Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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Genesys GE0-807 : GCP8 - System Consultant - SIP Server - 2023 ACTUAL EXAM QUESTIONS

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Exam Number : GE0-807
Exam Name : GCP8 - System Consultant - SIP Server - 2023
Vendor Name : Genesys
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Question Bank : Check Questions

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GE0-807 test Format | GE0-807 Course Contents | GE0-807 Course Outline | GE0-807 test Syllabus | GE0-807 test Objectives

Test Detail:
The Genesys GE0-807 exam, also known as GCP8 - System Consultant - SIP Server, is designed to assess the knowledge and skills of professionals working with Genesys SIP Server. The test evaluates the candidate's understanding of SIP Server architecture, installation, configuration, and troubleshooting. Here is a detailed overview of the test, including the number of questions and time, course outline, test objectives, and test syllabus.

Number of Questions and Time:
The Genesys GE0-807 test consists of multiple-choice questions. The exact number of questions may vary, but on average, there are around 60-70 questions. Candidates are provided with a specified amount of time to complete the exam, typically around 90-120 minutes.

Course Outline:
The Genesys GE0-807 test covers various courses related to Genesys SIP Server and its implementation. The course outline may include the following key areas:

1. SIP Server Overview:
- Understanding the role and functionality of Genesys SIP Server in the contact center environment.
- Familiarity with SIP protocols, call flows, and signaling.

2. SIP Server Architecture:
- Understanding the components and modules of Genesys SIP Server.
- Knowledge of SIP Server deployment models and high availability configurations.

3. Installation and Configuration:
- Installing and configuring Genesys SIP Server software.
- Configuring SIP Server settings, such as network interfaces, certificates, and security options.

4. SIP Server Routing:
- Understanding SIP Server routing strategies and mechanisms.
- Configuring routing policies and rules for call routing and load balancing.

5. SIP Server Integration:
- Integrating SIP Server with other Genesys components, such as Voice Platform and Routing Solution.
- Configuring SIP Server interfaces and interactions with external systems.

6. SIP Server Monitoring and Troubleshooting:
- Monitoring SIP Server performance and health.
- Troubleshooting common issues related to SIP Server installation, configuration, and call routing.

Exam Objectives:
The objectives of the Genesys GE0-807 test include evaluating the candidate's ability to:

1. Understand the role and functionality of Genesys SIP Server in a contact center environment.
2. Install and configure Genesys SIP Server software.
3. Configure SIP Server settings, including network interfaces, security, and certificates.
4. Implement routing strategies and policies in SIP Server.
5. Integrate SIP Server with other Genesys components and external systems.
6. Monitor and troubleshoot SIP Server performance and issues.

Exam Syllabus:
The test syllabus provides a detailed breakdown of the courses and subtopics that candidates need to study. It may include:

1. SIP Server Overview and Architecture
2. SIP Server Installation and Configuration
3. SIP Server Routing
4. SIP Server Integration
5. SIP Server Monitoring and Troubleshooting

Candidates should refer to the official Genesys documentation and study materials specific to the GE0-807 test for the most accurate and up-to-date information on the test details, course outline, test objectives, and test syllabus.

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Why The Hyundai Palisade Calligraphy Raises Questions About The Genesis GV80

No result found, try new keyword!As they all know, Genesis, the luxury division of Hyundai, is presently one of the best luxury car companies with some amazing cars. The GV80 is presently Genesis' flagship luxury SUV and the ...

Genesis bikes: latest reviews, news and buying advice

Genesis bikes

Genesis produces bikes for all cycling disciplines, including road, mountain, cyclocross, gravel/adventure and commuting.

You’ll find a range of materials used in Genesis bikes, though the brand is well loved for its steel offerings.

Genesis 2019 road bikes

If you’re a roadie, Genesis has a few models for you to consider.

At the entry-level, the Delta is an aluminium frame and carbon fork road bike with endurance geometry that comes with rim brakes and provides a comfortable ride.

The Equilibrium and Equilibrium Disc are also endurance/sportive-focused bikes, and come with a steel frame and carbon fork. The steel makes for a super comfortable ride, while the carbon reduces some of the weight.

Next up is the endurance-focused Zeal, which is full carbon, so you can ride longer and faster with less effort.

Moving into the racier end of the spectrum, the Zero and Zero Disc are full-carbon road bikes with aggressive geometry. As the price increases, so does the level of tech, with Di2 included in the top-end model.

Finally, if you want to build your absolute dream machine, the Volare and Volare Disc framesets are available in both Reynolds 853 and 931 tubing options.

Genesis 2019 mountain bikes

The Genesis Tarn is a steel-framed short-travel hardtail with 120mm travel and 27.5in wheels, and is equipped with Maxxis Rekon tyres.

The Mantle is the brand’s XC and endurance bike, and is a full carbon 29er hardtail with 100mm travel.

Finally, for the bikepackers, the Longitude is a fully rigid, steel-framed mid-fat expedition adventure bike. It comes with 27.5in wheels but is also 29er compatible.

More Genesis 2019 bikes

Genesis has a lot of bikes in its ‘other’ category, so we’ve broken them down into Adventure, Cyclocross and Urban.


Adventure is probably the biggest category for Genesis, and a full array of mud-loving, gravel-crunching expedition machines are available.

The Croix de Fer is probably Genesis’ flagship bike, much loved by adventurers and commuters alike. It’s the ultimate all-round all-terrain machine, with a hardy steel frameset, disc brakes, relaxed geometry and mounts for all the additional fittings you might need. The Croix de Fer comes in three steel options (10, 20 and 30) as well as a titanium model.

The Genesis Datum is another versatile bike that could serve as a gravel-cruncher or mile-muncher, depending on the tyres you choose to run. There’s also a women’s-specific version of the Datum, as well as a frameset so you can build your own.

The Tour de Fer is a steel touring-specific bike with a longer, stable wheelbase, and comes complete with mudguards and racks. Higher-end models also feature dynamo lights.

Getting into the more monstrous of Genesis adventure bikes, there’s the Vagabond which is often described as a ‘monstercross’ or ‘frankenbike’ due to its fat 29er wheels, combined with the relaxed geometry of the steel frameset that makes it a great weekday commuter and weekend off-road explorer.

The biggest monster of them all though has to be the Fugio. With its steel frame and carbon fork, asymmetrical chainstays and 650b wheels with gargantuan 50c tyres, it’s perfect if you want a bike that will take you anywhere, but don’t want a mountain bike.


The Vapour is Genesis' CX race machine and there are three models available (10, 20 and 30). There’s the option of having a full carbon frame at the higher end of the spec too, or a more affordable version with an aluminium frame and carbon fork.

The CDA on the other hand is less race and more sportive, with relaxed endurance geometry and massive tyre clearance for knobblies so you can truly take it anywhere.


For commuters and city-dwellers, Genesis has several bikes to choose from.

The Day One — its inaugural bike from 2001 — is still going strong as a low maintenance singlespeed with disc brakes and mounts for mudguards.

The Flyer is a super versatile bike that could be set up as a fixie, or with a freewheel. It has the same tubing and geometry as the Equilibrium and comes equipped with custom XL mudguards. Use it as a commuter or a winter trainer.

If you’re in the market for a more porteur-style bike, the Brixton is where Croix de Fer meets cargo. Its 1x9 drivetrain keeps things simple, while the swept back riser bars supply the rider a more upright position.

Finally, the Columbia Rd is a beautiful step-through with a low maintenance and practical 8-speed internal hubgear. Perfect for pootling around town, plus the twin top tube adds a touch of elegance.

Questions and Isles: Bagel Order

Josh Bailey: "Everything with cream cheese"

Mathew Barzal: "Nutella"

Anthony Beauvillier: "What do you call it, like an everything bagel? Everything bagel."

Casey Cizikas: "Turkey sausage egg and cheese"

Cal Clutterbuck: "Everything with regular cream cheese"

Noah Dobson: "Usually pretty plain, just an everything. Sometimes I'll add butter."

Ross Johnston: "Everything bagel toasted with butter"

Anders Lee: "Sausage egg and cheese on an everything bagel"

Matt Martin: "Everything bagel, scooped, toasted dark with butter"

Scott Mayfield: "Bacon egg and cheese on an everything bagel"

Brock Nelson: "Bacon egg and cheese on an everything bagel, toasted, salt pepper ketchup"

Jean-Gabriel Pageau: "Everything bagel cream cheese."

Kyle Palmieri: "Bacon egg and cheese, everything"

Zach Parise: "Egg and cheese? I don't know."

Adam Pelech: "Everything toasted with cream cheese"

Ryan Pulock: "Probably a bacon egg and cheese on an everything bagel"

Alexander Romanov: "Some sort of cream cheese."

Ilya Sorokin: "Bagel?"NewYorkIslanders.com (to Sorokin): "They kind of look like donuts?"Sorokin: "My favorite donut? Boston cream"

Semyon Varlamov: "Everything bagel with cream cheese and lox"

Oliver Wahlstrom: "Egg bagel with three eggs, sausage and American cheese"


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Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen


Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.


Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:


  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten


  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug