TB0-123 Cheatsheet | Copedo-Developer brain dumps | JN0-103 test preparation | DEA-5TT1 demo test questions | 4A0-107 question test | AZ-140 test Questions | ACP-01301 test prep | HP0-Y50 Real test Questions |


A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration test dumps
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration test contents
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration Free PDF
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration Practice Test
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration testing
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration PDF Dumps
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration testing
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration Test Prep
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration learn
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration study tips
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration test Cram
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration braindumps
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration exam
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration test Questions
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration information source
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration Cheatsheet
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration Real test Questions
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration braindumps
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration test Questions
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration cheat sheet
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration test Questions
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration braindumps
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration test syllabus
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration information search
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration book
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration teaching
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration study help
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration braindumps
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration testing
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration Test Prep
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration test format
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration braindumps
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration learn
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration techniques
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration learning
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration test Questions
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration test success
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration test Questions
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration real questions
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration test format
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration outline
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration testing
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration Real test Questions
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration testing
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration test
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration study help
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration test Braindumps
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration real questions
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration exam
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration Practice Test
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration braindumps
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration cheat sheet
A2010-598 - Accessment: IBM Tivoli Storage Manager V6.3 Administration braindumps



Best Certification test Dumps You Ever Experienced


000-605 test practice | P2090-046 Questions Answers | C9560-023 test dumps | 00M-642 Test Prep | A2010-574 practical test | M8060-655 test test | 000-423 Practice Questions | C2170-008 cheat sheet | C2180-279 free prep | P2090-068 test dumps | 00M-640 Study Guide | LOT-911 test questions | 000-556 obtain | 000-275 free pdf | C1000-019 cbt | C9510-401 brain dumps | 000-M226 VCE test | P4070-005 study material | P2065-035 prep questions | M9520-233 test questions |





References :


https://arfansaleemfan.blogspot.com/2020/07/a2010-598-accessment-ibm-tivoli-storage.html
http://feeds.feedburner.com/SurveyA2010-598RealQuestionAndAnswersBeforeYouStepThroughExam
http://ge.tt/2yiaUu63
https://www.4shared.com/video/r01BZYQqea/Accessment-IBM-Tivoli-Storage-.html
https://www.4shared.com/office/1D9zVCuVea/Accessment-IBM-Tivoli-Storage-.html
https://www.coursehero.com/file/68237495/Accessment-IBM-Tivoli-Storage-Manager-V6-3-Administration-A2010-598pdf/
https://ello.co/killexamz/post/r3bnthiprqilkp1jrsnngg
https://www.clipsharelive.com/video/3377/a2010-598-accessment-ibm-tivoli-storage-manager-v6-3-administration-2020-update-question-bank-by-killexams-com
http://killexams.decksrusct.com/blog/certification-exam-dumps/a2010-598-accessment-ibm-tivoli-storage-manager-v6-3-administration-question-bank-with-real-questions-by-killexams-com/
https://www.instapaper.com/read/1411639305
https://drp.mk/i/1jCk80DvCf
https://justpaste.it/A2010-598
https://sites.google.com/view/killexams-a2010-598-exam
https://spaces.hightail.com/space/YV0On4zWjy/files/fi-c4e1023c-bb0a-4c01-9f9f-bd99d28bddb1/fv-073dc017-896a-47d2-9543-fb7879f22c20/Accessment-IBM-Tivoli-Storage-Manager-V6-3-Administration-(A2010-598).pdf#pageThumbnail-1



Similar Websites :
Pass4sure Certification test dumps
Pass4Sure test Questions and Dumps






Direct Download

A2010-598 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

A2010-598 Reviews

100% Valid and Up to Date A2010-598 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug